Manipal Academy of Higher Education (MAHE), an Institution of Eminence Deemed to be University, hosted the 4^th Edition of the UK-India HealthTech Accelerator Programme (2026-2028) in Manipal. Organised in partnership with the UK Government and supported by the Bhubaneswar City Knowledge Innovation Cluster Foundation (BCKIC) as the Knowledge Partner, the three-day programme (July 22-24) convened Indian HealthTech startups, UK mentors, healthcare specialists, investors, researchers, policymakers, and industry leaders to boost innovation and enhance India-UK collaboration in healthcare technology.

Dr. H S. Ballal, Pro Chancellor of MAHE, presents a memento to Mr. Chandru Iyer, the British Deputy High Commissioner to Karnataka, during the programme’s inauguration

Twenty-five innovative HealthTech startups across India, along with policymakers, healthcare experts, researchers, investors, and industry leaders from India and the United Kingdom. Designed to accelerate innovation and promote cross-border partnerships, the accelerator supports Indian startups developing solutions to address key challenges faced by the global health ecosystem and the United Kingdom’s National Health Service (NHS). At the conclusion of the programme, six startups will be selected for a fully funded immersion visit to the United Kingdom, where they will engage with the UK’s healthcare ecosystem, investors, and NHS stakeholders.

The Programme was inaugurated in the presence of Dr H S Ballal, Pro Chancellor, MAHE; Dr Sharath K. Rao, Vice Chancellor, MAHE; Mr Chandru Iyer, British Deputy High Commissioner to Karnataka and British Deputy Trade Commissioner for Investment, South Asia; and Dr Mrutyunjay Suar, Chairman, Bhubaneswar City Knowledge Innovation Cluster Foundation (BCKIC) on Wednesday.

Reflecting on the success of the programme, Chandru Iyer, British Deputy High Commissioner to Karnataka, said: “The MAHE accelerator has been three days of innovation in action, connecting Indian innovators with the UK’s healthcare, research, investment and innovation ecosystem to build international partnerships and expand their global footprint. With the recently implemented UK-India Free Trade Agreement and Double Contribution Convention creating new opportunities for innovation-led enterprises, cross-border investments, professional mobility and deeper collaboration, this programme reflects the growing momentum in UK-India economic and innovation partnerships.”

Mr Iyer also acknowledged MAHE’s continued promotion of innovation, entrepreneurship, and international collaboration, while recognising the contribution of the programme’s Knowledge Partner, the Bhubaneswar City Knowledge Innovation Cluster Foundation (BCKIC), in strengthening the accelerator’s innovation ecosystem.

Since its inception, the UK-India HealthTech Accelerator Programme has emerged as a leading platform for bilateral healthcare innovation. Across four editions, the initiative has attracted nearly 1,000 applications, supported more than 75 HealthTech companies, facilitated tailored UK market immersion programmes for 23 companies and enabled seven startups to establish operations in the United Kingdom. The programme has also generated approximately Pound 32 million in investment activity, while creating employment opportunities and promoting sustained international collaboration to address global healthcare challenges.

Speaking on the significance of hosting the programme, Dr Sharath K. Rao, Vice Chancellor, MAHE, said, “The UK-India HealthTech Accelerator reflects MAHE’s commitment to building an innovation ecosystem where academia, healthcare, industry, government, and entrepreneurs work together to address real-world healthcare challenges. Over the past three days, we have witnessed outstanding innovation, meaningful collaborations, and valuable knowledge exchange that will help Indian startups develop globally relevant healthcare solutions. We are proud to partner with the British High Commission and BCKIC in creating opportunities that strengthen India-UK collaboration while advancing healthcare innovation for global impact.”

As the Host Institution for the UK-India HealthTech Accelerator Programme (2026-2028), MAHE continues to strengthen its commitment to innovation, entrepreneurship, translational research, and international collaborations.

About Manipal Academy of Higher Education

Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed to be University. MAHE offers over 400 specialisations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3^rd in the National Institutional Ranking Framework (NIRF) 2025 rankings, MAHE is the preferred choice for students seeking a transformative learning experience and enriching campus life, as well as for national and multinational corporations seeking top talent.

Indians love doing the maths before making a big purchase. Before buying a car, we compare prices, watch countless reviews and ask everyone from our friends to our neighbourhood car expert if we’re making the right choice.

The VinFast VF 6 shows why Total Cost of Ownership matters more than ever for Indian buyers

As if that wasn’t enough, there’s now another number being discussed: Total Cost of Ownership, or TCO. But for good reason. After all, the biggest expenses don’t always arrive on delivery day. It’s what your car asks of you over the next five or seven years that often makes the biggest difference.

For India’s growing community of EV buyers, that conversation is becoming even more important. Lower running costs may be what gets people interested in electric vehicles, but what keeps them happy is everything that comes after. And that’s where the VinFast VF 6 makes its strongest case: over five years, buyers could save nearly 87% on their energy costs alone. Here’s how the numbers add up.

The Cost Saving You See 
Using a VinFast standard EMI calculator model with 80% to 85% loan funding at an average interest rate of 8.5% to 9.5% over five years, buyers can expect monthly EMIs of approximately INR 29,500 to INR 31,000 for the base VF 6 Earth variant. The estimated upfront down payment ranges between INR 250,000 and INR 300,000, while VinFast dealerships also offer flexible financing solutions, including longer loan tenures and zero down payment schemes for eligible customers.

But monthly ownership costs don’t stop with the EMI.

For most Indian families, fuel remains one of the biggest recurring expenses of owning a car. Assuming a monthly driving distance of 1,500 km, a midsize petrol SUV delivering 12 km per litre at a fuel price of INR 102 per litre would cost approximately INR 12,750 every month in fuel expenses. Over five years and 90,000 km of driving, that adds up to nearly INR 765,000.

Now let’s look at the VinFast VF 6. With an efficiency of approximately 16 kWh per 100 km, covering the same 1,500 km requires around 242 kWh of electricity. At typical home charging rates, that translates to an estimated monthly charging cost of just INR 1,694 and approximately INR 101,640 over five years.

The difference? More than INR 660,000 in energy cost savings over five years. It’s enough to pay for a lot of family road trips, or if we’re being honest, quite a few weekend biryanis too. 

And that’s before considering VinFast’s complimentary charging programme at V Green charging stations until 31 March 2029 and EV transition support of up to INR 154,000 for eligible customers switching from an ICE vehicle.

The Costs You Stop Thinking About
There are some ownership costs that never appear on your monthly bank statement, but you’ll certainly notice them when they’re gone. Case in point—maintenance. Conventional petrol vehicles require routine engine oil changes, spark plug replacements, fuel filter swaps and more complex powertrain servicing over time. Electric vehicles do away with much of that.

Routine annual service costs for the VF 6 are estimated at approximately INR 3,500 to INR 5,000, covering items such as cabin air filter replacements, brake fluid top ups, wheel alignment and software diagnostics. Regenerative braking also reduces wear on mechanical brakes, helping extend brake pad life to more than 80,000 km.

VinFast further strengthens the ownership proposition with complimentary maintenance for three years or 36,000 km, whichever comes first, alongside a seven year or 160,000 km vehicle warranty and a ten year or 200,000 km battery warranty.

After all of that, there’s something buyers rarely put a price on before purchasing an EV: peace of mind.

One Indian VF 6 owner recently reflected on his ownership experience after driving more than 8,000 km. Interestingly, he admitted that he was more anxious about range and public charging before buying the car than after.

Home charging proved sufficient for most of his needs, while the vehicle returned an overall efficiency of 14.8 kWh per 100 km over more than 4,000 km of driving. And what stood out most was how quickly charging became part of his routine and how little he found himself thinking about it.

His verdict? The VF 6 was “light on the pocket to run”¹.

Bisleri International Pvt. Ltd., India’s leading packaged drinking water company, under its flagship sustainability initiative Bottles for Change, implemented a plastic waste management and awareness campaign during the Pune Wari, one of Maharashtra’s largest and most respected annual religious pilgrimages. Part of a three-year waste management and awareness partnership with the Pimpri-Chinchwad Municipal Corporation (PCMC), the initiative promoted responsible plastic waste management through citizen awareness, community participation, clean-up drives, and recycling interventions.

Bisleri’s Bottles for Change volunteers assemble for waste collection during the Pune Wari Pilgrimage, 2026

The campaign reached over two lakh devotees across key locations within the PCMC jurisdiction, including Akurdi, Pimpri, Dapodi and other stretches along the Wari route. Through on-ground information, education and communication (IEC) activities, volunteers encouraged devotees to adopt responsible waste-disposal practices, segregate plastic waste at source, and understand the importance of recycling. Around 300 volunteers participated in cleaning a 15 km stretch during the three-day campaign, helping collect approximately 6 metric tonnes (MT) of plastic waste, all of which will be channelled for recycling, supporting the circular economy. The initiative helped create a cleaner and safer pilgrimage experience for an estimated 2 lakh + devotees.

Bottles for Change volunteers collected 6 MT of plastic waste for recycling during the 3-day pilgrimage

Commenting on the initiative, Mr. K. Ganesh, Director – Sustainability & Corporate Affairs Bisleri International Pvt. Ltd., said, “The Wari is not only a celebration of faith but also an opportunity to inspire collective action towards environmental responsibility. Through Bottles for Change, we continue to work with local authorities, volunteers and citizens to demonstrate that large public gatherings can successfully adopt responsible plastic waste management practices. Our focus is on creating long-term behavioural change while ensuring that recyclable plastic is brought back into the circular economy.”

Hon’ble Shri Ravi Babasaheb Landge, Mayor, Pimpri-Chinchwad Municipal Corporation, said, “The ‘Nirmal Wari, Swachh Wari’ initiative which conveys the message of cleanliness through action amidst the sacred atmosphere of Jagadguru Santshreshtha Tukaram Maharaj’s Palkhi procession is highly commendable. The efforts undertaken by Bisleri International Pvt. Ltd. and 300 volunteers will certainly help keep the city of Pimpri-Chinchwad clean. Cleanliness is a collective responsibility, and such social initiatives will foster greater awareness among citizens regarding the conservation of Mother Earth.”

The Pune Wari campaign builds on Bisleri’s long-term commitment to strengthening plastic circularity in Maharashtra. Under its association with PCMC, Bottles for Change has collected and sent over 310 metric tonnes (MT) of plastic waste for recycling between April 2024 and June 2026. The initiative has also sensitised more than 40,000 citizens on responsible plastic waste management and installed 25 Benches of Dreams across the city.

Bisleri’s Bottles for Change initiative has reached over 12.4 lakh citizens through awareness programmes and enabled the collection and recycling of 13,905 MT of plastic waste through its CSR initiatives across Maharashtra. The Pune Wari campaign reinforces Bisleri’s commitment to make responsible recycling and plastic circularity a community-led movement.

About Bisleri International Pvt. Ltd.

With a legacy of over 50 years, Bisleri International Pvt. Ltd has grown to become one of the largest premium beverage businesses in India. Being the makers of the country’s largest-selling packaged drinking water, Bisleri follows a stringent process of 114 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.

Bisleri International has a strong presence with 128 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and UAE market. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri packaged drinking water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavours, such as Bisleri Limonata, Bisleri Rev, Bisleri Spyci Jeera, Bisleri Pop and Bisleri Soda. These Bisleri products are also available on the e-commerce platform – Bisleri@Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

Earthquakes are among the greatest global challenges for the safety of structures. Existing buildings constructed before the introduction of modern earthquake standards are particularly vulnerable, as they are often unable to withstand seismic loads. This raises an urgent question: how can such buildings be retrofitted to improve their earthquake resistance? Unternehmensgruppe fischer and Purdue University (USA) carried out full-scale tests on reinforced concrete structures. These tests enabled the definition of new approaches for the seismic retrofitting of existing buildings.

fischer earthquake-proof retrofitting test

The earth is a dynamic planet; it rotates, orbits the sun and is always in a tumultuous state under the surface. Approximately 500,000 earthquakes are registered across the globe every year (source: US Geological Survey (USGS)). Regions in the Pacific Ring of Fire, the Himalayas, the Mediterranean, Central America and the Caribbean are particularly at risk due to regular tectonic movement. However, human activity, such as the extraction of oil and gas, fracking, geothermal drilling and the construction of large reservoirs, can also trigger seismic activity. When building structures in regions prone to earthquakes, structural designers and engineers must not only ensure the building’s load-bearing capacity, but also guarantee that non-load-bearing components don’t fail or fall down, such as pipes, cables, suspended ceilings, cable runs, air conditioning units or facades. However, many of those who live in seismic areas live in existing buildings that were built before modern earthquake standards were introduced. These buildings are often unable to withstand seismic activity.

Full-scale earthquake tests

The fixing specialist fischer and one of its partner universities, Purdue University, therefore carried out a large-scale research project. An innovative solution for retrofitted seismic structural reinforcement was verified through extensive tests on full scale reinforced concrete structures. The behaviour of beam column joints was of particular interest to the researchers. “These node points in supporting structures are subjected to particularly high stresses and significant force caused by horizontal loading during an earthquake”, explains Dr Margaritis Tonidis, a former PhD Candidate at Purdue University and leading Project Engineer of the project. These joints represent critical points of the supporting structure. If they fail, the entire system can collapse.

New reinforcement solution for beam-column joints

A system consisting of bonded anchors and haunch elements was successfully tested for the retrofitting of beam-column joints, using fischer injection mortar in combination with threaded rods. The bonded anchor system barely deforms under loading and can reliably absorb and transfer forces, ensuring that the haunch retrofit solution can efficiently protect the joints under seismic stress. This results in a safe and controlled load-bearing behaviour, even in the event of an earthquake. The reinforcement solution modifies the force flow between the beam and column. Loads acting on the joint area are redistributed into adjacent structural elements. Defined failure mechanisms prevent the system from collapsing entirely.

“The injection mortar proved to be a highly reliable adhesive anchor for post-installed strengthening even under very high seismic demands and led to achieving ground breaking results during the tests”, emphasises Prof Akanshu Sharma, Associate Professor at Purdue University and former Endowed Professor at the Institute of Materials Science at the University of Stuttgart. “We were able to demonstrate a significantly improved performance of the strengthened structure under seismic loading”. During the comparative test, the structural system without strengthening demonstrated major damages in beam-column joints, while the structure strengthened with the fischer system displayed superior performance. “The fischer bonded anchor system can also be installed while the building is in use, without causing any major interruption,”Prof Sharma adds.

“The project was a fantastic and unique opportunity to review and test the results and concepts we gained in our previous research under realistic conditions,” emphasises Dr Erik Johannes Stehle, Head of Development FiXperience at fischer. “This once again demonstrated that the success of a seismic reinforcement solution such as this highly depends on the performance of the anchorage. This is where our bonded anchor system was able to achieve impressive results at both the structural level and within the beam-column joints, demonstrating high rigidity and low deformation at high-load levels.”

International research partnerships drive innovation

Dr Erik Stehle emphasises, “We need international research collaboration. By communicating with each other, we gain inspiration, ideas and impetus for new innovations while strengthening our position as a global innovator.” Prof Sharma meanwhile highlights the importance of international cooperation between the scientific community and businesses, “At Purdue University, we’re proud to have already conducted several groundbreaking research projects with the fischer Group of Companies, including the world’s first seismic test using full-scale structures with a post-installed reinforcement solution for joints with haunch elements.” This successful scientific validation is now being translated into practical application for existing buildings. The results offer hope: they show that realistic and affordable ways exist to make older buildings more resilient – and thereby save lives and protect infrastructure in the event of an earthquake.

Commenting on the significance of this innovation for India, Mayank Kalra, Managing Director, fischer India, said, “India is among the fastest-growing infrastructure markets in the world and has several regions that are vulnerable to seismic activity. While modern construction follows advanced earthquake-resistant design standards, strengthening existing buildings remains equally important. This validated seismic retrofitting solution demonstrates how innovative fixing technologies can enhance structural safety, extend the life of existing infrastructure and contribute to more resilient cities.

At fischer India, we are committed to bringing globally proven engineering solutions to the Indian market and supporting safer, more sustainable infrastructure development.”

Vibe Drive has launched a first-of-its-kind integrated automotive facility on Chennai’s 200 Feet Radial Road, Kovilambakkam, bringing together vehicle sales, servicing, detailing and customer hospitality under one roof.
 

Vibe Drive – One of Chennai’s First Fully Integrated Automotive Destination

The facility was inaugurated yesterday by J. C. D. Prabhakar, Speaker of the Tamil Nadu Legislative Assembly, marking the launch of a new integrated automotive destination for customers in Chennai.

Spread across 13,000 sq. ft., the facility combines four specialist brands: Vibe Drive, HB Multibrand, Slick Lab by Vibe Drive, and Snack & Rack, creating a seamless experience for vehicle owners from purchase to long-term care.

The venture is founded by automobile entrepreneurs Ashvath Jacinth and Naveen Antony, whose complementary journeys shaped the vision behind the project.

Ashvath Jacinth brings experience across automotive manufacturing, vehicle sales and entrepreneurship. Through Vibe Drive, he has built a business focused on transparent buying, selling, sourcing and evaluation of pre-owned vehicles across every segment.

Naveen Antony, an electronics engineer by training, entered the automotive industry after successfully restoring his own flood-damaged car when others declared it beyond repair. He went on to establish HB Multibrand, earning a reputation for advanced diagnostics, ECU programming, electrical troubleshooting and restoration of complex vehicles. Despite setbacks during the COVID-19 pandemic, he rebuilt the business with renewed determination.

Together, the founders have created an automotive destination that caters to everything from routine maintenance and major mechanical repairs to premium detailing, ceramic coatings, paint protection films, performance upgrades and body repairs. Customers can also relax at Snack & Rack, an in-house lounge featuring refreshments, high-speed Wi-Fi and English pool tables while their vehicles are serviced.

The facility caters to all categories of vehicles, from everyday hatchbacks and family SUVs to commercial vehicles, luxury marques and high-performance automobiles.

“Our vision was to build more than a workshop. We wanted to create a destination built on trust, technical expertise and a genuine passion for automobiles, where every customer receives the same level of care regardless of the vehicle they own,” said Ashvath Jacinth, Founder and Partner, Vibe Drive.

Vibe Drive
200 Feet Radial Road, Kovilambakkam, Chennai

Contact: Ashvath Jacinth – Founder and Partner – +91 96772 77775

Threads and Craft, the homegrown label founded by Lakshmi K, is set to present Ananta Kriti, its grandest showcase till date, from August 26-28 at Aga Khan Hall, New Delhi. Conceived as a celebration of handcrafted textiles, thoughtful design and India’s enduring weaving traditions, the three-day event brings together clothing, accessories and handcrafted products under one roof.
 

Beyond being just another holiday shopping destination, Ananta Kriti has built a platform that tries to bring together artisans and buyers through narratives about craft, fabric and design. This first edition has been organised keeping in mind Raksha Bandhan, allowing attendees to explore the fashion and festive items created by Indian labels and designers.

Ananta Kriti’s range will feature ethnic and contemporary womenswear, children’s wear, handloom sarees, Indo-Western designs, unstitched and semi-stitched wear made from fabrics like cotton, cotton-silk, ikat, kalamkari and hand block prints.

True to the philosophy of the label, much of the fabric used has been directly sourced from weaving clusters of India, in alignment with Lakshmi’s passion for natural and regional textiles and crafts.

“Ananta Kriti was envisioned as a platform where one would find the story of the products that have been created with love and care. For me, every textile has a story, every creation tells you about its maker. The intention was to take the idea of Ananta Kriti to various cities and create a platform that would bring together artisans and connoisseurs of their creations,” says Lakshmi K, Founder, Threads and Craft.

Ananta Kriti’s Delhi-based event is the first of an ongoing series that will visit various Indian cities in the future to provide the artisans and the hand-crafted business a platform to exhibit their work.
 

The show will be open to visitors from 10:00 am to 07:00 pm and will showcase a specially curated selection of clothing, jewellery, accessories, and other handcrafted items from participating labels.
 

Event Details

• Event: Ananta Kriti by Threads and Craft

• Dates: 26-28 August

• Venue: Aga Khan Hall, New Delhi

• Timings: 10:00 am to 7:00 pm

• Entry: Free
  ​

For more information, please contact – 9217391347

The company behind McVitie’s, GODIVA and Ulker has pledged to double the volume of products it sells with lower levels of sugar, salt and saturated fat, and higher levels of nutrients such as fibre and protein, by 2030.

pladis sets 2030 target to double sales of products with a better nutritional balance

Snacking giant, pladis, said it would achieve the target by improving existing recipes without compromising taste, launching new products and expanding successful ranges into more markets.

The move comes as consumers increasingly seek snacks that fit their lifestyle and wellbeing goals without sacrificing taste and enjoyment. pladis believes the move will provide greater choice across its portfolio in response to those changing expectations.

Dr Jennifer Moss, Chief R&D Officer at pladis, said, “People don’t buy biscuits and chocolate because they’re looking for a lecture on nutrition – they buy them because they enjoy them. Great taste will always come first.

What is changing is that consumers increasingly want more choice. They want products that fit their lifestyles and wellbeing goals, but they still expect the same great taste.

We believe the brands that succeed in the future will be the ones that can deliver both. That’s why we’re committed to giving consumers more options while continuing to provide the enjoyment that has always been at the heart of our brands.”

To support the target, pladis has developed a new global nutrition framework that will guide how products are developed, reformulated and marketed across its portfolio.

Built by the company’s scientists, the framework draws on internationally recognised nutrition systems, including France’s Nutri-Score, Australia’s Health Star Rating and the UK’s Nutrient Profile Model (HFSS).

The framework is applied across all pladis products and takes a balanced view of nutrition. It assesses both nutrients consumers are encouraged to have more of, such as fibre and protein, and nutrients many are looking to reduce, including salt, sugar and saturated fat.

Today, products identified by the framework as offering a better nutritional balance account for around 10 per cent of pladis’ sales volume. The company has set an ambition to double that volume by 2030.

This move comes on the back of long-standing work by pladis to evolve its portfolio. The company has already removed 676 tonnes of sugar from recipes in the UK – the equivalent of around 169 million teaspoons. In the Netherlands, it has revamped its Sultana fruit biscuits by reducing sugar and salt and increasing fibre. Reformulation efforts over the past decade have also seen Ulker remove 549 tonnes of fat from its products alongside reducing sugar and salt.

This pledge forms part of Happy People, Happy Planet, pladis’ newly launched global sustainability strategy.

pladis employs around 16,000 people and sells products in more than 110 countries.

For any press queries, please contact the pladis press office on 44 151 230 4899 / press.office@pladisglobal.com

Notes to editors:

• All targets based on a 2023 data baseline.

• Teaspoons of sugar calculation based on 4g in each teaspoon.

A healthy credit profile plays an important role in an individual’s financial journey. It reflects how responsibly credit has been managed over time and may influence eligibility for various credit products, subject to the lender’s criteria. Regularly reviewing a credit profile helps individuals understand their financial standing, identify potential issues and take timely corrective action.

5 Credit Profile Checks That Can Improve Financial Health

One of the easiest ways to assess overall credit health is by checking the Bajaj Finance Credit Pulse Report, which brings together key details such as an individual’s credit score, repayment history, credit utilisation, credit age and other credit-related information. Reviewing these insights regularly can help users monitor their credit health and work towards building a stronger credit profile.

Why maintaining a healthy credit profile matters

A credit profile provides an overview of an individual’s borrowing and repayment behaviour. Lenders may consider this information, along with other eligibility criteria, when evaluating applications for loans, credit cards and other credit products.

A typical credit profile includes information such as:

• Credit score

• Repayment history

• Existing loans

• Credit card usage

• Credit enquiries

• Credit age

Monitoring these factors regularly helps individuals understand their credit health, identify areas that need attention and adopt better financial habits over time.

1. Monitor your credit score regularly

Knowing the current credit score is an important first step towards maintaining a healthy credit profile.

In India, credit scores generally range from 300 to 900, with higher scores typically reflecting stronger credit health. While lenders have their own eligibility criteria, maintaining a healthy credit score may improve eligibility for credit, along with factors such as income, repayment capacity and internal lending policies.

Individuals aiming for a good credit score in India should focus on responsible borrowing habits rather than quick fixes. Regularly checking the credit report allows users to monitor their credit score without affecting it and understand the factors that contribute to their overall credit health.

2. Stay consistent with repayments

Repayment history is one of the key factors that contributes to a healthy credit profile.

Missing EMIs or delaying credit card payments may negatively affect the credit score. Even after overdue amounts are cleared, repayment behaviour continues to remain part of an individual’s credit history.

Simple habits that support timely repayments include:

• Setting up auto-debit instructions

• Paying EMIs before the due date

• Clearing at least the total amount due on credit cards

• Avoiding repeated late payments

Consistently making payments on time demonstrates responsible credit management and contributes to stronger credit health over time.

3. Keep credit utilisation under control

Credit utilisation refers to the percentage of the available credit limit that is currently being used.

Consistently high credit utilisation may indicate greater reliance on available credit and could influence a lender’s assessment. Reducing outstanding balances and maintaining moderate credit utilisation can strengthen the overall credit profile.

4. Be selective when applying for new credit

Applying for several loans or credit cards within a short period can result in multiple hard enquiries.

While a single enquiry is generally not a concern, frequent credit applications over a short period may indicate a higher need for credit and could influence a lender’s assessment.

To maintain a healthy credit profile, individuals should:

• Apply for credit only when required

• Avoid submitting multiple applications simultaneously

• Compare available credit options before applying

Being selective about new credit applications helps maintain a healthier credit profile over time.

5. Review your credit report for inaccuracies

A credit report may occasionally contain inaccuracies that should be reviewed and corrected promptly.

Reviewing the credit report regularly helps individuals identify discrepancies and initiate corrections wherever necessary.

How to check your credit score online

Checking a credit score online is quick and convenient with Bajaj Finance. Individuals can access their credit information by following these simple steps.

Step 1: Visit the Bajaj Finance Credit Pulse Report page
Go to the official Bajaj Finance website and open the Bajaj Finance Credit Pulse Report page. Select the option to check the credit score.

Step 2: Verify the registered mobile number
Enter the registered mobile number and complete OTP verification.

Step 3: Enter the required details
Provide details such as name, PAN, date of birth, email address, mobile number and PIN code.

Step 4: Access the credit score
Once the verification is complete, the available credit score is displayed on the screen.

Step 5: Review the detailed credit report
Review the report to understand repayment history, active credit accounts, recent enquiries and other credit-related information. The report can also be downloaded for future reference.

Tips to maintain a healthy credit profile

Good financial habits that support long-term credit health include:

• Pay every EMI and credit card bill on time.

• Keep credit utilisation under control.

• Apply for new credit only when necessary.

• Maintain older credit accounts, wherever possible.

• Monitor the credit report periodically.

• Resolve report discrepancies promptly.

Building a stronger credit profile

Building and maintaining a healthy credit profile is an ongoing process rather than a one-time exercise. Regularly reviewing credit information, making timely repayments and using credit responsibly can help individuals stay financially prepared for future borrowing needs.

The credit report offers valuable insights into credit score, repayment history, credit utilisation, credit age and other important aspects of credit health. By monitoring these factors consistently, individuals can work towards achieving a good credit score and make more informed financial decisions.

*Terms and conditions apply.

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

Most people believe they use water only a handful of times each day. The reality is that water is woven into almost every moment of our lives, from the first glass in the morning and preparing meals to cleaning homes and winding down at night. While we notice water, we rarely pause to recognize the silent enablers that deliver it seamlessly to us. This Rath Yatra, Crompton Greaves Consumer Electricals Ltd. has turned this insight into a culturally resonant activation across Puri and the Bhubaneswar–Puri corridor.
 

At Rath Yatra, Crompton’s activation turned everyday trust in water into a powerful on-ground experience

For generations, Rath Yatra has symbolised an enduring journey of faith and trust. Crompton Pumps drew a deliberate parallel between the trust devotees place in this tradition and the everyday trust consumers place in water-delivery technology. The campaign was designed not only to be visible during the festival but to convert an abstract brand claim into immediate, sensory proof that Crompton’s performance was reliable day after day. Positioning the brand against a festival built on continuity created a culturally credible context for this message and elevated its emotional resonance.
 

To bring the idea to life, Crompton has deployed multiple experiential touchpoints that delivered both utility and a tangible demonstration of performance. Two sprinkler arch gates created a cooling, mist-like welcome powered by Crompton pumps, a direct sensory demonstration of the product’s reliability. Branded handwash hygiene pods provided instant, hygienic relief for arriving devotees, marrying practical utility with brand messaging at moments of need. A fleet of 12 buses running the Bhubaneswar–Puri route extended the campaign’s reach, putting the Crompton message into the view of travelers throughout their journey.
 

On-ground engagement was crafted to provoke reflection and capture authentic consumer responses. Anchors asked devotees a simple, resonant question: “Ek din mein, aap paani kitni baar use karte hai?”, encouraging people to tally the many water moments that punctuate a day.
 

The effort was amplified through regional media integrations with leading channels such as OTV and Kanak News, as well as an AI film on Crompton’s social platforms under the thought, “Rath Yatra ki tarah bharosa ka safar bhi har din.” The integrated approach combining sensory proof, functional utility and culturally aligned storytelling was deliberately designed to deliver both emotional salience and functional credibility.
 

More than a festival activation, this campaign celebrated the unseen role Crompton Pumps have played in consumers’ lives for generations. It reframed trusted performance as a promise that mattered every day, not only during life’s big moments but in the ordinary, repeated acts that make up daily life. Commenting on the initiative, Tanmay Prusty, CMO, Crompton Greaves Consumer Electricals Ltd., said, “Rath Yatra is a tradition of quiet, unshakable faith passed down through generations. Built on that same trust, Crompton Pumps delivers steady, dependable flow to every home, every day, making reliability part of everyday life. It’s a promise everyone can count on, not only during life’s big moments but in the ordinary routines that bind us. Just as the chariot keeps moving, so must your water. Crompton Pumps. Trusted Performance. Har Din.”
 

Link to the video: Crompton Pumps | Rath Yatra
 

About Crompton
With a brand legacy of over 85 years, Crompton Greaves Consumer Electricals Ltd. is India’s market leader in the category of fans and residential pumps. Over the years, the organization has continuously strived to produce a range of innovative products that cater to the modern consumer including superior quality and high-performance fans, pumps, lighting solutions, and a range of other categories like water heaters; air coolers; small kitchen appliances like mixer grinders, air fryers, OTG, electric kettles etc; other home appliances like irons & built-in kitchen appliances. The company has further invested in brand and innovation to not only better understand and meet consumer needs but to also help drive energy efficiency. The consumer business also has a well-established and organized distribution network driven by a strong dealer base across the country offering a wide service network and robust after-sales service to its customers. Beyond its consumer portfolio, Crompton also has a robust B2B presence in the Lighting segment, delivering advanced and energy-efficient solutions for commercial and industrial applications. In 2025, Crompton became the first lighting company to receive the GreenPro certification for its B2B lighting solution, reaffirming its commitment to sustainability and innovation. Strengthening its foothold in the renewable energy space, the company has forayed into solar rooftops—representing a significant step forward in its contribution to India’s evolving clean energy landscape. With solar solutions spanning lighting, pumps, and rooftops, Crompton continues to lead as a responsible and future-ready brand in sustainable energy.

The company’s consistent dedication to developing energy-efficient products has led to significant recognition. It has been honored with three prestigious National Energy Consumer Awards (NECA) by BEE, Ministry of Power. The recent award was presented by the Hon’ble President of India, Smt. Droupadi Murmu for the company’s storage water heater in 2023. In 2019, the brand won in two categories: Ceiling Fans and LED Bulbs. Additionally, it was recognized as one of India’s Best Managed Companies 2022 by Deloitte Private and listed among ‘India’s Top 500 Companies 2022’ by Dun & Bradstreet India. The company has also been featured in Brand Top 75 most valuable Indian brands list for 2020 released by WPP and Kantar. Furthermore, Crompton was also recognized as the Brand of the Decade 2021 by Herald Global and BARC Asia in the Consumer Electrical category.