The Indian residential real estate market is undergoing a structural shift. While vertical housing has shaped the growth of metropolitan markets over the past two decades, organized plotted developments are emerging as an increasingly important segment of residential investment. Supported by the expansion of economic activity beyond major metros, sustained public infrastructure spending, and changing consumer preferences for lower-density living, Tier-2 cities are attracting a growing share of new plotted developments. Industry data suggests that more than half of recent residential plot launches have been concentrated in these markets, reflecting a gradual realignment of both developer strategy and buyer demand. 

Ashwinder R. Singh is Vice Chairman & Co-founder, BCD Group | BCD Royale

1. Macro-Economic Drivers Steering the Shift to Tier-2 Cities

The rising cost of housing in Tier-1 cities, coupled with infrastructure constraints and limited land availability, has encouraged both developers and homebuyers to look toward emerging urban centres. At the same time, government investment in infrastructure is improving connectivity and supporting new economic clusters across India’s secondary cities. 

• The Fiscal Catalyst: Successive infrastructure-led capital expenditure programmes under the Union Budget, along with initiatives such as the Urban Challenge Fund, are improving the physical and economic foundations of regional growth. The revival of industrial clusters and continued investment in sectors such as semiconductors are expected to expand employment opportunities across several Tier-2 markets.

• The Infrastructure Effect: Transport infrastructure has historically influenced land values in emerging micro-markets. Industry studies indicate that locations around new expressways, airports and multimodal transport corridors often witness an increase in land values during the early stages of development, with further appreciation depending on project completion, economic activity and local demand conditions.

2. The Structural Anatomy of Plotted Developments
Historically, buying land in India was fragmented, opaque, and fraught with litigation risks. The current boom is fundamentally different because it is defined by corporate, organized layouts rather than unorganized local syndicates.

3. Consumer Preferences and the Appeal of Plotted Developments

Demand for plotted developments reflects changing buyer priorities rather than a single investment consideration.

• Design Flexibility and Lower-Density Living: Many buyers increasingly value the ability to design homes that meet their own requirements while remaining within professionally planned communities offering shared infrastructure and amenities. 

• Investment Potential: Compared with completed residential units, land often responds more directly to improvements in surrounding infrastructure. Since buyers are investing primarily in the underlying land rather than built-up inventory, plotted developments may offer attractive long-term appreciation opportunities, subject to local market conditions.

• Portfolio Diversification: For many buyers, particularly long-term investors, land within organized developments represents a tangible asset that can complement other financial investments while offering flexibility in the timing of construction. 

4. Key High-Growth Tier-2 Hotspots
A geographic analysis reveals specific regional clusters that have transformed into high-yield real estate powerhouses:

A. The Northern & Western Logistics Corridors

• Lucknow & Indore: Evolving rapidly into premium housing hubs where over 20% of residential inventory is testing upscale luxury pricing. Driven by extensive metro expansions and the Delhi-Mumbai Industrial Corridor influence, Indore consistently leads in livability and self-construction home loan drawdowns.

• Surat & Jaipur: Fueled by massive infrastructural milestones—such as the upcoming Ahmedabad-Mumbai High-Speed Rail (Bullet Train) sections—Surat integrates industrial dominance with affordable horizontal options. Jaipur leverages tourism-driven wealth and rapid highway connectivity to the NCR to absorb high mid-income plotted supply.

B. The Eastern & Southern Manufacturing Hubs

• Bhubaneswar & Cuttack: Emerging as the next major growth engines of Eastern India. Bhubaneswar enjoys a unique status as a master-planned IT and administrative capital, seeing unprecedented traction in structured plotted layouts.

• Coimbatore & Nagpur: Driven by robust manufacturing, thriving logistics hubs (e.g., MIHAN in Nagpur), and expanding IT corridors, residential absorption in these markets has maintained an impressive compound annual growth rate (CAGR). Land prices across these key southern and central corridors are projected to see steep upward adjustments as demand outpaces organized supply.

5. Institutional Realignment and Developer Strategy

The growing interest in plotted developments has encouraged several national developers—including DLF, Godrej Properties, Prestige Group and M3M—to expand their presence in this segment. This reflects a broader shift in strategy as developers seek to diversify product offerings and participate in markets where infrastructure investment, urban expansion and housing demand are creating new opportunities.

Institutional land acquisition trends suggest that a meaningful share of recently acquired land banks is being allocated to plotted and low-rise residential projects. Compared with large vertical developments, these projects may offer shorter development cycles, lower execution complexity and access to a wider base of end-users and investors. 

Key Industry Sources & References
To ensure absolute credibility and institutional alignment, this data architecture is synthesized from the following primary analytical frameworks:

• Confederation of Indian Industry (CII) Real Estate Reports: For tracking institutional white-collar employment migration patterns across Tier-2 cities.

• Housing.com & PropTiger Research Insights: For historical land price data points, project absorption metrics, and the quantified 52% launch shift towards Tier-2 micro-markets.

• Union Budget (Capital Expenditure Data): Regarding the ₹12.2 lakh crore national infrastructure layout and multi-modal urban corridor connectivity timelines.

• Knight Frank India Wealth Reports: Evaluating the shifts in HNI/NRI portfolios toward tangible assets and low-density land banking during periods of global volatility.

Conclusion & Outlook
India’s Tier-2 cities are expected to play an increasingly important role in the country’s residential real estate landscape. As infrastructure improves and regional economic centres continue to expand, organized plotted developments are likely to remain an important component of future housing supply.

For investors and end-users, these projects offer a combination of land ownership, planning standards and development-ready infrastructure that differs significantly from traditional land purchases. While outcomes will continue to vary across locations, the broader direction of the market suggests that plotted developments will remain an important area of opportunity within India’s evolving residential sector. 

About the Author
Ashwinder R. Singh is Vice Chairman & Co-founder, BCD Group | BCD Royale. A powerhouse in Indian real estate with 30 years of fast-tracked executive leadership, Ashwinder R. Singh is the industry’s premier author, featured on Shark Tank, and a prominent keynote speaker. From shaping national policy as Chairman, CII Real Estate, and advising NAR-India, to mentoring prop-tech via the Earth Fund (backed by Brigade and Nikhil Kamath’s Gruhas), his insights drive the sector forward.

Website Link-  www.ashwinderrsingh.com

Knee replacement surgery is entering a new era where restoring natural knee mechanics is becoming as important as relieving pain. Reflecting this shift, Dr. Vetri Kumar, Senior Consultant Orthopaedic Surgeon at Parvathy Hospital, Chennai, has become the first surgeon in South Asia to complete more than 300 Total Knee Replacement procedures using the Evolution® Medial-Pivot Knee System in less than a year, establishing himself as a leading advocate of personalised knee replacement and kinematic alignment.

Dr. Vetri Kumar and Mr Syed Hussainy with patients

This milestone reflects growing confidence in an approach that prioritises restoring native knee kinematics rather than simply implanting a prosthesis.

Widely recognised for advancing evidence-based practices, Dr. Vetri believes every patient deserves an implant that respects individual anatomy instead of a one-size-fits-all approach. The patented Evolution® True Medial-Pivot philosophy is designed to recreate the stability and biomechanics of the native knee, enabling patients to return to active lifestyles and, in many cases, almost forget they have undergone knee replacement surgery—an outcome reflected in the increasingly recognised ‘Forgotten Joint Score‘.

Mr Syed Hussainy felicitating Dr. Vetri Kumar

Unlike conventional knee designs that focus primarily on mechanical alignment, the Evolution® Medial-Pivot Knee reproduces native knee biomechanics by preserving physiologic medial stability while allowing natural rotational movement, supporting improved function, range of motion and long-term implant performance.

“Modern knee replacement is about far more than pain relief. Every knee is unique, and respecting that individuality helps deliver outcomes that feel natural and stable. With nearly 60 million Indians affected by osteoarthritis, many patients seek treatment only after years of pain. Our aim is to help them walk confidently, return to the activities they love and eventually forget they ever had a knee replacement,” said Dr. Vetri Kumar.

Dr. Mukesh Parmar, Managing Director & Senior General Manager – India and South Asia, MicroPort Orthopedics, said, “These 300 procedures represent 300 lives transformed through personalised arthroplasty. Dr. Vetri has demonstrated how innovation, backed by sound clinical philosophy, can restore natural knee function and improve quality of life. We are proud to partner with accomplished surgeons like Dr. Vetri, whose commitment to improving patient outcomes is helping shape the future of knee replacement in India.”

Dr. Vetri is also a Founding Member of the Personalised Arthroplasty Society (PAS) in India and an active member of its international community, mentoring surgeons and promoting globally proven techniques. He is now preparing to launch a dedicated Knee & Joint Replacement Centre in Chennai to expand access to advanced joint reconstruction and patient care.

As personalised knee replacement gains momentum worldwide, milestones like this reinforce India’s growing leadership in advanced joint replacement, benefiting both patients and the orthopaedic community.

India’s defence drone ecosystem is moving beyond pilots and prototypes into a phase defined by manufacturing scale, procurement visibility and operational deployment. The government’s continued push for indigenous defence production, combined with lessons from recent conflicts and evolving battlefield requirements, is creating a stronger pipeline for homegrown drone manufacturers.

Gamma Rotors

The policy direction has become increasingly clear. Addressing the National Defence Industries Conclave, Defence Minister Rajnath Singh said India must become a global hub for drone manufacturing, describing indigenous drone production as critical for strategic autonomy and defence preparedness. The government also highlighted that 676 startups, MSMEs and innovators are now part of the iDEX ecosystem, with 58 prototypes worth Rs 3,853 crore receiving procurement clearance and 45 procurement contracts valued at Rs 2,326 crore already signed. (via Press Information Bureau)

This policy push is beginning to translate into procurement. India is preparing what could become its largest-ever military drone acquisition programme, with domestic orders expected to exceed USD 2 billion (over Rs 17,000 crore) this year. (as per Reuters)

Operational capability becomes the new differentiator

To bring this vision to life, manufacturers are increasingly being judged not only by technology but also by their ability to manufacture, deliver and support systems at scale.

Delhi-based Gamma Rotors is among the companies benefiting from this shift. The defence UAV manufacturer recently announced that its order book has crossed Rs 60 crore, while projecting FY26 revenue of approximately Rs 30 crore.

The company had earlier raised Rs 27 crore in January 2024 by issuing 19.72 lakh shares at Rs 137.42 per share, implying a post-money valuation of approximately Rs 180 crore based on its 1.30 crore outstanding shares. The capital has since been deployed towards expanding manufacturing capacity, strengthening in-house R&D, and building a resilient supply chain to cater to rising demand from the Indian Armed Forces, central paramilitary forces and state police units.

Gamma Rotors says its growth has been underpinned by operational deployments rather than demonstration projects. During Operation Sindoor, the company executed urgent deliveries of its Nighthawk, Powersorous and Striker UAV platforms for the Indian Army, leveraging its in-house 3D printing and digital manufacturing capabilities to significantly compress production timelines.

The company has also accumulated more than 10,000 flight hours, delivered over 650 drones, serviced more than 2,000 UAVs (including third-party platforms from ideaForge, Asteria Aerospace, Prox Dynamics and DJI), while training over 3,000 defence personnel.

Strengthening investor confidence with large order books

Listed drone manufacturer ideaForge Technology continues to remain one of the largest organised players in the segment.

For FY26, the company reported its highest-ever annual order bookings of approximately Rs 530 crore, while executing nearly 40% of its open order book during the fourth quarter. Importantly, ideaForge has announced its entry into the combat drone segment, including long-range strike drones and loitering munitions, to address upcoming military procurement opportunities beyond its traditional intelligence, surveillance and reconnaissance (ISR) portfolio.

Investor confidence in the sector is also reflected in market valuations. ideaForge currently commands a market capitalization of around Rs 4,268 crore against annual revenue of approximately Rs 226 crore, translating to a price-to-sales multiple of nearly 18x. Such premium valuations indicate that the market is pricing in strong long-term growth expectations, driven by expanding defence procurement, a robust order pipeline and the increasing role of indigenous drone manufacturers in India’s evolving defence ecosystem.

Another rapidly expanding player is Raphe mPhibr, which has invested heavily in manufacturing infrastructure. The company recently expanded its production footprint in Noida through the acquisition of an additional 11.5-acre industrial site, complementing its existing defence manufacturing facility where it has reportedly invested around Rs 800 crore. Raphe has also developed indigenous military-grade autopilot systems and drone engines, with its platforms seeing operational deployment during Operation Sindoor.

Manufacturing depth will define the next phase

The competitive landscape is also evolving beyond startups. Larger defence companies including Tata Advanced Systems, Larsen & Toubro and Adani Defence have expanded their unmanned systems capabilities, while DRDO-backed programmes continue to create opportunities across surveillance, logistics, loitering munitions and armed UAV platforms.

For emerging manufacturers, however, competitive advantage is increasingly shifting towards manufacturing readiness rather than simply platform development. The ability to rapidly fulfil defence orders, maintain indigenous supply chains, support lifecycle maintenance and train operators is becoming as important as technological innovation.

As India’s procurement pipeline expands and the military increasingly favours indigenous platforms under the Atmanirbhar Bharat framework, companies that combine proven operational performance with scalable manufacturing are likely to capture a growing share of the market.

Fortis Hospitals Mumbai today announced the launch of ‘Har Ghar Hero’, a first-of-its-kind, community-led CPR (Cardiopulmonary Resuscitation) preparedness movement aimed at empowering Mumbaikars with the knowledge, skills and confidence to respond effectively during cardiac emergencies. Bringing together citizens from the length and breadth of Mumbai, across housing societies, corporates, schools, colleges and civic bodies, under one unified movement, the initiative reinforces a simple message – every household should have at least one person trained in CPR, a ‘Hero’ who can step forward when every second counts.

Fortis Mumbai launches ‘Har Ghar Hero’ initiative to build CPR-ready Mumbai with (L-R) Dr Gore, Dr Gaikwad, Dr Singh, Hon. Ms. Hemangini Patil, Dr S. Narayani, Dr Gore & Dr Nabar

The initiative was inaugurated by Hon. Ms. Hemangini Patil, Regional Transport Officer, Thane Region, and Dr. S. Narayani, Business Head – Fortis Hospitals, Maharashtra. They were joined by Fortis Mumbai’s leadership team and emergency medicine specialists — Dr. Sandeep Gore (Director, Emergency Medicine, Fortis Hospital Mulund), Dr. Amit Nabar (Director, Emergency & Community Medicine, S. L. Raheja Hospital, Mahim – A Fortis Associate), Dr. Preetam Gaikwad (Head, Emergency Medicine, Hiranandani Hospital, Vashi – A Fortis Network Hospital) and Dr. Sudhir Gore (Head, Emergency Medicine, Fortis Hospital Kalyan), who spoke about the importance of building CPR preparedness beyond hospital settings. The launch was also supported by Dr. Manjeet Singh Arora, Senior Consultant-General Physician, Fortis Hospital Mulund, who has spearheaded CPR trainings in the community for the past two decades, and won multiple accolades for his contribution to community preparedness.

In a sudden cardiac emergency, the first few minutes are often decisive. Through ‘Har Ghar Hero’, Fortis Hospitals Mumbai aims to bring CPR awareness and training closer to communities, building a wider network of people who are prepared to act until professional medical help arrives. What sets the initiative apart is its scale and reach; it is designed to unite residents from every corner of the city, from South Mumbai to the far suburbs, in a single, sustained movement toward a common goal – a CPR-ready Mumbai.

As part of the initiative, Fortis Hospitals Mumbai will partner with civic bodies, utility and service providers, transport operators, quick-commerce platforms, housing societies, corporate hubs, educational institutions and other community groups to expand CPR awareness across the city. The focus for the coming year would be on equipping 2 lakh Mumbaikars of all ages and backgrounds with essential CPR skills, and building a growing base of trained first responders who can act swiftly in a cardiac emergency, before EMS teams arrive.

Fortis Mumbai will also launch a community perception survey to gauge current levels of emergency preparedness among Mumbaikars, and awareness about application of Basic Life Support (BLS), CPR and use of Automated External Defibrillators (AEDs). These insights that will help identify gaps and shape future training efforts.

Speaking at the launch, Dr. S. Narayani, Business Head – Fortis Hospitals, Maharashtra, said, “With ‘Har Ghar Hero’, Fortis Mumbai is taking an important step towards making CPR preparedness a community priority. In a cardiac emergency, the first responder is often not a healthcare professional but a family member, colleague, neighbour or passer-by. Our aim is to build a culture where every household has at least one person who knows what to do when it matters most. Through sustained partnerships and community-led training, we hope to create a city that is better prepared to respond to emergencies.”

Over the past few years, emergency medicine specialists from Fortis Hospitals Mumbai have collectively trained and certified 1.5 lakh Mumbaikars in CPR, and engaged with 1,000+ housing societies, 350+ corporate set-ups, 300+ colleges and schools, 100+ government bodies and civic institutions, and 600+ NGOs and community groups. Through ‘Har Ghar Hero’, Fortis Mumbai aims to build a sustained movement around CPR awareness, growing a network of trained citizens who can act as ‘Heroes’ in the moments when immediate action makes the difference.

To get your workplace or housing society trained and certified, call 022 4111 4111.

About Fortis Healthcare Limited  

Fortis Healthcare Limited is a leading integrated healthcare delivery service provider in India. The healthcare verticals of the company primarily comprise hospitals, diagnostics, and day care specialty facilities. Currently, the company operates 36 healthcare facilities (including JVs and O&M facilities) across 12 states and union territories. The Company’s network comprises over 6,000 operational beds (including O&M beds) and 400 diagnostics labs.

For more information, please visit www.fortishealthcare.com/

About IHH HEALTHCARE (“IHH”)

IHH is a leading multinational healthcare provider shaping the future of care. Driven by our aspiration to Care. For Good., we unite medical excellence and innovation, pushing boundaries through our trusted brands such as Acibadem, Gleneagles, Fortis, Island, Mount Elizabeth, Pantai, Parkway and Prince Court. Across 10 countries, including Malaysia, Singapore, Türkiye, India and Greater China, our 70,000-strong team delivers world-class excellence every day, within and beyond our 140 healthcare facilities, including more than 80 hospitals. Our comprehensive services span the full healthcare continuum, from primary and ambulatory to quaternary care, complemented by diagnostics, imaging, rehabilitation, telehealth and home care. In partnership with our stakeholders, IHH is advancing value-based care, building a sustainable healthcare ecosystem and creating meaningful impact, as we work towards our vision to become the world’s most trusted healthcare services network.

For more information, please visit  www.ihhhealthcare.com

A good homemade spread is one of the easiest ways to add flavour, texture and wholesome goodness to everyday meals. Whether sweet, savoury or a little indulgent, these versatile recipes made with California walnuts are perfect for everything from breakfast toast and sandwiches to snack boards and desserts. Make a batch, store it in a jar, and enjoy delicious possibilities throughout the week.

Wild Blueberry California Walnut Chutney

1. Wild Blueberry California Walnut Chutney

Ingredients

2 tablespoons olive oil

1 small yellow onion, minced

1 tablespoon grated ginger

2 cups wild, frozen blueberries

1 cup red seedless grapes

2 tablespoons sugar

1 bay leaf

1 cinnamon stick

Zest of 1 lemon, white pith removed (cut in large strips with a small sharp knife)

2 tablespoons apple cider vinegar

Salt to taste

Serving Suggestion: Spread on whole grain crackers or toast and top with toasted walnut pieces.

Preparations

1. Heat oil over medium heat in a medium saucepan.

2. Add onion and ginger and cook until soft. Add all remaining ingredients except vinegar and bring to a boil.

3. Reduce heat and simmer until the mixture thickens and reduces, about 30 minutes.

4. When chutney has thickened, stir in vinegar and season to taste with salt.

5. Allow to cool and remove bay leaf, cinnamon and lemon zest.

6. Store tightly covered in the refrigerator. Makes about 2 cups.

Cinnamon Fruit and California Walnut Spread

2. Cinnamon Fruit and California Walnut Spread

Ingredients

1/2 cup dried Mediterranean apricots
1 cup California walnuts
2 tablespoons honey
2 tablespoons apple juice concentrate
1/2 teaspoon cinnamon

Preparations

1. Place apricots in a food processor and pulse to chop.
2. Add remaining ingredients and pulse again until finely chopped.

3. Store tightly covered in the refrigerator for up to 1 week.
4. Serve on whole grain bagels, apple slices, toast or graham crackers.

Variations
1. Reduce apricots to 1/4 cup and add 1/4 cup dried cherries.
2. Replace apricots with dried apple rings.

Choco-California Walnut Spread

3. Choco-California Walnut Spread

Ingredients

2 cups lightly toasted walnut halves
1 1/2 cup semisweet chocolate chips (can be a tad more)
Scant 1/4 teaspoon salt (or to taste)
2 tablespoons oil
2 tablespoons agave nectar
Optional:
1/2 to 1 teaspoon pure vanilla extract
A touch of heavy cream, stirred in just before using

Preparations

1. Combine everything in a food processor and whip until very smooth (or slightly textured, if you prefer).
2. Transfer to a container with a lid, store at room temperature in a dark place.
3. Use as desired, and if you like, stir in a few drops of cream just before serving, for added richness and best spreadability.

VAHDAM® India, a leading homegrown wellness brand bringing India’s finest teas, herbs, botanicals, and wellness products to the global stage, has been ranked among India’s Top 5 Great Workplaces 2026 by Great Place To Work®. The company has also been recognized among India’s Best Workplaces™ in FMCG 2026, India’s Great Mid-size Workplaces 2026, and Best Workplaces in Manufacturing 2026.

VAHDAM® India Ranks Among India’s Top 5 Great Workplaces 2026

This prestigious recognition underscores VAHDAM® India’s unwavering commitment to fostering a progressive, people-first workplace culture. With a strong focus on empowering employees through continuous learning, leadership development, transparent leadership, and meaningful ownership, the company continues to set new benchmarks in employee experience and organizational excellence.

VAHDAM® India’s journey reflects sustained progress over the years, moving from Rank 71 among India’s Top Workplaces in 2024, to Rank 17 in 2025, and now securing a place among India’s Top 5 Great Workplaces in 2026. This consistent upward trajectory reflects the trust, engagement, and shared purpose that continue to define the company’s culture.

Adding to this milestone, VAHDAM® India has also been recognized among India’s Best Workplaces™ in FMCG 2026, India’s Great Mid-size Workplaces 2026, and Best Workplaces in Manufacturing 2026. These accolades build upon the company’s previous recognitions, including Best Workplaces for Women, Best Workplaces in Asia, Best Workplaces for Millennials, and Best Workplaces in FMCG, reflecting a sustained commitment to creating an exceptional workplace rather than a one-time achievement.

Bala Sarda, Founder & CEO, VAHDAM® India, said, “This recognition is a reflection of the incredible people who make VAHDAM® what it is today. Our journey from Rank 71 to Rank 17 and now among India’s Top 5 Great Workplaces demonstrates what can be achieved when people feel trusted, empowered, and inspired by a shared purpose. From the very beginning, we’ve believed that building a truly global brand from India starts with building a workplace where people can do their best work and grow alongside the business. As we continue to scale globally, nurturing a culture rooted in ownership, innovation, and continuous learning remains at the heart of everything we do.”

Kalpesh Tiwari, Chief Human Resources Officer (CHRO), VAHDAM® India, added, “We’re proud to be recognized among India’s leading workplaces once again. At VAHDAM®, our culture is built on collaboration, accountability, and continuous growth. We remain committed to investing in our people by strengthening leadership capabilities, fostering learning and wellbeing, and creating opportunities for every individual to thrive. This recognition reflects our belief that when our people succeed, the business succeeds with them.”

The recognition comes as part of a rigorous evaluation conducted by Great Place To Work®, the global authority on workplace culture, which identifies organizations that create exceptional employee experiences through trust, pride, and camaraderie. VAHDAM® India continues to be recognized for its inclusive leadership, dynamic work environment, and people-centric culture that encourages innovation, collaboration, and continuous improvement.

About VAHDAM® India

Founded in 2015 by Bala Sarda, VAHDAM® India is on a mission to build a homegrown Indian brand for the world. With direct sourcing from farms and estates across India, in-house manufacturing at its 100,000 sq. ft. BRC-certified facility, and a strong presence across more than 140 countries, including the USA, Canada, the UK, and Europe, VAHDAM® has grown into a leading global wellness brand.

Backed by strong customer love and organic endorsements from global icons like Oprah Winfrey, Mariah Carey, and Martha Stewart, VAHDAM® has raised over Rs 290 crore in funding. The company is Certified Plastic Neutral and Climate Neutral, and contributes 1% of its revenue towards supporting the education of tea growers’ children through Digital Learning Centres and scholarships.

Learn more at www.vahdam.in and follow VAHDAM® India on Twitter, Instagram, and LinkedIn.

Galgotias University welcomed a high-level delegation of government officials, industry leaders and academic experts from Japan, along with representatives of the Governments of India and Uttar Pradesh, for discussions on academic and research collaboration. The talks prioritised three technologies central to the global sustainability agenda, Green Hydrogen, Electric Vehicles and Semiconductors, while keeping the door open to partnerships across a much wider range of disciplines.

Galgotias University welcomes the Japanese delegation to advance India-Japan collaboration in green hydrogen, EVs, semiconductors and academic research

The deliberations explored joint research programmes, technology exchange and academic partnerships, opening new pathways for the University’s students and researchers to contribute to clean energy, sustainable mobility and next-generation manufacturing. The engagement reflects the growing role of universities as bridges between global policy leadership, advanced research and emerging talent.

Speaking on the visit, Dr. Dhruv Galgotia, CEO, Galgotias University, said, “Hosting such a high-level delegation on our campus is a proud moment for the University. It also demonstrates the growing importance of Greater Noida as a critical academic, industrial and transportation hub. We intend to convert these discussions into joint research projects, exchange programmes and industry partnerships that our students and faculty can participate in directly.”

India and Japan share a natural affinity rooted in centuries of civilisational and cultural exchange and reinforced today by common democratic values and complementary strengths. Japan brings deep expertise in precision manufacturing, clean energy technology and industrial innovation, while India offers scale, a vast pool of young engineering and research talent, and one of the world’s fastest-growing economies.

As the two nations deepen their Special Strategic and Global Partnership, academic and research collaborations are emerging as new avenues of engagement alongside trade and investment. Joint research programmes, faculty and student exchange, co-supervised doctoral work and university-industry partnerships are increasingly the channels through which the two countries turn shared intent into shared innovation, and Indian universities are positioning themselves at the centre of this exchange.

The visit also comes at a time of deepening cooperation between Uttar Pradesh and Japan in clean energy and advanced manufacturing, positioning the state as an emerging hub for green hydrogen, EV components and semiconductor investment. By engaging directly with government delegations, Galgotias University aims to align its research capabilities and talent pipeline with these national and international priorities.

The visit is a precursor to deeper engagement in the coming weeks, with follow-up discussions expected to translate the initial conversations into concrete research programmes, exchanges and partnerships. The University will continue to pursue collaborative research, faculty and student exchange, and industry-linked innovation in sustainable technologies, reinforcing its commitment to education and research that serve society.

About Galgotias University

Galgotias University is one of India’s leading multidisciplinary universities recognised for academic excellence, research, innovation, global collaborations, and industry aligned education. With a vibrant student community of over 50,000 learners and a global alumni network of more than 100,000 graduates, the University has built a rapidly growing ecosystem focused on technology, entrepreneurship, interdisciplinary learning, and real-world impact.

In the QS World University Rankings 2027 by Quacquarelli Symonds, Galgotias University was placed in the 1201-1400 global band and ranked 16th among private universities and 46th among all universities in India. In the Times Higher Education World University Rankings 2026, the University was placed in the 1201-1500 global band and ranked 27th among private universities and 65th among all universities in India. The University is also accredited with NAAC A+, one of India’s highest institutional quality ratings.

Galgotias University offers programmes across engineering, artificial intelligence, computer science, semiconductors, business, law, media, design, health sciences, hospitality, liberal education, and emerging interdisciplinary domains. In 2026, students secured more than 5,500 job offers from over 1,250 recruiters. The University has built strong industry and innovation partnerships with organisations including Apple, Infosys, IBM, Intel, Cisco, Tata Technologies, L&T EduTech, Capgemini, and Salesforce, while continuing to strengthen its global academic engagement and startup ecosystem.

Bajaj Finance, one of India’s leading financial services providers, has announced the launch of Loan Fest 2026, a limited-period campaign designed to make online borrowing more rewarding for eligible customers. Running from 10th July to 31st August 2026, the campaign enables customers to apply for a Bajaj Finance Personal Loan through a simple digital process while offering attractive rewards on successful loan disbursal. Alongside the campaign benefits, customers can access loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, flexible repayment tenure of 12 months to 108 months, competitive personal loan interest rate options ranging from 10% to 30% per annum, and quick access to funds.

Bajaj Finance Personal Loan

The campaign aims to help customers finance both planned and unexpected expenses, including home renovation, higher education, weddings, travel, and medical emergencies. With minimal documentation, collateral-free borrowing, and a fully digital application journey, the Bajaj Finance Personal Loan offers a convenient solution for customers looking for quick and flexible financing.

Attractive rewards during Loan Fest 2026

As part of Loan Fest 2026, eligible customers whose Bajaj Finance Personal Loan is successfully disbursed during the campaign period may receive an exclusive reward bundle. The bundle has been curated to provide additional value by combining entertainment, dining, music, and lifestyle benefits alongside the loan. These rewards are available only to eligible customers and are subject to the applicable campaign terms and conditions.

The reward bundle includes:

• Zee 5, Sony Liv & 14 other OTTs – 6 months free membership

• JioHotstar membership – 3 months

• Free 3-month Zomato Gold Membership

• Free 3-month JioSaavn Pro

• Free 45 Day Gaana membership

• Free 40+ Vouchers

The exclusive rewards complement the standard features of the Bajaj Finance Personal Loan, making the borrowing experience more rewarding during the campaign period.

Why apply for a Bajaj Finance Personal Loan online?

Applying for a Bajaj Finance Personal Loan online enables customers to complete the borrowing process conveniently without visiting a branch. The end-to-end digital application journey requires minimal documentation and allows eligible customers to check their loan offer, complete the application, and submit the required details online.

Eligible applicants may receive quick approval, and funds can be disbursed within 24 hours* after approval and successful verification. The digital process is designed to provide customers with a faster and more convenient borrowing experience.

Flexible borrowing with repayment tenure of up to 108 months

One of the key highlights of the Bajaj Finance Personal Loan is the flexible repayment tenure ranging from 12 months to 108 months.

The extended tenure gives customers greater flexibility to choose a repayment schedule that suits their financial goals and monthly budget. A longer repayment period may help reduce monthly EMIs compared with a shorter tenure for the same loan amount, enabling borrowers to manage larger financial commitments more comfortably.

The personal loan interest rate ranges from 10% to 30% per annum, depending on factors such as the customer’s eligibility, credit profile, income, and internal assessment.

Features of Bajaj Finance Personal Loan

The Bajaj Finance Personal Loan is designed to support a wide range of personal financial requirements while offering a convenient borrowing experience.

Key features include:

• Loan amount ranging from Rs. 40,000 to Rs. 55 lakh

• Repayment tenure from 12 months to 108 months

• Personal loan interest rate from 10% to 30% per annum

• Collateral-free loan

• Quick approval for eligible applicants

• Funds disbursed within 24 hours*

• Minimal documentation

• Fully digital application process

These features enable customers to borrow according to their financial requirements while choosing a repayment option that aligns with their budget.

Estimate your EMI before applying

Customers can use the personal loan EMI calculator available on the Bajaj Finance website before submitting an application. The calculator helps customers estimate monthly EMIs based on the selected loan amount, applicable interest rate, and repayment tenure.

It also enables customers to compare different repayment options, understand their repayment commitments, and make informed borrowing decisions before applying for a Bajaj Finance Personal Loan.

How to apply for a Bajaj Finance Personal Loan online

Applying for a Bajaj Finance Personal Loan is simple and can be completed in a few steps:

1. Visit the website: Customers begin by visiting the Bajaj Finance website and navigating to the Personal Loan page.

2. Check loan eligibility: Customers enter the required loan amount and select the preferred repayment tenure. They then click “CHECK LOAN OFFER”.

3. Enter personal details: Customers provide their personal, financial, and employment details to receive a personalised loan offer.

4. Review the loan offer: Customers review the available loan offer and may adjust the loan amount or repayment tenure based on their requirements.

5. Complete KYC verification: Customers complete the KYC process and verify their bank account details to facilitate disbursal.

6. Application assessment: The application is submitted for assessment, following which a loan specialist contacts the customer regarding the next steps in the process.

Eligible applicants may receive funds within 24 hours* after approval and successful verification.

A rewarding digital borrowing experience

Loan Fest 2026 reflects Bajaj Finance’s continued focus on providing customer-centric lending solutions through a seamless digital experience. By combining attractive rewards with flexible repayment tenure, competitive personal loan interest rate options, collateral-free borrowing, and quick access to funds, the campaign provides additional value for eligible customers applying for a Bajaj Finance Personal Loan online.

Eligible customers can visit the Bajaj Finance website to check their loan offer and apply online during the Loan Fest campaign period.

Terms and conditions apply*

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

• New businesses signing up on Cashfree pay zero payment gateway fees on their first Rs. 20 lakh sale, valid till 31st March 2027

• Sellers go live within minutes, get next-day settlements and a dedicated account manager through the entire festive season

• The offer is the best among India’s payments industry, pairing a full fee waiver with fastest onboarding and settlements

Cashfree Payments, India’s leading AI-native payments company, today announced it is offering 0% payment gateway fees for all new businesses signing up on its platform, on the first Rs. 20 lakh of Gross Merchandise Value (GMV) until 31st March 2027. The offer targets early-stage and growing sellers across their own online channels.

Offer aims to provide a launchpad to SMBs ahead of the festive season

Through this offer, Cashfree Payments aims to give businesses a genuine launchpad ahead of the festive season. This period is when most small businesses do the bulk of their annual business, but it typically comes with its own cost pressures. Discounts and offers eat into margins just as sales peak, and payment gateway fees eat into that margin further. By removing its own fee from this window entirely, Cashfree is handing sellers back real margin and cash they can redirect into inventory, ads, or logistics instead.

Akash Sinha, Co-founder & CEO of Cashfree Payments, said, “An average SMB or D2C business makes 40% of their annual sales during the festive season. Getting the payments layer right during these weeks matters more than at any other point in the year. We’ve also seen that 90% of new sellers signing up ahead of the season record a GMV under ₹20 lakh during the entire period, which means this offer effectively covers their entire festive run. That’s significant breathing room for a business to put money into offers, inventory, or wherever it’s needed most. This is the kind of launchpad we want every SMB to have with us.”

Alongside the fee waiver, new merchants can go live on Cashfree within minutes of signing up, against the industry norm of multiple days. They also get next-day settlement, against the standard two-day cycle, improving cashflow to fund the next round of ads or restocking during peak sale days. Every merchant onboarding under the offer is assigned a dedicated account manager from the point of signup, so sellers get support during the critical sale period. Taken together, the offer combines zero-cost onboarding with the fastest go-live and settlement cycle available to SMBs in India today, making it the strongest festive-season offers in the industry.

Businesses looking to go live ahead of the festive season can sign up on Cashfree Payments at cashfree.com to claim the 0% fee offer before it ends on 31st March 2027.

About Cashfree Payments

Founded in 2015, Cashfree Payments is India’s largest payments platform, processing over USD 80 billion in transactions annually for more than a million businesses–from high-growth startups, ecommerce & D2C brands, SMBs, and enterprises.

Businesses use Cashfree Payments to collect payments across 180+ payment modes, provide seamless one-click checkout to their customers to improve conversions, and conduct cross-border payments across 176+ countries and 140+ currencies. Built for scale, Cashfree’s infrastructure handles an industry-leading 12,000 transactions per second, processing peak volumes without friction.

Alongside payments, Cashfree Payments offers Secure ID, an identity verification stack with a comprehensive suite of APIs and KYC components. Secure ID enables fintechs and startups to streamline compliant onboarding and KYC flows by minimising user inputs, thus reducing drop-offs, intelligently verifying identity documents, and detecting fraud and anomalies with high accuracy.

Cashfree Payments is India’s first AI-native payments platform, enabling AI agents to process invoices and conduct payments autonomously through its MCP server, and allowing businesses to embed payments natively within AI chatbots through Cashfree Here.

The company was one of the first fintech companies to hold all three RBI licenses of Payment Aggregator (PA), Payment Aggregator-Cross Border (PA-CB), and Prepaid Payment Instrument (PPI). Cashfree Payments is backed by Silicon Valley investor Y Combinator, Apis Partners, State Bank of India (SBI), KRAFTON, and was incubated by PayPal.