The Indian Venture and Alternate Capital Association (IVCA) has welcomed the recent stakeholder consultation on the draft Foreign Exchange Management (Non-Debt Instruments) Rules, appreciating the open and constructive consultative approach adopted by the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), Department for Promotion of Industry and Internal Trade (DPIIT) and Department of Economic Affairs (DEA) with the alternate capital industry.

IVCA Welcomes Consultative Approach on Draft FEMA NDI Rules

The consultation brought together policymakers, regulators and industry participants to discuss the proposed framework and its practical implications. IVCA members participated actively in the discussions and appreciated the opportunity to share concerns, suggestions and implementation-related inputs directly with the relevant authorities.

The industry welcomed the proposed measures aimed at further liberalising foreign investment and improving ease of doing business, as regards to stakes below 10% and the likelihood of a move towards allowing market forces to determine valuation. At the same time, IVCA emphasised the importance of maintaining the existing treatment of AIFs under the IOCC framework, grandfathering transactions and funds undertaken under the current regulations, and ensuring that any new provisions be applied prospectively.

Srini Sriniwasan, Chairperson, IVCA, said, “We deeply appreciate the joint forum of RBI, SEBI, DPIIT and DEA on this important reform and liberalisation measure. Bringing policymakers, regulators and industry together provides an important opportunity to discuss the practical implications of the proposed framework and ensure that industry perspectives are considered as the regulations evolve. Such a consultative approach will be important in creating greater predictability, improving ease of doing business and strengthening India’s attractiveness for global capital.” 

IVCA believes the consultation reflects the value of bringing policymakers, regulators and market participants together while regulations are being shaped. Such a consultative approach enables practical implementation issues to be discussed early and provides industry an opportunity to contribute its experience towards an efficient and investment-friendly regulatory framework.

IVCA looks forward to continuing to provide relevant industry inputs as the proposed framework evolves and supporting efforts towards a simpler and more predictable foreign investment regime.

About Indian Venture and Alternate Capital Association (IVCA)
The Indian Venture and Alternate Capital Association (IVCA) is a not-for-profit, apex industry body promoting the alternate capital industry and fostering a vibrant investing ecosystem in India. IVCA is committed to supporting the ecosystem by facilitating advocacy discussions with the Government of India, policymakers, and regulators, resulting in the rise of entrepreneurial activity, innovation, and job creation in India and contributing towards the development of India as a leading fund management hub. IVCA represents 500+ funds with a combined AUM of over USD 350 billion. Our members are the most active domestic and global VCs, PEs, funds for infrastructure, real estate, credit funds, limited partners, investment companies, family offices, corporate VCs, and knowledge partners. These funds invest in emerging companies, venture growth, buyout, special situations, distressed assets, and credit and venture debt, among others.

• Maa Kauvery brings together maternity care, obstetrics and gynaecology, fertility, neonatology, paediatrics and paediatric critical care under one roof.

• The hospital is equipped with advanced neonatal and paediatric care facilities, including a Level 3 Neonatal Intensive Care Unit (NICU) and a Paediatric Intensive Care Unit (PICU).

Kauvery Hospital – Radial Road has launched Maa Kauvery, a dedicated 120-bed hospital for women and children, offering an extensive range of services related to maternity care, obstetrics and gynaecology, fertility, neonatology, paediatrics and paediatric critical care under one roof.

Dr. K.G. Arunraj, Minister for Health, Medical Education and Family Welfare, Government of Tamil Nadu inaugurated the hospital at Radial Road

Dr. K.G. Arunraj, Minister for Health, Medical Education and Family Welfare, Government of Tamil Nadu inaugurated the hospital in the presence of Dr S Chandrakumar, Founder & Executive Chairman, Dr Manivannan Selvaraj, Founder & Managing Director, Dr Aravindan Selvaraj, Co-Founder & Executive Director, Dr D Sengutuvvan, Co-Founder & Executive Director from Kauvery Group of Hospitals.

The occasion was also graced by Mr. D. Sarathkumar, Hon’ble Minister for Human Resources Management, Government of Tamil Nadu and Smt. J. Kamatchi, Hon’ble MLA, Pallavaram Constituency.

Maa Kauvery will provide 24/7 maternity care and specialised management of normal and high-risk pregnancies for expectant mothers, with dedicated clinical teams available round the clock to support women through pregnancy, labour and childbirth. The hospital will offer dedicated birthing facilities, besides providing comprehensive antenatal, delivery and postnatal care, ensuring coordinated support for mothers and newborns throughout the maternity journey.

This comprehensive maternity care will be supported by advanced laparoscopic gynaecologic surgery and fetal medicine services, enabling women to access specialised care across different stages of their maternal journey. The hospital will also extend its women’s healthcare services to fertility care through assisted reproductive services, including Intrauterine Insemination (IUI) and In Vitro Fertilization (IVF).

For newborns, the hospital is equipped with advanced neonatal care facilities, including a Level 3 Neonatal Intensive Care Unit (NICU). The in-house Level 3 NICU enables the hospital to provide advanced and comprehensive care for critically ill newborns including premature babies born before 30 weeks of gestation or weighing less than 1.5 kg. The unit will also have round-the-clock access to neonatal specialists, respiratory support and advanced life-support technologies. The paediatric specialities also include paediatric pulmonology, paediatric nephrology, paediatric intensive care, paediatric haematology, neonatology and supporting care.

For children, Maa Kauvery will offer comprehensive paediatric care, including a Paediatric Intensive Care Unit (PICU) and 24/7 paediatric emergency services. Specialised teams will be available round the clock to provide prompt assessment and management of critically ill and high-risk children.

Dr. D. Senguttuvan, Co-Founder, Executive Director, Kauvery Group of Hospitals, said, “Women and children have healthcare needs that are unique and constantly evolving. Since 2024, Kauvery Hospital has been successfully running a 200-bed Maa Kauvery in Trichy, developing and refining an integrated model of care for women and children. With the launch of Maa Kauvery at Radial Road in Chennai, we are bringing this proven and perfected model to the city, combining specialised expertise, advanced infrastructure and compassionate care in one place. The hospital is equipped with cutting-edge technology and a team of highly trained specialists available 24/7. It will also address the evolving healthcare needs of women at every stage of life, including adolescent health, reproductive health and fertility care. Building on our experience in Trichy, this new facility aims to set new standards in paediatric and obstetric care in Chennai.”

In addition to maternity and paediatric services, Maa Kauvery will provide comprehensive gynaecological care, extending the continuum of healthcare for women across different stages of life. The services will cover a wide range of needs, from menstrual health and PMOS to menopause and other gynaecological conditions. The facility will also have a counselling clinic offering personalised health advice and preventive care, along with specialised services for gynaecologic oncology and breast health, including mammography.

The AVPN Global Conference 2026 opened today at Bharat Mandapam in New Delhi, India, marking the first time in its 13-year history that the Conference is being held in the country. This signature convening takes place as AVPN enters its 15th year of moving capital towards impact for Asia, underscoring the organisation’s strategic evolution and its call for Asia leaders to shift from participation to leadership in advancing Asia-led solutions. 

AVPN: Kevin Teo (CTO), Naina Subberwal Batra (CEO), Achal Agarwal (Chair), Roshini Prakash (CKPO), Ramkumar Venkatramani (Director, Impact Investing)

This year’s edition brings together close to 2,000 of the region’s most influential funders, investors, corporates, policymakers and changemakers to shape practical and scalable pathways for inclusive growth. A Special Address titled “Advancing India’s Health Agenda” was delivered by  Anupriya Patel, Honourable Minister of State & Family Welfare and Chemicals & Fertilizers, who spoke on how India can translate its health ambitions into actionable, inclusive strategies. 

Distinguished speakers of the Conference include Ajay Piramal (Chairman, Piramal Group), Boon Heong Ng (Executive Director & Chief Executive Officer, Temasek Foundation), Budi Gunadi Sadikin (Minister of Health of the Republic of Indonesia), Professor Larry Kramer (President & Vice-chancellor, London School of Economics & Political Science), Neerja Birla (Founder & Chairperson, Aditya Birla Education Trust), Piyush Gupta (Chairman, Singapore Management University) and Tony Tan (Executive Director, CapitaLand Hope Foundation). 

The Conference reflects AVPN’s role as Asia’s largest platform for social impact, where more than 700 resource providers, innovators and intermediaries from across 43 markets collaborate to mobilise capital for a more prosperous and inclusive Asia. 

“India has a growing role in Asia’s impact story, and is no longer simply a destination for impact capital,” said Achal Agarwal, Chair at AVPN. “It is fast becoming a source of ideas, innovation and solutions that will shape Asia’s future. Hosting our Global Conference here for the first time reflects that shift. This is a strategic choice: New Delhi gives us a two-way bridge, a platform for the rest of Asia to bring forward investment-ready ideas, and for innovations emerging from India to shape solutions across the region.” 

Asia is confronting a USD 26-trillion financing need through 2030 to maintain growth, eradicate poverty and respond to climate change, alongside a USD 1.5-trillion annual SDG financing gap that demands more coordinated capital. The urgency is reflected in this year’s Conference theme, “A Blueprint for Action in Asia,” which focuses on how leadership is exercised in and for the region through collaboration, mobilising capital, and pursuing innovative financing approaches that create opportunities for communities and markets alike. The Conference is designed to move the ecosystem from fragmented efforts to coordinated action, positioning AVPN as the connective tissue that allows capital to amplify impact in Asia.

“In a year like this, our biggest breakthrough will not come from any single funder, instrument or initiative. It will come from how bravely we choose to work together,” said Naina Subberwal Batra, CEO at AVPN. “We need an ecosystem where philanthropists, investors, corporates, governments and innovators see themselves not as separate actors, but as co-owners of shared outcomes. That is what the Conference is here to build, partnerships that translate intent into coordinated action, and capital that moves in ways that honour the realities of our communities. If we can do that, Asia will not just respond to this moment; we will redefine what effective, collaborative impact looks like for Asia.” 

Over three days, the Conference will feature stakeholders across sectors participating in wide-ranging discussions and robust sessions centered around themes like blended finance, health impact, gender equality, economic inclusion and climate action. The Conference will also spotlight dynamic cross-cutting levers such as AI, policy, impact investing and faith-based giving, which AVPN is harnessing to unlock new forms of capital and innovation for Asia. 

The Conference will conclude with an Impact Investing Day focused on actionable capital flows. It will bring together leading investors, fund managers, limited partners, general partners, philanthropists and ecosystem leaders to explore how the full continuum of capital, from grants to debt and equity, can be intentionally aligned to move solutions from innovation to scale. By convening unlikely allies and catalysing coalitions, AVPN aims to foster shared accountability among partners across sectors, enabling them to converge around collective outcomes. 

Key highlights of the Opening Day of the AVPN Global Conference 2026 include:

• Towards a More Cohesive Asia: Harmony in Diversity Fund Grantee Announcement. Southeast Asia’s rich diversity fuels creativity, resilience, and innovation, yet sustaining harmony across communities requires continuous collaboration and locally rooted leadership. The Harmony in Diversity Fund mobilises capital to support initiatives that strengthen harmony and intercultural understanding. In this session, meet the first cohort of community-based organisations from across the region to benefit from the Fund.

• Maharashtra Climate Investment Programme: From Pipeline to Deal. The Government of Maharashtra and AVPN unveiled a USD 1 billion climate investment pipeline, bringing together investment-ready opportunities across clean transport, industrial decarbonisation, renewable energy and climate-smart agriculture. The announcement also marked the programme’s move from pipeline to deployment, with the first freight electrification transaction on the JNPA corridor and plans for a catalytic fund to help unlock private capital at scale.

• Nexa Lighthouse. As climate change increasingly affects health outcomes across Asia, there is growing momentum to strengthen collaboration across climate, health, philanthropy, and innovation. This emerging regional platform is designed to connect capital, knowledge, and partnerships with locally led solutions addressing urgent climate-related health risks.

• A Regional Reckoning: Eliminating Tuberculosis in Asia. Asia bears the heaviest burden of tuberculosis globally, yet the policy ambition to match that scale remains uneven. Naina Subberwal Batra (AVPN CEO) was joined by Punya Salila Srivastava (Secretary, Ministry of Health & Family Welfare, Government of India), Mark Suzman (CEO, Gates Foundation) and Boon Heong Ng (Executive Director & CEO, Temasek Foundation) on how the end of tuberculosis is a political choice, and how governments and policymakers can make this choice. 

For more information about the AVPN Global Conference 2026, visit avpn.asia/conference.

About AVPN
AVPN is Asia’s largest platform for social impact, where over 700 resource providers, innovators and intermediaries from across 43 markets collaborate to mobilise capital.  Grounded in deep regional expertise and partnerships, AVPN is building a thriving ecosystem that accelerates measurable progress toward inclusive growth, empowering Asia to lead the way in global impact. AVPN’s mission is to translate intent into impact by bringing together people, ideas, and resources for Asia. We do this by strengthening partnerships, fostering open collaboration, and enabling the coordinated flow of resources across markets and borders. Together with our community, AVPN is building a thriving impact ecosystem that drives a prosperous and inclusive Asia.

For more information about AVPN and our work, please visit our website and read our latest Annual Review.

About AVPN Global Conference 2026
The AVPN Global Conference, the largest annual networking event for resource providers active in Asia, brings together leaders from Asia and beyond to collectively envision an impactful future that is inclusive, equitable and sustainable. The Conference is an opportunity to build trust between resource providers, philanthropists and community impact leaders on priorities shaping Asia’s impact landscape which forms the Conference’s 12 interconnected tracks. Alongside the Conference is a dedicated AVPN Impact Investing Day, the first-of-its-kind large-scale impact investment-focused convening in Asia, featuring global and Asian investors, funders as well as Limited Partners including asset managers, family offices, and institutional investors.

Robb Report India, part of RPSG Lifestyle Media, celebrated its first anniversary titled Chapter One: The Circle of Influence—an exclusive, invite-only gathering at Fairmont Udaipur Palace on August 23 and 24, 2026. With Fairmont Udaipur Palace and Accor as hospitality partner along with BMW Excellence Club as Luxury Mobility Partner, The Macallan as Experience Partner, Vedica as Hydration Partner, Titan Nebula as Celebrations Partner and Aabee as the Luxury Travel and Concierge Partner — the event brought together a select group of tastemakers, entrepreneurs, and creative leaders to commemorate a year that established Robb Report India as the country’s most considered voice in luxury media. 

RR Circle members with RR Circle chair Avarna Jain (center, in white) and Editor of Robb Report India, Aindrila Mitra

Avarna Jain, Chairperson of RPSG Lifestyle Media, said, “India is at an exciting inflection point in shaping the global luxury narrative. For Robb Report India and RPSG Lifestyle Media to play a part in taking India’s stories of craftsmanship, culture and contemporary luxury to the world is a matter of immense pride. Since its launch in September 2025, Robb Report India has sought to set a new benchmark for luxury storytelling and experiences.”

Avarna Jain and Kajol discuss films, luxury and more

Robb Report India has been the gold standard in luxury media, offering insights across categories such as automobiles, travel, fine dining, real estate, and rare collectibles. This is not a title chasing trends—it is one that sets them. 

Swati and Somesh Agarwal (owners of Fairmont Udaipur Palace)

Robb Report curates the world’s finest offerings for a readership that is increasingly setting the terms of global living, rather than just following them, and in India, Robb Report upholds that with purpose.

Shashwat and Shivika Goenka

Off the pages too, Robb Report India has created its own identity with a series of unique experiences. The RR Experience series—invite-only, immersive, and built around access to spaces and people not ordinarily in the public eye—began in Udaipur, before moving to Jai Vilas Palace in Gwalior for Palace Privé in April 2026, where Priyadarshini Raje Scindia and her son, Mahaaryaman Scindia, opened their ancestral home to a gathering that included well-known names across Bollywood, fashion, business and culture. 

L to R Yogesh Chaudhary, Tarang Arora, Aditya Dugar, Aditi Dugar, Avarna Jain, Akanksha Arora, Abhimanyu Alsisar, Aindrila Mitra, Rahul Mishra and Divya Bhatt Mishra

With Chapter One: The Circle of Influence, Robb Report returned to where the RR Experience began—in Udaipur. Fairmont Udaipur Palace, with its grandeur, is a significant luxury address in Rajasthan. Cocooned within the lush Aravalli hills, with stunning views all around, it played the perfect backdrop for a momentous occasion.

Avarna Jain

The programme, including the launch of the coveted RR Circle Members 2026-2027, spread over two days, encompassed celebrations and building connections with guests ranging from business, fashion, art, sports, Bollywood, royal families and some of the country’s top tastemakers. 

Day one opened with lunch, followed by Celebration Experiences in the afternoon and a VIP gala at the Imperial Ballroom. At the fireside chat, Jain was joined by Bollywood legend Kajol, who spoke about 30 years of Simran, and what luxury means to her: the ability and the bandwidth to have choice, be it a slow morning, the choice to work or not, the choice to be who she is. 

Guests were treated to a curated menu inspired by local flavours, while Jasleen Royal had a private performance where she sang her hits such as ‘Love You Zindagi’ and ‘Heeriye’ among others. She also invited one of the guests, former international cricketer Suresh Raina on stage for an impromptu performance.  

This was followed by an after-party where DJ Aqeel played an exclusive set at Dahaad, only for the guests. He belted out favourites such as ‘Kali Kali Ankhein’, ‘Tu Mera Hero,’ ‘Baby’ among others as the party continued into the wee hours of the morning.

Day two kicked off with early risers and enthusiastic guests playing a game of padel and lounging in the hotel’s breathtaking pool, followed by breakfast before departure.

High-profile guests who attended this special celebration included RPSG Vice-Chairman and Vice-President of CII 2026-27, Shashwat Goenka; Shivika Goenka- Director of Education and Luxury at RPSG; design couturiers Rahul and Divya Mishra; top tastemakers from the art and design fraternity including gallerists Prateek and Priyanka Raja, Bhavna Kakkar, designers Gautam Seth and Prateek Jain from Klove, artist Paresh Maity; jewellers Tarang Arora and Siddharth Kasliwal from Amrapali and Gem Palace, respectively, as well as several royal family members including the Mewar royal family, Alsisar, Karauli, etc. 

Aindrila Mitra, Editor, Robb Report India, said, “Robb Report India has had a remarkable year one with the launch of various IPs like The Robb Report Table, Culinary Masters, At Home with Royalty and our marquee RR Experience. And while we step towards Chapter Two, it will be our endeavour to steer this title towards Luxury with Purpose. Where multi-format immersive content, access and mindful storytelling become our hallmarks.” 

About Robb Report India

Robb Report India is the global voice of luxury, trusted by those who never settle for anything but the exceptional. With 22 international editions, Robb Report curates the rare, the timeless, and the unforgettable for an audience that lives extraordinarily. At its core, the brand believes that true luxury today lies not merely in ownership but in experiencing fine craftsmanship, engaging intimately with culture, cuisine, and destinations, and embracing moments that are exclusive, private, and deeply personal. In India, Robb Report champions an India-first perspective within the high-end space, bringing to life emotionally rich, people-forward storytelling that celebrates the country’s heritage, creativity, and evolving definition of modern luxury.

About Fairmont Udaipur Palace

Fairmont Udaipur Palace is a luxury palace hotel in Udaipur, Rajasthan, managed by Accor. Its architecture draws from the Rajput and Mughal traditions of the Mewar region, and it is among India’s most significant luxury hospitality addresses—a setting where heritage and contemporary luxury exist in direct and uncompromised conversation.

About RPSG Lifestyle Media

Part of the RP-Sanjiv Goenka Group, RPSG Lifestyle Media has launched multiple media titles including Esquire India, The Hollywood Reporter India, Robb Report India, and wedding-forward title Manifest. The RP-Sanjiv Goenka Group is a USD 7-billion group with interests in power, carbon black, IT, retail, FMCG, sports, media, and entertainment.

Bisleri International, India’s leading packaged drinking water brand, has announced its latest limited-edition pack association with Bethlehem Kudumba Unit, bringing the excitement of one of the most anticipated Malayalam film releases closer to consumers across Kerala. As part of the collaboration, Bisleri will introduce special-edition bottles featuring the film’s lead actors, Nivin Pauly and Mamitha Baiju, across its 500 ml and 1 Litre packs in Kerala.

 Bisleri Unveils Limited-Edition Packs Featuring Nivin Pauly and Mamitha Baiju from ‘Bethlehem Kudumba Unit’

Timed with the film’s theatrical release, the collaboration celebrates the strong cultural influence of Malayalam cinema while extending the excitement around Bethlehem Kudumba Unit into everyday consumer experiences. By bringing the film’s distinctive identity to Bisleri bottles, the association creates a distinctive touchpoint for movie enthusiasts while strengthening the brand’s regional connection.

Commenting on the launch, Tushar Malhotra, Senior Director of Sales and Marketing at Bisleri International, said, “Kerala has a deeply engaged audience for cinema, with Malayalam films playing an important role in shaping conversations, culture and everyday entertainment. At Bisleri, our regional strategy is centred on building meaningful consumer affinity by aligning with properties that have a strong cultural resonance in their markets. Our association with Bethlehem Kudumba Unit brings together the excitement around a highly anticipated Onam release.”

The limited-edition Bethlehem Kudumba Unit bottles will be available across general and modern trade outlets in Kerala in 500 ml and 1 Litre packs.

About Bisleri International Pvt. Ltd.

With a legacy of over 50 years, Bisleri International Pvt. Ltd has grown to become one of the largest premium beverage businesses in India. Being the makers of the country’s largest-selling packaged drinking water, Bisleri follows a stringent process of 114 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.

Bisleri International has a strong presence with 128 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and UAE market. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri packaged drinking water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavours, such as Bisleri Limonata, Bisleri Rev, Bisleri Spyci Jeera, Bisleri Pop and Bisleri Soda. These Bisleri products are also available on the e-commerce platform – Bisleri@Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation, and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

Credit awareness can help individuals make more informed decisions about how they manage borrowing and other credit commitments. A credit score provides a quick view of credit health, while a detailed credit report can provide greater context about repayment behaviour, active accounts and recent credit enquiries.

Build Credit Awareness with a Free Credit Score Check from Bajaj Finance

Regularly reviewing this information can help individuals identify changes in their credit profile and address potential inaccuracies.

How the Bajaj Finance Credit Pulse Report can help?

The Bajaj Finance Credit Pulse Report provides customers with insights into their credit profile beyond the credit score. It brings together key credit indicators that can help customers understand their current credit health.

• Credit score

• Credit history

• Credit age

• Credit mix

• Credit card utilisation

• Repayment history

• Account summary

• Credit enquiries

Reviewing these details can provide a broader understanding of how credit behaviour is reflected in the credit profile.

How to check credit score online?

Customers can complete a free credit score check online through Bajaj Finance and access their Credit Pulse Report.

The process involves a few simple steps:

Step 1: Visit the Credit Pulse Report page

Customers can visit the official Bajaj Finance website and open the Credit Pulse Report page. The option to check the credit score can then be selected.

Step 2: Verify the mobile number

The registered mobile number needs to be entered, followed by OTP verification.

Step 3: Enter the required details

Customers need to provide details such as their name, PAN, date of birth, email address, mobile number and PIN code.

Step 4: Check the credit score

After successful verification, the available credit score is displayed on the screen.

Step 5: Review the Credit Pulse Report

Customers can access the Credit Pulse Report to review their repayment history, active credit accounts, recent enquiries and other credit information. The report can also be downloaded for future reference.

What can a credit report tell customers?

A credit score is useful as a quick indicator, but it does not provide the complete picture. A credit report contains additional information that can help customers understand their credit profile.

Looking at these indicators together can give customers a more complete view of their credit health.

How can a credit score check help identify changes?

A periodic credit score check can help customers notice changes in their credit profile.

For example, a change in the score may prompt a review of:

• Recent repayment activity

• Changes in outstanding balances

• New credit accounts

• Credit card utilisation

• Recent credit enquiries

Reviewing the underlying credit information can help customers understand whether a change is expected or requires further attention.

Why is repayment history important?

Repayment history is an important part of a credit profile. It reflects how previous credit obligations have been managed.

Customers reviewing their credit report can look for:

• Missed or delayed payments

• Overdue amounts

• Incorrect repayment entries

• Payments that may not have been updated

Consistently managing EMIs and credit card dues on time can support responsible credit behaviour.

How does credit utilisation affect a credit profile?

Credit utilisation refers to the amount of revolving credit being used compared with the available credit limit.

For example, if a credit card has an available limit of Rs. 1 lakh and Rs. 30,000 is outstanding, the utilisation is 30%.

Using a large portion of available revolving credit may affect a credit profile. Reviewing utilisation regularly can therefore form part of responsible credit management.

Why should customers monitor their credit health regularly?

Credit health can change as individuals take on new credit, repay existing obligations or change how they use their available credit.

Regular monitoring can help customers:

• Keep track of their credit score

• Review active credit accounts

• Monitor repayment information

• Check recent credit enquiries

• Identify unfamiliar credit activity

• Spot potential reporting errors

A periodic review can provide greater awareness of changes in the credit profile.

How can Credit Pulse Report support credit awareness?

Credit awareness is not limited to knowing a credit score. Understanding the information behind the score can help individuals develop better visibility into their credit behaviour and overall financial profile. This is also useful when understanding creditworthiness meaning, which refers to an individual’s ability and likelihood to repay borrowed money based on factors such as repayment behaviour, credit history, existing obligations and other relevant information.

Customers can use their Credit Pulse Report to review key indicators and identify areas that may need attention. For instance, an unfamiliar account or incorrect repayment entry can be investigated, while consistently high credit utilisation can prompt a review of credit usage.

What habits can help maintain a healthy credit profile?

Maintaining a healthy credit profile generally requires consistent financial behaviour over time.

Customers can consider the following practices:

• Pay EMIs and credit card dues on time.

• Keep credit utilisation under control.

• Avoid unnecessary credit applications within a short period.

• Review credit reports periodically.

• Check that reported account information is accurate.

• Borrow within a manageable repayment capacity.

There is no instant way to establish a strong credit history. Consistent and responsible credit management remains important.

Build better credit awareness with regular monitoring

A credit score can provide a quick view of credit health, but reviewing the information behind the score can offer greater context. Repayment history, existing accounts, credit utilisation and recent enquiries can all provide useful insights into an individual’s credit profile.

A free credit score check through Bajaj Finance can serve as a starting point for building credit awareness, while the Credit Pulse Report can help customers review key aspects of their credit profile. Regular monitoring and responsible credit habits can help individuals remain informed and make more considered financial decisions.

*Terms and conditions apply.

About Bajaj Finance Limited

Bajaj Finance Ltd. (BFL), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL serves over 124.43 million customers through a diversified portfolio comprising consumer loans, SME finance, commercial lending, rural lending, fixed deposits and payments, offered through Web, App and at 4,000+ locations. As a FinAI company, BFL is focused on continuous innovation through smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BBB/Stable and a short-term rating of A-2 by S&P Global ratings. It has been assigned a ‘Baa3 Corporate Family Rating’ with Stable outlook from Moody’s Rating.

Motherland, the design-first Indian lifestyle brand known for its take on pop culture, subcultures and contemporary Indian life, has launched its new ‘Made in India’ collection, pairing minimalist design with a strong expression of cultural identity.

THE NEW FACE: Roka, who represents India on the global stage, embodies Motherland’s proudly rooted and fiercely independent identity

The launch also marks the appointment of MMA fighter Asha “The Knockout Queen” Roka as Motherland’s Digital Ambassador.

Motherland’s inspiration has always been India. The brand’s world extends beyond clothing to lifestyle accessories, art and its collectible quarterly magazine, drawing from Indian cities, narratives, cultures, emerging trends and everyday references. Motherland’s “Made in India” collection takes that approach in a more direct visual direction, through powerful words that represent homeland, placed at the centre of the design.

Bringing together polos, T-shirts, 70s-inspired ringer tees, crop T-shirts and tank tops across unisex and women’s fits, the Made in India Collection takes a typography-led approach. Featuring simple yet powerful words – ‘INDIA’, ‘भारत’, ‘SWADESHI’ and ‘MADE IN INDIA’ the collection’s visual language is clean and considered, letting the words and silhouettes speak loud.

Ultimately, the Made in India collection is a new form of representation through everyday fashion, worn loud and proud; for people who seek pride in carrying Indian spirit and want that sentiment expressed in a contemporary, understated way.

The collaboration with Roka – a rising MMA star and the first Indian woman to win a 9-second knockout – reflects a similar side of contemporary Indian ambition; one built through discipline, persistence and the willingness to enter spaces where Indian representation is still growing. Her association with the collection brings together two distinct expressions of modern India: design and sport. The accompanying campaign places Asha firmly in her own and most recognized MMA environment. Rather than creating a conventional fashion setup, the campaign captures her within the physicality of her sport.

Asha Roka, MMA Fighter said, “I’ve always felt that representing India is about more than where you come from. It’s also about what you choose to do with your journey and how you carry that identity with you. That’s what connected me to Motherland and this collection. The designs are simple but they have a strong presence, and that feels very close to how I approach my own work; stay true to who you are and let that speak for itself.”

The ‘Made in India’ collection is now available at Motherland Superstore. 

Link to the collection: www.motherlandsuperstore.com/collections/made-in-india
 

About Motherland

Motherland is a design-first Indian lifestyle brand exploring contemporary India through clothing, lifestyle products, emerging artists, and its collectible magazine. The brand draws from pop culture, regional references, subcultures and the emerging ways in which India is experienced and expressed today. Its product universe includes apparel, accessories and limited-edition collections, alongside the Motherland magazine, which explores subjects spanning culture, sport, fashion, cities, less explored narratives, and emerging trends.

A year ago, Sunidhi Mishra couldn’t have told you what SAP stood for. Today, SAP powers the finance, supply chain, and HR operations of 99 of the world’s 100 largest companies—and Mishra has a certification, and a job offer, to show she understands them.

SAP Learning Hub, student edition

“When I first heard about SAP, it felt huge and out of reach,” says Mishra, who studied at DBS Global University, Dehradun, and is originally from Prayagraj. Then she found SAP Learning Hub, student edition, a free program that gives final-year students in India access to the same systems those companies run on. “Practicing on real SAP systems changed everything for me.” By the time she took her SAP Certification exam, the platform had turned an intimidating acronym into a credential. She was placed on campus soon after. “Going from ‘What is SAP?’ to ‘I’m globally certified and placed’ still feels surreal,” she says.

For students heading into one of the toughest job markets in years, that feeling is becoming familiar. Across campuses, students who once assumed SAP was an engineer’s domain are discovering it’s a certification that doubles as career validation.

The offer is simple—eligible final-year students get no-cost access to SAP Learning Hub, student edition, including expert-led sessions, learning journeys, and two SAP Certification exam attempts.

Aayan Kumar, an MBA Finance graduate from DBS Global University, says SAP Certification gave him an edge. “It added substantial value to my profile during campus placements and played an important role in securing my position at BP (British Petroleum),” he says.

The impact extends beyond business students. Ananya Agrawal, studying Computer Science at SRM Institute of Science and Technology, Chennai, sees SAP Learning Hub, student edition as a foundation for the next wave of enterprise technology. “Elevating this foundation with an SAP Generative AI Developer certification has given me the tools to integrate advanced AI into the ERP landscape,” she says.

Different campuses and majors. The same conclusion. Understanding how the world’s largest companies operate is becoming table stakes for graduates.

For India’s final-year students in placement season, it’s the difference between a resume that lists a degree and one that proves, with a globally recognized certification, that the person is ready to work on day one.

Eligible final-year students in India can register for SAP Learning Hub, student edition at https://learning.sap.com/free-student-edition.

Jawa Yezdi Motorcycles is gearing up for the biggest evolution yet of its Jawa 42 portfolio. When Jawa returned to India in 2018, the storied brand, part of Classic Legends, remained true to a legacy built on firsts. Jawa has always chosen to stay different, whether through design, performance and engineering or its connection with motorcycle racing.

Jawa Yezdi Motorcycles is gearing up for the biggest evolution of its Jawa 42 portfolio with the upcoming Jawa All Stars launch

Jawa’s history is made of pioneering moments. In the 1960s, the brand introduced auto-clutch, bringing engineering innovation to the world of motorcycles. Around the same time, the beloved motorcycle became a popular name in racing, competing on tracks and inspiring generations of riders with its spirited performance. Jawa’s character has been shaped by that racing heritage ever since.

Following Jawa’s return to India, the brand’s legacy of firsts continued. The Jawa 42 became India’s first neo-classic motorcycle, bringing together classic Jawa design and performance engineering in a new format for Indian riders. Its pastel colour palette and off-centre instrument cluster gave it a distinctive identity, while dual-channel ABS and a liquid-cooled engine brought modern technology and performance to the segment. The iconic “Jawa Is Back” campaign amplified anticipation even further, with the overwhelming response leading to 100,000 online bookings.

Soon after, Jawa scripted another first with the 42 Bobber, establishing the bobber category in India. With its unmistakable factory-custom character, cantilever seat and rear mono-shock suspension, the 42 Bobber introduced a fresh interpretation of the bobber format. The 42 Bobber quickly became a cultural statement of individuality and went on to soon become the most loved Bobber of India. This year it also won the Style Icon of the Year award.

The Jawa journey has continued with the contemporary 42 FJ, bringing another distinctive interpretation of the neo-classic motorcycle to the 42 family. Its brushed aluminium tank panels added a distinctive design element, while the wider Classic Legends portfolio continued to expand its presence in the mid-sized premium motorcycle segment through its classics, neo-classics and factory-custom motorcycles. Its standout design went on to earn widespread acclaim, including two Viewers’ Choice Motorcycle of the Year awards.

Through its evolution, Jawa has always chosen to create something distinct rather than follow the norm. In turn, it has won over a certain kind of rider. One who appreciates design, is confident in their choices and does not need their motorcycle to conform. The Jawa customer is, in many ways, a reflection of the brand itself.

Jawa has built its story around firsts. Jawa riders have built theirs around their choices. Perhaps that is the reason the relationship between the brand and its riders has endured.

The quiet yet distinctive code of the Jawa rider preserves individuality while fostering a strong sense of belonging among like-minded riders. This shared spirit has helped create strong riding communities across India through the years, which today come together under Nomads Kommuniti, the company’s riding collective.

Making motorcycles for people who are comfortable taking the road less travelled, it is now ready with its biggest-ever reveal for the 42 range, with Jawa All Stars teasers now out on its social media handles and official website – www.jawayezdimotorcycles.com

About Classic Legends Pvt. Ltd. & BSA Motorcycles
Classic Legends Pvt. Ltd. was founded with a vision to reintroduce iconic motorcycle brands in India & international markets. The company currently boasts an elaborate portfolio constituting Jawa, Yezdi & BSA marquee brands. It aims to bring consumers a quintessential motorcycling lifestyle experience by co-creating exciting product and service offerings within its motorcycling ecosystem and bringing back renewed fervour into the performance-classic motorcycle market.