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Duville Estates Recognized with Dual Honours at The Times Realty Icon 2025 Awards

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Duville Estates Recognized with Dual Honours at The Times Realty Icon 2025 Awards

Duville Estates Private Limited, a distinguished name in Indian real estate and the developer of the landmark 31-acre Riverdale micro-township in Kharadi, Pune, has been recognised with two prestigious honours at The Times Realty Icon 2025 Awards. The company received the award for Excellence in Luxury Living and was also honoured with Iconic Luxury Residential Project (Ongoing) for its flagship project, Riverdale Grand.

Mr. Tushad B. Dubash, Director, Duville Estates Pvt. Ltd.

Hosted by The Times of India, the Times Realty Icon Awards recognise developers and projects that demonstrate innovation, vision, and excellence in design, sustainability, and customer experience. The 2025 edition, held in Pune, brought together the nation’s leading builders and industry stakeholders to honour outstanding achievements in the sector.

Riverdale Grand, an ongoing luxury residential project within the Riverdale township, embodies contemporary design, a host of amenities, and expansive green spaces along the riverfront. The project has set a benchmark for modern luxury living in Pune with its integration of smart-home technology, eco-conscious features, and community-focused planning.

Speaking on the recognition, Mr. Tushad B. Dubash, Director, Duville Estates Pvt. Ltd., said, “These honours at the Times Realty Icon Awards 2025 are a reflection of our constant effort to deliver developments that blend design, sustainability and community living. Riverdale Grand represents the kind of modern luxury we aim to create – thoughtful, responsible, and future-ready. We are pleased that our work has been recognised within the industry, and this recognition encourages us to continue raising the bar for residential living in Pune.”

By blending innovation with integrity and design excellence, Duville Estates continues to shape Pune’s urban landscape, creating residential communities that set new standards for quality, sustainability, and responsible living, a commitment reflected in more detail at www.duville.com.

About Duville Estates
Duville Estates is a renowned real estate developer operating in Mumbai and Pune, with a legacy dating back to 1810. Recognized for delivering high-quality residential and commercial properties, the company is committed to redefining urban living through exceptional building design, modern amenities, and a customer-first approach.

Driven by the core values of ethics, trust and transparency, Duville Estates focuses on creating strategically planned developments with zero-wastage apartment layouts that consistently exceed customer expectations. Its flagship 31-acre micro-township, Riverdale, exemplifies this vision with completed projects such as Riverdale Heights, Riverdale Residences, and Riverdale Suites, as well as upcoming projects like Riverdale Grove and Riverdale Grand.

A pioneer in sustainable living, Riverdale Grand has been awarded Platinum Certification by GEM (Green Energy Management), the highest green building certification making it one of the very few Five-Star Pre-Certified residential projects in Pune.

Why investors delay investing: The effect of present bias

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Why investors delay investing: The effect of present bias

People often prefer immediate rewards over larger benefits in the future, a tendency known as present bias. Even when aware of long-term gains, they may prioritise short-term needs over future goals. This behavioural tendency can lead investors to postpone financial decisions, waiting for what they consider the ‘perfect’ time to invest.

Understanding the effects of present bias

In the process, they risk missing time in the market-time that could have helped their money potentially grow steadily.

Understanding how present bias influences decisions may help investors reflect on their financial habits and take more balanced steps towards their goals.

What is present bias

Present bias is when an individual is more focused on present rewards rather than potential future outcomes. In investing, present bias means that investors would rather spend money today than invest it for returns that may come over a period.

For example, an investor might postpone setting aside Rs. 5,000 per month in a mutual fund because they prefer to spend it on present consumption. Over time, however, this delay may cause them to miss out on the potential growth of their investments. Since investing early allows compounding to work for longer periods, postponing it can have an important effect on long-term outcomes.

Why investors delay investing

Here are some reasons why some people may put off or delay investing:

Preference for immediate gratification

Immediate gratification can often feel more rewarding than fulfilling a long-term commitment. For instance, buying new gadgets or spending on new experiences may feel more fulfilling than sticking to a consistent investment plan that may show results over a period. Present bias magnifies this preference, making it harder to start investing.

Uncertainty about the future

The uncertainty of what may happen in the future may also discourage investors from planning ahead. Some may feel that they can always start investing later when they are more settled. However, this mindset can diminish the potential benefits of investing.

Fear of market fluctuations

For novice investors, market fluctuations may feel intimidating. Present bias can amplify this fear, as investors give more importance to the possibility of short-term losses than the potential for long-term growth. This may lead to them postponing investing until they feel the market is more suitable for participation.

Procrastination and lack of urgency

A lack of urgency can push investors to delay their investment decisions. Investing often requires time, attention and making crucial decisions. For many, this may mean that they take longer to make certain decisions. Hence, investment decisions may take a back seat in an investor’s mind. Present bias may strengthen this procrastination, leading investors to delay setting up an SIP or a lumpsum investment.

The cost of delaying investments

Delaying investments means missing out on the potential benefits of compounding. Compounding happens when the returns generated on an investment generate further returns over time. Even a few years’ delay may result in a potentially smaller corpus at the end of the investment horizon.

For example, if one investor starts contributing Rs. 5,000 per month at age 25 and another begins at age 30, and both invest until age 55, the earlier investor may end up with a larger corpus even though the monthly contribution is the same. The difference is because the one who began investing earlier gave their investments more time to potentially grow through compounding.

Ways to overcome present bias in investing

Although present bias is natural in an investor’s journey, individuals can take certain steps to manage it and begin investing sooner.

Starting small with an SIP: A Systematic Investment Plan allows investors to contribute small amounts regularly. Over time, investors may choose to increase their investment amount or step up their SIP as their income increases.

Linking investments to goals: When investors link investments to specific goals, they may strengthen their commitment. This is because when they tie their investments to meaningful outcomes, the motivation may increase, potentially reducing the effect of present bias.

Automating contributions: Automating contributions can help investors set aside money before they can spend it. For instance, setting up an automatic SIP can help investors remain consistent without having to take a fresh decision every month.

Focusing on the long term: While short-term market fluctuations might seem significant, long-term participation in mutual funds may help reduce their impact. Hence, having a long-term perspective may help investors reduce the effects of present bias.

Seeking professional guidance: Sometimes, consulting a financial advisor may help investors identify suitable options based on their preferences. With proper guidance, they may feel more confident about taking the first step.

Using tools to plan investments

Online tools such as compound interest calculators may help investors estimate how their money may potentially grow over time. By seeing the possible difference between starting now and delaying by a few years, investors can gain perspective on the effect of present bias. However, investors must note that the calculator is an aid, not a prediction tool. It may provide only an indicative picture.

Applying the InQuBe philosophy
Bajaj Finserv AMC’s InQuBe philosophy recognises that investor behaviour can influence financial decisions. By combining careful analysis, structured information, and insights into market behaviour, InQuBe aims to provide a framework that supports more thoughtful and disciplined investing. In the context of present bias, this approach can help investors focus on long-term objectives, avoid postponing decisions, and maintain consistency in their investment journey.

Conclusion

Present bias often makes investors delay investing, as they focus more on immediate needs and less on long-term goals. However, recognising this tendency is the first step toward overcoming it. Starting small, linking investments to personal goals, and using tools like SIPs can help build consistent habits. While the future remains uncertain, early and disciplined investing may create a potentially more stable financial foundation. By becoming aware of behavioural patterns, investors can take more balanced decisions that align with their long-term objectives.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully. 

Agoda Data Shows 67% Rise in International Travel Interest to India During Diwali 2025

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Agoda Data Shows 67% Rise in International Travel Interest to India During Diwali 2025

Digital travel platform Agoda’s latest travel insights revealed a steady rise in interest for India as a destination during the upcoming Diwali week, with searches growing 24% among international travelers and domestic travelers combined.

Among the top five destinations, Udaipur and Jaipur recorded a 49% and 46% rise in searches

Domestic travel interest continues to play a central role during this holiday period, with searches within India increasing by 18%. Notably, international travel interest is expanding at an even faster pace, with inbound searches by overseas travelers growing by 67% year-on-year during the holiday period.

Among the top ten international markets expressing travel interest to India during this period, South Korea stood out with searches rising more than 45 times compared to last year. Travel interest from Southeast Asia was also strong, with searches from Thailand growing nearly twofold, and interest from Malaysia rising 25%. Beyond the APAC region, travel interest from the United Arab Emirates recorded an 87% increase, while searches from the United States rose by 28%, underlining the diverse spread of interest across both regional and long-haul markets.

Beyond its vibrant displays of lamps and fireworks, for many travelers, Diwali is an opportunity to engage with India’s rich heritage, taste festive cuisine, and participate in family-centered festivities that create a sense of warmth and togetherness. The festival’s combination of visual spectacle, cultural immersion, and shared celebration makes it a compelling reason for both domestic and international travelers to visit India each year.

During Diwali, travelers are seeking destinations that blend cultural heritage with festive vibrancy. Goa topped the rank as the most searched destination for the festive period. Among the top five destinations, Udaipur and Jaipur recorded a 49% and 46% rise in searches, respectively, reflecting their reputation as centers of cultural richness. Meanwhile, searches for New Delhi doubled and Mumbai searches rose by 18%, reaffirming their positions as key metropolitan hubs for both domestic and international visitors looking to experience Diwali celebrations.

Commenting on these trends, Gaurav Malik, Country Director for the Indian Subcontinent and Indian Ocean Islands at Agoda said, “It’s wonderful to see so many international visitors eager to experience the unique cultural festivals that India has to offer. Diwali, with its traditions of light, community, and celebration, provides an unmatched opportunity for travelers to immerse themselves in India’s rich cultural fabric. What’s particularly exciting is the emergence of newer source markets such as South Korea, alongside consistent demand from regions like the Middle East and Southeast Asia. These insights reflect how cultural travel resonates across borders, and how India is increasingly being recognized as a vibrant, welcoming destination for diverse global audiences.“

Agoda offers travelers a wide range of accommodations, flights, and packages at competitive prices. With exclusive deals and flexible booking options, Agoda makes it easier for travelers to plan and enjoy their festive journeys, ensuring that every trip, no matter where, becomes possible.

Notes to Editors

About The Data

The data references accommodation searches made on Agoda by travellers between February to August for check-ins between 17-23 October 2025 compared to 28 October – 3 November 2024.

About Agoda

Agoda, a digital travel platform, helps anyone see the world for less with its great value deals on a global network of over 5 million hotels and holiday properties worldwide, plus flights, activities, and more. Agoda.com and the Agoda mobile app are available in 39 languages and supported by 24/7 customer support.

Headquartered in Singapore, Agoda is part of Booking Holdings (Nasdaq: BKNG) and employs more than 7,000 staff in 27 markets, dedicated to leveraging best-in-class technology to make travel even easier.

Hotfoot Technologies Powers Jana Small Finance Bank’s Digital Transformation with Launch of Used Car Loan Origination Platform

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Jana Small Finance Bank (Jana SFB) and Hotfoot Technology Solutions today announced the successful launch of Jana SFB’s Used Car Loan Origination System, powered by Hotfoot’s flagship Rapid.ai LOS Platform. This important milestone marks a new era in Jana SFB’s digital transformation, delivering a seamless, end-to-end digital journey for customers seeking affordable pre-owned vehicle financing.

Through this partnership, Jana SFB is now able to provide customers’ a fully-digitized, automated loan origination experience that brings together all stakeholders on a unified platform. The system eliminates manual dependencies and introduces industry-leading turnaround times in processing and disbursement. Enhanced by Hotfoot’s proprietary “WiseEngine” Business Rule Engine and 50 ecosystem integrations, the platform automates decision-making steps and embeds robust risk validations at every stage, ensuring transparency, compliance, and customer trust across the loan lifecycle.

Jana SFB can now automate valuation, documentation, collateral creation, and post-disbursement management, delivering a frictionless and scalable solution. This advanced foundation was delivered in record time-just 12 weeks from project kickoff to go-live-demonstrating both organizations’ commitment to swift, impactful innovation.

Ashish Saxena, Chief Information and Digital Officer at Jana Small Finance Bank, said, “The launch of this platform is a key step in Jana SFB’s vision to expand affordable credit access for families and small businesses, enabling smart mobility choices responsibly and compliantly. With Hotfoot Technologies as our partner, we have enabled both straight-through and assisted journeys, making the solution future-ready and adaptable to evolving customer needs. This collaboration strengthens our commitment to delivering faster, smarter, and customer-centric loan experiences at scale.”

According to Vivek Naidu, Founder & CEO,“The used car financing market is growing rapidly, and digital-first journeys are critical to meeting customer expectations. Through this partnership with Jana SFB, we are delivering not only speed and efficiency but also setting new benchmarks in transparency, compliance, and customer trust. This go-live is a clear example of how technology can drive meaningful impact in financial services-creating journeys that are efficient, agile, inclusive, and future-ready.”

About Hotfoot Technology Solutions

Hotfoot is an enterprise-fintech that leverages domain expertise, technology, machine learning, classical & generative AI, to deliver highly efficient processes for the BFSI industry. Founded in 2016, the company has a blend of bankers and technology experts offering solution-excellence in the lending domain. Its flagship product – Rapid.ai, incorporates workflow and decision automation, and also incorporates AI/ML models for risk management & fraud control, while incorporating paper-less journeys for all kinds of retail and MSME loans.

For more details, please visit – www.hotfoot.co.in

Bhumika Realty Strengthens its NCR Presence With Bhoomi Poojan of New Land Parcel in Faridabad

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Bhumika Realty Strengthens its NCR Presence With Bhoomi Poojan of New Land Parcel in Faridabad

Bhumika Realty, the leading Indian real estate player with a rich legacy of over six decades, has embarked on a new chapter in its growth journey with the auspicious Bhoomi Pujan of a land parcel in Sector 114, Faridabad. The event witnessed the presence of the company’s leadership, team members, and channel partners, signifying the group’s commitment to Faridabad’s real estate growth story.

Bhumika Realty Strengthens its NCR Presence With Bhoomi Poojan of New Land Parcel in Faridabad

Bhumika Realty has outlined an ambitious roadmap for Faridabad with planned investments of over Rs. 2,200 crore. The Group has already operationalized a retail hub at NHPC Metro Station under the PPP model, which is leased to leading national brands, and is exploring similar metro-linked retail spaces. Additionally, a premium mixed-use development, comprising high-street retail, luxury residences, and hotel suites, is underway through a signed Joint Development Agreement (JDA). The Group is also scouting land parcels for an integrated township project across various sectors of Faridabad.

Uddhav Poddar, CMD, Bhumika Group, said, “The Bhoomi Poojan of our new land parcel in Faridabad adds to our long-term promise to this city. Faridabad is rapidly evolving into a hub of modern infrastructure and lifestyle living, and we are excited to contribute meaningfully to its development. With every project, we seek to create value for communities and set new benchmarks in real estate excellence.”

Siddharth Katyal, CEO, Bhumika Group, said, “At Bhumika Realty, our vision has always been to curate spaces that touch lives, and this new land parcel in Faridabad aligns perfectly with that philosophy. As we expand into this promising market, we remain committed to delivering projects that embody quality, trust, and innovation while addressing the aspirations of modern homebuyers and investors.”

The Bhoomi Pujan reflects Bhumika Realty’s ethos of combining tradition with forward-looking development, laying the foundation for yet another landmark project under its 60+ year journey of trust and excellence.

Baker Tilly ASA India Expands its Presence in Pune to Strengthen India’s Homegrown Professional Services Landscape

Ravindra Kirti Founder GGF
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Baker Tilly ASA India, a leading homegrown professional services firm with 8 offices and more than 1,200 professionals nationwide, announced its expansion into Pune with ANRK, reinforcing its commitment to building a truly Indian firm of global standards.

By bringing ANRK into its fold, Baker Tilly ASA India is enabling Pune-based companies to access a much wider spectrum of services from advisory and assurance to tax and business solutions, backed by its national scale and global reach.

“India’s growth story needs strong Indian firms that can partner with businesses at scale,” said Ajay Sethi, Managing Partner, Baker Tilly ASA India LLP. “Pune is a vibrant hub for innovation, industry, and entrepreneurship. With our expansion here, clients can tap into the full strength of Baker Tilly ASA India local expertise powered by national scale and global reach.“

With ANRK’s deep local relationships now integrated into the Baker Tilly ASA India platform, Pune’s dynamic business community will benefit from seamless access to broader capabilities, sectoral expertise, and global best practices without losing the personalized trust and continuity they value.

This milestone marks another step in Baker Tilly ASA India’s journey to be a Made in India success story, built on People, Passion, and Performance and dedicated to empowering businesses for tomorrow.

India Risks Losing its Workforce Advantage, India’s First Workforce Health Index by Loop Reveals

Ravindra Kirti Founder GGF
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India Risks Losing its Workforce Advantage, India’s First Workforce Health Index by Loop Reveals

Loop, India’s leading Group health insurance and health benefits provider, today announced the launch of the Workforce Health Index (WHI), India’s first national-level benchmark report on the health of working professionals. Built on 214,142 lab test parameters and lifestyle surveys from 3,437 professionals across major cities, the report provides unprecedented insights into the biological and lifestyle health of India’s urban workforce.

Loop Health Survey Report

The WHI uncovers systemic health risks that threaten long-term productivity:

  • Metabolic health: 37.2% of professionals show abnormal glucose metabolism-early signals of diabetes risk in prime career years.

  • Sleep & stress: 27.3% sleep less than 6 hours nightly, while 33.9% report high stress. Women report 17% higher stress levels than men.

  • Gender health gap: 36.5% of female professionals are clinically anemic compared to 8.2% of men, a 4.5x difference.

  • City hotspots: Delhi NCR shows 34.8% liver dysfunction, while over 82% Mumbai have HDL cholesterol below the protective level of 50 mg/dL.

“India’s workforce is running on borrowed health,” said Mayank Kale, Co-founder & CEO of Loop. “The Workforce Health Index gives leaders measurable proof of what’s at stake. Without timely interventions, organizations risk shorter careers, rising claims, and lost productivity. But with the right policies, we can extend healthy working years and strengthen our growth story.”

Health experts note that many risks stem from systemic and workplace drivers, not just personal choices. “These are not isolated lifestyle lapses,” said Harpreet Singh, President, Healthcare, Loop. “The data shows patterns shaped by work culture, access to preventive care, and benefit design. This means employers have the power to change the trajectory.”

The WHI is designed as a decision-making tool for CFOs, CHROs, and policymakers, helping them shape benefits, workplace design, and preventive health strategies. Loop plans to update the index annually, enabling leaders to track trends and measure progress.

The full Workforce Health Index report, along with city and industry-level insights, can be accessed here: bit.ly/3VjYvil

About Loop
Loop, India’s leading Group health insurance and healthcare provider, is on a mission to add 20 healthy years to the Indian workforce. By uniting best-in-class insurance, unlimited primary care, and data-led prevention, Loop empowers over 850,000 lives at 1,250+ companies to live longer, healthier lives. Backed by global investors including Y Combinator, Khosla Ventures, Elevation Capital, and General Catalyst, Loop is redefining corporate healthcare for enterprise companies by making prevention profitable, outcomes measurable, and vibrant health possible for every team in India.

HSBC India Unveils a State-of-the-art Branch in Hyderabad’s HITEC City Targeting Affluent Indians

Ravindra Kirti Founder GGF
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HSBC India Unveils a State-of-the-art Branch in Hyderabad’s HITEC City Targeting Affluent Indians

  • Marks a significant milestone by establishing its Raj Bhavan Road branch at a new location in HITEC City, spanning 5,600 sq.ft

  • The HSBC Premier Lounge is designed by renowned interior designer Gauri Khan~

  • Additionally, HSBC has taken up 12,000 sq.ft. in the same premises to serve as corporate office, strengthening its footprint in the region

HSBC India today announced the opening of its branch office in HITEC City, Hyderabad, marking a strategic move to strengthen its presence in one of India’s most dynamic economic hubs. Spanning approximately 5,600 sq. ft., the relocated branch in HITEC City from Raj Bhavan Road marks a significant milestone as HSBC India continues to strengthen its presence to serving the financial needs of India’s growing affluent and internationally-oriented customer base as the leading international bank in the country.

Mr. Sandeep Batra, Head, International Wealth and Premier Banking, HSBC India, inaugurates new branch in HITEC City, Hyderabad

HITEC City, a prominent technology and business hub, is home to leading multinational corporations, IT parks, and SEZs, making it one of Hyderabad’s most sought-after micro-markets. Its strategic location and excellent connectivity have positioned it as a magnet for global businesses and talent. Hyderabad has been emerging as a preferred destination for new corporate entrants to India1, boasting 16% of the Grade-A office space among India’s top six cities2. Home to many multinational corporations and 16% of Global Capabilities Centers (GCCs) in the country, Hyderabad is considered one of the fastest-growing GCC hubs in the country3. Driven by technology, pharmaceutical, and real estate sectors, Hyderabad houses 19,800 millionaire households, making up 38% of Telangana’s total millionaire households4. Currently HSBC banks 46% of all MNCs present in India and over 500 GCCs.

The new branch is designed to cater to the unique financial needs of the tech-savvy, affluent and globally connected community in Hyderabad. It offers a comprehensive suite of services, including bespoke wealth solutions, specialized relationship managers, global private banking expertise, and access to HSBC’s extensive international network. The branch also provides commercial banking and global banking and markets capabilities.

Adding a touch of luxury, the Premier Lounge within the branch has been designed by celebrated interior designer Gauri Khan, offering an exclusive and sophisticated banking experience.

Sandeep Batra, Head, International Wealth and Premier Banking, HSBC India, said, “Innovation is driving wealth creation in India, and at HSBC, we are committed to supporting this growth by expanding our footprint in key markets. HITEC City is the ideal location for our ultra-modern branch, which combines HSBC’s world-class offerings, international network, and personalized services. For multinational companies, GCCs and international-minded affluent Indians, HSBC remains the preferred bank. By nurturing and supporting the financial aspirations of globally-minded individuals and businesses in Hyderabad, we aim to contribute to the broader prosperity of India’s evolving economy.”

Located in the RMZ Spire building, the branch features a Premier area, retail banking space, and back-office facilities for HSBC employees. Designed with luxurious interiors and a dedicated coffee lounge, the branch offers a range of services, including banking transactions, wealth management solutions, international account opening assistance, lending services, and ATM facilities.

To celebrate the inauguration, HSBC India will host a two-day event featuring an exciting lineup of celebrities from Bollywood and the hospitality industry, bringing together customers and employees for a memorable experience.

The branch will operate from Monday to Saturday (excluding 2nd and 4th Saturdays) between 10:00 AM and 4:00 PM.

With this new relocated branch, HSBC India reaffirms its position as the leading international bank in the country, committed to delivering exceptional services and solutions to its customers.

Note to editors:

1.Asia Commerical Real Estate- Why we are bullish on India office HSBC Global Research 20 Sep 2024

2. ICRA Commercial Real Estate – Office- Hyderabad report Jan 2025

3. Zinnov-Nasscom Report

4. Hurun Wealth Report

HSBC India

The Hongkong and Shanghai Banking Corporation Limited in India offers a full range of banking and financial services through 26 branches across 14 cities.

HSBC is one of Indias leading financial services groups, with around 44,000 employees in its banking, investment banking and capital markets, asset management, insurance, software development and global resourcing operations in the country. It is a leading custodian in India. The Bank is at the forefront in arranging deals for Indian companies investing overseas and foreign investments into the country.

HSBC Holdings plc

HSBC Holdings plc, the parent company of HSBC, is headquartered in London. HSBC serves customers worldwide from offices in 57 countries and territories. With assets of US$3,214bn at 30 June 2025, HSBC is one of the world’s largest banking and financial services organisations.

Loan Network & Navanc Launch India’s First AI Enabled QR Code for Instant Home Loan

Ravindra Kirti Founder GGF
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Loan Network & Navanc Launch India’s First AI Enabled QR Code for Instant Home Loan

Navanc, which is building India’s first comprehensive AI-enabled property creditworthiness stack and score, has joined hands with Loan Network. Loan Network, a digital-native fintech platform that simplifies the home loan journey through AI-powered technology and has partnered with 70+ top lenders to help homebuyers find the best loan offers instantly. Powered by AI, the entire process from credit check to final application is completed online in under 10 minutes. Loan Network has also introduced India’s first builder on-site QR code, enabling walk-in buyers to discover the right lender in just 60 seconds. Unlike competitors, Loan Network delivers not just financial eligibility, but accurate final eligibility by conducting legal and valuation checks upfront.

Loan Network & Navanc Launch India’s First AI Enabled QR Code for Instant Home Loan

Navanc has partnered with Loan Network to revolutionize the approval process for developers and projects involved in home loans. More than 50% of home loans are approved project-driven, and hence, project evaluation is a basic necessity for any financier. By leveraging advanced technology and data-driven insights, this strategic collaboration aims to enable faster evaluations and approvals while broadening access to approved projects for homebuyers.

This partnership offers significant benefits to homebuyers, including quicker home loan processing, foolproof due diligence on the project, and an end-to-end digital loan journey for a home loan customer, while empowering Loan Network to extend its network of certified project developers and its end customer outreach.

Developer and project evaluation is a crucial component of the home loan journey, ensuring investment security, project feasibility, and stakeholder protection. Through the adoption of cutting-edge digital tools, this partnership enhances efficiency, fosters trust, and delivers a superior experience for all involved.

Nagachethan S M, Founder and CEO of Navanc, said, “It has always been Navanc’s vision to create data-driven decision-making for the Financiers and Bankers when it comes to secured lending. Navanc, from day zero, believes in the power of data coupled with cutting-edge technology and Machine Learning (ML) models. Partnering with Loan Network is an honor in this journey. As lending enablers, the whole team at Loan Network is tech-first and understands the way tech could revolutionise the lending industry. This partnership is a testimony that Navanc’s products build more efficient, seamless, and accurate customer experience.”

Navanc Data Sciences Private Limited is a Bengaluru-based start-up with a mission to be India’s most comprehensive, trustworthy AI-powered property creditworthiness stack in the Banking and Financial ecosystem. The company has built a wide range of products and has a wide base of financial institutions as its customers. Navanc has its presence in 11 states across tiers of cities. Navanc was founded in 2021 by Nagachethan S M and Byom Kesh Jha.

Prraveen Khumar N, CBO and Co-founder of Loan Network, said, “If a personal loan can be disbursed in 2 minutes, why shouldn’t a home loan be disbursed in 2 hours That’s the future we’re building. At Loan Network, we reimagine the home loan journey for our customers. We have introduced India’s first builder on-site QR code, which allows walk-in buyers to scan it and discover the right lender in under 60 seconds, enabling them to submit applications directly. Our QR code initiative has a dual advantage; it not only benefits buyers but also provides builders with insight into the financial appetite of potential customers, helping them pitch the right units and create efficiency within the ecosystem. Through our QR code journey and the LN app, we are taking charge of the market by putting the entire home loan process into the hands of our customers – ensuring it is simple, transparent, and digital-first.”

Kranti, CPTO and Co-founder of Loan Network, said, “Wiring Navanc’s valuation into our AI stack turns eligibility into final-eligibility at source; lender-ready eligibility, valuation-verified, and explainable. Buyers get instant clarity; lenders get first-time-right files.”

Manish Agrawal, Founder and CEO of Loan Network, said, “At Loan Network, our vision has always been simple yet powerful: get it right the first time, powered by technology. We are here not only to facilitate lending; our purpose is to transform how people approach borrowing. It’s about guiding them to understand why to borrow, when it makes sense, and how to do it responsibly. By reducing bias and limiting discretion, we ensure every decision is anchored in transparency and data, leaving no room for uncertainty. What we are building is a lending journey where customers feel informed, empowered, and confident in the choices they make.”

For more information, please visit www.navanc.com | loannetwork.app.

Tetra Pak Showcases World-class, Made-in-India Solutions at Indian Ice Cream Expo 2025

Ravindra Kirti Founder GGF
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Tetra Pak Showcases World-class, Made-in-India Solutions at Indian Ice Cream Expo 2025

Tetra Pak, world’s leading food processing and packaging solutions company, is showcasing a portfolio of innovative and Made-in-India solutions at the Indian Ice Cream Expo (IICE) 2025 in Delhi. With a strong focus on making premium technology more accessible, Tetra Pak aims to empower local ice cream businesses to innovate, scale, and deliver high-quality products that resonate with evolving consumer tastes.

Designed and manufactured in India, Tetra Pak Rotary Moulder enables precise forming of stick and moulded ice creams

A key highlight is Tetra Pak’s Made in India portfolio of ice cream solutions. By combining global expertise with local manufacturing, Tetra Pak is enabling Indian producers, large and small, to scale operations, introduce new formats, and deliver premium ice cream experiences to consumers nationwide.

Tetra Pak Continuous Freezers support high-volume operations while maintaining quality

Parmod Kandwal, Processing Director, Tetra Pak said “Ice cream is one of the fastest-growing segments in India’s food and beverage industry, and nearly 80% of what the nation enjoys has one thing in common: Tetra Pak’s technology. This deep presence gives us both a responsibility and an opportunity to shape the future of ice cream in India. At IICE 2025, we are showcasing future ready and made in India solutions taking food innovation up a notch. By combining global expertise with local manufacturing, we are enabling businesses of every size to push boundaries, respond to consumer trends, and deliver delightful experiences to millions of Indians.”

With decades of trend leadership and a strong track record of supporting India’s food and beverage ecosystem, Tetra Pak continues to invest in solutions that balance food safety with quality, innovation and accessibility. From smart automation to varied capacities, the solutions are designed to meet evolving consumer demands and production challenges.

Tetra Pak’s showcase at IICE 2025:

  • Rotary Moulder – designed and manufactured in India, this unit enables precise forming of stick and moulded ice creams. It allows producers to experiment with shapes and formats while ensuring smooth, reliable production. Its affordability and local availability make it a strategic choice for businesses looking to expand creatively and cost-effectively.

  • Tetra Pak Continuous Freezers – high-performance freezers designed for consistent freezing, mixing, and air incorporation. Support high-volume operations while maintaining quality, making them ideal for producers scaling up without compromising on indulgence.

  • Tetra Pak High Shear Mixer – designed for optimal wetting and processing, the efficient mixing system produces homogeneous and lump-free products e.g. for dairy, ice cream, beverage and prepared food applications.

  • Tetra Pak Homogenizer – designed for high-pressure homogenization of emulsions and suspensions for a range of dairy products like milk, cream, yoghurt, ice cream mix, as well as beverages like fruit juices and nectars.

  • Extrusion Line – a sophisticated system for crafting intricate ice cream shapes and layered textures, that enables the production of premium, artisanal-style products at scale, ideal for brands aiming to differentiate through visual appeal and mouthfeel.

From plant-based and protein-rich options to artisanal textures and global flavour fusions, Ice Cream Experts at Tetra Pak will share insights into emerging consumer preferences and how producers can stay ahead with flexible, future-ready solutions.

Read more about Tetra Pak’s Ice Cream Solutions at:Indian Ice Cream Expo 2025 | Tetra Pak India

About Tetra Pak
Tetra Pak is a world leading food processing and packaging solutions company. Working with our customers and suppliers, we provide access to safe, nutritious food for hundreds of millions of people in more than 160 countries every day.

With over 24,000 employees worldwide, we commit to making food safe and available, everywhere, and we promise to protect what’s good: food, people and the planet.

More information about Tetra Pak is available at www.tetrapak.com.

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