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Flavor Up Your Meals with Versatile and Healthy California Walnuts

Did you know that there’s a super nut, grown under the golden California sun, sitting in your kitchen that can elevate all kinds of meals We’re talking about California Walnuts-the gold standard in quality and taste. Known for their exceptional flavor, versatility, and numerous health benefits, these walnuts are carefully nurtured by multi-generational family farmers, ensuring every nut delivers unmatched quality. Whether you’re snacking, cooking, or baking, these golden delights are the perfect addition to brighten up your plate.

Here’s how you can use these premium walnuts to add texture, crunch, and nutrition to your meals:

In Salads
California walnuts add a wonderful crunch and depth to all kinds of salads. Add a handful into your favorite greens or try a classic Waldorf salad for a wholesome twist. For a heartier salad, lightly roast walnuts and layer them with roasted veggies, crumbled feta, and a drizzle of olive oil. With their rich, nutty flavor, California walnuts are the ultimate way to enhance your salads while adding the goodness of omega-3s and antioxidants.

In Mains
Did you know California walnuts can transform your main courses Turning walnuts into a rich, creamy paste can thicken curries and soups while adding a layer of indulgence. Simply blitz together walnuts and olive oil (add garlic and chilies for extra zest), and store this paste in the refrigerator for your next culinary adventure. Use it to enrich pasta sauces, create creamy curries, or as a meat substitute in dishes like walnut Bolognese. Alternatively, create a crunchy crust of walnuts on fish or paneer for a premium dining experience. Known for their golden color and mild flavor, these walnuts bring both taste and nutrition to every bite.

California Walnut Curry

As a Snack
Snacking gets a whole new meaning with California walnuts. Packed with healthy fats, protein, and essential nutrients, a handful of walnuts makes for a wholesome snack to keep you full between meals. Elevate your snack time by lightly roasting walnuts and tossing them with your favorite masalas for an irresistible crunch. As a bonus, their health benefits-like supporting heart, brain and gut health-make snacking on walnuts a guilt-free indulgence.

California Walnuts As a Snack

In Dessert
When it comes to baked goods, California walnuts truly take the cake! Whether it’s banana bread, chocolate brownies, or walnut cookies, their signature crunch and buttery flavor takes any dessert to the next level. Pair them with chocolate for an unforgettable combination-dip them in melted chocolate and refrigerate them for a quick, luxurious treat. For a healthier option, whip up honey walnut bars to satisfy your sweet tooth while staying mindful of your nutrition.

California Walnut Energy Bars

So, whether you’re satisfying a sweet craving, preparing a hearty main, or assembling a quick salad, California walnuts are your go-to ingredient for elevating meals. With their premium quality, sun-ripened perfection, and exceptional taste, these versatile nuts truly embody the gold standard of culinary excellence. Indulge your palate and brighten up every plate with the goodness of California walnuts.

Hyderabad Student Receives Cambridge Outstanding Learners Award

Hansini, a high school student from Manthan School, Hyderabad has been awarded the prestigious Cambridge Outstanding Learners Award in the World Topper category for Economics at the AS Level. This recognition, presented by Cambridge International, celebrates students worldwide who demonstrate exceptional academic performance.

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Hansini, high school student at Manthan School, Hyderabad

Hansini attributed her success to her hard work and the academic environment at her school. She said, “The opportunities and resources I had access to were instrumental in helping me excel. I am especially thankful to my teacher, Ruchika Ma’am, for her exceptional guidance and encouragement. Her passion for economics inspired me to push my boundaries and strive for excellence.”

Ruchika Upadhyay, Vice Principal of Manthan School and Hansini’s Economics teacher, expressed her pride in the achievement. She remarked, “Hansini’s dedication and intellectual curiosity have been remarkable. Her achievement reflects her consistent efforts and determination to excel. It’s a proud moment for all of us at Manthan.”

Surjeet Singh, Principal of Manthan School, also praised Hansini’s accomplishment. He stated, “This recognition reflects the high standards of academic excellence that Manthan School aspires to maintain. Hansini’s success showcases not just her talent but also the unwavering support provided by our teachers and staff. We are incredibly proud of her achievement and wish her continued success.”

This award highlights Hansini’s commitment to academic excellence and places her among a select group of students globally recognized for their outstanding achievements by Cambridge International.

To know more about Manthan , visit www.manthanschool.org.

Gold Mobilisation Platform and Startup MyGold Supports CII Young Indians’ Fireside Chat With BharatPe Founder Ashneer Grover As Annual Sponsor

The CII Young Indians’ Lucknow Chapter recently hosted an insightful fireside chat with BharatPe Founder and entrepreneur Ashneer Grover. Held at the Hyatt Regency, Lucknow it was supported by gold mobilisation platform and startup MyGold and focused on ‘Building Unicorns: The Journey, Challenges, and Lessons from the Trenches’, providing an exclusive platform for entrepreneurs, business leaders, and aspiring founders to engage in a thought-provoking discussion about the world of startups.

Amol Bansal, Founder of MyGold with Ashneer Grover, Entrepreneur and Founder of BharatPe at CII Young Indians Lucknow Chapter

Moderated by industry experts, the event featured Ashneer Grover as the keynote speaker, who shared his personal journey of building BharatPe into one of India’s most recognized fintech unicorns. Emphasizing the importance of consistency and resilience in overcoming challenges, he regaled the audience with real-life anecdotes and practical lessons for budding entrepreneurs; after which an interactive Q&A session further allowed attendees to seek advice on overcoming startup hurdles and scaling their own businesses.

MyGold, as the event’s annual sponsor, showcased its commitment to fostering innovation and supporting India’s growing entrepreneurial ecosystem. Highlighting the startup’s innovative platform and its relevance in daily life, Amol Bansal, Founder of MyGold, discussed how MyGold is revolutionizing gold investment and leasing for individuals and businesses, delivering an impactful presentation at the event.

Speaking on the occasion, Amol Bansal, Founder of MyGold, said, “Supporting such a platform inspires entrepreneurs to dream big and navigate their journeys with resilience and vision. At MyGold, we believe in empowering the next generation of entrepreneurs to achieve their financial goals and make a sizeable impact and we look forward to more such opportunities in the future.”

The event highlighted the importance of consistent effort and the willingness to face challenges head-on; elements that are key to building successful businesses in today’s competitive landscape.

Bringing together not only veteran entrepreneurs but also aspiring founders, creating a vibrant space for the exchange of ideas and experiences, the fireside chat with Ashneer Grover reinforced MyGold’s mission of transforming financial practices, empowering innovation, and supporting entrepreneurs in their journey to success.

About MyGold

Founded in 2021 by Lucknow-based entrepreneur Amol Bansal, MyGold is a trailblazing platform that transforms idle gold into a productive asset. With over Rs. 200 lakh crore worth of gold lying unused in Indian households, MyGold encourages individuals to unlock the true potential of their gold by converting it into a source of sustainable growth and financial empowerment.

MyGold provides an innovative model offering guaranteed annual growth of 5% in gold weight on 24kt pure gold, allowing users to earn in gold rather than monetary value. This unique approach ensures compounded returns that significantly outperform traditional savings methods, such as bank deposits. Through its secure, transparent, and user-friendly app, users can track their daily gold returns, access their holdings 24×7, and sell gold at prevailing prices, ensuring complete flexibility without lock-in periods.

Backed by MMTC-PAMP & partnerships with SEBI-approved Gold vault managers & logistics partners for insured vault storage and audited by Vistra, the world’s largest asset administrator, MyGold sets the benchmark for trust, safety and security. Designed for modern families and long-term planners, MyGold is the ideal choice for those aiming to save for future goals like education, weddings, or generational wealth creation.

Chandigarh’s Rs. 2.73 Billion Development Projects: A Boon for Tricity Real Estate

Chandigarh’s administration has unveiled ambitious development plans worth Rs 2.73 billion for FY 2025, aimed at enhancing urban infrastructure and boosting public amenities. Key initiatives include the construction of over 600 government housing units in sectors like 20, 43, and 46, and the establishment of a state-of-the-art Police Training Centre in Sarangpur at an estimated cost of Rs 980 million. These projects are expected to catalyze growth not just within Chandigarh but also in its satellite cities, Zirakpur, Mohali, and Panchkula, making the Tricity region a preferred destination for businesses and residents alike.

Mr. Mukul Bansal, Managing Director, Motiaz highlighted the long-term implications of such investments, saying, “This initiative by the Chandigarh administration is a testament to their vision for urban transformation. The new housing projects and infrastructure developments will set a benchmark for regional planning. For neighboring cities like Zirakpur, these developments bring opportunities for enhanced connectivity and surplus demand. We anticipate increased interest in residential and commercial real estate, as people and businesses look for quality spaces in Chandigarh’s tricity. This is the kind of momentum the region needs to establish itself as a truly integrated urban ecosystem.”

Mr. Prateek Mittal, Executive Director, Sushma Group, stressed the strategic benefits, stating, “The announced projects are not just about building infrastructure but about creating a framework for sustained growth. Chandigarh’s focus on government housing and institutional facilities will ease pressure on existing infrastructure, allowing private real estate players to focus on creating innovative housing and commercial solutions. Mohali, with its robust IT sector and connectivity to Chandigarh, is poised to attract a younger, tech-savvy demographic, further fueling demand for well-planned developments. These investments lay the foundation for an inclusive, forward-looking Tricity region.”

Mr. Piyush Kansal, Executive Director, Royale Estate Group, elaborated on the economic ripple effects, “With Chandigarh leading the way in infrastructure upgrades, the benefits will radiate across the Tricity region. Surrounding cities, in particular, stand to gain from its proximity to these developments, with increased demand for high-end residential projects and commercial spaces. These initiatives not only promise economic growth but also enhance the quality of life for residents. As developers, it gives us the opportunity to align our projects with the city’s evolving aspirations and cater to a more discerning clientele.”

Mr. Tejpreet Singh Gill, Managing Director, Gillco Group, emphasized the regional transformation, “The Rs 2.73 billion investment is a clear signal of the administration’s commitment to holistic growth. Mohali, already a rising star in the real estate market, will benefit significantly from Chandigarh’s infrastructure push. The improved road networks, enhanced public facilities, and focus on sustainability will make the Tricity region one of the most sought-after real estate destinations in North India. At Gillco, we are excited to contribute to this transformation by delivering high-quality developments that complement this growth story.”

Chandigarh’s bold infrastructure initiatives are set to position the Tricity region as a leading hub for urban living and business, bridging the gap between tier-1 and tier-2 cities while enhancing its overall appeal on the national real estate map.

Bisleri International Partners with Forest Department, Government of Rajasthan to Inaugurates a Material Recovery Facility at Ranthambore Tiger Reserve

Bisleri International Pvt. Ltd. in association with the Forest Department, Government of Rajasthan inaugurated a Material Recovery Facility (MRF) at Ranthambore Tiger Reserve located in Sawai Madhopur. This marks the first-ever MRF to be established in an Indian forest. The initiative aims to create more awareness among visitors on sustainability and aims to foster a more ecological environment in the region.

Bisleri International Inaugurated Material Recovery Facility at Ranthambore Tiger Reserve

The MRF Centre was inaugurated by Shri Anoop K.R., IFS, Chief Conservator of Forest; Smt Shubham Chaudhary, IAS, District Collector, Sawai Madhopur; Shri K. Ganesh, Director – Sustainability & Corporate Affairs, and Dr. R. Bhakar, IFS, Deputy Conservator of Forest. Also present at the event were Shri Rajendra Mali, Sarpanch, Khilchipur; Shri Om Saini, Sarpanch, Sherpur; Shri Shahid Ali, Sarpanch, Khatipura; and Shri Buddi Prakash and Sarpanch, Himmatpura.

Speaking at the inauguration, Shri Anoop K.R., IFS, Chief Conservator of Forest, emphasized the importance of the initiative, stating, “The Material Recovery Facility in Ranthambore Tiger Reserve (Sawai Madhopur) aligns with the critical mission of Swachh Bharat Mission. This will play a pivotal role in achieving sustainable waste management. This partnership demonstrates how public-private partnerships can effectively address pressing environmental issues. I express my gratitude to Bisleri International for the efforts towards creating a cleaner ecosystem and fostering community involvement, which aligns with our vision of a greener and more sustainable Ranthambore.”

The facility will focus primarily on promoting 100% plastic waste segregation at the source and sending it to the recycler. This initiative will cover seven nearby villages and the entire region under the Tiger Reserve including forts and monuments supervised by the Archaeological Survey of India (ASI), Ganesh Dham Temple, and hotels situated in forest land. Additionally, Bisleri plans to engage with local communities through educational campaigns and encourage schools, colleges, and bulk waste generators to adopt sustainable waste management practices.

Shri K. Ganesh, Director of Sustainability & Corporate Affairs at Bisleri International, expressed, “The inauguration of the Material Recovery Facility in Ranthambore reinforces our commitment to sustainable waste management. Through our ‘Bottles for Change’ initiative, we empower communities to embrace recycling and the circular economy, reflecting Bisleri’s dedication to environmental stewardship and community impact.”

The MRF is a key part of Bisleri’s ‘Bottles for Change’ initiative that addresses critical challenges in plastic waste management by fostering responsible plastic usage, disposal, and recycling. The program highlights the recyclability and eco-friendliness of PET bottles and shows how plastic can be valuable resources rather than disposable waste. Since its launch, the program has engaged over 2.633 million citizens across 34 cities. It has collaborated with 5,343 housing societies, 1,669 schools and colleges, 1,093 hotels and restaurants, and 1,272 corporations to drive plastic collection and segregation.

About Bisleri International Pvt. Ltd.

With a legacy of over 54 years, Bisleri International Pvt. Ltd has grown to become one of the largest premium beverage businesses in India. Being the makers of the countrys largest-selling packaged drinking water, Bisleri follows a stringent process of 114 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.

Bisleri International has a strong presence with 128 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and neighboring countries. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri Mineral Water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavors, such as Pop, Rev, Limonata and Spyci Jeera. These Bisleri products are also available on the e-commerce platform – Bisleri @Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

COLORS by Rupa Launches DRY FIT Collection – Wear Your Energy

COLORS by Rupa, a trusted name in quality and innovation under the esteemed Rupa & Company Limited, has embarked on a journey to redefine the boundaries of athleisure wear with the newly launched DRY FIT Collection. This masterpiece within the dynamic ‘PLAYSURE‘ range is designed to seamlessly blend comfort, performance, and style, transforming everyday moments into an experience.

DRY FIT Collection Brand

The DRY FIT Collection is engineered for versatility, catering to the active lifestyle of today’s individuals. Imagine a wardrobe that effortlessly transitions from intense workouts to relaxed strolls. Crafted with advanced Polyester fabric, elastane-based materials, and strategically placed mesh panels, it offers exceptional stretchability, breathability, and a feather-light feel. The ergonomically engineered fabrics are designed to provide a flawless fit, effortlessly moving with your body.

The collection offers the perfect blend of comfort and breathability, designed with ergonomics in mind to ensure superior performance. Catering to both men and women, it features a stylish and vibrant line-up, including women’s round neck t-shirts, polo t-shirts, tank tops, leggings, and cycling shorts, as well as men’s raglan sleeve round neck t-shirts, polo t-shirts, tank tops, track pants, joggers, and shorts. Beyond functionality, the collection’s vivid spectrum of colors brings vibrancy and individuality, making each piece more than just apparel-it’s a bold statement of style. Whether you’re breaking a sweat at the gym or soaking in the tranquillity of nature, this collection is a seamless fusion of playfulness and leisure.

Sharing his thoughts on the launch, Mr. Mukesh Agarwal, Director, Rupa & Company Limited, says, “DRY FIT Collection from Colors by Rupa blends innovative design with vibrant aesthetics to meet the evolving needs of today’s dynamic consumers. We are confident that this collection will inspire people to embrace both functionality and leisure with unmatched style.

Available across leading retail outlets and major online platforms including Amazon, Live Colors, and Rupa Online Store, the DRY FIT Collection invites customers to experience a world where comfort and performance are perfectly fused. It’s an opportunity to move with confidence and style, every moment of the day.

Prabhat Trading Services is Helping India Trade Smarter as Budget 2025 Approaches

As the nation eagerly awaits the announcement of the financial budget this February, conversations around financial literacy and inclusion are more important than ever. Prabhat Trading Services (PTS), a fintech startup, is on a mission to make financial literacy accessible for everyone and help Indians-whether seasoned traders or first-time investors-navigate the ever-changing financial landscape with confidence.

Prabhat Kumar, Founder of Prabhat Trading Services

Simplifying Finance for Everyday Indians

India’s shift toward a digital economy has opened doors for millions to explore financial markets, but the complexity of trading and investing still keeps many at bay. That’s where PTS steps in. With an easy-to-use app and a wealth of resources, PTS is making financial education something anyone can understand and benefit from.

Here’s what they’re doing:

  • Personalized Insights: Users get tailored advice and recommendations to make smarter financial decisions.

  • Interactive Learning: From educational resources to workshops, PTS breaks down even the most complicated financial jargon into simple, actionable tips.

Making Financial Education Accessible to All

PTS has built a growing community of financially aware Indians. Their mobile app, available on both Google Play Store and Apple App Store, has been downloaded over 1 lakh times. The numbers don’t just show growth-they highlight the platform’s ability to connect with people from all walks of life.

And that’s not all. PTS’s YouTube channel, now with 5 lakh subscribers, is a powerhouse for financial education. From beginner-friendly tutorials to expert-level insights, the channel is helping viewers across India learn how to manage their money and trade smarter.

Reaching Rural India and Beyond

Financial literacy shouldn’t be limited to a few-it’s for everyone. That’s why PTS is working hard to expand its reach into rural areas, ensuring even underserved communities have access to tools and knowledge that can change their financial futures.

Speaking about the initiative, Prabhat Kumar, Founder of Prabhat Trading Services, shared, “For too long, financial knowledge has been treated like a luxury-accessible only to a select few. At PTS, we’re changing that. Our goal is simple: to make financial literacy something anyone can achieve, no matter where they’re from or how much they already know. With Budget 2025 just around the corner, this is the perfect time to empower individuals and the trading community to take charge of their financial journeys.”

About Prabhat Trading Services

Prabhat Trading Services (PTS) is a fintech company dedicated to simplifying financial literacy and fostering financial inclusion in India. With a user-friendly mobile app (Android, IOS) and a widely-followed YouTube channel, PTS is transforming how Indians approach personal finance. By making complex financial concepts accessible, PTS is empowering individuals to make informed decisions for a secure and prosperous future.

For more information, please visit www.ptstradingservices.com.

Parimatch Launches Divine Royale Tournament

Parimatch, the #1 global gaming platform, has recently teamed up with the king of Indian rap, DIVINE, who has taken on the role of the companys Global Brand Ambassador. To celebrate this milestone, Parimatch has launched the Divine Royale Tournament that brings exclusive offers and generous rewards to players.

Parimatch Launches Divine Royale Tournament

With a total prize fund of Rs. 38 lakhs, the Divine Royale Tournament runs from January 24th to February 21st and consists of 4 rounds, each lasting about a week. To join in, simply enjoy your favorite tournament games. In every round, the top 10 players who accumulate the most prize points will claim a share of the prize pool. This means that divine rewards will be up for grabs every week, giving every player the chance to win big!

This tournament is all about making bold moves and chasing greatness. It’s your time to shine, take on the challenge, and claim divine rewards you deserve!

For even more chances to win, participants can take advantage of additional offers such as Grind Every Day Offer and Friday Full Vibe Hai Offer.

Grind Every Day Offer

Take part in the tournament games every day from the first to the last day of the round and score +500 prize points guaranteed! Keep grinding, keep winning! The more time you dedicate to the games, the higher your chances to get into the Leaderboard and win a share of the prize fund!

Friday Full Vibe Hai Offer

Celebrate the end of the week by joining your favorite tournament games on Fridays and accumulate extra prize points! The more you participate, the more points you get! Bring the fire! Hurry up to join and win your divine prize!

Wrapping Up

Parimatch is turning up the excitement with the Divine Royale Tournament that is all about pushing limits and claiming divine rewards. Backed by the king of Indian rap, DIVINE, this initiative inspires players to push their limits and chase greatness every step of the way.

So, champ, join the tournament and win big! For more details, check out the Terms & Conditions.

About Parimatch

Parimatch is the #1 global gaming platform that provides a complete suite of sports and iGaming services to its customers. Since 1994, Parimatch has grown to be enjoyed by 3,000,000 active users worldwide. It is trusted by the worlds top athletes and celebrities: Trinidadian cricket stars Nicholas Pooran and Sunil Narine and Indian rap icon DIVINE are among their brand ambassadors. Parimatch is the Regional Sponsor of the Argentine Football Association and the Title Sponsor of the Sunrisers Eastern Cape, a South African professional Twenty20 cricket franchise team. Since 2019, Parimatch has been one of the leading iGaming brands in Africa, Asia, and Latin America.

Expectations from the Union Budget 2024-25: A Vision for Economic Growth and Women’s Empowerment

As India continues its journey towards becoming a $5 trillion economy, Sudha Reddy, Entrepreneur, Director – MEIL, and Women Industry Leader, highlights that the upcoming Union Budget 2024-25 is a crucial opportunity to reinforce growth across industries, strengthen infrastructure, and foster inclusivity-especially for women in business and leadership.

Mrs. Sudha Reddy, Director – MEIL – Visionary Woman Leader Driving Innovation and Growth at MEIL

Empowering Women Entrepreneurs and Business Leaders

India has witnessed a remarkable rise in women-led enterprises, yet access to capital, skill development, and policy support remain critical challenges. The budget must introduce incentives such as low-interest credit lines, venture capital funds for women-led startups, and increased government procurement from women-owned businesses. These initiatives will not only boost women’s participation in economic activities but also accelerate innovation and job creation.

Infrastructure Growth and Manufacturing Excellence

MEIL has been at the forefront of India’s infrastructure and manufacturing expansion, playing a pivotal role in energy, water, and transportation sectors. The budget must prioritize investment in large-scale infrastructure projects, streamline approval processes, and encourage public-private partnerships (PPPs). A robust infrastructure sector will ensure seamless logistics, enhance industrial productivity, and attract global investments.

Technology and Sustainability as Economic Pillars

India’s manufacturing sector needs strong support for digitalization and sustainability. Incentives for smart manufacturing, AI-driven automation, and clean energy initiatives will enhance efficiency and global competitiveness. Tax benefits for companies adopting green technologies and carbon-neutral strategies should be a priority to align with India’s net-zero commitments.

Skilling and Workforce Development

A future-ready workforce is essential for sustained growth. The budget should allocate greater funds towards technical and vocational training, particularly for women, in high-growth sectors like renewable energy, aerospace, and digital technology. Collaborations between industries and educational institutions should be incentivized to bridge the skill gap and prepare young talent for emerging job markets.

A Call for Inclusive Economic Policies

As an entrepreneur and industry leader, I believe a truly progressive budget must focus on inclusivity-supporting MSMEs, boosting research and development, and enabling financial accessibility for underrepresented groups. Policies that encourage women’s leadership in boardrooms and create a more balanced corporate ecosystem will be instrumental in shaping India’s economic future.

The Union Budget 2024-25 holds immense potential to accelerate India’s growth trajectory. With the right focus on infrastructure, women empowerment, and technological advancement, we can build a resilient and globally competitive economy that thrives on innovation and inclusivity.

Spotting Suspicious Loan Activity Made Easy with OneScore

Identity theft and fraudulent loan apps are becoming more common with the rise of digital lending. In fact, more than 2,200 loan apps were removed or suspended from the Play Store between September 2022 and August 2023. In the same vein, more than 45% of Indians are said to have encountered identity theft.

These alarming numbers make it even more important for borrowers to be aware if someone is misusing their personal and confidential details to take a personal loan. These loans can affect the credit score and creditworthiness of innocent victims, who may discover the fraud too late to take any action.

The OneScore App provides valuable tools and alerts to help consumers proactively monitor their credit activity and identify any suspicious loans taken in their name. Read to know the critical role that OneScore plays in safeguarding credit profiles and empowering users to take swift action against any suspicious activity.

How Fake Loans Affect Credit Scores
To take a fake loan, fraudsters use a victim’s PAN card and other documents to apply for a loan in their name. These are called fake loans because they are offered to the user without their consent or knowledge. Moreover, they are not credited to the user’s account. Instead, fraudsters keep the money.

After the disbursal, the liability of repaying the lender falls on the shoulders of the user. Since the user is unaware of this loan, they are likely not to pay EMIs on time. This leads to the accumulation of debt, which is reflected in the user’s credit history. This way, fake loans have a negative effect on their credit score.

How to Avoid Fake Loans
The best way to protect oneself from any fake or fraudulent loan is to not share confidential information hastily and to keep an eye on one’s credit report. Here are some smart tips potential borrowers can follow.

Check if the Lender Is Registered

The first step to protecting oneself against fraudulent loans is to determine if the lender is fake or genuine. Check the lenders official website and social media account. If they do not have any permanent address or any option for communication, this may be the first red flag. Onee can also check their Play Store and App Store reviews. Last but not the least, check if they are registered with the RBI.

Read Loan Terms

Make sure that the lender has all the terms and conditions clearly mentioned on their website. If they do not mention any details of the borrowing or repayment terms, it is best not to waste time.

Check App’s Security

Some lenders request borrowers to download their app and apply for the loan only through it. Downloading apps of fraudulent lenders on the phone can put one’s personal data at risk. Therefore, its best to check the security features and their listing on app stores before taking any action.

Dont Fall for Cheap Tactics

One of the biggest markers of fraud is when a lender asks a potential borrower to complete the loan application quickly or promises guaranteed approval and/or zero interest. Any sign of urgency should also signal that something is wrong.

The process that most lenders follow is to check a borrower’s credit score and other eligibility criteria to evaluate their qualification for a loan. If this process is not being followed, users should be wary, as it may be a scheme to get them to share personal information. This information may then be used to commit further fraud.

Avoid Unsolicited Loans

If a lender reaches out to consumers with unsolicited loan offers and if they are not existing customers of the financial institution, it may be a fraud. Such fraudsters may also demand that users pay a fee before approval or processing of their loan application.

Check Credit Report: Generating a complete credit report with credit history periodically tells consumers if there are any fake loans in their name. Early detection is the fastest way to avoid substantial financial loss or damage to the credit score.

How OneScore Helps
Since most credit bureaus only give one free credit report a year, it can be a financial strain for borrowers to keep track of their credit accounts. To solve this issue, OneScore gives users unlimited lifetime free credit checks with around-the-clock access to their credit reports. This way, they have access to their credit history at their fingertips and can keep track of their ongoing credit cards and loans.

In case the borrowers do detect any fraudulent loans or credit cards in their name, they can directly report it to credit bureaus. The OneScore loan app allows them to raise disputes with CIBIL and Experian right from the app to help them save time when it is of the essence.

Other Reasons to Choose the OneScore App
Apart from detecting fraudulent loans, switching to the OneScore loan app offers users a variety of benefits:

Easy Check of Creditworthiness

Borrowers can check their credit score anytime, anywhere, without any membership fees. This helps them develop a stronger bond with their credit health so that they can apply for a credit card, personal loan or home loan with confidence.

Credit Score Improvement

OneScore offers users personalised tips to improve their credit scores and inculcate better credit-related habits. Its Score Planner feature helps consumers set goals and achieve them to get the most affordable loans.

Customised Loan Offers

Once their credit score reaches 730, users can get a customised loan offer via the OnePL facility on this loan app. With pocket-friendly interest rates starting at 12.5% and flexible tenures from 6 months up to 48 months, this app simplifies access to funds.

Swift Digital Application

OneScore’s easy loan application process does not require borrowers to submit any physical documentation. Furthermore, borrowers can choose their preferred terms and use the EMI calculator to match their repayment abilities.

From identifying fraudulent loans to managing credit and applying for a personal loan, One Score is a one-stop shop for all things credit-related. Consumers can download the OneScore App to build a better credit history and take a collateral-free loan of up to ₹5 lakhs without any end-use restrictions.