How to Get a Personal Loan Online in Minutes – A Step-by-Step Guide

By
Ravindra Kirti Founder GGF
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Bajaj Markets is redefining how personal loans are accessed in India. With a simple, digital-first approach, individuals can now apply for a personal loan online and get one within minutes – all from the comfort of their home.

Applying for Personal Loans Made Easy with Bajaj Markets

Here’s how users can get started on Bajaj Markets:

1. Visit the Bajaj Markets Website or App:

Start by heading to https://www.bajajfinservmarkets.in or downloading the app. The platform is designed to be mobile-friendly and intuitive for all users.

2. Enter Basic Information:

Provide a few essential details like mobile number, employment type, pincode, name etc. This helps the platform fetch loan offers tailored to one’s profile.

3. Explore Offers from Multiple Lenders:

Bajaj Markets is connected with over 20 leading banks and NBFCs. Based on the inputs, one can find personal loan offers that match their eligibility.

4. Compare Loan Details:

Users can compare interest rates, tenures, and maximum loan amounts before making a decision. Loan amounts of up to ₹55 Lakhs are available, with interest rates starting at 9.99% p.a.

5. Apply Online:

Select the most suitable offer and complete the application.

6. Get Approval and Disbursal:

Once verified, the loan may be approved in a few minutes and disbursed shortly after, depending on the lender’s process.

Bajaj Markets is committed to making personal loans more accessible for individuals across India. With its simplified process, getting the right loan is no longer time-consuming or complex.

About Bajaj Finserv Direct

Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a tech solutions provider.

Bajaj Markets is a marketplace that offers multiple financial products across all categories such as Loans, Cards, Investments, Insurance, Pocket Insurance, Stock Market, electronics via ONDC and Value-Added Services (VAS). Bajaj Markets has partnered with trusted financial brands to offer “India ka Financial Supermarket”. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.

Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong technology services business – Bajaj Technology Services, through which it offers a wide gamut of digital technology solutions spanning Experience, Commerce, Engineering, CRM, Data & AI, Cloud, Digital Agency, and Emerging Tech practices.

Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience “India ka Financial Supermarket”.

To know more about Bajaj Technology Services, visit www.bajajtechnologyservices.com.

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Ravindra Kirti Founder GGF
Ravindra Kirti is a well-rounded Marketing professional with an impressive academic and professional portfolio. He is IIM Calcutta alumnus & holds a PhD in Commerce, having written an insightful thesis on consumer behavior and psychology, which informs his deep understanding of market dynamics and client engagement strategies. His academic journey includes an MBA in Marketing, where he specialized in strategic management, international marketing, and luxury retail management, equipping him with a global perspective and a strategic edge in high-end market segments. In addition to his business expertise, Ravindra is also academically trained in law, holding a Master’s in Law with specializations in law of patents, IT & IPR, police law and administration, white-collar crime, and corporate crime. This legal knowledge complements his role as the Chief at Jurislaw Partners, where he applies a blend of legal acumen and strategic marketing. With such a rich educational background, Ravindra excels across a range of fields, from legal marketing to luxury retail, and event design. His ability to interlace disciplines—commerce, marketing, and law—enables him to drive successful outcomes in every venture he undertakes, whether as Chief at Jurislaw Partners, Editor at Mojo Patrakar and Global Growth Forum, Founder of CircusINC, or Chief Designer at Byaah by CircusINC. On a personal note, Ravindra Kirti is not only a devoted pawrent to his pet, Kattappa, but also an enthusiast of Mixed Martial Arts (MMA) and holds a Taekwondo Dan 1. This active lifestyle complements his multifaceted career, reflecting his discipline, resilience, and commitment—qualities he brings into his professional relationships. His bond with Kattappa adds a warm, grounded side to his profile, showcasing his nurturing and compassionate nature, which shines through in his connections with clients and colleagues. Ravindra’s career exemplifies versatility, intellectual depth, and excellence. Whether through his contributions to media, law, events, or design, he remains a dynamic and influential presence, continually innovating and leaving a lasting impact across industries. His ability to balance these diverse roles is a testament to his strategic vision and dedication to making a difference in every field he enters.
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