Bajaj Finance Personal Loan helps eligible borrowers meet planned and urgent financial needs, such as home repairs, education costs and medical expenses. With loan amounts ranging from Rs. 40,000 to Rs. 55 lakh and repayment tenures from 12 months to 108 months, borrowers can assess their options based on their financial needs and repayment capacity.

Bajaj Finance Personal Loan

Before applying, customers can use the personal loan EMI calculator to estimate monthly instalments and compare repayment options. By adjusting the loan amount, interest rate and tenure, they can choose a repayment plan that suits their budget.

What repayment tenures does Bajaj Finance Personal Loan offer?

Bajaj Finance Personal Loan offers repayment tenures ranging from 12 months to 108 months, subject to eligibility and the loan terms. This flexibility allows borrowers to select a repayment period that suits their monthly budget and financial commitments.

A longer tenure can reduce the monthly EMI for the same loan amount and interest rate. However, it may increase the total interest payable over the loan period. Borrowers can use a personal loan EMI calculator to compare different repayment periods and understand the impact on their monthly expenses.

Why is repayment planning important?

Repayment planning helps borrowers understand how a loan may affect their monthly finances. It allows them to account for regular expenses, existing EMIs, savings and other financial commitments before taking on additional debt.

For example, a borrower planning home repairs or education expenses can estimate the EMI before applying. This helps determine whether the monthly instalment fits within the available income.

A personal loan EMI calculator also helps compare shorter and longer repayment tenures. A shorter tenure generally results in higher monthly EMIs but lower total interest costs. A longer tenure may reduce the monthly payment but increase the total borrowing cost.

Borrowers should consider both the EMI and the total interest payable before choosing a repayment period.

Who can benefit from flexible repayment options?

Flexible repayment options may help eligible customers who need funds for large expenses or want to spread repayments over a longer period.

Salaried individuals may use a personal loan to manage home improvements, education costs, medical bills, family events or other planned expenses. The available loan amount depends on the applicant’s eligibility and the lender’s assessment.

Before applying for a Bajaj Finance Personal Loan, customers should review their income, existing EMIs, regular household expenses and savings goals. This can help them choose a suitable loan amount and repayment tenure.

What is the Bajaj Finance Personal Loan interest rate?

The interest rate for Bajaj Finance Personal Loan ranges from 10% to 30.5% per annum. The applicable rate depends on the borrower’s profile, eligibility and the loan terms offered.

The interest rate affects both the monthly EMI and the total cost of borrowing. For the same loan amount and tenure, a higher interest rate generally results in a higher EMI and greater interest costs.

A personal loan EMI calculator helps borrowers estimate their repayments before applying. Customers should also review the applicable fees and charges to understand the overall cost of the loan.

How does the personal loan EMI calculator work?

A personal loan EMI calculator estimates the monthly instalment required to repay a loan over a selected tenure. It uses three main inputs: the loan amount, the annual interest rate and the repayment period.

Customers can estimate their EMI by following these steps:

1. Enter the loan amount: Select an amount within the available range, subject to eligibility.

2. Enter the interest rate: Use the applicable annual interest rate.

3. Select the tenure: Choose a repayment period between 12 months and 108 months, where available.

4. Check the estimated EMI: Review the monthly instalment and compare different repayment options.

For example, borrowers can compare two repayment periods to see how the monthly EMI and total interest costs change. The calculator provides an estimate. The final repayment amount depends on the loan terms offered by the lender.

How does the Bajaj Finance Personal Loan application process work?

Bajaj Finance Personal Loan offers an online application process for eligible borrowers. Customers can begin by checking their eligibility and submitting the required details and documents.

The application process generally includes these steps:

1. Check loan eligibility – Customers can visit the personal loan page on the Bajaj Finance website, enter the loan amount needed, select the repayment period, and click on “CHECK LOAN OFFER” to check loan eligibility.

2. Enter personal details – Customers need to provide personal, financial, and employment details to receive a personalised loan offer.

3. Review loan offer – Customers can check their offer details and adjust the loan amount or repayment tenure, if required.

4. Complete KYC verification – The loan applicant can verify their identity and bank details to proceed with their application.

5. Speak to a loan specialist – Once the loan application is submitted, a Bajaj Finance representative will contact the applicant with the next steps.

Bajaj Finance Personal Loan is collateral-free, so borrowers do not need to pledge an asset as security. The application process involves minimal documentation, subject to the lender’s requirements.

Funds may be disbursed within 24 hours* of approval and completion of the required checks, subject to the applicable terms. Approval and disbursal are not guaranteed for every applicant.

Supporting responsible borrowing through clear repayment planning

Bajaj Finance Personal Loan provides eligible borrowers with access to funds without collateral and repayment tenures of up to 108 months. A personal loan EMI calculator helps customers estimate monthly instalments and compare repayment options before making a borrowing decision.

Customers should assess their repayment capacity, review all applicable charges and select a loan amount that fits their financial needs. Bajaj Finance follows an application and verification process to assess each application according to the applicable lending terms.

Customers can visit the official Bajaj Finance website to check their eligibility, explore available loan options and apply online.

*Terms and conditions apply.

*Loan approval, interest rates, repayment tenure and disbursal are subject to eligibility, verification and the lender’s terms.

About Bajaj Finance Ltd.

Bajaj Finance Ltd. (BFL), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL serves over 124.43 million customers through a diversified portfolio comprising consumer loans, SME finance, commercial lending, rural lending, fixed deposits and payments, offered through Web, App and at 4,000+ locations. As a FinAI company, BFL is focused on continuous innovation through smart use of technology, data and analytics to drive seamless, simplified and personalized experiences for its customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BBB/Stable and a short-term rating of A-2 by S&P Global ratings. It has been assigned a ‘Baa3 Corporate Family Rating’ with Stable outlook from Moody’s Rating.

For years, buying a home in Noida meant choosing between a few familiar addresses. The older sectors in the heart of the city and, later, Greater Noida West took in much of the new housing. That pattern is now changing. Established developers are looking further afield, towards the southern end of the Noida Expressway, the Yamuna Expressway and Siddharth Vihar along NH-24, where the city’s next neighbourhoods are taking shape.
 

Emerging residential corridors across NCR are attracting developers amid infrastructure growth, improved connectivity, and evolving homebuyer preferences
 

Recent market activity has nevertheless provided developers with reasons to consider these emerging locations. JLL said Noida accounted for 36 per cent of NCR’s residential sales in Q2 2026 and capital values in the city increased by 7.1 per cent year-on-year. ANAROCK data shows NCR posted 13% annual price growth in the quarter, the highest among India’s top seven cities. Despite moderation in overall sales, these indicators have encouraged developers to assess locations once thought too far out.
 

Underlying this demand is a shift in what homebuyers expect. Families upgrading today want more space, fewer homes per acre, greenery and amenities they can use every day. Larger homes and integrated communities need room for landscaped areas, recreation and shared facilities, and the emerging corridors offer opportunities to accommodate them.
 

Employment has shaped this geography as much as land. The Noida Expressway is one of the busiest office corridors of NCR, with technology and corporate campuses lining up. JLL says Noida took 30% of NCR’s office net absorption in Q2 2026. As more people work along the Expressway, proximity to employment centres becomes an important consideration, and housing has moved further south to meet evolving residential needs.
 

That is how Sectors 150 and 151, once regarded as the city’s outer fringe, came into their own. Both benefit from access to the Noida-Greater Noida Expressway, the wider office belt and the prospect of further improvements in public transport connectivity. Experion Developers have chosen Sector 151 for a luxury development. Next door, Sector 150, with much of its area set aside for green spaces and sports facilities, offers an openness that older neighbourhoods rarely can. Projects such as Prateek Canary reflect developer interest here, while anticipation around Prateek Group’s upcoming development along the Noida Expressway points to continued interest in the corridor.
 

Further south, the Yamuna Expressway has moved from a distant bet to a working growth corridor. Commercial flights began at Noida International Airport on June 15, 2026, giving the belt a strong anchor. ATS and Godrej Properties are among the developers with a presence across Greater Noida and the Yamuna Expressway belt, where YEIDA has laid out residential sectors alongside industrial and logistics clusters. Buyers are drawn by planned infrastructure and the jobs the airport is expected to create.
 

Furthermore, in Ghaziabad, Siddharth Vihar has grown on a different set of strengths. It sits on NH-24, near Indirapuram, with easy access to Delhi and Noida. According to JLL data for Q2 2026, new launches in the NCR were mainly along Dwarka Expressway and NH-24, with Ghaziabad accounting for 30% of the region’s fresh supply. Much of the locality has developed through townships, and Prateek Group was among the early developers to build here.
 

None of this takes away from Noida’s established sectors. Their schools, hospitals, markets and metro links will keep them in demand. But with limited land available for large new developments, they cannot easily supply the scale or kind of housing many buyers now want. That role is increasingly being shared with the newer corridors.
 

JLL expects Gurugram and Noida to lead NCR’s price growth in the coming months, backed by buyer interest and new infrastructure, even as overall sales and launches are likely to moderate. If infrastructure delivery and residential demand remain supportive, the next chapter of Noida’s housing story is likely to be written increasingly along its expressways rather than only in the sectors that defined its past.

Eminent architect and urban design consultant, Ar Raj Rewal, engaged with the students and faculty of Anant National University at a symposium organised as part of Design(ing) Futures, an initiative developed in collaboration with Global Village Foundation to bring influential voices from architecture, design and allied creative disciplines into conversation with Anant’s academic community.

It offered students an opportunity to interact directly with the architect whose work, spanning more than six decades, has contributed significantly to the evolution of contemporary Indian architecture. Bringing together perspectives from architecture, interiors, art, craft and design, the symposium encouraged students to look beyond disciplinary boundaries and understand design as a practice deeply connected to people, culture and society.

A key highlight of the symposium was the screening of Indian Modernity: The Architecture of Raj Rewal, a film exploring the architect’s work and approach to design. The screening was followed by a talk by Ar Rewal and an open interaction with students, offering them insights into his architectural philosophy that reflects a deep engagement with India’s cultural, climatic and social contexts while responding to contemporary needs. This interaction offered students meaningful insights into how architectural ideas evolve through practice, how designers navigate real-world constraints and how individual convictions shape creative work over time.

During the symposium, Ar Rewal also launched the Backpackers Academy of Life Trail 1: Kerala, an initiative of the Global Village Foundation, with its first trail planned across Kerala in December 2026.

The symposium was envisioned by Dr Sanjeev Vidyarthi, Provost, Anant National University, and curated by Ar Jabeen Zacharias, Professor of Practice, Anant National University. It was coordinated by Prof Risha Roy, Associate Professor and Lead, Sustainable Fashion and Textile Design, and Co-lead, Transdisciplinary Design, Anant National University, with the support of the wider academic and organising team.

The symposium reinforced Anant’s interdisciplinary approach to education by encouraging students to consider how architectural, artistic and cultural traditions can serve as resources for contemporary innovation rather than constraints on new thinking. By facilitating direct engagement with accomplished practitioners and documenting their experiences, Anant aims to create learning opportunities that extend beyond the classroom and contribute to a wider exchange of design knowledge.

About Anant National University 
At Anant National University, education begins with a simple belief: the future will not be inherited. It will be purposefully designed.

Guided by the philosophy: Come, Create the New, Anant brings together learners who are curious about the world as it is, but also ambitious about what it could become. The University encourages students to look beyond conventional answers and engage with the complex challenges of our times: Ranging from climate and sustainability to cities, communities, systems and technologies.

Anant offers undergraduate, postgraduate and doctoral programmes across design, architecture, climate action and visual arts. Its approach combines academic rigour with studio-based learning, emerging technologies, research, entrepreneurship, Indigenous Knowledge Systems and hands-on engagement with communities. The goal is not only to build practical skills but also to train diligent professionals who can connect disciplines, understand context and create meaningful change.

Recognised as a Centre of Excellence by the Government of Gujarat, Anant received a 5-Star Rating in Architecture and a 4-Star Rating in the University category under the Gujarat State Institutional Rating Framework (GSIRF) 2023-24. These recognitions reflect Anant’s abiding commitment to build an innovating institution where creativity, sustainability, innovation and purpose come together to help shape a more thoughtful and resilient future.

Prateek Group, one of the leading real estate developers in NCR, has performed the Bhumi Pujan for its upcoming luxury residential project in Sector 150, Noida, marking a key milestone in its development. The project is among the first in Noida where construction has commenced before the formal opening of sales, highlighting the Group’s focus on execution readiness and on-ground progress.
 

Prateek Group performs Bhumi Pujan for its new luxury project in Sector 150, Noida
 

The project is expected to generate over 2,000 jobs, supporting employment and local economic activity.
 

Prateek Tiwari, MD, Prateek Group, said, “The Bhumi Pujan marks an important milestone for us in Sector 150. We believe a strong development vision must be backed by execution. Commencing construction before the sales launch reflects this approach. Through this project, we aim to create homes that respond to the evolving aspirations of today’s homebuyers.”
 

Located along the Noida-Greater Noida Expressway, Sector 150 offers a planned urban environment with an emphasis on green spaces and connectivity. The upcoming development adds to the sector’s growing residential landscape.
 

Prateek Group’s approach focuses on combining thoughtful planning, contemporary architecture and quality construction to create residential spaces that prioritise comfort, functionality and the evolving needs of urban homebuyers.
 

About Prateek Group

Prateek Group was incorporated in 2005 with a vision of quality and on-time delivery. The company was founded by Mr. Prashant Tiwari, a Civil Engineer by qualification and a visionary & futuristic by traits. Prateek Group stands tall as the first luxury developer of Noida with the launch of Noida’s first luxury project Prateek Stylome in 2011, followed by Prateek Edifice in 2013. Hence, the group created symmetry of similar projects with each one raising the standard high in the realty market of NCR. With 20+ years of expertise, the group has delivered 20 million square feet, catering to more than 50,000+ happy customers. The group’s commitment to quality construction and timely delivery has earned it the trust of both homebuyers and investors, establishing itself as a leader in the NCR’s real estate market. Some of the salient construction projects that have enabled the Prateek Group to achieve superlative industry acclaim include residential projects in NCR like Prateek Stylome, Prateek Edifice, Prateek Royal Cliff, Prateek Fedora, Prateek Laurel, Prateek Wisteria, Prateek Canary, Prateek Grand City township.

• Onto’s Price Drop Refund feature automatically refunds travellers the difference when hotel prices fall after booking, including for eligible bookings made on other platforms.

• USD 1 million pre-seed funding round was led by Stargazer Fund and co-led by Singapore-based White Venture Capital.
   

Onto, a Bengaluru-based customer-first travel platform founded by former Groww professionals Jagdeep Singh and Shubham Goyal, has launched its services and raised USD 1 million in pre-seed funding. The funding round was led by Stargazer Fund and co-led by Singapore-based White Venture Capital.
 

Left to Right: Jagdeep Singh and Shubham Goyal, Co-founders of Onto
 

Onto launches with a simple promise: to stay on the traveller’s side even after they pay. Its first offering, Price Drop Refund, automatically gives travellers the difference back when hotel prices fall after booking, including for eligible bookings made on other platforms. Onto brings together a team with experience in building consumer technology products. The company aims to extend a technology-led, customer-focused approach to travel, beginning with hotel bookings.

The company will use the fresh capital to scale operations, strengthen the company’s technology infrastructure and develop new products as Onto builds towards a more connected, AI-led travel experience.

Jagdeep Singh, Co-founder, Onto, said, “The travel industry is built around transactions, so the moment you pay, everyone stops caring. We started Onto to be the platform that stays on your side after you book. Today, that means refunding you when your hotel’s price drops, wherever you booked it. Tomorrow, it means looking after your entire trip, bringing every booking into one place, and using AI to show you only what matters to you, and why.“

Shubham Goyal, Co-founder, Onto, said, “A customer-first platform has technology at its core. The systems should take the complexity away from the user. Refunding the difference when a price drops sounds simple. Doing it for every booking, including ones made elsewhere, means building a system that can recognise any hotel booking, understand it, watch it, and act on your behalf without you lifting a finger. We built that foundation first because the rest of Onto sits on it.”

With Price Drop Refund, Onto continues monitoring hotel prices after booking. If the same hotel, room and dates become available at a lower price. Onto automatically refunds the difference. The feature also works for eligible hotel bookings made on other platforms. Travellers can bring their existing bookings to Onto and benefit from the same price-drop protection. Refunds are made to the original payment method, while travellers receive updates about price changes and refunds through WhatsApp and app notifications.

Onto’s app recorded more than 2,000 downloads ahead of its official launch, indicating early interest in its approach to travel booking. According to the company’s early booking data, almost every booking experienced a price change after it was made, while one in two bookings resulted in an automatic refund to the traveller.

Onto has deeper integrations with multiple hotel suppliers, enabling it to offer bookings across domestic and international destinations from launch. Onto plans to expand beyond hotel bookings, with a focus on making the wider travel journey simpler and more personalised.

The company is developing AI-led capabilities intended to understand travellers’ preferences and past travel behaviour, recommend relevant options and explain why those recommendations may suit their needs. The goal isn’t to make decisions for travellers. It’s to remove the effort involved in getting to those decisions, while keeping the fun part of travel in their hands.
 

About Onto
Onto is a Bengaluru-based travel platform founded by Jagdeep Singh and Shubham Goyal. It helps travellers discover and book hotels while monitoring eligible bookings for price drops, including bookings made on other platforms. Onto is building towards a more connected and personalised travel experience.
 

For more information, please visit website: onto.travel.
 

Download the Onto app: onto.onelink.me/Cw2x/1abzgarq

Bisleri International Pvt. Ltd., India’s leading packaged drinking water company, has announced the continuation of its association with the Vedanta Delhi Half Marathon (VDHM) as the Official Hydration Partner, further strengthening its presence in India’s growing running and endurance sports ecosystem. The partnership will extend across all Procam distance running events, bringing Bisleri’s hydration expertise to the race-day experience and its community of runners and participants.
 

Bisleri International Continues as Official Hydration Partner of the Vedanta Delhi Half Marathon
 

As one of India’s leading and most recognised running events, the Vedanta Delhi Half Marathon provides a strong platform to highlight the importance of hydration in running and active lifestyles. Bisleri will provide on-ground hydration support through designated Hydration Zones and Mist Zones, along with Visi Coolers and product availability across key event areas. 
 

Furthering its sustainability commitment, Bisleri will integrate its Greener Promise initiatives into the event experience through Wings of Change, an art installation created using 2,000 used PET bottles, Benches of Dreams made from recycled plastic, and dedicated bins to encourage responsible waste segregation and recycling.
 

Commenting on the association, Tushar Malhotra, Senior Director – Sales and Marketing, Bisleri International, said, “The Vedanta Delhi Half Marathon brings together the spirit of running and hydration. Hydration is an essential part of every runner’s journey, supporting endurance and performance. Our continued association with the marathon has been a valued partnership, allowing us to champion hydration and engage with the running community.”
 

Mr Anil Singh, Managing Director, Procam International said, “We are delighted to continue our association with Bisleri International as the Official Hydration Partner of the Vedanta Delhi Half Marathon. Hydration is a critical part of the runner experience, and Bisleri’s presence across our Hydration Zones has consistently added value for our participants. We look forward to building on this partnership and creating an even better experience for runners this season.”
 

About Bisleri International Pvt. Ltd
With a legacy of over 50 years, Bisleri International Pvt. Ltd has grown to become one of the largest premium beverage businesses in India. Being the makers of the country’s largest-selling packaged drinking water, Bisleri follows a stringent process of 90 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.
 

Bisleri International has a strong presence with 130 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and UAE market. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri packaged drinking water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavours, such as Bisleri Limonata, Bisleri Pop and Bisleri Soda. These Bisleri products are also available on the e-commerce platform – Bisleri@Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.
 

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation, and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

Vedica Himalayan Spring Water, Bisleri International’s premium water brand, has partnered with Nykaaland 2026, India’s biggest beauty festival co-produced by Nykaa and BookMyShow Live, the live entertainment experiential division of BookMyShow as its Hydration Partner. The Delhi edition of the festival will take place from 23rd to 25th October 2026.
 

Vedica Himalayan Spring Water Partners with Nykaaland 2026 as Hydration Partner
 

Vedica has been associated with Nykaaland since its inception in 2023, continuing its engagement with the platform through this year’s Delhi edition. As Hydration Partner, Vedica will have a dedicated on-ground presence at the festival.

The partnership marks Vedica’s continued engagement with premium beauty, culture and lifestyle platforms, creating an opportunity for the brand to connect with audiences who increasingly see wellness and hydration as an integral part of their everyday lifestyle. Through Nykaaland, Vedica will bring its distinctive take on hydration to a vibrant space that celebrates beauty, self-expression and contemporary living.

Tushar Malhotra, Senior Director, Sales and Marketing, Bisleri International, said, “Our partnership with Nykaaland brings Vedica into a space where luxury, beauty and lifestyle come together, allowing us to connect with consumers who value premium experiences. The association is a natural fit for Vedica, as we continue to position the brand around purity, refinement and contemporary living. Through this collaboration, we look forward to making Vedica a part of the experiences that define today’s evolving luxury and lifestyle culture.”

About Bisleri International Pvt. Ltd.

With a legacy of over 50 years, Bisleri International Pvt. Ltd. has grown to become one of the largest premium beverage businesses in India. Being the makers of the country’s largest-selling packaged drinking water, Bisleri follows a stringent process of 90 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.

Bisleri International has a strong presence with 130 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and UAE market. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri packaged drinking water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavours, such as Bisleri Limonata, Bisleri Pop and Bisleri Soda. These Bisleri products are also available on the e-commerce platform – Bisleri@Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation, and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

Apparel Group, a leading global fashion and lifestyle retail conglomerate, announces the opening of Carrefour’s second store in India at ANSA City Centre, Ghaziabad, marking another significant milestone in the expansion of the renowned international retailer across the Indian market.

Mr. Nilesh Ved, Chairman of APPCORP Holding, owner of Apparel Group and Founder of KORA Properties, alongside Team Carrefour

Following the launch of Carrefour’s first flagship store at H&S Mall (Boulevard Walk), Greater Noida West, the Ghaziabad opening builds on the momentum of the strategic partnership between Apparel Group and Carrefour. The expansion strengthens the brand’s presence across the National Capital Region (NCR), bringing its globally recognised retail proposition closer to a growing consumer base seeking quality, value, choice and convenience.

The opening comes as India’s retail landscape continues to evolve, driven by rising consumer aspirations, rapid urbanisation and growing demand for modern, organised retail experiences. Through its partnership with Carrefour, Apparel Group is capitalising on these opportunities by combining the international retailer’s global expertise and extensive product offering with its own understanding of Indian consumers, established operational capabilities and local market knowledge.

Located at ANSA City Centre, the new Ghaziabad store introduces Carrefour’s world-class retail experience through a format of 2,000 square meters tailored to local shopping preferences. Customers can explore a comprehensive selection of fresh produce, daily bakery items, groceries, household essentials, personal care products and other everyday categories. The offering brings together international brands and locally sourced products, delivering a shopping experience that reflects the diverse needs and expectations of Indian households.

Beyond expanding Carrefour’s physical presence, the Ghaziabad opening represents another step towards Apparel Group’s long-term ambition to establish a strong and scalable retail platform across India. Building on the foundation established in Greater Noida, the Group plans to progressively extend Carrefour’s footprint into key markets nationwide, supported by domestic sourcing networks, modern logistics infrastructure and localised supply chain capabilities.

Mr. Nilesh Ved, Chairman of APPCORP Holding, Owner of Apparel Group and Founder of KORA Properties, said, “Carrefour’s second store in India represents another important step in our ambition to establish a strong and enduring presence in one of the world’s most promising consumer markets. The momentum following our Greater Noida launch reinforces our confidence in the opportunities ahead, as Indian consumers increasingly seek greater choice, international quality and exceptional value. Through our partnership with Carrefour, we are bringing together global retail expertise and deep local market understanding to create a platform designed for long-term scale. The Ghaziabad opening strengthens our presence across the NCR and takes us further towards our vision of making Carrefour a trusted retail destination for households across India.”

Mr. Patrick Lasfargues, Executive Director – International Partnership, Carrefour, added, “The opening of our second store in India marks an important step in Carrefour’s journey in this market. Following the launch of our first flagship in Greater Noida, expanding into Ghaziabad enables us to bring our retail proposition to an even broader consumer base in the NCR. We look forward to continuing this journey and expanding our presence across India.”

As Apparel Group and Carrefour advance their shared vision for India, the partnership will continue to focus on strengthening domestic supplier relationships, expanding local sourcing capabilities and developing an integrated omnichannel retail ecosystem. Supported by technology, modern logistics infrastructure and strategic partnerships, this approach aims to connect physical retail with evolving consumer expectations while creating long-term value across India’s retail and supply chain sectors.

With its second store now established in Ghaziabad, Carrefour’s India journey continues to gather momentum, reinforcing Apparel Group’s commitment to building a nationwide retail presence that brings international standards, local relevance and everyday value to consumers across the country.

About Apparel Group (India) Pvt. Ltd.

Apparel Group is a global fashion and lifestyle retail conglomerate residing at the crossroads of the modern economy – Dubai, United Arab Emirates. Today, Apparel Group caters to eager shoppers through its 2600+ retail stores and 85+ brands on all platforms while employing over 28,000+ multicultural staff.

Apparel Group has carved its strong presence in the GCC and expanded thriving gateways to market in India, South Africa, Singapore, Indonesia, Thailand, Malaysia, and Egypt. Additionally, clear strategies are in place to enter emerging markets such as Hungary and Philippines.

Apparel Group India has created an omni-channel experience, operating brands originating from the USA, Canada, Europe, Australia, and Asia. The brands in India include leading names in fashion, footwear, and lifestyle such as Victoria’s Secret, Dolce&Gabbana Beauty, Victoria’s Secret PINK, YSL, Charles & Keith, Crocs, Aldo, Aldo Accessories, Bath & Body Works, Cotton On, Levis Kids, Tim Hortons, Inglot, Call It Spring, Nike Littles, Jordan Kids, Anne Klein, Herschel Supply Co., R&B, Carrefour, and Daiso Japan. Apparel Group has a multi-brand partnership with Marquee Brands for the licensing of BCBG, Ben Sherman, Bruno Magli, Sur la table, and Martha Stewart brands, across GCC and India. With 300+ stores and 20+ brands, the company serves thousands of customers across 50 cities in India.

Apparel Group owes its amazing growth to the vision and guidance of its dynamic Founder and Chairwoman, Mrs. Sima Ganwani Ved, who has taken the company from strength to strength since its inception in the last two decades.

For more information, please visit: 

Apparel Group India | LinkedIn | Download Club Apparel App

About Carrefour Group

With a multi-format network of over 15,000 stores in more than 40 countries, the Carrefour Group is one of the world’s leading food retailers. Carrefour International Partnership manages all the Carrefour Group’s franchised Partners worldwide, operating in more than 30 countries with over 4,000 stores. Carrefour posted sales of EUR 91.5 billion in 2025. Its integrated store network employs more than 300,000 people who help to make Carrefour the world leader in the food transition for all, by offering quality food every day, accessible everywhere and at a reasonable price. In total, more than 500,000 people work under Carrefour banners worldwide.

For more information, visit www.carrefour.com or find us on X (@news_carrefour) and LinkedIn (Carrefour).

Indian fashion industry representatives brought artificial intelligence (AI) and traditional craftsmanship into focus at the recent BRICS+ Fashion Summit in Moscow, examining how designers can use emerging technologies while preserving India’s textile heritage.

BRICS+ Fashion Summit

The international fashion business forum of fast-growing economies has become a  decisive venue for shaping the commercial and creative strategies of emerging markets, and this year gathered experts from more than 60 countries to discuss economic trends, production technologies, consumer behaviour, traditional crafts, brand influence and AI. Discussions considered fashion markets across Asia, Africa, Latin America, the Middle East and Europe, where design, manufacturing and retail practices continue to evolve.

Kanika Goyal explains why AI cannot replace creative judgement

Kanika Goyal, Founder and Creative Director of KGL, examined whether AI should be considered a creative partner or a tool for designers.

Recognised in Forbes 30 Under 30 and Entrepreneur 35 Under 35, Goyal has dressed M.I.A. and Priyanka Chopra Jonas. Her brand has also collaborated with Adidas Originals.

“AI can help with the design process, but it cannot understand how a model feels or whether an embroidery detail is in the right place. AI is more of an assistant because it has no emotions or life experience,” Goyal said.

She emphasised that effective AI use depends on how designers formulate instructions and critically assess the results. Decisions about which elements to improve, change or reject must remain with the designer rather than being delegated entirely to technology.

Goyal also highlighted how AI could help emerging designers explore concepts without the substantial investment previously needed for visualisation, photography and 3D specialists. Yet, while AI makes creation more accessible, she emphasized that aesthetic judgment remains human.

“Democratising the tools doesn’t democratise taste. Everyone can potentially generate an image. But not everyone knows which image is worth pursuing,” she warned.

Indian textile heritage offers opportunities in international markets

Subhendu Ghosh Dastidar, Business Head at Ezma Fine Cashmere, addressed the commercial importance of traditional craftsmanship during the session “The Cultural Code: From Historical Archives to Worldwide Impact.” 

Dastidar argued that cultural heritage alone cannot secure international market success. Products must also meet customer expectations for quality.

He described historical archives as repositories of knowledge extending beyond decorative patterns to materials, cultural practices and techniques passed down through generations. Contemporary designers, he suggested, must translate this inherited expertise into clothing relevant to modern consumers.

KGL reinterprets traditional embroidery through contemporary design

Goyal illustrated how traditional techniques can evolve through new materials and silhouettes.

“At KGL, we work extensively with hand embroidery, but interpret it through very contemporary materials, techniques and silhouettes. I think that is how craft survives, when it continues to evolve and becomes relevant to a new generation.” 

Her Arc Echo collection was presented through a partnership between the Fashion Design Council of India and Moscow Fashion Week, which took place in the Russian capital alongside the BRICS+ Fashion Summit.

The collection features jackets and trousers constructed from narrow strips of upcycled denim, with embroidery completed by artisans in New Delhi. Mosaic knitwear and interwoven fabrics explore the idea of fragmented memories.

Sunil Sethi highlights the international appeal of Indian craftsmanship

Sunil Sethi, Chairman of the Fashion Design Council of India, pointed to designers combining established artisanal techniques with increasingly expressive approaches to fashion.

He cited Anamika Khanna’s chikankari embroidery paired with relaxed trousers and washed indigo, Rahul Mishra’s use of zardosi, Falguni and Shane’s intricate beadwork and sequins, and Sabyasachi’s handloom creations.

For Sethi, these examples demonstrate how Indian fashion is moving beyond conventional interpretations of traditional aesthetics towards greater creative freedom.

He also identified international demand for handmade products as an opportunity for India’s fashion exports.

“The foreign customer appreciates handmade crafts, as they represent true luxury through their timeless quality and reflect our rich textile traditions and processes that have withstood the test of time,” Sethi said.