Investing for the long term is one of the ideal ways to create wealth and achieve financial stability. Among various investment options, large cap funds can be a suitable choice due to their stability, potential for steady growth, and lower volatility. The Bajaj Finserv Large Cap Fund is one such option that can help investors grow their wealth over time. Let’s explore how this fund’s unique features and strategies make it a suitable contender for long-term wealth creation.

Bajaj Finserv Large Cap Fund for long-term wealth

What makes Bajaj Finserv Large Cap Fund different

The Bajaj Finserv Large Cap Fund differentiates itself with a focused, active investment strategy. Two standout features make it unique:

High Active Share: Active share refers to how much a fund’s holdings differ from the benchmark index. A high active share indicates that the fund manager is not simply tracking the index but is making informed, strategic decisions to outperform it. Bajaj Finserv Large Cap Fund has high active share signals that the fund is actively managed with a clear focus on generating better returns than the broader market.

Concentrated Portfolio: The fund doesn’t invest in a wide range of stocks. Instead, it carefully selects a smaller number of companies – those the fund managers believe will can offer long-term growth potential. This concentrated approach allows the fund to focus on high-conviction stocks, meaning it invests in companies with solid fundamentals, growth potential, and strong leadership. The idea is to concentrate investments in companies that can deliver reasonable returns over time.

How does Bajaj Finserv Large Cap Fund Helps in long term wealth creation

When it comes to creating long-term wealth, the Bajaj Finserv Large Cap Fund offers several advantages that can work in favour of investors:

Stability and consistency

Large-cap stocks, like those in the Bajaj Finserv Large Cap Fund, are typically leaders in their industries. They have proven track records, stable business models, and wide customer bases, all of which contribute to their consistent earnings and reliable growth. Over time, this stability can lead to steady returns and dividends, creating a dependable source of income for investors.

Risk mitigation

One of the key benefits of investing in large cap funds is their lower volatility compared to smaller stocks. While mid cap and small cap stocks may have the potential for reasonable returns, they can also be much more volatile. Bajaj Finserv Large Cap Fund focuses on large-cap companies, which are typically less sensitive to market swings. This reduces the risk for investors, especially during market downturns, and makes the fund a less stressful option for long-term wealth building.

Liquid​ity

The companies in the Bajaj Finserv Large Cap Fund are usually highly liquid, meaning their stocks are frequently traded and easy to buy or sell. This liquidity is crucial for investors because it ensures they can quickly adjust their portfolios or take advantage of new opportunities without significant delays or price impact. The ability to easily liquidate investments adds flexibility to the fund and gives investors confidence in their ability to respond to market changes.

Diversification benefits

One of the key principles of investing is diversification. By investing in a mix of large cap stocks across various sectors Bajaj Finserv Large Cap Fund helps spread risk. This means that the poor performance of a single company or sector won’t have a drastic impact on the entire portfolio, making the investment less susceptible to individual company risks.

Long term focus for compounding growth

Investing with a long term perspective is essential for optimizing returns, especially when using tools like Systematic Investment Plans (SIPs). You can also use an SIP mutual fund calculator to plan your SIPs. The Bajaj Finserv Large Cap Fund encourages investors to take a patient approach, resisting the urge to react to short-term market fluctuations. Large cap stocks have historically shown resilience and the ability to grow over long periods, and investing consistently with a long term view allows investors to benefit from compounding returns – where earnings generate more earnings.

A disciplined and sustainable investment approach

The Bajaj Finserv Large Cap Fund follows a disciplined investment approach by focusing on quality over quantity. Instead of spreading investments thinly across many companies, the fund zeroes in on those with solid fundamentals and strong potential for growth. This strategy helps ensure that the wealth created is not just based on short-term gains, but on sustainable, long-term growth.

By aligning investor interests with those of the fund managers, the fund aims to foster enduring relationships. It focuses on delivering consistent value over time, making it a suitable option for those looking to work towards their financial future.

Conclusion

The Bajaj Finserv Large Cap Fund can be a suitable choice for long-term wealth creation. With its focus on high-conviction, carefully selected stocks, stability, and lower volatility, it offers a balanced approach to investing. Whether you’re an experienced investor or just starting, this fund provides the tools needed to build wealth over time. By maintaining a long-term perspective and staying committed to a strategic investment plan, investors can harness the power of large cap investing and see their wealth grow steadily.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

This past weekend, the Bengaluru Mountain Festival (BMF) returned for its eighth edition, drawing a record-breaking 3,000 participants to the rugged trails of Avati, near Devanahalli. As urban professionals increasingly seek an escape from the chaos of city life, trail running is emerging as a powerful way to achieve both physical fitness and mental clarity.

Runners conquer the final stretch of Bangalore Mountain Festival to the electrifying beats of tamte drums

Hosted by Mountain Festival Adventures, the event featured races across 5K, 10K, and 21K distances, attracting seasoned athletes and first-time trail runners alike. Unlike conventional road races, which test speed and endurance on flat asphalt, trail running offers a different challenge-demanding strength, focus, and adaptability while immersing runners in nature.

A Sport That Builds Both Strength and Stillness
“Trail runs are not just about physical endurance; they’re about stillness of mind,” said Yashas, Co-founder of Mountain Festival Adventures. “In nature’s embrace, participants can leave behind the chaos of city life and discover a level of calm and focus that road running simply can’t offer.”

The sentiment was echoed by Amber McIlraith, winner of the 10K women’s category, who described the race as a transformative experience. “Coming around the side of the mountain to see the valley and rocks was a sight I’ll never forget,” she said. “Trail running builds muscles you don’t work in the gym or on flat city runs. The runner’s high you get is unmatched.”

Maitreyi, another participant, found the race to be a unique test of endurance and willpower. “The moment that stood out most was nearing the finish line, thinking I had only 600 meters left, and then seeing an uphill climb ahead. The adrenaline rush from the tamte drums kept me going and made the experience unforgettable,” she shared.

For Raghav, who completed his first-ever 10K trail race, the event was about pushing limits. “I’ve run road races before, but this was a whole different beast. The inclines, the loose rocks, the unpredictability-it forced me to be present in every step,” he said.

Abhishek, a martial artist who is a regular road runner and winner of the 10k men’s category, was struck by the mental challenge of trail running. “You can’t zone out like you do on a road. Every step requires attention, and that’s what makes it so rewarding. It’s meditative in its own way,” he explained.

A Growing Community and Market

Trail running is no longer a niche activity-it’s becoming a mainstream movement. India has a growing community of 175.8 million fitness-conscious individuals, with running being one of the fastest-growing recreational sports. This trend is fueling the demand for trail running gear, training programs, and events like the Bengaluru Mountain Festival.

With trail running gaining traction globally, India is no exception. The trail running shoe market, valued at $7.8 billion, is projected to grow at a CAGR of 7.1% from 2024 to 2030, with the Asia-Pacific region leading at a 35.7% market share. According to Grand View Research, “India’s trail running shoes market is expected to grow significantly due to the increasing popularity of outdoor activities and adventure sports among urban as well as rural youth.”

For many, the Bengaluru Mountain Festival has become more than just a race-it’s a community. Whether tackling steep climbs or finding moments of solitude along forested trails, participants left with more than just a medal. They walked away with a renewed sense of resilience, camaraderie, and mindfulness.

Trail Running: A Call to Adventure
Beyond the competition, the event embraced local culture, with traditional tamte drummers stationed at key climbs, motivating runners to push through the toughest stretches. Sustainability was also a key focus, with organizers ensuring a minimal ecological footprint and promoting trail running as an accessible, low-impact sport for all fitness levels.

With the success of its eighth edition, the Bengaluru Mountain Festival continues to solidify its place as the premier trail running event in India. Participants are encouraged to share their experiences on social media using #BMF8, celebrating the growing movement that blends endurance, adventure, and a deep connection to nature.

The Indian education system stands at a critical juncture. With 1 in 5 students suffering from some Mental health issue, we need to consider it nothing less than a pandemic. While the country has made remarkable progress in expanding access to education with more than 30,000 colleges and 1000+ universities, a deeper examination of classroom dynamics reveals persistent flaws that demand urgent reform. Our current approach to education often prioritizes rote learning, exam-based assessments, and outdated teaching methodologies, leading to increased mental health issues among students. It is time we shift our focus toward a more holistic, skill-based, and student-centric learning environment in the classrooms of our institutions.

Dr Dhruv Galgotia speaks at the QS India Summit 2025

A System Stuck in the Past
Despite rapid advancements in technology and pedagogy worldwide, Indian classrooms remain largely unchanged. Traditional lecture-based teaching continues to dominate, leaving little room for creativity, critical thinking, and problem-solving. This rigid approach not only stifles student engagement but also places immense psychological pressure on young minds, contributing to anxiety, burnout, and, in extreme cases, tragic instances of student suicides.The days of giving a monologue by a faculty to unattentively bored and dis-interested students should have been over years back.

Mental Health Pandemic in Higher Education
The mental well-being of students has become a growing concern in India’s higher education institutions. The relentless pressure to excel in competitive exams, the stigma associated with failure, and the absence of structured mental health support create an environment where students struggle in silence. Unfortunately, whatever efforts are being made to address these issues are reactionary rather than preventative. We tend to respond only after crises occur, instead of implementing proactive strategies to nurture students emotional resilience and well-being from an early stage.

Breaking Free from Rote Learning: Time to Bring in AI in classrooms
One of the most damaging aspects of our education system is its over-reliance on rote memorization. Instead of fostering curiosity and innovation, students are trained to memorize and reproduce information without truly understanding concepts. This not only diminishes their ability to apply knowledge in real-world scenarios but also suppresses independent thinking. To build a workforce ready for the challenges of the 21st century, we must encourage active learning, critical analysis, and experiential education. Infact, we have made the investments at Galgotias university to make it a point that old lecture style classrooms are done away with to a large extent and made almost all classrooms collaborative and technology enabled to ensure teaching is done to enhance the retention of our learners.

The Need for Preventative Measures in Mental Health
The current model of mental health intervention in universities is largely post-mortem-action is taken only after visible distress signals emerge. This approach fails to address the root causes of stress, such as academic pressure, social isolation, and unrealistic expectations. Universities must integrate mental wellness programs into their curriculum, provide easy access to counselling services, and normalize conversations around mental health.The need for strong mental health support on campuses with well trained counsellors is one of the most critical needs in higher education institutions. Galgotias has established a mental wellness centre in partnership with HCL healthcare to ensure students get personalised attention with scientific technology enabled follow-ups in due course as needed by students, faculties and parents both on and off the campus.

Active Learning at Galgotias University: Student Centered Ecosystem
Galgotias University has taken significant strides toward implementing active learning to revolutionize education. By launching G-SCALE ( Galgotias student centered active learning ecosystem) and incorporating interactive teaching techniques such as Think-Pair Share, Scaffolding, Jigsaw, Simulations, problem-based learning, Case-study techniques and hands-on projects, students are engaged in a more dynamic and participative learning process. The university has also pioneered India’s first active learning building, designed to foster collaboration, creativity, and real-world problem-solving skills. This initiative places Galgotias University at the forefront of modern educational reform, ensuring that students not only acquire knowledge but also develop critical thinking and practical skills essential for their future careers.

A Shift Toward Student-Centric Learning
To truly reform our education system, we must move toward a student-centric model that prioritizes engagement, curiosity, and well-being. This can be achieved through:

• Lower failure rates: Better conceptual understanding, reduced failure rates, strengthened social relationships, and better absorption of knowledge leading to academic achievement for students who would have been predicted not to have performed well.

• Personalized Education: Using technology to tailor learning experiences to individual student needs.

• Skill Development: Encouraging practical skill-building over rote memorization to prepare students for real-world challenges.

• Mental Health Integration: Embedding emotional well-being initiatives within academic frameworks to ensure students receive the support they need.

• Industry-Academia Collaboration: Bridging the gap between classroom education and professional realities to enhance employability.

A Call for Change
The time to rethink India’s education system is now. We must acknowledge that the traditional methods of teaching and assessment are no longer sufficient in preparing students for the future. By embracing progressive educational reforms, fostering a culture of mental wellness, and making learning more meaningful, we can create an education system that truly empowers students to thrive in all aspects of life.

Change begins with a willingness to challenge outdated norms. As educators, policymakers, and stakeholders, we have a collective responsibility to ensure that every student in India receives an education that not only imparts knowledge but also nurtures their mental and emotional well-being. Only then can we truly unlock the potential of our youth and drive India toward a brighter future.

About the author :
Dr. Dhruv Galgotia is the CEO of Galgotias University and recently spoke at the QS India Summit on Mental health in Indian Institutions held in Goa.

Mehta Wealth, a prominent wealth management company, through its Investment Tracking Application empowering investors to track their investment; modern-day application that offers investors with real-time insights, seamless portfolio tracking, and advanced financial planning tools. Through this innovative mobile application by Mehta Wealth further revolutionise the wealth management area by offering a user-friendly, transparent, and safe solution for investors to stay better informed about their financial decisions.

Application Link of Mehta Wealth: apps.apple.com/in/app/mehta-wealth/id1202189652

Mr. Krunal Mehta, MD & CEO of Mehta Wealth Limited

“At Mehta Wealth, we believe in equipping our clients with the best technology so they can manage their financial future with confidence. Our application provides a robust, intuitive, and secure platform that makes tracking and analysing investments effortless.” said Krunal Mehta, Founder and CEO of Mehta Wealth. He Further added,“Not every wealth management company offers easy access to investors to track their wealth mapping on a real-time basis but, here at Mehta Wealth we priorities’ it. We strive to provide exceptional wealth management solutions that evolve with the investor’s requirements.”

Real-time portfolio tracking, sector-wise investment insights, and asset allocation recommendations across MFs, AIFs, PMS, and unlisted shares are additionally provided. It allows the users the option to view the consolidated portfolio when forming a family portfolio, ensuring a holistic and efficient approach to wealth management. This app is endowed with advanced analytics that enable risk assessment, goal-based financial planning, and tracking, making the investment management approach more strategic and data-driven.

Using a clear and guided interface, the app offers easy navigation even to less tech-savvy investors and new users entering wealth management. Investors can create portfolio statements, track NAVs of mutual funds, and obtain performance analysis in just a few taps of this app.

Mehta Wealth believes that security and privacy are paramount. The app is guarded by excellent security measures in accordance with India’s financial and data protection laws, ensuring confidentiality and compliance.

Distinguishing itself from competitors and other wealth management providers, the investment-tracking application from Mehta Wealth offers unmatched visibility and accessibility, ensuring investors have complete control over their wealth. The firm is committed to continuously innovating and listening to its customers, resulting in technology that is always ahead of the competition. The company is committed to serving its customers and has a team of professional Wealth Management consultants that provides assistance to its customers.

About Mehta Wealth Ltd.

Established in 2005, Mehta Wealth Ltd is a leading firm in the field of wealth management solutions within South Gujarat and other regions. The firm has a number of experienced wealth managers and engaging strategies that make them successful at dealing with HNIs and UHNIs clients by developing plans, analysing portfolios on a regular basis, and monitoring wealth management issues effectively.

Mehta Wealth has been characterized by trust, innovative approaches and thus, has attained accomplishments like the organization of big investor meets for HNIs in Gujarat and the partnership with top tier asset managers in India. It is listed in Silicon India’s Top 10 Promising Wealth Consultants global list which reflects the level of expertise offered by the firm in wealth management.

“Ahvaan: A Call to Action: National Conference on Aftercare Services” was a groundbreaking event aimed at uniting a diverse group of stakeholders involved in the aftercare ecosystem. Hosted by Catalysts for Social Action (CSA), in partnership with A Future for Every Child (AFEC) and UNICEF, the conference gathered government agencies, NGOs, skill development institutions, and corporate partners for a collaborative exchange of knowledge and ideas. The national conference was attended by over 130 stakeholders including 6 government representatives and participants from 13 states to have a meaningful discussion on the state of Aftercare in India.

Ahvaan Conference, hosted by CSA, AFEC, and UNICEF, sparks collaboration to bridge the aftercare gap to empower care leavers with the support they need for a successful future

Aftercare services play a vital role in supporting young people who age out of institutional care at 18 (called ‘care leavers‘), offering resources like higher education, vocational training, mentorship, psychosocial support, housing, and life skills training. However, it is estimated that two-thirds of care leavers are unaware of these services, and only a small fraction access comprehensive aftercare programs. Without such support, they face risks including poverty, unemployment, and homelessness.

This conference marks the first time that four key NGOs-CSA, AFEC, Udayan Care, and Sevalaya-have come together under a shared theory of change to address the aftercare gap. CSA’s Aftercare Program with over 2500 Care Leavers is one of the largest in the country and is running in five states and 60+ districts. Through years of implementation on the ground the program has incorporated learnings on how to make it effective in terms of measurable outcomes. It also leverages technology, HR processes and partnerships to make the program scalable.

Vipul Jain, Co-founder of CSA, stated, “We have been working on our Aftercare Program for the last five years and believe it is the largest program in the country with an annual enrolment of 600+. It is also cost efficient, effective and scalable. We are co-hosting this conference to share our program design, implementation methodology, and learnings with all stakeholders. We hope that this will spark more conversations about the cause of Aftercare Services and kickstart collective and collaborative action.”

By fostering knowledge exchange and partnerships between government bodies, NGOs, skill development institutions, and corporate partners, the conference was an attempt to create a unified approach to aftercare. It is only through such collaborations that scalable solutions can be developed to ensure every care leaver receives the support they deserve.

Key highlights of the event included a UNICEF representative discussing policy frameworks and challenges in aftercare services. Sanjay Singh, Chief of Field Office, UNICEF Maharashtra, said, “UNICEF India’s commitment to its #3Cs4EveryChild approach – Convene, Converge and Catalyse, particularly in aftercare, is focused on empowering care leavers as they transition into adulthood. Through Convening, UNICEF India brings together diverse stakeholders-governments, NGOs, youth networks, and the private sector-to create a supportive ecosystem for care leavers. Converging efforts across sectors, aligns key actors to ensure coordinated action on critical issues like education, skill development, and mental health for these vulnerable youth. By catalysing policy dialogue and directly engaging care leavers, UNICEF sparks awareness and drives collective action to support their transition, ensuring they are equipped with the opportunities and resources to thrive independently.“

The conference also featured three panel discussions: Voice of Care Leavers, focusing on the challenges faced by care leavers and the need for improved awareness and access to aftercare services; Convergence and Partnerships – Building an Effective Aftercare Ecosystem, exploring how collaboration among stakeholders can create a robust support system; Experiences and Perspectives of Government Functionaries from Karnataka, Chhattisgarh, Odisha, Madhya Pradesh and Maharashtra was a key panel to learn from; and Mission 2030 – Scaling Aftercare Services to Reach All Care Leavers, addressing the scaling of aftercare services nationwide to all care leavers. Additionally, two key papers were released: Effective, Scalable Aftercare Models by Gita Gopal, Co-Founder of AFEC, and From Strategy to Implementation by CSA, providing critical insights into the Aftercare Program that CSA has been implementing.

Gita Gopal, Co-founder of AFEC, shared, “We are at a pivotal moment where collaborative efforts can create a lasting impact on the lives of care leavers. Through collective action, we can build an effective, sustainable and scalable aftercare system that ensures no young adult is left behind.”

About Catalysts for Social Action

Catalysts for Social Action (CSA) is an Indian NGO that works towards addressing the unique needs of children in the Juvenile Justice system. Positioned at various stages in the continuum of care-whether it is family-based alternative care, institutional care, or Aftercare-CSA is committed to ensuring that every child or young adult has the opportunity to find a loving family or get family-like care. The organisation envisions a future where every vulnerable child can develop into a confident individual, lead a fulfilling life and be a contributing member of society.

CSA has been working for over 20+ years, and is active in 5 states – Maharashtra, Orissa, Madhya Pradesh, Karnataka and Goa. It supports 110 Child Care Institutions to create better outcomes in terms of health, nutrition, education and life skills for over 5000 children living in these homes. CSA’s Aftercare Program is probably the largest in the country with over 2500+ Care Leavers. CSA also does research, training, advisory and policy implementation in all aspects of the Child Protection space.

About A Future for Every Child

A Future for Every Child (AFEC) is a US-based non-profit founded in 2019 by adoptive parents Gita and Madan Gopal. With a mission to support the journey of orphaned and vulnerable youth to adulthood, AFEC has been unwavering in its focus on assisting care leavers-youth aging out of institutional care-to transition successfully to independence.

Since its inception, AFEC has emerged as a thought leader, defining an effective and scalable aftercare program for care leavers and pioneering comprehensive data collection to drive continuous program improvement. Collaborating with trusted partners to implement the program across India, AFEC has supported approximately 1,500 care leavers over the past five years.

Guided by the vision of empowering every care leaver to build a brighter future, AFEC remains committed to expanding its reach and impact in the years to come.

Investing in mutual funds can be a strategic way to build wealth over time. When it comes to the Bajaj Finserv Large and Mid Cap Fund, there’s an added layer of strategy involved. This fund adopts a unique investment philosophy known as moat investing, which aims to target companies with strong, sustainable competitive advantages. By focusing on businesses that can protect themselves from competition, Bajaj Finserv AMC aims to create a more resilient, long-term investment strategy. Lets take a deeper look at how moat investing works and how it benefits investors.

How Bajaj Finserv Large and Mid Cap Fund leverages moat investing

What is moat investing
The concept of a moat in investing, popularized by billionaire Warren Buffett, refers to a company’s ability to maintain a strong position in its industry over time. This ‘moat’ acts as a barrier against competitors, helping the company maintain market share and generate steady profits. Companies with economic moats often have unique strengths, such as brand loyalty, cost advantages, regulatory protection, or network effects, that give them an edge over their competitors.

The role of moat investing in Bajaj Finserv Large and Mid Cap Fund
Bajaj Finserv Large and Mid Cap Fund integrates the idea of moat investing into its strategy by focusing on companies with economic moats. The fund manager looks for companies that are not only leaders in their industries but also have a sustainable advantage that allows them to weather market volatility and achieve consistent growth over time. By doing so, the fund aims to build a portfolio of companies that are likely to continue growing and outperforming their competitors, even during challenging economic conditions.

Key benefits of moat-based investing

1. Resilience during market downturns

Companies with strong economic moats are typically more resilient during periods of market downturns. Their competitive advantages help them maintain profitability, even when the broader market faces challenges. For investors in the Bajaj Finserv Large and Mid Cap Fund, this translates to potentially lower risk during market fluctuations. These companies are less likely to experience drastic drops in value, providing a smoother investment experience over time.

2. Consistent Performance
Moat-based investing is designed with a long-term perspective in mind. Instead of chasing short-term trends, the focus is on companies that have durable competitive advantages. This approach typically leads to more consistent performance, as the underlying companies are better equipped to handle fluctuations in the market. Over the years, investors may see relatively steadier returns, as companies with moats tend to grow at a sustainable pace.

3. Focus on quality, not quantity
Rather than trying to capture every trend in the market, moat investing emphasizes quality over quantity. It encourages investing in businesses that have a lasting competitive advantage, which often results in a more selective and thoughtful approach to stock picking. This means carefully selecting companies that have proven their ability to thrive and adapt over time.

4. Potential for sustainable growth
Companies with a strong moat are often positioned for steady, long-term growth. These businesses are typically more innovative, have loyal customer bases, or enjoy cost advantages that allow them to grow while defending their market share. By focusing on such companies, the Bajaj Finserv Large and Mid Cap Fund offers investors the potential to tap into this sustained growth, reaping the benefits over the long haul.

5. Defensive market position
A strong economic moat gives companies a defensive edge. This means that, even in highly competitive sectors, these companies can maintain their market positions and profit margins. This resilience can potentially mitigate the impact of sharp downturns and volatile market swings, providing a sense of stability to investors.

6. Attractive valuations
Over time, companies with economic moats often see their stock prices reflect their ability to generate consistent profits. As these companies continue to perform well, their valuation may remain desirable, even as the market fluctuates. Investors can benefit from the potential for long-term capital appreciation.

Factors to consider before investing in Bajaj Finserv Large and Mid Cap Fund
While moat-based investing offers significant benefits, there are several factors’ investors should consider before making an investment decision.

1. Risk tolerance
The performance of large and mid cap funds can be volatile. While large cap stocks tend to be more stable, mid-cap stocks can experience sharper ups and downs. Its crucial to assess your own risk tolerance and determine if you’re comfortable with this level of potential volatility.

2. Investment horizon
Large and mid cap funds can be suitable for long-term investors. A typical investment horizon of five years or more allows your portfolio to ride out short-term market fluctuations and benefit from the compounding effect. If you’re considering investing in the Bajaj Finserv Large and Mid Cap Fund, it’s important to have patience and a long-term view to fully capitalize on the power of moat-based investing.

3. Fund manager’s track record
The skill of the fund manager plays a key role in determining the success of any actively managed fund. Researching the fund manager’s experience and past performance is essential to ensure that the fund’s strategy aligns with your investment goals. A skilled fund manager is crucial in selecting the suitable companies with moats and balancing the portfolio for optimal returns.

4. Diversification and portfolio composition
Diversification is key to managing risk in any investment strategy. Before investing, it’s important to look at the composition of the fund. How much of the portfolio is invested in large cap versus mid cap stocks What sectors does the fund have exposure to A diversified portfolio can reduce risk and enhance the potential for consistent returns.

Understanding the Power of Compounding
Investing in a fund like Bajaj Finserv Large and Mid Cap Fund can also be an opportunity to take advantage of compounding. By reinvesting your earnings and allowing your investments to grow over time, you may see exponential returns. You can use tools like a mutual fund compounding calculator to get an estimate of how your investments might grow with returns and reinvestment.

Conclusion
Bajaj Finserv Large and Mid Cap Fund offers an opportunity for investors by integrating the moat-based investing strategy. By focusing on companies with sustainable competitive advantages, the fund aims to provide a resilient and growth-oriented investment experience. However, it’s essential to consider factors such as risk tolerance, investment horizon, and diversification before making an investment decision. With a long-term view and a focus on quality companies, moat-based investing can be a powerful way to navigate the market and build wealth over time.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

This document should not be treated as endorsement of the views/opinions or as investment advice. This document should not be construed as a research report or a recommendation to buy or sell any security. This document is for information purpose only and should not be construed as a promise on minimum returns or safeguard of capital. This document alone is not sufficient and should not be used for the development or implementation of an investment strategy. The recipient should note and understand that the information provided above may not contain all the material aspects relevant for making an investment decision. Investors are advised to consult their own investment advisor before making any investment decision in light of their risk appetite, investment goals and horizon. This information is subject to change without any prior notice.

SGT University takes pride in announcing that its esteemed Chancellor, Shri Ram Bahadur Rai, has received the Padma Bhushan, India’s third-highest civilian award, in recognition of his outstanding contributions to journalism, education, and literature. The award, conferred by the Government of India on the occasion of the 76th Republic Day, is a testament to Shri Rai’s lifelong dedication to shaping the intellectual and cultural landscape of the nation.

In Frame: Shri Ram Bahadur Rai, Chancellor of SGT University

A revered author, educator, and veteran journalist, Shri Ram Bahadur Rai has dedicated decades to advancing knowledge and truth. He was earlier honoured with the Padma Shri, India’s fourth-highest civilian award, in 2015.

Shri Ram Bahadur Rai’s remarkable career began with Hindustan Samachar. He documented historical events such as the Bangladesh Liberation War through vivid eyewitness accounts published in the Hindi daily Aaj. Later, as Bureau Chief and News Editor of Jansatta, and briefly as Special Correspondent for Navbharat Times, he set unparalleled standards in Indian journalism.

Beyond journalism, his legacy shines through his exceptional contributions to Hindi literature. His biographies, including Manjil se Jyada Safar on former Hon’ble Prime Minister of India Shri V. P. Singh, Shashwat Vidrohi Rajneta on Acharya J. B. Kripalani, and Rahvari ke Sawal on Chandrashekhar, are testaments to his deep understanding of Indian socio-political history.

He also wrote Bharatiya Samvidhan: Anokhi Kahani, which focuses on the process of drafting the Indian Constitution and the historical and social aspects associated with it. Another contribution of his is Bharat Mai Samaajvaad Ka Itihas, which is regarded as an important resource for understanding the development, rise, and impact of the socialist movement in India.

A close associate of freedom fighter Jayaprakash Narayan, he played a pivotal role in the JP Movement and protests against the emergency, reinforcing his commitment to democracy and justice.

Shri Ram Bahadur Rai’s leadership extends to numerous prestigious positions. He is the President of the 20-member Board of the Indira Gandhi National Centre for the Arts (IGNCA), Patron of the Integrated Talent Development Mission (ITDM), and recipient of accolades such as the Madhavrao Sapre National Journalism Award, Manikchandra Vajpayi National Journalism Award, Bhagwandas Journalism Award, Satyagrahi Samman, and the Jagadguru Ramanandacharya Award.

At SGT University, his vision has enabled significant accomplishments, including the university’s role as a co-sponsor of the “Conference of Academic Leadership on Education for Resurgence,” which was addressed by the Hon’ble Prime Minister of India, Shri Narendra Modi. Shri Ram Bahadur Rai himself presided over this landmark event, which saw participation from over 350 university leaders.

Reflecting on the university’s growth, Shri Ram Bahadur Rai has often remarked, “I am confident that through dedicated efforts, the university will continue to advance its mission to produce capable, responsible, and community-driven individuals.” SGT University congratulates Shri Ram Bahadur Rai on this well-deserved honour and looks forward to advancing its mission under his exemplary guidance.

About SGT University
SGT University is a UGC-recognised institution that has been nurturing the very best in research, innovation, and multi-disciplinary education for more than a decade. Its constant push for excellence led to it becoming one of the youngest universities in India to have received an NAAC A+ accreditation rating. It’s currently offering more than 200 programs across 18 faculties on its 75-acre campus. Amongst its expansive range of specialities are its medical programs, which are taught in sync with SGT Medical College, Hospital & Research Institute and are considered to be some of the best in the country.

Manipal Academy of Higher Education Bengaluru (MAHE), a leading institution in higher education, is proud to announce the launch of Manam, a pioneering program designed to prioritize and support the mental and emotional wellbeing of its students. The initiative is part of MAHE’s continued commitment to fostering a holistic learning environment. This revolutionary program will be one of its kind in the country which will support workplace readiness for students. The program will enhance student’s emotional intelligence a much-required skill in any field of work.

MAHE Bengaluru Unveils first-of-its-kind Program for the Mental & Emotional Wellbeing of Students

Manam encompasses several innovative measures, including access to professional counsellors, peer support groups, a user-friendly website with self-support tools, and expert-led sessions on topics such as mindfulness, sexual wellness, and movement therapy.

The program covers essential topics such as the body-mind-spirit connection, understanding the conscious and subconscious mind, nervous system regulation, dealing with insecurities (e.g., body image), working with emotions like anger and frustration, and creating personalized wellness plans. These topics are delivered through deeply interactive and experiential sessions, blending cognitive and energy practices to provide students with practical tools for emotional resilience.

The program aims to equip students with higher self-awareness and emotional intelligence (EI), which are increasingly sought after by employers. Many organizations actively assess EI during their recruitment processes, and completing this program will serve as a tangible testament to these skills. By investing in students’ emotional intelligence, MAHE positions itself as a forward-thinking institution that prepares its graduates to excel in today’s workplace.

Prof. (Dr.) Madhu Veeraraghavan, Pro Vice Chancellor, MAHE, Bengaluru, highlighting the pioneering nature of the initiative and its alignment with Global best practices, said, “At Mahe, we wanted to create a safe space where students could openly express themselves and find the support they need. To truly understand their concerns, we conducted surveys and engaged in meaningful conversations with students. This is how Manam was born-a platform designed to offer practical solutions while making the experience engaging and enjoyable.

What makes Manam special is its scale and accessibility. MAHE is the first institute in the country to implement such an initiative at this level, ensuring that every student has access to the program. We recognize that mental well-being is just as important as academic success, and through Manam, we are committed to fostering a culture of support, awareness, and growth and mental wellness .”

Our goal is simple: to equip students with the right tools, create a judgment-free environment, and encourage them to prioritize their well-being. This isn’t just about addressing challenges-it’s about empowering students to navigate life with confidence. At MAHE, we believe that change begins with understanding, and Manam is a step toward building a stronger, more resilient student community”.

Maheima Kapur, Core Facilitator. Manam, said, “Manam was created to normalize conversations around mental health, breaking the stigma that often prevents students from seeking help with counsellors. Through extensive student input, we designed a program that fosters self-awareness and empowers individuals to recognize when they need support.

With more than 7,000 students today and even more tomorrow, we know that counseling services alone arent enough. That’s why Manam lays a foundation for self-learning, helping students navigate their emotions while ensuring expert help is available when needed. From its name to its design, Manam speaks the language of Gen Z-making mental well-being accessible, engaging, and truly relevant to this generation.“

Dr. Raghavendra Prabhu, Deputy Registrar, MAHE Bengaluru Campus, focusing on the unique aspects of the program and its relevance to students, commented, “The key objective of Manam is to normalize conversations around mental and emotional well-being on campus and strip away the taboo and stigma associated with openly sharing and reaching out for support during difficult phases.

Manam is created to normalize conversations around mental and emotional well-being, breaking the stigma around being open about the low phases in life. Through extensive student input, MAHE dragged a program that builds self-awareness and empowers individuals.”

The inaugural batch is expected to commence in on Jan 31st, 2025. A dedicated website has been created manam.manipal.edu for an experiential course on Emotional well-being.

About Manipal Academy of Higher Education:

Manipal Academy of Higher Education (MAHE) is an Institution of Eminence Deemed-to-be University. MAHE offers over 400 specializations across the Health Sciences (HS), Management, Law, Humanities & Social Sciences (MLHS), and Technology & Science (T&S) streams; through its constituent units at campuses in Manipal, Mangalore, Bangalore, Jamshedpur, and Dubai. With a remarkable track record in academics, state-of-the-art infrastructure, and significant contributions to research, MAHE has earned recognition and acclaim both nationally and internationally. In October 2020, the Ministry of Education, Government of India, awarded MAHE the prestigious Institution of Eminence status. Currently ranked 4th in the National Institutional Ranking Framework (NIRF), MAHE is the preferred choice for students seeking a transformative learning experience and an enriching campus life, as well as for national & multi-national corporates looking for top talent.

Bengaluru hosted a pan-India college-student ideathon, the EcoInnovators Challenge, focused on creating sustainability related solutions leveraging emerging technologies such as AI, IoT, and other science-based innovations. The ideathon was a collaborative effort between Global Learning Council (hosted by the Villars Institute, Switzerland), in partnership with Axilor Ventures and Pratithi Investments. A similar ideathon, in partnership with School Net, was held last week in New Delhi for high school students.

GLC Ideathon event – Winners with key dignitaries

The initial phase of the GLC EcoInnovators Challenge was launched in October 2024, attracting over 2600 registrations and resulting in the submission of more than 250 ideas. From this initial pool, 13 teams were selected and invited to submit their solution demonstrations. Demonstrating strong inclusivity, this competition saw participation of top-tier colleges in India including the IITs, NITs, VIT, as well as colleges from non-metropolitan areas such as Dehradun (Uttarakhand), Raipur (Chhattisgarh), Sasaram (Bihar), and Tiruchengode (Tamil Nadu).

In the Ideathons second phase, a Demo Day was held yesterday at the Infosys Science Foundation, with around 100 additional students specially invited from selected colleges in Bengaluru. The finalists presented a variety of ideas and solutions related to areas such as biodiversity, water pollution, circular economy business model, air pollution, and energy management. A masterclass on “Towards Sustainable Development: Planetary Boundaries and the Potential of AI” was also conducted.

Team Navachar, Navya Tiwari and Navjivan Kumar Mehta from O.P. Jindal University (Raigarh, Chhattisgarh) secured the top prize. As a recognition of their achievement, the team members have received an invitation to attend the Global Learning Conference organized by GLC in Switzerland scheduled in June 2025.

Kris Gopalakrishnan, Co-founder of Infosys, Chairman of Axilor Ventures, and Advisory Board Member of GLC, said, “In its second edition, I am glad that the GLC ideathon has expanded in scope and reached more students across India. I am glad that the jury / evaluation process has learned from the first year and become more robust. I encourage students to use their own creativity and ideation rather than just rely on technologies such as generative AI.”

Subra Suresh, Founder and President of the Global Learning Council, added, “This Ideathon fulfils the key objectives of both GLC and Villars Institute – nurturing the creativity of young people in solving inter-generational challenges, improving the learning outcomes of students, and encouraging the use of science and technology to ensure our planet’s vibrant ecosystems. I am delighted that student teams chosen from the Bengaluru and New Delhi Ideathons will join us in Switzerland and interact with other students and global leaders.”

Other distinguished guests who attended the event include S.D. Shibulal, Co-founder Infosys, Anna Celner, a global business leader, Indumathi Nambi, Professor at the School of Sustainability, IIT Madras, and V. Ganapathy, Co-founder and CEO of Axilor Ventures.