Hong Kong

To mark the International Day of the Seafarer, Fleet Management Limited (Fleet Management) has called for greater global recognition of the “silent professionals” keeping global supply chains moving, alongside the launch of “Pulse,” its new seafarer app designed to provide continuous, practical support at sea. 
 

Fleet Management Champions ‘Silent’ Seafarers Navigating Rising Geopolitical Tensions

As tensions ease across key corridors such as the Strait of Hormuz, Fleet Management supports renewed multilateral efforts to address a troubling pattern in which seafarers, as civilians, are repeatedly exposed to conflict, and to ensure they are protected from its human cost.
 

Dr. Harry Banga, Founder and Executive Chairman of The Caravel Group and Fleet Management Limited, said, “Countries, industries and communities rely on seafarers to keep essential goods flowing. Waterways like the Strait of Hormuz are key arteries of the global economy. When disrupted, the impact is immediate. Costs rise. Supply chains tighten. Today is a reminder that the industry and governments must act decisively to uphold safe and free navigation, so seafarers can sail with confidence.”
 

Echoing the International Maritime Organization’s (IMO) 2026 theme, “Carrying world trade. Carrying the risks,” Fleet Management emphasises that while seafarers drive global commerce, they are increasingly placed on the frontline of geopolitical disruptions to keep essential fuel, food and goods moving. Since February, an estimated 20,000 civilian seafarers, including around 600 under Fleet Management’s care, have borne these risks daily, navigating volatile waters and, at times, remaining at anchorage for extended periods until conditions stabilise.

Captain Rajalingam Subramaniam, Chief Executive Officer of Fleet Management Limited, said, “As a company, and as an industry, we have a responsibility to speak up. Seafarers are civilians who carry responsibility in the face of risk and adversity, in conditions beyond their control. This must not become the new normal. They must be seen, heard and properly protected. We are encouraged by the IMO-led evacuation efforts underway to restore safe transit, and hope confidence will soon rebuild.”

Fleet Management takes a systematic approach to protecting its seafarers in high-risk environments, prioritising physical and mental wellbeing and strong ship-shore connectivity. Developments are monitored around the clock, with routes adjusted as needed and constant communication maintained to safeguard crews, vessels and the environment. As conditions evolve, any resumption of transit is assessed on a vessel-by-vessel basis. Ships cannot simply turn their engines on and go. Each is evaluated against its own risk matrix, ensuring every movement is deliberate, controlled and grounded in safety.

Fleet Management remains committed to safe, fair and responsible sailing practices that put seafarers first. Through Fleet Care, seafarers have access to 24/7 mental health support, wellbeing programmes and family initiatives that provide connection and reassurance at home. Across the fleet, one million meals are served each year to support nutrition, while industry-leading insurance ensures protection at sea and while on leave. Together, these measures reduce pressure, share the load and help seafarers stay safe, supported and focused in demanding conditions.

The Launch of Pulse: Connecting Seafarers to 24/7 Support, Onboard and Onshore
Angad Banga, Chief Executive Officer of The Caravel Group and Executive Director of Fleet Management Limited, stated, “Recognition has to translate into action. Not once a year, but every day. That means understanding the pressures our seafarers operate under, and responding with consistent, practical support. At Fleet, this shows up in the decisions we make, and the systems we build to support our crews.”

Today, Fleet Management launched Pulse. Far more than an app, it is a digital lifeline for its 27,000-strong seafaring community, simplifying life at sea. Designed for life at sea, Pulse brings documents and updates into one place, reducing administrative burden and giving seafarers greater clarity and control, while providing 24/7 access to critical physical and mental health support. It ensures they stay connected and can access Fleet Care resources at any time, whether on board or on leave. For Fleet Management’s global community, Pulse represents a significant step in turning commitment into consistent, everyday support.

Making Seafarers Seen: Global Action and Awareness Across Markets
With over 80 percent of global trade travelling by sea, the vital contributions of seafarers and the daily challenges they manage often remain unseen. To address this, Fleet Management launched global advocacy and educational initiatives this week to highlight both the importance of seafarers and the realities of life at sea.

Fleet Management’s crewing offices across India, the Philippines and China have delivered targeted family outreach initiatives, including the Fleet Care Family Outreach Programme, providing health and wellbeing support to seafarer families, alongside community engagement activities. These efforts are supported across offices worldwide and in multi-city public awareness campaigns reaching audiences across major cities to build broader understanding and recognition. Together, these initiatives reinforce Fleet Management’s commitment to making seafarers visible, valued and supported both at sea and at home.

Supported by strong training investments, including over 80,000 certificates issued annually and 500 cadets trained each year at the International Maritime Institute (IMI), Fleet Management ensures its workforce remains skilled, resilient and fully supported at sea.

About Fleet Management Limited
Fleet Management Limited, part of The Caravel Group, is one of the world’s largest third-party ship managers, with more than 600 vessels under management. This scale bears testament to the resilience and commitment of thousands of seafarers and onshore maritime professionals serving shipowners worldwide. Fleet manages a range of vessels, including bulk carriers, containers, car carriers, oil tankers, gas carriers and chemical tankers from 600 to 320,000 DWT in size, with many being young and energy-efficient with an age profile below the industry average. The company also has a dynamic newbuilding supervision department.

Learn more: www.fleetship.com

Manipal Academy of Higher Education (MAHE), an Institution of Eminence Deemed to be University, has strengthened its global standing in the Times Higher Education (THE) Impact Rankings 2026, achieving significant improvements across multiple United Nations Sustainable Development Goals (SDGs) while retaining its overall 101-200 global band.

MAHE secured the No. 1 global rank for SDG 5 – Gender Equality

The latest rankings recognise MAHE’s commitment to progressing excellence in research, teaching, outreach, and institutional stewardship aligned with the United Nations Sustainable Development Goals.

In a landmark achievement, MAHE secured the No. 1 global rank for SDG 5 – Gender Equality, making an extraordinary leap from Rank 11 in the previous edition. MAHE also recorded an impressive Rank 5 globally for SDG 3 – Good Health & Well-being, improving significantly from Rank 74 in 2025.

MAHE continued its upward trajectory in other key areas, attaining Rank 23 for SDG 4 – Quality Education, up from Rank 43, and making remarkable progress in SDG 17 – Partnerships for the Goals, where it moved from the 601-800 band to Rank 93 globally.

The rankings reflect MAHE’s strategic focus on promoting an inclusive academic environment, endorsing gender equity, delivering quality education, advancing healthcare innovation, and building impactful global partnerships that contribute to sustainable development.

Speaking on the achievement, Dr Sharath K. Rao, Vice Chancellor, MAHE, said, “MAHE’s performance in the THE Impact Rankings 2026 is a testament to our unwavering commitment to creating meaningful societal impact through education, research, healthcare, and community engagement. Securing the No. 1 global rank for Gender Equality and achieving top-five status in Good Health & Well-being reflect the collective efforts of our faculty, researchers, students, healthcare professionals, and partners. 

Dr Christopher Sudhakar, Director Quality, MAHE, said, “MAHE’s outstanding performance in the THE Impact Rankings 2026 reflects a deeply embedded culture of quality, accountability, and continuous improvement across the institution. Achieving the No. 1 global rank for SDG 5 and significant advancements in SDGs 3, 4, and 17 demonstrate that our quality assurance framework extends beyond academic excellence to creating measurable societal impact.” 

By enhancing collaboration, broadening access to quality education, promoting fairness in opportunities, and progressing in healthcare and community outreach initiatives, MAHE continues to make a significant contribution to the United Nations Sustainable Development Goals. At the same time, it strengthens its status as a top global institution dedicated to positive social change.

About Manipal Academy of Higher Education
Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed to be University. MAHE offers over 400 specialisations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3rd in the National Institutional Ranking Framework (NIRF) 2025 rankings, MAHE is the preferred choice for students seeking a transformative learning experience and enriching campus life, as well as for national and multinational corporations seeking top talent.

Ask a university student who SAP is for, and the answer is usually “software engineers.” In reality, SAP supports supply chains, human resources, finance, customer experience, and more, making it relevant to students from diverse academic backgrounds.

SAP Learning Hub, Student Edition

SAP is now offering free access to SAP Learning Hub, student edition in India. The initiative enables students to understand how digital systems support modern businesses, and importantly, earn certifications in enterprise technologies. 

An MBA graduate looking at consulting, a commerce student interested in financial analysis, or an HR aspirant working on talent management may all encounter SAP in their careers, even if they never have to write a single line of code.

Organizations rely on integrated platforms to manage functions. When a retailer restocks their shelves, a manufacturer tracks production, or an HR team onboards a new employee, enterprise technologies work behind the scenes to keep those processes running smoothly. As artificial intelligence and automation become more deeply embedded in these processes, professionals with digital skills become even more sought after.

“Career paths are becoming increasingly interconnected. Finance teams work with technology, HR relies on digital platforms, and supply chains are driven by data. Early exposure to enterprise platforms helps students understand how these functions come together, regardless of the career path they choose,” said Tine Vandenbreeden, Global VP SIX Partner Solution Enablement, SAP.

SAP Learning Hub, student edition was designed to help students explore these intersections through guided learning experiences. The platform includes SAP Learning Journeys aligned to professional roles, helping students connect classroom knowledge to corporate functions.

What can students expect from the whole experience? Join expert-led sessions. Access real SAP practice systems. Interact with a learner community. And prepare for SAP Certifications, becoming more familiar with technologies used by global organizations.

For students, this is an opportunity to see how technology systems support daily operations long before their first day at work. By making SAP Learning Hub, student edition available at no cost, SAP hopes to help learners make more informed career choices and step into the workforce with greater confidence.

For more information on the free SAP Learning Hub, student edition, visit: www.learning.sap.com/free-student-edition.

Experion Developers, one of India’s foremost FDI-funded real estate developers, has won the prestigious “Excellence in Luxury Developments” award at the ET Now Realty Conclave & Awards 2026, held recently at Taj Palace, New Delhi. The recognition cements Experion’s position as one of the strongest and most credible players in the country’s luxury real estate landscape.

Experion Honoured for Luxury Development Excellence at ET Now Realty Conclave & Awards 2026

The award comes on the back of a defining year for the company. Experion Developers crossed Rs. 4,000 crores in order booking for FY 2025-26, marking a defining milestone in its growth trajectory – nearly doubling its order booking from the previous year’s Rs. 2,200 crores. Notably, this exponential growth was achieved through disciplined market selection, strong demand absorption, and a sharp focus on the luxury segment – a testament to the company’s quality-led, institutionally anchored long-term approach.

Backed by foreign direct investment from AT Capital Group, Singapore, and built on two decades of uncompromising execution, Experion has developed landmark projects across Haryana, Punjab, Uttar Pradesh – spanning a developed and planned portfolio of over 10.96 million sq. ft. The company has consistently distinguished itself through committed delivery, financial strength, and a refusal to compromise on quality, in a sector where these virtues remain rare.

Mr Vaibhav Kumar Shivhare, Chief Operating Officer-Operations, received the award on behalf of the company. The recognition reflects Experion’s relentless focus on delivering luxury residential communities that combine architectural excellence, design innovation, sustainability, and customer-centric living.

Priyamvada Navet, Dy CEO, Experion Developers, said, “This recognition is a validation of the standard we have set for ourselves over the last two decades. At Experion, we don’t build to compete — we build to lead. As an FDI-backed developer, we bring institutional discipline, financial stability, and a long-term commitment to this market that few can match. This award reaffirms our ambition to be the definitive name in luxury living in India.”

The ET Now Realty Conclave & Awards is one of the industry’s most prominent platforms, bringing together policymakers, developers, investors, architects, urban planners, and industry leaders to shape the future of Indian real estate while recognising organisations that have demonstrated excellence, innovation, and leadership. The 2026 edition focused on key themes including sustainable urban growth, policy continuity, technology adoption, capital inflows, and the evolution of luxury real estate.

About Experion Developers

Experion Developers is a luxury real estate developer in India and a subsidiary of Experion Holdings Pte. Ltd., Singapore. Backed by FDI, the company is committed to delivering world-class residential, commercial, and mixed-use projects. It is part of the AT Capital Group, a globally diversified business group with interests across real estate, renewable energy, structured credit, and public markets in India, the GCC, Europe, and the United States.

In India, the group also operates Juniper Green Energy, a leading Independent Power Producer (IPP) delivering clean and sustainable energy solutions.

Xflow, a cross-border payments platform, today announced the launch of card payment acceptance for Indian businesses collecting international payments. With this launch, businesses can accept card payments from global customers directly through Xflow, with transactions settled as compliant INR payouts through Xflow’s existing infrastructure.
 

Xflow Co-founders: Anand Balaji and Ashwin Bhatnagar
 

Cards remain the dominant payment method for businesses and consumers in many of Xflow’s key markets, particularly the United States. Until now, Indian businesses looking to accept card payments from global customers faced a fragmented landscape: poor cross-border card success rates, opaque foreign exchange fees embedded in payment processing costs, and reconciliation workflows spread across multiple vendors. Xflow’s card acceptance capability is designed to eliminate each of these friction points.
 

“Cards are how global customers, especially in the US, want to pay, and that preference is only growing. 48% of all suppliers globally expect buyer demand for card payments to rise significantly over the next five years. Until now, Indian businesses had to choose between fragmented setups, poor success rates, and high operational overhead. Xflow card payments are built to close that gap: local processing performance, transparent pricing, and settlement through the same compliant infrastructure our customers already trust,” Ashwin Bhatnagar, Co-founder, Xflow.
 

Eligible businesses can add cards as a payment option directly on invoices sent to global customers. Xflow is observing card payment success rates of over 90%, compared to an industry standard of approximately 60% for cross-border card transactions processed by Indian businesses. Cross-border money movement is handled through Xflow’s RBI-authorised PA-CB infrastructure, on which the platform processes millions of dollars every month.
 

About XFlow
The 21st century world of international commerce is hobbled by a 20th century experience for cross border payments. XFlow is a financial services and infrastructure company that wants to dramatically upgrade the cross border payments experience for businesses of all sizes – from freelancers to mid-market enterprises and all the way to large platform enterprises servicing millions of customers. XFlow’s name reflects its mission – cross- border payments that flow smoothly and transparently. XFlow is built and run by payments industry veterans, Anand Balaji and Ashwin Bhatnagar, bringing together deep payment industry experience and rich technology domain expertise. XFlow enjoys solid financial footing and is funded by leading international investors, including Lightspeed, General Catalyst and Stripe.
 

For more information, visit www.xflowpay.com.

• Paisa+ Credit Card is designed for consumers with limited or no credit history

• Users will get FD returns up to 7% p.a., cashback across online, offline and UPI transactions

Paisabazaar, India’s leading financial marketplace, and SBM Bank India today announced the launch of SBM Paisabazaar Paisa+ Credit Card – a Fixed Deposit-backed credit card designed to help consumers start building or strengthen their credit health, while earning cashback on everyday spends.

Paisa+ Credit Card is designed for consumers with limited or no credit history

Backed by an FD, SBM Paisabazaar Paisa+ Credit Card aims to bridge a key gap in India’s credit landscape by enabling consumers with limited or no credit history to begin their credit journey. The card would also benefit those with a damaged credit profile, to improve their credit score, through responsible card usage.

Along with an opportunity to build their credit profile and earn strong FD returns up to 7% p.a., the card offers cashback across online, offline and UPI transactions, ensuring users earn value on their everyday spending.

Key features of SBM Paisabazaar Paisa+ Credit Card:

• FD-backed secured credit card with FD starting from Rs. 2,000

• FD interest rates up to 7% p.a.

• Up to 1.5% cashback on online spends

• 1% cashback on offline spends

• 1% cashback on eligible UPI transactions

• Zero joining fee; Annual fee of Rs. 499 only

Rajesh Meena, Head – Retail Products, Digital Banking & Partnerships, SBM Bank India, said, “At SBM Bank India, we are committed to expanding access to formal credit through innovative financial products. The SBM Paisabazaar Paisa+ Credit Card is a powerful proposition for consumers who are new to credit or seeking to rebuild their credit history. Our partnership with Paisabazaar reflects a shared commitment to making credit more transparent and accessible, helping consumers across segments—particularly the underserved borrowers.”

Santosh Agarwal, CEO, Paisabazaar, said, “We believe FD-backed cards can play an important role in accelerating credit inclusion. Millions today remain underserved due to lack of a simple and secure pathway to credit. We are proud to launch Paisa+ with SBM Bank India, hoping the card will simplify the first step into formal credit for millions. The card combines accessibility and value-back in a single proposition, making it an ideal choice for new-to-credit consumers looking to establish a strong financial foundation.”

With a minimum FD requirement starting at just Rs. 2,000, the card makes formal credit more accessible to new-to-credit consumers, students, young professionals, and consumers with bad credit looking to rebuild their credit profile.

SBM Bank Paisabazaar Paisa+ Credit Card offers 1.5% cashback on online spends for fixed deposits above Rs. 10,000. Offline spends and UPI transactions above Rs. 2,000 will earn 1% cashback, irrespective of the deposit amount.

Cashback is credited as Cash Point (where 1 Cash Point = Rs. 1) and earnings are capped at 500 points per day and 3,000 points per month. Since the card is backed by a fixed deposit, consumers will also earn interest on their deposit (up to 7% p.a.), adding to their overall savings.

Know more about SBM Paisabazaar Paisa+ Credit Card:
www.paisabazaar.com/sbm-bank/paisabazaar-paisa-plus-credit-card/

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is an ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

About SBM Bank (India) Ltd.

SBM Bank (India) Limited is the first foreign bank to receive a universal banking license from the Reserve Bank of India, to set up and to operate as a Scheduled Commercial Bank under the Wholly Owned Subsidiary (WOS) model. With a network of 22 branches across the country, SBM Bank India continues to expand its footprint. The Bank is backed by deep domain expertise and led by industry veterans in banking and financial services. SBM Bank India offers a comprehensive suite of financial solutions, including Deposits, Advances, NRI Services, Treasury Products, and Corporate Banking Services. The Bank remains committed to continuous innovation and growth, enhancing its service proposition to encompass a broad spectrum of retail and corporate banking products alongside capital market solutions.

For further information, visit  www.sbm.bank.in

Kasturba Hospital, Manipal, has successfully performed a complex robotic intrathoracic (chest cavity) tracheal (windpipe) cancer surgery, marking a significant milestone in the field of advanced robotic cancer surgery in Karnataka.

Robotic intrathoracic (chest cavity) cancer surgery

The complex surgery was performed on a 36-year-old male patient, who was suffering from breathing difficulties. An endoscopy revealed a tumor located in the lower part of the windpipe. While he underwent a partial removal of the tumor at the outside hospital, he required definitive treatment involving complete removal of the residual tumor along with the affected lower segment of the windpipe.

The procedure was performed by the Department of Surgical Oncology at Kasturba Hospital, Manipal, led by Dr Naveena Kumar A N, with crucial support from the Department of Anesthesia. The robotic surgery involved complete removal of the tumor-affected lower part of the trachea (windpipe), just above the bifurcation, followed by reconstruction by joining the healthy ends of the windpipe.

What made the procedure especially challenging was the need to perform robotic surgery while maintaining continuous oxygenation of the lungs and keeping the ventilation tube inside the windpipe throughout the surgery. In a conventional open surgery, the patient would have required a large cut on the chest, resulting in greater pain, longer recovery, and a more visible scar. With minimally invasive robotic surgery, the patient recovered well and was discharged on the fourth day after surgery.

Essentially robotic surgeries are a boon and have several advantages over traditional surgery. The recovery of the patient is much faster, and minimal blood loss. Pain after surgery is less and faster recovery. This helps the patients to resume their normal life sooner.

The surgical team also included Dr Nawaz Usman, Dr Akhil Palod, Dr Ananth Balakrishnan, and Dr Preethi from the Department of Surgical Oncology, along with Professor Anitha N and Dr Shreya from the Department of Anesthesia.

At Kasturba Hospital, Manipal, the Department of Surgical Oncology, under the leadership of Dr Naveena Kumar A N, performs a wide spectrum of major robotic cancer surgeries involving the lung, thymus, esophagus (food pipe), stomach, rectum (large intestine), pancreas, liver, uterus, and kidney. Robotic surgery is also helping improve quality-of-life outcomes for patients through function-preserving and organ-saving procedures, such as avoiding permanent stoma in select rectal cancers or enabling part of the kidney removal in kidney cancer.

Expressing his happiness over the success of the complex surgery, Prof. Naveena Kumar A N, Department of Surgical Oncology, Kasturba Hospital, Manipal said, “This surgery represents one of the most technically demanding procedures in robotic cancer surgery, requiring precise coordination between the surgical and anesthesia teams to maintain the patient’s airway and oxygenation throughout. We are proud that our team could offer this minimally invasive option to our patient, sparing him a major chest incision (cut) and a long recovery. It reflects the level of advanced surgical care now available to patients in our region.”
 

Congratulating the team at this feat Dr Sudhakar Kantipudi, Chief Operating Officer, Teaching Hospitals, MAHE, said, “This achievement is a proud moment for Kasturba Hospital and reflects the skill and dedication of our doctors, nursing staff and technicians. We will continue to invest in advanced technology and expertise so that Kasturba Hospital can become a referral center for handling this kind of complex robotic cancer surgery in the future.”

With this achievement, Kasturba Hospital, Manipal, reaffirms its commitment to bringing the most advanced surgical technologies to patients in the region.

About Manipal Academy of Higher Education

Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed to be University. MAHE offers over 400 specialisations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams through its constituent units at campuses in Manipal, Mangalore, Bengaluru, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 3rd in the National Institutional Ranking Framework (NIRF) 2025 rankings, MAHE is the preferred choice for students seeking a transformative learning experience and enriching campus life, as well as for national and multinational corporations seeking top talent.

Coronary Artery Disease continues to be one of the leading causes of morbidity and mortality worldwide, with India witnessing a particularly alarming rise in the disease, changing lifestyles, increasing stress levels, unhealthy dietary habits, smoking, diabetes, hypertension, and lack of physical activity have contributed significantly to the growing burden of heart disease across all age groups.

Coronary Artery Disease is no longer a condition affecting only the elderly, younger individuals are increasingly presenting with complex coronary blockages, making early detection and timely treatment more critical than ever. Common warning signs such as chest pain, shortness of breath, excessive fatigue, dizziness, and reduced exercise tolerance should never be ignored, as prompt medical attention can significantly improve outcomes.

The field of interventional cardiology has witnessed remarkable advancements over the past decade, enabling physicians to treat coronary blockages with greater precision, safety, and long-term effectiveness. Modern angioplasty techniques now include ultra-thin strut Drug-Eluting Stents (DES), specialized bifurcation stents for complex vessel anatomy, and long tapered stents designed to address extensive coronary lesions while maintaining optimal blood flow.

Beyond conventional stenting, metal-less angioplasty approaches are emerging as promising treatment options in the management of coronary artery disease. BioResorbable Scaffolds provide temporary vessel support before gradually dissolving over time, while Drug-Coated Balloons deliver anti-proliferative medication directly to the vessel wall without requiring a permanent implant. These innovations are particularly valuable in selected patient populations and align with the broader goal of preserving the natural physiology of the artery.

Dr. Kishore K S, Senior Interventional Cardiologist, Sagar Hospitals, Bengaluru

Speaking about the evolution of coronary interventions, Dr. Kishore K S, Senior Interventional Cardiologist, Sagar Hospitals, Bengaluru, said, “The philosophy of ‘Leave Nothing Behind’ is transforming the future of coronary interventions. While Drug-Eluting Stents (DES) continue to play a crucial role in treating complex coronary artery disease, newer treatment modalities such as BioResorbable Scaffolds (BRS) and Drug-Coated Balloons (DCB) are expanding our therapeutic options. These technologies allow us to tailor treatment based on the patient’s condition while reducing the amount of permanent metallic implants within the coronary arteries. The ability to restore vessel function while potentially leaving nothing behind represents a significant step forward in patient-centric cardiac care.”

Another critical challenge in contemporary angioplasty is the management of heavily calcified coronary lesions, which can make procedures technically demanding and impact treatment outcomes. Advances in calcium modification technologies are helping physicians prepare these difficult lesions more effectively before stent implantation.

Dr. Anand R. Shenoy, Consultant – Interventional Cardiologist, Manipal Hospitals, Bengaluru

Highlighting the importance of calcium management, Dr. Anand R. Shenoy, Consultant – Interventional Cardiologist, Manipal Hospitals, Bengaluru, said, “Coronary artery calcification remains one of the most challenging aspects of angioplasty. Adequate calcium management is essential to ensure optimal stent expansion and long-term procedural success. Today, advanced lesion preparation techniques and calcium modification technologies such as specialty balloons, atherectomy systems, and intravascular lithotripsy (IVL) enable us to treat complex calcified blockages more effectively than ever before. By addressing calcium appropriately before intervention, we can improve procedural outcomes, reduce complications, and ultimately enhance the quality of care delivered to patients with complex coronary artery disease.”

While technological innovations continue to improve treatment outcomes, prevention remains the first line of defense against coronary artery disease. Maintaining a healthy lifestyle, regular physical activity, balanced nutrition, tobacco cessation, stress management, and routine health screenings can significantly reduce cardiovascular risk.

With the availability of advanced angioplasty solutions and increasing awareness about heart health, cardiologists believe that patients diagnosed with coronary artery disease today have access to safer, more personalized, and highly effective treatment options than ever before.

Gold prices in India have crossed Rs. 1,50,000 per 10 grams for the first time in 2026 — a milestone that has quietly changed the financial equation for millions of households sitting on gold jewellery and coins accumulated over generations. For anyone who has considered a gold loan but held back due to concerns about loan size or eligibility, the current rate environment may be worth a second look.

Bajaj Finance Gold Loan

Bajaj Finance, one of India’s largest non-banking financial companies, has seen steady growth in gold loan enquiries as more borrowers recognise that the same jewellery they pledged two or three years ago can now fetch a significantly higher loan amount — purely because gold prices have moved up.

Higher gold prices mean more value in your hands
The mechanics are straightforward. A gold loan amount is calculated based on the weight and purity of the gold pledged, multiplied by the applicable gold rate on the day of assessment. When gold prices rise, the same piece of jewellery is worth more — and that translates directly into a higher eligible loan amount for the borrower.

For a household with 50 grams of 22 karat gold, the difference between pledging at Rs. 55,000 per 10 grams versus Rs. 95,000 per 10 grams is substantial — nearly double the borrowing capacity from the same asset, with no additional paperwork or change in eligibility criteria.

What has not changed
While gold prices have moved sharply, the process of getting a gold loan at Bajaj Finance remains as straightforward as it has always been. Applicants need to be Indian citizens between 21 and 80 years of age. Only one KYC document is required — an Aadhaar card, Voter ID, passport, driving licence, NREGA job card, or a letter from the NPR. 

Gold jewellery or ornaments between 18 karat and 22 karat purity is accepted. Gold coins up to 24 karat are also eligible. Loan amounts range from Rs. 5,000 to Rs. 2 crore, with low gold loan interest rates per annum.

Disbursement, in most cases, happens on the same day the application is processed at a branch.

How valuation works
Bajaj Finance uses a transparent valuation method — the lower of the previous day’s closing price or the 30-day average closing price published by the India Bullion and Jewellers Association (IBJA) or a SEBI-regulated commodity exchange. This protects borrowers from unrealistic valuations during short-term price spikes and ensures consistency across assessments.

Decorative elements such as stones or enamel on jewellery are excluded. Only the actual gold content is assessed.

A considered way to use an appreciating asset
Gold sitting in a locker generates no returns on its own. A gold loan allows households to put that asset to work — funding a medical emergency, a child’s education, a business requirement, or any other immediate need — while retaining ownership of the gold itself. Once the loan is repaid, the jewellery is returned in full.

With gold prices at historic highs, the borrowing capacity available against household gold has never been greater. For families across India weighing their financial options, that is a practical reality worth knowing.

T&C Apply

About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

For more information, visit www.bajajfinserv.in