3EA Global and Indian origin, Global Management Consulting group has taken the project of Rudri Beverages and Food Industries Pvt. Ltd. Rudri Beverages and Food Industries Pvt. Ltd. has officially announced to enter India’s booming beverage market with two dynamic and innovative water brands — “Nothing – But Pure Water” and “Zinga – Premium Water.” With this bold move, the company aims to redefine the nation’s hydration habits — from affordable, pure drinking water for the masses to luxury, wellness-driven premium hydration for the elite.

Feasibility study, Innovative Business Model followed by first three year Business Plan has been developed by 3EA Global. Positioning strategy of both brands is by Dr. Vibhor Mishra, Brand Consultant at 3EA Global.

A powerful moment of leadership and collaboration as Sanjay Mehra, Rushil Mehra, Rashmi Mehra, Vibhor Mishra, Pranav Bhaskar and Kritagaya Singh align on vision, strategy and growth

Nothing – But Pure Water: Purity for All

As the name says, Nothing stands for Nothing but pure water. Designed to reach every corner of India, this brand promises high-quality, 100% pure drinking water at an affordable price point — ensuring that purity is no longer a privilege, but a basic right.

What sets Nothing apart is its unique customized branding model — a first-of-its-kind in India. The brand will provide custom-labelled water bottles for corporates, startups, hotels, restaurants, and cafes (HoReCa industry) — allowing brands to enhance visibility while serving hydration.

And here’s the revolutionary twist — Nothing will also offer FREE water bottles customized with company names for CSR activities. This initiative will empower companies to spread awareness and goodwill while ensuring clean water reaches those who need it most.

“We wanted to build a brand that doesn’t just sell water, but makes people feel proud of every drop they drink,” said Mr. Pranav Bhaskar, Business Partner 3EA Global.

Zinga – Premium Water: Health. Luxury. Assurance.

‘Nothing’ redefines purity, Zinga luxury. Positioned as a premium lifestyle water, Zinga goes beyond hydration — it’s an experience, a statement, and a wellness revolution in a bottle.

Zinga’s portfolio includes exotic and health-boosting variants like:

• Black Water – rich in essential minerals for superior detoxification.

• Sparkling Water – the perfect blend of bubbles and elegance.

• Gold Water – infused with edible gold flakes symbolizing luxury and vitality.

• Ginseng Flavoured Water – designed for rejuvenation and improved stamina.

Post-COVID, the demand for premium, health-centric beverages has skyrocketed as people have become more conscious about what they consume. Zinga answers this need with its commitment to purity, immunity, and innovation.

“Zinga flavoured hai, smart hai — it justifies that health is wealth, and Zinga is the assurance of health,” added Ms. Rashmi Mehra, Director of Rudri Beverages and Food Industries Pvt. Ltd.

She further emphasized, “Our body is 70% water — and it’s time we purify that 70% through Zinga. Each sip is scientifically designed to detoxify and rejuvenate the body from within.”

During a recent media interaction, Rushil Mehra shared the thought process behind launching two distinct water brands under one umbrella. He highlighted India’s vast consumer diversity, explaining that while one segment seeks pure drinking water at an accessible price point, another is increasingly inclined towards premium, wellness-driven hydration. With Nothing and Zinga, the idea was to cater to both ends of the spectrum while staying rooted in a single philosophy — making hydration meaningful and relevant for every lifestyle.

Adding to the conversation, Rashmi Mehra spoke about the growing relevance of premium water in a post-COVID world. She noted that the pandemic has significantly reshaped consumer behaviour, with people becoming more conscious about immunity, health, and daily wellness choices. According to her, Zinga’s mineral-rich and flavoured variants are designed not just to hydrate, but to support overall well-being — positioning the brand as a refined, health-forward choice rather than just another beverage.

Sharing his perspective on evolving lifestyle trends, Rushil Mehra further emphasized that today’s consumers are embracing the idea of mindful luxury. Essentials like water are no longer seen as basic commodities but as intentional choices that reflect one’s health priorities and lifestyle. Zinga, he explained, represents “luxury with logic” — a smart hydration solution aligned with the aspirations of modern India.

Speaking about the company’s vision, Mr. Rushil Mehra, Director of Rudri Beverages and Food Industries Pvt. Ltd., shared, “Rudri Beverages and Food Industries Pvt.   on a simple yet powerful belief — that hydration should be more than a necessity; it should be a lifestyle choice. We’re committed to delivering innovative, high-quality beverage solutions that redefine how India consumes water. Through our twin brands — Nothing – But Pure Water and Zinga – Premium Water — we’re creating a balance between affordability and exclusivity, ensuring that both purity and luxury are within everyone’s reach.”

Mr. Rushil Mehra further highlighted that the feasibility study, development of business canvas model, and strategic concept development for this venture were meticulously carried out by 3EA Global, a leading management consulting company known for its expertise in market research, strategic planning, and business model innovation.

“3EA Global played a pivotal role in shaping our business strategy from the ground up,” Mr. Rushil Mehra added. “Their research-driven insights helped us validate our market potential, identify untapped opportunities, and structure a sustainable business model that aligns with our long-term vision. With their support, we transformed an idea into a brand that’s ready to revolutionize the beverage industry.”

As India’s venture capital ecosystem enters a more disciplined and institutionally driven phase, the Indian Venture and Alternate Capital Association (IVCA) today kicked off the second edition of #VC101, its industry-led capability-building programme for first-time fund managers. The programme, with IC RegFin Legal and Price Waterhouse & Co LLP as Lead Partners, and Peak XV Partners and IvyCap Ventures as Partners, is being held in Mumbai on January 29–30, 2026, followed by Bengaluru on February 11–12, 2026.

IVCA Announces Second Edition of #VC101

Over the last two years, India’s venture capital landscape has shown renewed resilience, with funding rebounding to approximately $13.7 billion in 2024, driven largely by increased deal activity and smaller-ticket investments, which accounted for nearly 95% of all VC deals. Even as overall VC and PE investments remained steady at around $49 billion in 2025, the early-stage ecosystem has continued to deepen, supported by the rapid expansion of alternative investment platforms.

Cumulative commitments across Alternative Investment Fund (AIF) structures have crossed INR 15 lakh crore, underscoring the growing role of institutional and strategy-led capital. Within this landscape, India’s Micro VC ecosystem has scaled sharply to over 250 active funds as of early 2026, up from about 200 just two years ago, with these funds increasingly acting as critical first-cheque investors at the pre-seed, seed, and early Series A stages.

Commenting on the programme, Rajat Tandon, President, IVCA, said, “India’s venture ecosystem has reached a stage where institutional capability is as critical as access to capital. As first-time fund managers and Micro VCs scale and move towards subsequent fundraises, the focus must shift to building credible structures around regulatory compliance, governance, portfolio discipline, and LP engagement. Through #VC101, IVCA aims to support this transition by promoting best practices and strengthening the foundations of emerging venture platforms, contributing to India’s ambition of becoming a leading global fund management ecosystem.”

The programme is supported by ecosystem partners who bring complementary expertise across regulation, data, and venture-building experience.

Speaking on the regulatory and structural considerations shaping first-time fund managers today, Tejesh Chitlangi, Managing Partner, IC RegFin Legal, said,  “Venture capital (VC) landscape is undergoing a pivotal phase, marked by significant regulatory developments and growing acceptance among a broad spectrum of investors. For first-time fund managers (FTFMs), the process of building a fund platform extends well beyond deploying capital. It involves navigating a complex interplay between regulatory frameworks and regulatory expectations on the one hand, and fund-raising dynamics and investor requirements on the other. #VC101 serves as an ideal platform for FTFMs to gain practical insights from leading practitioners and experienced industry participants, for the right head start to build and scale a resilient VC set up.”

Reflecting on the growing need for structured, end-to-end fund-building capabilities as India’s domestic VC ecosystem matures, Himanshu Mandavia, Partner, Price Waterhouse & Co LLP, said, “#VC101 is a very useful initiative that provides a comprehensive overview of all the aspects that a fund manager needs to consider for raising and running a fund. Apart from the various tax and regulatory nuances, this program helps them get candid insights on various commercial aspects as well, which is a unique value proposition of this franchise. With the increased number of fund managers and maturing of the Indian domestic fund industry, this kind of an institutionalized program helps provide a platform for a well-rounded and future‑ready fund‑building journey.”

Emphasising the broader maturity of India’s entrepreneurial and capital ecosystem, Rajan Anandan, Managing Director, Peak XV Partners and Co-Chair, VC Council, IVCA, said, “There has never been a better time to build in ​India: we have a new generation of battle-hardened, seasoned founders at the helm​, IPOs are delivering massive exits, our public markets are getting deeper. With domestic capital opening up, the fuel for India’s next decade of growth is ready.​ ​That is why #VC101 is so ripe for this moment. It is a high-octane masterclass where first-time managers gain real, practical insights directly from leading practitioners who have lived through every cycle. As the stakes get higher, we have to up our game to build world-class institutions from the ground up. The time is now.”

Highlighting the importance of early institutional thinking for first- and second-time fund managers, Vikram Gupta, Founder and Managing Partner, IvyCap Ventures said, “As the Indian venture ecosystem evolves, the focus is steadily shifting from just deal-making to building enduring institutions. A programme like #VC101 is timely because it addresses a critical gap—helping emerging fund managers think deeply about governance, discipline, capital stewardship, and long-term fund building. As more first- and second-time managers enter the ecosystem, institutional readiness and maturity will define who can sustain through cycles. Initiatives like this play an important role in shaping that mindset early, which is essential for the next phase of India’s venture capital journey.”

The second edition of #VC101 brings together Micro VCs, first-time fund managers, and emerging venture platforms from across the country, creating a focused forum for learning, peer exchange, and long-term network building. Anchored in lived experience and current market realities, the programme is designed to help participants navigate a more exit-aware, disciplined, and institutionally aligned venture environment.

DAC Developers, a fast-growing construction company known for quality construction and customer-centric development, announced on 28th Jan. 2026, legendary composer and global music icon A.R. Rahman as its brand ambassador. The announcement coincided with the launch of around 1,000 new homes, across five locations in the city, Kattupakkam in Porur, Sunguvarchatram on Chennai – Bangalore Highway, Kumananchavadi near Porur Ramachandra, Sholinganallur and Siruseri on OMR at a special event attended by Maestro himself. 

DAC Developers Appoints A.R. Rahman as its Brand Ambassador 

The association marks a significant milestone as the company strengthens its positioning as a modern, trustworthy, and globally inspired brand, reaffirming its commitment to innovation, integrity, and world-class living standards.

Speaking about the partnership, S. Sathish Kumar, Managing Director, DAC Developers, said, “We are truly delighted and honoured to welcome A.R. Rahman as part of the DAC family, where we don’t just build structures, but create spaces that inspire life. Celebrated globally for his creativity, precision, and excellence, he embodies the values we stand for – innovation, integrity, and timeless appeal. His journey of global recognition rooted in Indian values closely aligns with our commitment to delivering world-class developments with enduring value.”

Expressing his thoughts on the association, A.R. Rahman said, “The home is where all our dreams are born and live. I’m very happy to begin a beautiful new partnership with DAC Developers, one of South India’s most-promising real estate brands. Like how we create music from the heart, in DAC, I have found a team that creates beautiful homes, with love. I trust DAC Developers to build homes that are filled with harmony and happiness.”

This collaboration will feature A.R. Rahman as the face of DAC Developers’ upcoming campaigns across digital, print, outdoor, and television platforms. The initiative is designed to reinforce the company’s reputation among aspiring homeowners and investors seeking reliability, design excellence, and future-ready living spaces, while also underscoring DAC Developers’ commitment to scaling new heights by partnering with revered personalities who inspire trust and global admiration.

About DAC Developers:
DAC Developers, established in 2014, is a Chennai-based leading construction company with over a decade of experience in creating quality homes that enhance lifestyles. Committed to providing essential luxuries at affordable prices, DAC Developers are known for their aesthetics, amenities, and accessibility to essential facilities, where each project is uniquely designed to meet homebuyers’ needs, offering convenience and comfort. With a focus on transparency, customer trust, and superior construction standards, the company has been redefining urban living experiences with over 110 plus projects, 45 lakhs plus square feet construction, 3000 and counting happy home owners till date.

For more details, please visit: www.dacdevelopers.com 

Tanishq, India’s largest jewellery brand from the House of Tata, cemented its global presence with its fourth showcase at Paris Couture Week 2026, marking a defining milestone in its global luxury journey and reinforcing its position as a design-led, globally aspirational jewellery maison. Continuing its celebrated collaboration with internationally acclaimed couturier Rahul Mishra, Tanishq returned to the world’s most prestigious fashion platform, unveiling an exceptional high-jewellery presentation centred exclusively on its evocative Desert diamonds collection. Choosing a diamond born of the desert, is choosing something truly unique – a fragment of the earth’s history that captures the hues of the land where they are found.

Tanishq’s latest collection spotted taking center stage as the model flaunts the pieces on the runway

Building on its continued presence at Paris Couture Week since 2023, Tanishq’s exclusive collection of Desert diamonds, placed the spotlight firmly on the origin of natural diamonds. Formed in the depths of the earth over millennia, Desert diamonds carry the spirit of the land – connecting each stone back to wild desert landscapes. A spectrum of natural colours, with diamonds ranging from warm whites and honey tones through to whiskey and sunset browns form a palette that’s both rare and unmistakable. Prized for their individuality, subtle tonal variations, and depth of character, these stones are considered connoisseur diamonds—markers of rarity, quiet power, and refined self-expression.

Rahul Mishra’s Spring 2026 collection, Alchemy, showcased at Paris Couture Week, draws inspiration from the cosmic and elemental origins of life, interpreting the continuity of matter and the transience of existence. It begins at the ether (akasha), the cosmic vastness, the eternal silence; which is not nothingness, but intelligible potential. The impression of air (vayu), its lightness, movement and enormous strength, traced into fabric through instinct and memory. Fire (agni) is the transformational force, like a contemplation. Shapeless by nature, but gives form to anything it touches. Water, (apas) obedient to gravity yet constantly in motion, a mirror to the moon and the world around it, yet humbly adapting to each vessel it inhabits. And Earth, the eternity’s ledger of memories. Shaped from the interactions between the other forms, it is a vessel retaining their traces and textures, the force of resilience and tenderness. Rooted in the interplay of air, fire, water, earth, and space, the collection reflects how these classical elements interact and transform—mirroring the patient formation of diamonds over billions of years. Through texture, scale, and movement, Mishra’s couture translates these unseen forces into a poetic narrative, where design echoes nature’s rhythms, elemental harmony, and timeless cycles of transformation. This philosophy celebrates creation as a process shaped by time, balance, and quiet resilience—values intrinsic to both couture and natural diamonds.

The jewellery showcased in Paris highlighted how Tanishq’s Desert diamonds bring these natural elements to life, perfectly mirroring the vision of Rahul Mishra. Each rare, naturally coloured diamond was crafted into bold, sculptural silhouettes that celebrate both strength and subtlety, reflecting the desert’s timeless landscapes and the slow, meticulous artistry of its formation. Following their successful launch in the USA, Tanishq now introduces these exceptionally rare diamonds to India, offering connoisseurs and jewellery enthusiasts an opportunity to experience natural diamonds of extraordinary provenance, individuality, and elegance. With scale, form, and thoughtful settings designed to let each stone’s brilliance shine, these creations are conceived as wearable art, elevating high jewellery on one of the world’s most prestigious fashion platforms.

Every creation showcased in Paris was the result of extensive design ideation, hundreds of artisanal man-hours, intricate settings, and uncompromising attention to detail—a testament to Indian artistry that stands confidently among the world’s finest. With its fourth appearance at Paris Couture Week, Tanishq continues to strengthen its position as a globally aspirational luxury jewellery brand, engaging with the world’s leading maisons on an international stage. The Desert diamonds collection provides a new perspective – a sense of freshness and innovation in natural diamonds and was crafted in collaboration with De Beers Group, the world’s leading diamond company.

Speaking on Tanishq’s continued presence at Paris Couture Week, Pelki Tshering, Chief Marketing Officer, Tanishq, said, “Paris Couture Week is where design speaks without borders. For Tanishq, returning for the fourth time reflects our belief that Indian jewellery can engage the world through a shared language of design, rarity, and expression. With Desert diamonds, created in partnership with De Beers, we are presenting a story shaped by nature and refined through design—one that feels both deeply rooted and globally relevant. Our collaboration with Rahul Mishra allows us to translate this vision onto one of fashion’s most influential stages, reinforcing our commitment to creating distinctive natural diamond jewellery that resonates with a new generation of global connoisseurs.”

Speaking on the collaboration and the association with Paris Couture Week, Garima Maheshwari, Head of Design, Tanishq, said, “Paris Couture Week represents the pinnacle of global luxury and creative expression. Our third presentation with Rahul Mishra marks a deeper creative dialogue between couture and high jewellery, where fashion and craftsmanship move together seamlessly. With Desert Diamonds, we showcased rare natural diamonds shaped by ancient desert landscapes, interpreted through bold, sculptural forms that echoed Rahul Mishra’s nature-inspired silhouettes. The collection’s natural hues—ranging from luminous whites to warm champagnes and deep ochres—were highlighted through intricate settings and meticulous detailing. Each creation was conceived as wearable art, reinforcing our shared commitment to authenticity, rarity, and presenting Indian high jewellery with confidence on a global couture stage.”

Speaking on the launch of Dessert Diamonds in India, Shweta Harit, Global Senior Vice President, De Beers, said, “De Beers has now been a long-standing partner of Tanishq, and together we share a vision of bringing the world’s finest natural diamonds to discerning audiences in India. Desert diamonds exemplify this collaboration, each stone is part of a unique origin concept, showcasing the rarity, individuality, and natural beauty that only nature can create. With Desert diamonds, the ancient sands of time meet today’s desire for authentic beauty. Having already launched these exceptional diamonds in the USA, Tanishq is now bringing Desert diamonds to India, unveiling them on the global stage at Paris Couture Week and reinforcing our shared commitment to authenticity and craftsmanship.”

Rahul Mishra, Founder and Creative Director, said, “This collaboration with Tanishq is a meeting of philosophies shaped by time, nature, and human hands, and I am honoured to join hands with the legacy and trust created by them. Desert diamonds, formed over billions of years, resonate deeply with my couture collection Alchemy, which explores the elemental forces that bind creation and transformation. Presenting this dialogue at Paris Haute Couture Week allows us to honour rarity, not just in materials, but in thought, process, and craftsmanship. Together, we are telling a story where Indian artistry evolves naturally onto a global stage, rooted in heritage yet expressed through contemporary design.”

About Tanishq

Tanishq, India’s largest jewellery brand from the Tata Group, is synonymous with superior craftsmanship, distinctive design, and uncompromising quality. With a deep understanding of the modern consumer, Tanishq creates jewellery that seamlessly blends heritage with contemporary expression. Reinforcing its commitment to transparency and trust, all Tanishq stores are equipped with the Karatmeter. Today, the brand has a presence across 500+ exclusive boutiques in over 300 cities, alongside a growing global footprint.

About Rahul Mishra

Rahul Mishra, the first Indian designer to be invited to showcase at the Paris Haute Couture Week was also the winner of International Woolmark Prize in 2014. He was conferred the insignia of ‘Chevalier de Ordre des Arts et des Lettres by the French government in November 2023.

Rooted in the philosophy of sustainability, his work reimagines fashion as an agent of social change—fostering participation and uplifting India’s artisan communities. Through his couture house and prêt-à-porter label, AFEW Rahul Mishra, he envisions luxury not merely as consumption, but as a celebration of collective craftsmanship.

Described by Suzy Menkes as a “national treasure” and praised by the late Franca Sozzani for “highlighting the best and most peculiar features of his homeland,” Rahul’s creations resonate across cultures. With six flagship stores in India and a growing global presence, his brand embodies ‘mindful luxury,’ where purpose guides process and each garment becomes a living narrative of human hands and heritage.

About De Beers Group

Established in 1888, De Beers Group is the world’s leading diamond company with expertise in the exploration, mining, marketing and retailing of diamonds. Together with its joint venture partners, De Beers Group employs more than 20,000 people across the diamond pipeline and is the world’s largest diamond producer by value, with diamond mining operations in Botswana, Canada, Namibia and South Africa. Innovation sits at the heart of De Beers Group’s strategy as it develops a portfolio of offers that span the diamond value chain, including its jewellery houses, De Beers London and Forevermark, and other pioneering solutions such as diamond sourcing and traceability initiatives Tracr and GemFair.

De Beers Group also provides leading services and technology to the diamond industry in the form of education and laboratory services and a wide range of diamond sorting, detection and classification technology services. De Beers Group is committed to ‘Building Forever,’ a holistic and integrated approach to sustainability that underpins our efforts to create meaningful impact for the people and places where our diamonds are discovered. Building Forever focuses on three key areas where, through collaborations and partnerships around the globe, we have an enhanced ability to drive positive impact; Livelihoods, Climate and Nature. De Beers Group is a member of the Anglo American plc group.

For further information, visit www.debeersgroup.com.

As day-to-day aspects of life have moved online, cybercrime is becoming increasingly frequent and sophisticated, with fraudsters leveraging social engineering, data misuse, and impersonation tactics to target individuals.

Safeguard your digital world with SBI General’s Cyber VaultEdge

India’s digital ecosystem is expanding rapidly, underpinned by widespread smartphone use and growing digital adoption. December 2025 alone saw 21.63 billion transactions worth INR 27.97 trillion, according to the National Payments Corporation of India (NPCI). This surge also reflects the growing adoption of digital tools and platforms, highlighting India’s shift toward a more connected, digitally integrated economy.

According to data from the National Cyber Crime Reporting Portal (NCRP) and the Citizen Financial Cyber Fraud Reporting and Management System (CFCFRMS), cyber fraud losses in India jumped to INR 22,845.73 crore in 2024 from INR 7,465.18 crore in 2023, a 206% year-on-year surge, highlighting the rapidly escalating scale of cybercrime nationwide.

On the occasion of Data Privacy Day, SBI General Insurance reinforces the importance of safeguarding personal data, underscoring the need to embed data protection at the core of digital adoption. As digital dependence grows, cyber insurance is emerging as a critical layer of protection offering not just financial cover, but comprehensive support to help individuals and families recover and move forward with confidence.

Here are key reasons why cyber insurance is essential in today’s digital world:

• Identity Theft Protection: Covers financial losses arising from identity theft, including unauthorized use of personal information or fraudulent transactions. Supports legal recourse against perpetrators to help restore your digital identity.

• Theft of funds: Cyber insurance covers losses from unauthorised access to your finances, including bank accounts, credit cards, debit cards, digital wallets, etc. Any legal costs necessary to prosecute cybercriminals are covered as well.

• IT Specialist and Data Restoration: Reimburses costs for engaging IT experts to investigate cyber breaches, restore lost data, or secure affected devices. Ensures timely technical support to limit damage and resume normal operations.

• Psychological Consultation: Covers professional counseling or therapy to address stress, trauma, or emotional impact resulting from cyber violations. Supports mental well-being alongside financial and technical recovery.

• Loss of Wage Due to Identity Theft: Compensates for income lost as a direct consequence of identity theft. Helps maintain financial stability while resolving the aftermath of cyber incidents.

• Family Coverage Extension: Policyholders can extend protection to their immediate family, including spouses and dependent children. This ensures that the entire household benefits from a robust safety net against cyber threats.

SBI General’s cyber offering delivers holistic support through every stage of recovery. With this comprehensive approach, SBI General’s Cyber VaultEdge offers extensive and comprehensive protection against a spectrum of cyber risks, including data breaches and cyber extortion. Designed to meet the demands of today’s digital world, the policy provides financial security while offering reassurance to policyholders and their families.

With SBI General’s Cyber VaultEdge, individuals and families can navigate the digital world with confidence, backed by comprehensive protection against evolving cyber risks ensuring security, resilience, and peace of mind.

About SBI General Insurance
SBI General Insurance, one of the fastest-growing private general insurance firms, backed by the robust support of SBI, upholds a legacy of trust and security. We position ourselves as India’s most trusted general insurer amidst a dynamic landscape. Since our establishment in 2009, our expansion has been substantial, growing from 17 branches in 2011 to a nationwide presence in 146 branches. In FY 2024-25, SBI General Insurance reported a Gross Written Premium (GWP) of INR 14,140 crores, recording a YOY growth of 11.1%.

The company received numerous prestigious accolades, showcasing its excellence across various domains. Key honors include being named as the Domestic General Insurer of the Year – India and Claims Initiative of the Year – India at Insurance Asia Awards 2025 Singapore, Large General Insurance category at the Mint BFSI Summit & Awards, the 3rd InsureNext Awards 2024 for Best Claims Settlement, and India’s Best General Insurer of the Year at the 7th Insurance Conclave Awards. At the India Insurance Summit & Awards 2024, the company secured titles for General Insurance Company of the Year and Leading Implementer of Analytics Technology in Insurance. Additionally, it was honored as the Best BFSI Brand at the ET NOW Best BFSI Brands Conclave 2024 and included in BW BusinessWorld’s India’s Most Respected Companies. Certified as a Great Place to Work in 2024, the company also excelled at the ETBFSI Exceller Awards 2024 with recognition for Best Claims Management in Insurance and Best CSR Campaign of the Year, further highlighting its commitment to social responsibility and innovation.

With a team of over 9,000+ employees and our multi-distribution model covering Bancassurance, Agency, OEM, Broking, Retail Direct Channels, and Digital collaborations, we are committed to providing both Suraksha and Bharosa to all our consumers. Leveraging a vast network that includes over 22000+ SBI branches, plus agents, financial alliances, OEMs, and digital partners, we extend our services to even the most remote areas of India. Our offerings cater to Retail, Corporate, SME and Rural segments, and our diverse product portfolio ensures accessibility through both digital and physical channels.

The Telangana government has recently announced a new policy that will impact builders planning high-rise projects. Under this policy, builders will now be required to buy Transferable Development Rights (TDR) for new residential projects with 10 floors or more. But what exactly does this mean for the Hyderabad real estate market and more importantly, for homebuyers planning their purchase?

Hyderabad Home buyers secure your price before the climb

What is TDR?

Transferable Development Rights (TDR) is a planning mechanism used by the government to regulate urban growth. When the government acquires or reserves land for public purposes like roads, infrastructure corridors, or open spaces, it compensates the landowner by issuing development rights. These rights can be traded and used by builders to construct additional built-up area beyond the normally permitted limits.

Under the new Telangana policy, for residential projects above 10 floors, builders are required to purchase TDR from the government. This TDR is applicable to 10% of the total built-up area constructed above the 10th floor.

Importantly, while the policy primarily applies to new projects, ongoing projects may also fall under this rule if they seek:

• plan revisions,

• additional floors,

• extensions, or

• any fresh approvals beyond what was originally sanctioned.

In such cases, the 10% TDR loading on built-up area above the 10th floor becomes mandatory, ensuring compliance with the updated regulations during the approval or revision process.

In simple terms, the taller the building or the more changes a project seeks the higher the additional cost.

Impact of TDR on Hyderabad Real Estate Market

The new policy is expected to have varied impacts across Hyderabad’s real estate market, depending on the area. On the whole, North, South, and East Hyderabad will experience limited effects, as fewer high-rise projects are being built in these areas.

However, this policy will have a direct and growing impact on new launches and revised high-rise projects, gradually influencing overall pricing benchmarks across the city.

The policy is likely to hit West Hyderabad the hardest, especially regions like the Financial District, where most high-rise development both new and under-planning, is concentrated.

West Hyderabad: The Impact of TDR

In West Hyderabad, builders are dealing with projects that average 40-50 floors. For new developments, and for ongoing projects seeking additional permissions, the TDR requirement will be particularly significant.

Builders in such cases will need to buy TDR for the upper floors (above the 10th floor), substantially increasing project costs. Over time, this additional cost pressure is expected to reflect in pricing both for future launches and ongoing projects

How We Calculated the Impact (Methodology Explained)

To understand how this policy could affect pricing, we followed a structured, data-backed approach:

• First, we identified key micro-markets across Hyderabad, with a deeper focus on West Hyderabad due to its high-rise density.

• From each micro-market, we studied multiple ongoing and planned residential projects to arrive at an approximate average built-up area per acre and the average number of floors.

• As per the policy, TDR becomes applicable only for construction above the 10th floor, and only on 10% of the total built-up area constructed above the 10th floor. Based on the average height of projects in each micro-market, we estimated the portion of built-up area that falls under this TDR requirement.

• We then applied actual TDR rates for each location, sourced from CBRE market data, to calculate the additional cost builders would need to bear per acre.

• Finally, this additional cost was translated into an approximate per-square-foot price impact, assuming that builders eventually pass on a portion of this cost to end buyers.

All numbers below are approximations, intended to show directional impact rather than exact pricing.

Estimated TDR Impact by Micro-Market (West Hyderabad)

The estimated TDR impact across West Hyderabad’s key micro-markets shows notable variation in both land cost and price implications. The following data outlines the approximate additional cost per acre and corresponding price impact per square foot for each location:

• Kokapet: Additional cost of Rs. 6–7 crore per acre; price impact of Rs. 120–140 per sq. ft.

• Narsingi: Additional cost of Rs. 4–5 crore per acre; price impact of Rs. 100–120 per sq. ft.

• Rajendra Nagar: Additional cost of Rs. 2–2.5 crore per acre; price impact of Rs. 70–90 per sq. ft.

• Nanakramguda: Additional cost of Rs. 15–16 crore per acre; price impact of Rs. 380–420 per sq. ft.

• Nallagandla: Additional cost of Rs. 4.5–5 crore per acre; price impact of Rs. 130–150 per sq. ft.

• Miyapur: Additional cost of Rs. 5.5–6 crore per acre; price impact of Rs. 180–210 per sq. ft.

• Kollur: Additional cost of Rs. 1.2–1.5 crore per acre; price impact of Rs. 35–45 per sq. ft.

• Tellapur: Additional cost of Rs. 4–4.5 crore per acre; price impact of Rs. 120–135 per sq. ft.

• Kukatpally: Additional cost of Rs. 6–6.5 crore per acre; price impact of Rs. 200–230 per sq. ft.

• Neopolis: Additional cost of Rs. 6–6.5 crore per acre; price impact of Rs. 120–140 per sq. ft.

What This Means for Buyers

The takeaway here is simple: TDR costs will increasingly affect future supply.

• New launches will factor this cost upfront

• Ongoing projects that seek revisions or expansion will also face higher costs

• Over time, this will push up benchmark prices across micro-markets

For buyers who are waiting for new launches or later phases, this creates a clear consideration. Buying into existing or already-approved projects today may offer better value, as future supply is likely to enter the market at higher price points due to TDR loading.

Why West Hyderabad is still a Prime Investment Hub

West Hyderabad, particularly the Financial District, is poised to be the epicenter of Hyderabad’s real estate growth. This area already boasts major IT hubs and an influx of multinational companies. Google, Amazon, and Microsoft are setting up their India campuses here, and this region is expected to generate up to 1 lakh job opportunities in the next few years. Rental yields in the Financial District are currently between 4-5%, with the average rent for a 3BHK touching Rs. 80-85K per month. According to Magicbricks’ rental report, rents in the Financial District have grown at a rate of ~18% year-on-year, and over the next five years, they are projected to increase to Rs. 1.5-2 lakh per month.

In conclusion, the TDR policy will undoubtedly lead to higher costs for builders, which will be passed on to buyers. West Hyderabad, with its growing infrastructure and connectivity, remains a prime investment destination in the city.

So, for homebuyers and investors, the message is clear: projects that already have approvals in place offer a time-bound value advantage, while waiting for future launches could mean paying more for the same micro-market.

In an era of changing global immigration rules, stability in medical education has become more valuable than ever. The recent hike of the U.S. H-1B visa application fee to USD 100,000 in September 2025 is a stark reminder that visa-dependent pathways can quickly turn uncertain. For Indian medical aspirants investing years of effort and savings, choosing a secure, recognised, and affordable destination is now non-negotiable and the Philippines stands out as one of the most dependable choices.

Dr. David Pillai, CEO and Founding Chairman of Transworld Educare

India’s domestic medical education landscape further amplifies this urgency. In 2025, nearly 23 lakh students registered for NEET-UG, with about 22 lakh appearing for the exam and only 12 lakh qualifying. All of them competed for just 1.23 lakh MBBS seats across 780 medical colleges nationwide. While government colleges offer affordable education, the number of seats remains severely limited. On the other hand, private medical colleges often charge anywhere between Rs. 50 lakh and Rs. 1 crore for an MBBS degree, putting them out of reach for many academically capable students. For thousands of families, pursuing medical education abroad is therefore not a preference, but a practical necessity.

Kadwin Pillai, Managing Director of Transworld Educare and Director of Kings International Medical Academy

However, not every foreign medical university ensures a valid or secure career in India. Under National Medical Commission (NMC) regulations, students must qualify NEET, study for at least 54 months in a single institution, complete a one-year internship, and pursue education in English medium. Degrees from non-recognised universities will not qualify for licensure or FMGE/NExT in India. Hence, NMC recognition is critical to safeguarding a student’s long-term prospects.

Globally, shifting visa and immigration policies have pushed students toward more predictable destinations. Between 2023 and 2024, Indian enrolments dropped 13% in the U.S., 41% in Canada, and 28% in the U.K. Meanwhile, Germany and Russia saw a surge in enrolments – and the Philippines continues to gain traction as a secure, student-friendly option. Over 15,000 Indian students pursue MBBS in the Philippines each year, attracted by English-medium instruction, affordable fees, familiar climate, and a stable, transparent visa process.

Commenting on the growing shift toward stable and recognised destinations, Dr. David Pillai, CEO and Founding Chairman of Transworld Educare, says, “Across the world, visa and immigration policies are becoming increasingly unpredictable, while the demand for qualified doctors in India continues to rise. In such an environment, students and parents must prioritise medical education pathways that are not only affordable but also fully recognised by Indian regulators. Choosing NMC-approved universities in countries like the Philippines allows students to focus on learning and clinical training, without the constant anxiety of changing visa rules or future eligibility challenges. Ultimately, a medical degree should offer clarity and continuity, not uncertainty.”

The Philippines has steadily gained popularity among Indian medical aspirants due to its unique advantages. One of the key draws is that the medium of instruction is English, eliminating language barriers that often deter students from considering non-English-speaking countries. Additionally, the medical curriculum in the Philippines is based on the U.S. education system, which offers an international standard of learning and exposure. Another significant advantage is the clinical training students receive during their course. The Philippines has a tropical climate and disease patterns similar to those in India, ensuring Indian students are exposed to medical conditions they are likely to encounter during practice back home, providing them with relevant and practical clinical experience.

For families planning medical education abroad, the path is clear: choose NMC-approved universities in stable destinations like the Philippines, where affordability, recognition, and reliability ensure that the dream of becoming a doctor remains firmly within reach.

Ralith Realty enters the NCR market at a time when real estate development is being reassessed for its long-term relevance. As cities expand and buyer expectations evolve, the company emerges as a developer focused on getting the basics right: planning, construction quality and day-to-day livability. This approach is guided by a vision that sees innovation as meaningful only when it serves real needs, balancing contemporary development ideas with market realities and customer expectations. Anchored in values of excellence, collaboration, sustainability and integrity, Ralith places equal emphasis on internal culture and on-ground delivery, ensuring growth remains aligned with long-term value creation.

Rakesh Kaul, CEO and Managing Director, Ralith Realty
 

At the helm of Ralith Realty is Rakesh Kaul, CEO and Managing Director, whose experience shapes both vision and execution. With over three decades of real estate expertise spanning residential, commercial, retail, leisure, and student housing, he has held leadership roles as Chief Executive at L&T Realty and as MD & CEO at Experion Developers, spearheading millions of sq. ft. of landmark developments. Rakesh is known for blending strategic vision with hands-on execution, and for introducing market-first disruptions in design, development and sales strategy.

Building on his leadership, Ralith Realty’s projects reflect the same blend of vision and pragmatism. The company focuses on integrated community developments, bringing together residential, commercial, and plotted spaces that cater to diverse needs. Ralith is developing a township in a phased manner called “Ralith Retreat” in Sector-19A, Panipat, one of the most upscale areas of the city, with a revenue potential of above Rs. 1000 Cr. Over time, Ralith Retreat is a commitment to quality, compliance, and thoughtful design and future readiness. The project offers a mix of plots, villas, floors, and commercial spaces, each crafted to provide both lifestyle choice and long-term investment value. The emphasis is on creating communities where every element, from planning to execution, aligns with how people want to live.

The second project on anvil is a high-rise luxury condominium adjoining Dwarka Expressway in Sector – 88A, Gurugram, called “Devasya Bharat,” at a time when the Expressway is increasingly being preferred as an emerging premium residential corridor in NCR, driven by infrastructure upgrades and improved connectivity between Gurugram and Delhi. Conceived to integrate modern lifestyle with traditional Indian values, the project offers homes that honour rooted living while embracing contemporary aspirations. It offers a blend of luxury and convenience with premium amenities and smooth connectivity to key business, social and lifestyle hubs in and around the city. The project has a topline potential of above Rs. 1,900 crore.

Ralith Realty’s growth is anchored in execution discipline and scale, with projects developed through a mix of owned land parcels and strategic partnerships that allow expansion without compromising delivery control. Strong corporate governance and technology-led systems support planning, monitoring and customer engagement, ensuring transparency and timely execution. Beyond delivery, the company sees itself as a long-term partner in key life milestones. From homeownership to wealth creation, Ralith Realty is focused on building trust-led relationships and enduring communities that leave a lasting imprint across NCR.

Kasturba Medical College (KMC), Manipal, constituent unit of Manipal Academy of Higher Education (MAHE), an Institution of Eminence Deemed-to-be University, has been recognised by the Singapore Government, as one of the eight newly approved overseas medical schools. This recognition will take effect from February 1, 2026.

Kasturba Medical College (KMC), Manipal

The inclusion of Kasturba Medical College, Manipal, places it among a select group of 120 globally reputed medical schools from countries such as Australia, Ireland, Malaysia, China, the United Kingdom and the United States of America. The SMC occasionally reviews overseas medical qualifications to ensure that training standards are comparable with those in Singapore. The assessment considers factors such as academic quality, language of instruction, clinical exposure, and graduates’ performance in professional practice. The announcement follows SMC’s review of the list of registrable medical qualifications to ensure that foreign-trained medical doctors applying to practice in Singapore have received education and training comparable with Singapore’s medical schools.

Hailing the recognition Dr. H.S. Ballal, Pro Chancellor, said, “As the longest‑serving official of MAHE, I am proud to see KMC Manipal recognized by the Singapore Medical Council. This milestone reflects our enduring commitment to excellence and honors the vision of our founder, Dr. TMA Pai, whose legacy continues to guide us.”

Welcoming the announcement, Lt. Gen. (Dr.) M. D. Venkatesh VSM (Retd.), Vice Chancellor, MAHE, said, “This recognition by the Singapore Medical Council is a moment of pride for Manipal Academy of Higher Education and a strong validation of the academic rigor, clinical depth, and global relevance of KMC, Manipal. This achievement not only elevates the international stature of KMC but also opens new global pathways for our graduates. It reaffirms our mission to produce competent, ethical, and globally competitive medical professionals who can serve healthcare systems across borders.”

Celebrating this milestone, Dr. Sharath Rao, Pro Vice Chancellor (Health Sciences), MAHE, said, “ “This recognition by the Singapore Medical Council is a proud moment for KMC Manipal and for India. Being the only Indian medical school to be included among the newly recognised institutions underscores the strength of our academic framework, clinical training standards, and global relevance. It reflects decades of commitment to excellence in medical education and reinforces KMC’s standing as a trusted institution on the world stage.”

From 2026 onwards, aspiring medical students may apply to KMC Manipal with the assurance that the MBBS qualification is recognised for medical registration in Singapore. Graduates from KMC Manipal, irrespective of nationality and year of graduation, will be eligible to seek registration with SMC, subject to fulfilling regulatory and supervisory requirements. This milestone further strengthens MAHE’s international footprint and reaffirms its role in shaping globally competent healthcare professionals.

About Manipal Academy of Higher Education

The Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed-to-be University. MAHE offers over 400 specializations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In October 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3rd in the National Institutional Ranking Framework (NIRF), MAHE is the preferred choice for students seeking a transformative learning experience and an enriching campus life, as well as for national & multi-national corporates looking for top talent.