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ASBL Spectra in Financial District Introduces 'No Registration & No GST' Scheme for Ready-to-Move-in Homes in Hyderabad

ASBL Spectra, a premium ready-to-move in gated community in Hyderabad’s Financial District, has announced an innovative homebuying initiative with the launch of its ‘No Registration & No GST’ scheme. The scheme eliminates upfront GST and registration charges for buyers, significantly reducing the immediate financial burden associated with purchasing a ready-to-move-in home.

 

A Ready to Move In Home Where You Don’t Pay GST or Registration: ASBL Spectra

 

Located in Financial District, one of Hyderabad’s most sought-after residential and commercial hubs, ASBL Spectra is addressing one of the biggest challenges faced by homebuyers today. While many buyers have strong income profiles and loan eligibility, the heavy upfront capital required for ready-to-move properties often delays or prevents purchase decisions.

 

The Challenge with Ready-to-Move Properties

Traditionally, purchasing a ready-to-move apartment requires buyers to arrange substantial liquid capital at the outset. Beyond the property value and down payment, buyers are required to pay 5 percent GST along with approximately 7.5 percent towards registration and stamp duty. These statutory charges, often amounting to several lakhs of rupees, must be paid simultaneously, creating a significant financial hurdle.

 

As a result, many genuine homebuyers who are otherwise comfortable servicing home loans struggle to arrange large sums of cash upfront, leading to delays or missed opportunities in securing completed homes.

 

A Restructured Approach to Home Buying

Under the ‘No Registration & No GST’ scheme, ASBL Spectra has restructured the purchase process by absorbing GST and registration charges into the overall transaction structure. Instead of requiring buyers to make these payments upfront, the costs are managed through a revised sale deed value, significantly lowering the immediate capital outlay.

 

With this scheme, buyers can now book a spacious 2,220 sq. ft. premium apartment by paying just ₹5 lakhs at the time of booking. The GST and registration components, which traditionally create financial pressure at the entry stage, are no longer required as lump-sum upfront payments. This allows buyers to secure a fully completed and ready-to-occupy home with a smoother purchase journey.

 

To illustrate the impact, a 2,220 sq. ft. apartment priced at ₹2.65 crore would typically require buyers to arrange approximately ₹80.86 lakhs from personal funds under a conventional purchase model. This includes GST, registration and stamp duty, along with other associated charges.

 

Under the ‘No Registration & No GST’ scheme, the same buyer requires only about ₹26.5 lakhs of personal capital. Bank financing can now cover close to 90 percent of the total cost, compared to the typical industry average of around 65 percent. This results in a reduction of over ₹54 lakhs in immediate cash requirement.

 

About ASBL Spectra

ASBL Spectra is a RERA-approved residential development (P02400003071) spread across approximately 7.85 acres in Financial District, Hyderabad. The project comprises four high-rise towers with G plus 39 floors and features nearly 76 percent open space, offering a balanced environment focused on natural light, ventilation, and privacy.

 

The gated community offers thoughtfully designed 3 BHK residences with roomsized balconies, catering to families seeking space and comfort without compromising on urban connectivity. ASBL Spectra enjoys direct access from the Outer Ring Road service lane, with Narsingi Junction just 3 minutes away, Gachibowli Circle approximately 7 to 10 minutes away, and Rajiv Gandhi International Airport reachable within 30 to 35 minutes via the ORR.

 

Easing the Path to Homeownership

By restructuring how GST and registration charges are handled, the scheme addresses a key concern in the ready-to-move housing segment. Higher loan coverage and lower upfront cash requirements allow buyers to preserve liquidity for interiors, furnishings, or financial contingencies, while continuing to benefit from immediate possession and clarity on the final product.

 

The ‘No Registration & No GST’ scheme is currently available on all the units at ASBL Spectra. Interested homebuyers may visit the project site in the Financial District or contact the sales team for more information on available inventory and the booking process.

Crompton Energion Makes Everyday Mobile Charging Easier And Safer

When fast charging has become a daily necessity, why should consumers still compromise on safety and reliability? As smartphones, tablets and multiple connected devices power productivity, connectivity and entertainment through the day, slow or inconsistent charging directly disrupts everyday life. Responding to this reality, Crompton Greaves Consumer Electricals Ltd. announces the launch of Crompton Energion mobile chargers and power banks, extending its engineering expertise into the mobile accessories category.

 

https://www.newsvoir.com/images/article/image1/34295_crompton_new_image.PNG

Crompton Energion Mobile Charger and Power Bank


Today’s digitally connected consumers demand charging across devices, locations and routines. Yet safety anxiety around chargers and power banks remains high, particularly where voltage fluctuations, power surges and overheating are common concerns. These everyday risks continue to impact device performance, battery health and user trust.

 

The Crompton Energion range is designed to address this need gap by combining fast charging technology with uncompromising safety standards. Backed by Crompton’s legacy of trust and electrical engineering excellence, Energion mobile chargers and power banks deliver fast, intelligent and safe charging in a compact, premium design, engineered specifically for Indian electrical environments.


What Defines the Crompton Energion Mobile Chargers and Power Banks


Built around clear consumer needs, the Energion portfolio brings together performance, safety and lifestyle-ready design:

  • High-Performance Fast Charging – Powered by next-generation Gallium Nitride (GaN), Power Delivery (PD) and Programmable Power Supply (PPS) technology, the range enables faster and more efficient charging for smartphones, tablets and laptops. A single charger supports multiple devices, reducing clutter and need for multiple adapters.

  • Uncompromising Safety for Indian Conditions – Designed to protect devices from voltage fluctuations, overheating and power surges, the range features advanced isolation and surge protection. Intelligent thermal management prevents overheating and helps safeguard battery health.

  • Compact Yet Powerful Engineering – GaN (Gallium Nitride) technology allows more compact, lighter form factor with no compromise on power. Pocket-sized and travel-friendly, the chargers and power banks are ideal for daily travel, work and on-the-go use.

  • Universal Compatibility Across Devices – Compatible across major device brands and operating systems, the range works seamlessly with most smartphones, tablets, earbuds and other USB-C enabled devices.

  • Premium Design Backed by Trusted Engineering – Featuring sleek, modern aesthetics and high-quality materials, the Energion range complements premium devices and contemporary lifestyles. Each product is designed and tested to meet stringent quality and safety standards, backed by Crompton’s decades-long expertise in power and electrical solutions.

 

Speaking on the launch, Mr. Shaleen Nayak, Business Head Lighting & Solar Rooftops, Crompton Greaves Consumer Electricals Ltd., said, “Customers today expect power solutions that seamlessly fit into their fast-paced, digitally connected lives. At Crompton, our innovation starts with understanding these evolving needs, whether it is faster charging, dependable safety or everyday convenience. With the launch of Crompton Energion mobile chargers and power banks, we are extending our engineering expertise into a new category that directly addresses how consumers live, work and stay connected today. By bringing together advanced fast-charging technologies like Gallium Nitride (GaN), Power Delivery (PD) and Programmable Power Supply (PPS) with robust safety engineered for Indian power conditions, we are making reliable charging simpler, safer and more convenient for our customers.”


He further added, “Energion reflects our commitment to enter new categories where our core strength in power and electrical engineering can genuinely add value to people’s lives. This is not just about expanding our portfolio, but about offering consumers meaningful, well-designed solutions that deliver peace of mind, performance and trust, without compromising on quality or accessibility.”


With next-generation fast charging, built-in protection for Indian power conditions and compact, lifestyle-ready design, the Energion range brings together technology, trust and everyday relevance.


About Crompton
With a brand legacy of over 85 years, Crompton Greaves Consumer Electricals Ltd. is India’s market leader in the category of fans and residential pumps. Over the years, the organization has continuously strived to produce a range of innovative products that cater to the modern consumer including superior quality and high-performance fans, pumps, lighting solutions, and a range of other categories like water heaters; air coolers; small kitchen appliances like mixer grinders, air fryers, OTG, electric kettles etc; other home appliances like irons & built-in kitchen appliances. The company has further invested in brand and innovation to not only better understand and meet consumer needs but to also help drive energy efficiency. The consumer business also has a well-established and organized distribution network driven by a strong dealer base across the country offering a wide service network and robust after-sales service to its customers. Beyond its consumer portfolio, Crompton also has a robust B2B presence in the Lighting segment, delivering advanced and energy-efficient solutions for commercial and industrial applications. In 2025, Crompton became the first lighting company to receive the GreenPro certification for its B2B lighting solution, reaffirming its commitment to sustainability and innovation. Strengthening its foothold in the renewable energy space, the company has forayed into solar rooftops—representing a significant step forward in its contribution to India’s evolving clean energy landscape. With solar solutions spanning lighting, pumps, and rooftops, Crompton continues to lead as a responsible and future-ready brand in sustainable energy.


The company’s consistent dedication to developing energy-efficient products has led to significant recognition. It has been honored with three prestigious National Energy Consumer Awards (NECA) by BEE, Ministry of Power. The recent award was presented by the Hon’ble President of India, Smt. Droupadi Murmu for the company’s storage water heater in 2023. In 2019, the brand won in two categories: Ceiling Fans and LED Bulbs. Additionally, it was recognized as one of India’s Best Managed Companies 2022 by Deloitte Private and listed among ‘India’s Top 500 Companies 2022’ by Dun & Bradstreet India. The company has also been featured in Brand Top 75 most valuable Indian brands list for 2020 released by WPP and Kantar. Furthermore, Crompton was also recognized as the Brand of the Decade 2021 by Herald Global and BARC Asia in the Consumer Electrical category.

Crompton Energion Makes Everyday Mobile Charging Easier And Safer

When fast charging has become a daily necessity, why should consumers still compromise on safety and reliability? As smartphones, tablets and multiple connected devices power productivity, connectivity and entertainment through the day, slow or inconsistent charging directly disrupts everyday life. Responding to this reality, Crompton Greaves Consumer Electricals Ltd. announces the launch of Crompton Energion mobile chargers and power banks, extending its engineering expertise into the mobile accessories category.

 

https://www.newsvoir.com/images/article/image1/34295_crompton_new_image.PNG

Crompton Energion Mobile Charger and Power Bank


Today’s digitally connected consumers demand charging across devices, locations and routines. Yet safety anxiety around chargers and power banks remains high, particularly where voltage fluctuations, power surges and overheating are common concerns. These everyday risks continue to impact device performance, battery health and user trust.

 

The Crompton Energion range is designed to address this need gap by combining fast charging technology with uncompromising safety standards. Backed by Crompton’s legacy of trust and electrical engineering excellence, Energion mobile chargers and power banks deliver fast, intelligent and safe charging in a compact, premium design, engineered specifically for Indian electrical environments.


What Defines the Crompton Energion Mobile Chargers and Power Banks


Built around clear consumer needs, the Energion portfolio brings together performance, safety and lifestyle-ready design:

  • High-Performance Fast Charging – Powered by next-generation Gallium Nitride (GaN), Power Delivery (PD) and Programmable Power Supply (PPS) technology, the range enables faster and more efficient charging for smartphones, tablets and laptops. A single charger supports multiple devices, reducing clutter and need for multiple adapters.

  • Uncompromising Safety for Indian Conditions – Designed to protect devices from voltage fluctuations, overheating and power surges, the range features advanced isolation and surge protection. Intelligent thermal management prevents overheating and helps safeguard battery health.

  • Compact Yet Powerful Engineering – GaN (Gallium Nitride) technology allows more compact, lighter form factor with no compromise on power. Pocket-sized and travel-friendly, the chargers and power banks are ideal for daily travel, work and on-the-go use.

  • Universal Compatibility Across Devices – Compatible across major device brands and operating systems, the range works seamlessly with most smartphones, tablets, earbuds and other USB-C enabled devices.

  • Premium Design Backed by Trusted Engineering – Featuring sleek, modern aesthetics and high-quality materials, the Energion range complements premium devices and contemporary lifestyles. Each product is designed and tested to meet stringent quality and safety standards, backed by Crompton’s decades-long expertise in power and electrical solutions.

 

Speaking on the launch, Mr. Shaleen Nayak, Business Head Lighting & Solar Rooftops, Crompton Greaves Consumer Electricals Ltd., said, “Customers today expect power solutions that seamlessly fit into their fast-paced, digitally connected lives. At Crompton, our innovation starts with understanding these evolving needs, whether it is faster charging, dependable safety or everyday convenience. With the launch of Crompton Energion mobile chargers and power banks, we are extending our engineering expertise into a new category that directly addresses how consumers live, work and stay connected today. By bringing together advanced fast-charging technologies like Gallium Nitride (GaN), Power Delivery (PD) and Programmable Power Supply (PPS) with robust safety engineered for Indian power conditions, we are making reliable charging simpler, safer and more convenient for our customers.”


He further added, “Energion reflects our commitment to enter new categories where our core strength in power and electrical engineering can genuinely add value to people’s lives. This is not just about expanding our portfolio, but about offering consumers meaningful, well-designed solutions that deliver peace of mind, performance and trust, without compromising on quality or accessibility.”


With next-generation fast charging, built-in protection for Indian power conditions and compact, lifestyle-ready design, the Energion range brings together technology, trust and everyday relevance.


About Crompton
With a brand legacy of over 85 years, Crompton Greaves Consumer Electricals Ltd. is India’s market leader in the category of fans and residential pumps. Over the years, the organization has continuously strived to produce a range of innovative products that cater to the modern consumer including superior quality and high-performance fans, pumps, lighting solutions, and a range of other categories like water heaters; air coolers; small kitchen appliances like mixer grinders, air fryers, OTG, electric kettles etc; other home appliances like irons & built-in kitchen appliances. The company has further invested in brand and innovation to not only better understand and meet consumer needs but to also help drive energy efficiency. The consumer business also has a well-established and organized distribution network driven by a strong dealer base across the country offering a wide service network and robust after-sales service to its customers. Beyond its consumer portfolio, Crompton also has a robust B2B presence in the Lighting segment, delivering advanced and energy-efficient solutions for commercial and industrial applications. In 2025, Crompton became the first lighting company to receive the GreenPro certification for its B2B lighting solution, reaffirming its commitment to sustainability and innovation. Strengthening its foothold in the renewable energy space, the company has forayed into solar rooftops—representing a significant step forward in its contribution to India’s evolving clean energy landscape. With solar solutions spanning lighting, pumps, and rooftops, Crompton continues to lead as a responsible and future-ready brand in sustainable energy.


The company’s consistent dedication to developing energy-efficient products has led to significant recognition. It has been honored with three prestigious National Energy Consumer Awards (NECA) by BEE, Ministry of Power. The recent award was presented by the Hon’ble President of India, Smt. Droupadi Murmu for the company’s storage water heater in 2023. In 2019, the brand won in two categories: Ceiling Fans and LED Bulbs. Additionally, it was recognized as one of India’s Best Managed Companies 2022 by Deloitte Private and listed among ‘India’s Top 500 Companies 2022’ by Dun & Bradstreet India. The company has also been featured in Brand Top 75 most valuable Indian brands list for 2020 released by WPP and Kantar. Furthermore, Crompton was also recognized as the Brand of the Decade 2021 by Herald Global and BARC Asia in the Consumer Electrical category.

SmartWinnr and HDFC Life Jointly Win Gold in Brandon Hall Group's Excellence in Technology Awards

SmartWinnr, a provider of AI-driven sales enablement & learning technology, and HDFC Life, one of India’s leading life insurance companies, have jointly won the coveted Brandon Hall Group Gold award for excellence in the Best Advance in Unique Learning Technology category. The winners are listed at www.excellenceawards.brandonhall.com/winners/.

 

https://www.newsvoir.com/images/article/image1/34286_BHG_SW_HDFC_Gold_Batch.jpg

Brandon Hall Group Gold Award


SmartWinnr and HDFC Life were jointly recognized for their collaborative implementation of an advanced digital learning and performance enablement platform aimed at the field force for training and coaching. The solution enables continuous learning, faster skill acquisition, and measurable performance improvements through personalized, data-driven coaching.


This recognition is very special for us because it reflects the real impact our platform is creating on the ground. Working closely with the HDFC Life team, we focused on building learning experiences for their sales teams in everyday customer conversations. Winning a Gold award reinforces our belief that meaningful learning, when backed by the right technology, can drive strong business outcomes,” said Annie Banik, Co-Founder & CEO at SmartWinnr.


The recognition reflects the growing importance of purpose-built learning technologies that are closely aligned with real business needs across large, distributed sales teams.


The Excellence in Technology Awards celebrate the most forward-thinking innovations shaping the future of learning, talent, and human capital management. This year’s winners exemplify how technology can unlock new possibilities—improving performance, enabling smarter decision-making, and transforming how organizations support and develop their people,” said Rachel Cooke, Brandon Hall Group Chief Operating Officer and leader of the Excellence Awards program.


Entries were evaluated by a panel of veteran, independent senior industry experts, Brandon Hall Group analysts, and executives based upon these criteria: fit the need, program design, functionality, innovation, and overall measurable benefits.


Excellence Award winners are scheduled to be honored at Brandon Hall Group’s HCM Excellence Conference, February 9–12, 2026, at the Hilton West Palm Beach, Florida. Select winners will also serve as presenters in breakout sessions, sharing their leading practices during the conference.


Our Technology Awards are built on a rigorous evaluation framework that measures true innovation, functional excellence, and quantifiable business impact. The solution providers and organizations recognized this year reflect the highest standards in the industry, demonstrating how technology can accelerate capability, efficiency, and results,” said Mike Cooke, Brandon Hall Group Chief Executive Officer.


The award further highlights how focused innovation in learning technology is helping large organizations build stronger, more agile sales teams in an evolving market environment.


About SmartWinnr
SmartWinnr provides AI-powered sales enablement solutions that help organizations drive peak performance through continuous learning reinforcement, gamification and role-play simulations. The platform ensures consistent messaging across all organizational levels while giving leadership real-time visibility into field performance.


For more information: www.smartwinnr.com.


About Brandon Hall Group™ 
Brandon Hall Group™ is the home of the HCM Excellence Awards® – the most prestigious and sought-after awards in Human Capital Management. For over 30 years, these awards have set the gold standard in recognizing organizations for innovative and effective HCM practices across Learning and Development, Talent Management, Leadership Development, Diversity, Equity & Inclusion, Human Resources, Sales Performance, and Technology.


Known as the “Academy Awards of Human Capital Management,” the awards programs attract entrants from leading corporations worldwide, as well as mid-market and smaller firms. With over 150 categories, the awards shine a spotlight on the most innovative and effective organizational achievements and the solution providers who power them.


Brandon Hall Group™, don’t just celebrate excellence – it provides a platform for sharing best practices that drive the industry forward. The awards program is a cornerstone of the mission to empower excellence in organizations around the world and advance the HCM profession as a whole.


Join the ranks of the most innovative and effective organizations in HCM. The Brandon Hall Group™ HCM Excellence Awards® – where excellence is recognized, celebrated, and shared.

'You&Me': How a Survivor Initiated Digital Trend Turned Gratitude into a Nationwide Social Media Movement

  • Leading digital creators and thousands of users fuel organic reach and engagement

  • Survivor led storytelling sparks conversations around blood stem cell donation

 

A survivor-led digital movement, You&Me, captured attention across India for its heartfelt expression of gratitude, human connection, and second chances at life. What began with blood cancer and thalassemia survivors thanking their life-saving stem cell donors soon evolved into a wider cultural moment, one that DKMS Foundation India, a non-profit organization dedicated to addressing blood cancer and blood disorders such as thalassemia and aplastic anaemia, recognised and amplified for its meaningful impact.

 

Visuals showcasing survivor-led You&Me social media posts and creator participation driving the nationwide digital movement

 

On 13 June, survivors began sharing their videos and messages on Instagram Reels, offering candid and heartfelt tributes to the individuals who changed their lives by giving them a second chance. The authenticity of these expressions sparked a ripple effect across digital platforms. Inspired by these stories, employees at DKMS Foundation India joined the movement by sharing their own You&Me moments, messages dedicated to people who had supported, guided, or inspired them in meaningful ways.

 

The trend quickly gained momentum, with more than 1,000 individuals posting on Instagram to thank someone meaningful in their lives. Leading digital creators, including KK Create, Harshit Arora, Mr. Surenzo, and Nirmal Alfred, joined the movement, collectively generating over 1 million views across social media platforms. This amplification helped extend the message beyond core communities, playing a meaningful role in raising awareness about blood stem cell donation and its life-saving impact. Together, the participation of survivors, the public, and creators reinforced the need for more registered blood stem cell donors, encouraging audiences to engage, learn, and take action.

 

Patrick Paul, Executive Chairman at DKMS in India, said, “DKMS Foundation, India, celebrates the survivors who initiated this campaign, the donors who gave hope, and the community members who helped You&Me become a meaningful reminder of empathy and human connection. Through survivor stories, the campaign narratives take an effort to normalize conversations around stem cell donation, a critical yet often under-discussed need in India.

 

He also added, “The registered blood stem cell donor number is insufficient in India. Currently, only 0.09% of the eligible Indian population is registered as blood stem cell donors. Delay in finding a blood stem cell donor can be life-threatening in many cases. Blood cancer and Blood disorders are progressing rapidly. Every five minutes, someone in India is diagnosed with blood cancer, and over 10,000 children are born with thalassemia major every year. Therefore, there is an urgent need to adopt better methodologies to increase donor registrations.

 

Over time, You&Me evolved from a deeply personal expression of gratitude into a collective movement centered on connection and awareness. While the initial digital momentum has settled, the impact continues through the stories shared and the conversations it sparked, reinforcing the idea that a single act of kindness can offer someone a second chance at life.

 

Individuals between 18 and 55 years of age, in general good health, with a BMI under 40, and not already registered, are eligible to sign up as potential blood stem cell donors.

 

About DKMS Foundation, India

DKMS Foundation India is a non-profit organisation dedicated to the fight against blood cancer and other blood disorders such as thalassemia and aplastic anaemia. The foundation aims to improve the situation of patients in India and across the world by raising awareness about blood stem cell transplantation and registering potential blood stem cell donors.

 

For more information, please visit: www.dkms-India.org.

No Discharge of Hazardous Effluents in the Environment from the Lote Facility: Laxmi Organic

Laxmi Organic Industries Limited (“LOIL” or the “Company”), a leading Indian diversified chemicals producer, today reaffirmed that its Lote facility located at the Lote Parshuram Maharashtra Industrial Development Corporation (MIDC) zone, operates in compliance with applicable Indian environmental, safety, and regulatory requirements and has received all statutory approvals since inception. All process emissions and effluents are scientifically treated and appropriately disposed at a State Government approved facility. The Company confirms that there is no discharge of hazardous effluents in the environment from the Lote facility.

 

Laxmi Organic Lote Plant compliant with applicable laws


The Company categorically states that the recent media reports drawing comparisons between the Company’s Lote operations and those of [erstwhile] Italian company Miteni S.p.A (Miteni) are inaccurate and misleading from perspectives of (i) effluent treatment and disposal practices, and (ii) product portfolio. The Miteni incident involved the direct discharge of wastewater into rivers over several decades, leading to significant environmental and health impacts. Such practices are not permissible under India’s stringent regulatory framework, which mandates rigorous environmental clearances, continuous monitoring, and strict compliance standards.


The Company’s Lote manufacturing facility operates closed-loop systems that prevents the release of any harmful substances into the environment. The hazardous waste and effluents are sent to a State Government approved common hazardous waste treatment storage disposal facility, where they are scientifically disposed, including incineration. The Company adheres to standardized procedures for hazardous waste management with full digital traceability, supported by advanced safety systems, high-capacity effluent treatment infrastructure, containment measures, and impervious flooring, ensuring strict regulatory compliance and prevent any harmful environmental impact.


The Company’s Lote site is a multi-technology and a multi-product site encompassing fluorinated and non-fluorinated products. These products are essential for several new-age and existing industries like semiconductors, defence, power grids, electric vehicles, medical devices, electronics, agrochemicals, pharmaceuticals, etc. The Company would also like to emphasise that fluorinated products are produced in India and globally at scale in a responsible manner. 


The Company remains steadfast in its commitment to transparency and continues to actively engage with all relevant stakeholders and government authorities.


About Laxmi Organic Industries Limited
Laxmi Organic Industries Limited (NSE: LXCHEM | BSE: 543277) is a global supplier of Essentials and Specialty chemicals. Headquartered in Mumbai, India, the Company has a strong focus on innovation, quality, safety, and sustainability, serving over 750 clients across key industries including pharmaceuticals, agrochemicals, life sciences, pigments, and coatings, and delivering high-performance chemical solutions to customers in more than 55 countries.


The Company’s product portfolio spans essential acetyl products and advanced specialty chemistries, backed by state-of-the-art manufacturing facilities and a DSIR-accredited R&D centre that continually develops innovative, customer-centric processes and chemistries. The Company maintains a global footprint through its subsidiaries and offices in Europe and China, strengthening its ability to serve diverse international markets. 


With four manufacturing sites across India and a diversified product portfolio, the Company is committed to operational excellence, sustainable growth, and long-term value creation for all stakeholders.


Safe Harbor Statement
Certain statements in this document concerning our future growth prospects are forward looking statements which involve a number of risks and uncertainties that could cause actual results to differ materially from those in such forward looking statements. The risk and uncertainties relating to the statements include, but are not limited to, risks and uncertainties regarding fiscal policy, competition, inflationary pressures and general economic conditions affecting demand /supply and price conditions in domestic and international markets. The Company does not undertake to update any forward-looking statement that may be made from time to time by or on behalf of the Company.

Tata AIA Life Insurance: Redefining Protection for a Healthier, Longer Life

Life insurance has always been viewed as a safety net for families after the policyholder’s death. But as the world evolves, so must our approach to protection. Rather than just focusing on “what happens to our consumer’s families after death of the insured?” it’s time to ask: “How can we help people live longer, healthier lives?

 

This shift marks a transition from reactive protection to proactive well-being. Protection today isn’t just about insuring against death—it’s about safeguarding longevity, health, and overall well-being. And this is particularly vital for India’s dynamic workforce, where the pace of life often outpaces the safety nets designed to protect us.

 

The Need for Customization: One Size No Longer Fits All

The reality is that protection needs change based on life stage, demographics, and personal circumstances. A young professional has vastly different needs compared to a parents with grown up children, and the challenges faced by women or NRIs are unique. Traditional, one-size-fits-all term insurance policies no longer meet the demands of today’s consumers. That’s why Tata AIA Life is leading the charge with customized solutions that adapt to the diverse needs of every individual, at every stage of life.

 

A New Approach to Protection: More Than Just Death Benefits

Tata AIA Life is revolutionizing what life insurance means today. Their comprehensive term insurance plans go beyond the traditional focus on post-death benefits, expanding coverage to include critical illness, health issues, and lifestyle-related conditions. These plans not only offer a safety net but actively support policyholders’ health and wellness throughout life.

 

Whether it’s helping young professionals stay protected against emerging health risks, or offering retirees essential health services, Tata AIA’s term plans are tailored to meet the evolving needs of policyholders as they journey through different life stages.

 

Sujeet Kothare, Chief of Products, Marketing, Corporate Communications, and Business Mid Office at Tata AIA Life Insurance

 

Health, Wellness, and Financial Security — All in One

Sujeet Kothare, Chief of Products, Marketing, Corporate Communications, and Business Mid Office at Tata AIA Life Insurance, explains: “Protection today isn’t just about what happens after death—it’s about living better, longer, and with confidence.

 

We’ve reimagined term insurance as a living solution that supports people at every stage of life, providing health services and wellness access through Health Buddy.”

 

Tata AIA’s Term Suite combines financial protection with health and wellness resources, including preventive check-ups, medical second opinions, specialist consultations, and diagnostic support. The company’s goal is to shift the conversation from payouts to prevention, helping people stay secure, healthy, and financially resilient as they pursue their aspirations.

 

A Tailored Term Insurance Suite for Every Consumer Segment

Tata AIA Life Insurance offers a wide range of term insurance plans, each carefully crafted to meet the unique needs of different consumer segments. These products not only offer basic life coverage but also integrate critical illness protection and health-related support to ensure holistic protection for policyholders.

 

1. For Growing Families: TATA AIA Shubh Family Protect

  • Provides income replacement to ensure the family is financially protected in case of unexpected events.

  • Ensures uninterrupted financial stability through instalment income support.

  • Includes terminal illness cover to provide financial relief during critical times.

  • Offers access to preventive health check-ups, diagnostics, and specialist consultations.

  • Safeguards against emerging health risks and lifestyle-related conditions throughout the policy term.

 

2. For Young Professionals: TATA AIA Sampoorna Raksha Promise

  • Provides access to substantial coverage at competitive premiums.

  • Offers whole life coverage up to 100 years of age.

  • Allows plan enhancement with comprehensive riders for additional health and wellness benefits.

  • Includes the option to defer premiums by up to 12 months with the FlexiPay Benefit.

  • Features an industry-first critical illness benefit with a 30-year premium rate guarantee.

  • Provides Hospi-cash Benefit with a 20-year premium rate guarantee, delivering fixed daily allowances to support hospitalization costs.

  • Provides access to preventive health check-ups, diagnostics, medical second opinions, dental, physiotherapy, tele, and specialist consultations.

 

3. For Established Professionals & HNIs: TATA AIA Maha Raksha Supreme Select

  • Provides comprehensive, high-value protection for individuals with significant financial responsibilities.

  • Includes the “Life Stage Option” to increase life cover during key life events like marriage or childbirth.

  • Offers a Renewability Option at Maturity to extend the policy term.

  • Provides long-term, tax-efficient retirement payouts.

  • Includes add-on riders for cancer coverage, waiver of premium, and accidental death/disability.

  • Features a Critical Illness Benefit with a 30-year premium rate guarantee for stable pricing.

  • Offers Hospi-cash Benefit with a 20-year premium rate guarantee, providing fixed daily benefits in case of hospitalization.

 

4. For Women Consumers: TATA AIA Shubh Shakti

  • A specially crafted protection plan that empowers women at every stage of their financial and life milestones.

  • Offers comprehensive life cover along with exclusive wellness benefits promoting holistic well-being.

  • Provides dedicated coverage for female-specific health challenges, including discounts on vaccinations for cervical cancer.

  • Ensures uninterrupted protection with a premium-waiver benefit in case of the spouse’s accidental demise.

  • Delivers special premium discounts for single mothers, supporting their unique needs.

  • Features a flexible premium break option during pregnancy, offering financial relief when it’s most needed.

 

5. For NRIs Male Consumers: TATA AIA Shubh Rakshak

  • A straightforward and accessible protection plan designed to secure the future of your family back home in India.

  • Provides globally accepted, rupee-denominated life cover along with wellness benefits for up to 2 family members.

  • Features seamless digital onboarding, tele-medical options, and global servicing for added convenience.

  • Ensures your loved ones in India stay financially protected without concerns about currency fluctuations.

  • Offers special discounts for salaried customers, making protection even more affordable.

 

Comprehensive Protection with a Focus on Prevention

At Tata AIA, we believe true protection is holistic, encompassing both life coverage and preventive healthcare. Beyond traditional pay-outs, our term insurance solutions integrate health and wellness services to support individuals before, during, and after any health challenge:

 

  • Preventive Care: Routine check-ups and healthy lifestyle management with our Vitality partnership, to mitigate health risks.

  • Medical Second Opinions: Ensures you have all the information needed to make confident treatment choices for critical illnesses.

  • Preventive Diagnostics: Early detection of health issues, reducing the likelihood of future health emergencies.

 

The Takeaway: Early Protection for a Confident Future

Securing term insurance early has become more important than ever. Tata AIA Life Insurance’s term plans offer protection that evolves with your needs, providing comprehensive coverage that adapts as your life progresses. Whether you’re a young professional just starting out, a parent securing your family’s future, or planning for a comfortable retirement, Tata AIA Life Insurance ensures you have the protection you need at every stage of life.

 

Protect today. Live with confidence. Plan for tomorrow.

 

Disclaimer: This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance. Insurance cover is available under this product.

  • TATA AIA Shubh Family Protect is a name of Tata AIA Sampoorna Raksha Promise (Non-linked, non-participating, pure risk, individual life insurance product (UIN:110N176V09) Dependent care option.

  • TATA AIA Sampoorna Raksha Promise is a Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V09).

  • TATA AIA Maha Raksha Supreme Select is a Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N171V13).

  • TATA AIA Shubh Shakti is a combination of Tata AIA Sampoorna Raksha Promise (Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product) UIN: 110N176V09 and Tata AIA Health Buddy (Non-Participating, Non-Linked Individual Health Product) UIN: 110N183V01. Tata AIA Sampoorna Raksha Promise and TATA Health Buddy are also available for sale individually without the combination offered/ suggested.

  • TATA AIA Shubh Rakshak is a combination of Tata AIA Sampoorna Raksha Promise (Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product) UIN:110N176V09 and Tata AIA Health Buddy (Non-Participating, Non-Linked Individual Health Product) UIN: 110N183V01. Tata AIA Sampoorna Raksha Promise and Tata AIA Health Buddy are also available for sale individually without the combination offered/ suggest.

 

About Tata AIA Life

Tata AIA Life Insurance Company Limited (Tata AIA) is a joint venture Company formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world, spanning 18 markets in the Asia Pacific region.

 

Tata AIA reported a total Premium Income of INR 31,484 crore for FY25, up 23% from FY24. The Company continues to rank among the Top 3 Private Insurers in Individual Weighted New Business Premium (IWNBP) with an IWNBP income of INR 8,511 crore. The Company also achieved industry-leading Persistency performance (based on premiums), ranking #1 in four out of five cohorts.

 

About the Tata Group 

Founded by Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in India, comprising 30 companies across ten verticals.

 

The group operates in more than 100 countries across six continents, with a mission ‘To improve the quality of life of the communities we serve globally, through long-term stakeholder value creation based on Leadership with Trust’.

 

In 2023-24, the revenue of Tata companies, taken together, was more than $165 billion. These companies collectively employ over 1 million people.

 

Each Tata company or enterprise operates independently under the guidance and supervision of its own board of directors. There are 26 publicly listed Tata enterprises with a combined market capitalisation of more than $365 billion as on March 31, 2024.

 

About AIA

AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets –wholly-owned branches and subsidiaries in Mainland China, Hong Kong SAR(3), Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR(4), and a 49 per cent joint venture in India. In addition, AIA has a 24.99 per cent shareholding in China Post Life Insurance Co., Ltd.

 

The business that is now AIA was first established in Shanghai more than a century ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$305 billion as of 31 December 2024.

 

AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia, AIA serves the holders of more than 43 million individual policies and 16 million participating members of group insurance schemes.

 

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock codes “1299” for HKD counter and “81299” for RMB counter with American Depositary Receipts (Level 1) traded on the over-the-counter market under the ticker symbol “AAGIY”.

GNRC Hospitals Founder Dr. Nomal Chandra Borah Conferred with Dual National Lifetime Achievement Awards

Dr. Nomal Chandra Borah, Founder – GNRC Universal Health Mission and GNRC Group of Hospitals, has been honoured with two distinguished national honours — the Lifetime Achievement Award by the Indian Academy of Neurology (IAN) and the Lifetime Achievement Award 2025 by the Association of Nurse Executive (India) — recognising his transformative contributions to healthcare, neurology, nursing leadership, and community development over five decades.

 

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Dr. Nomal Chandra Borah receiving the ANEI Lifetime Achievement Award from Ms. Loni Borpatra Gohain (Government of Assam) in the presence of Prof. Ashok Puranik (AIIMS Guwahati)


About IAN and Its Lifetime Achievement Award
The Indian Academy of Neurology, the apex national body of neurologists, is responsible for advancing neurological science, research, education, and clinical standards in India. The IAN Lifetime Achievement Award recognises neurologists who have contributed exceptionally to the growth and excellence of neurology in the country.


IAN praised Dr. Borah’s “awe-inspiring life story of grit, determination, and service,” noting how he rose from humble beginnings to become one of India’s most respected neurologists. The citation highlights his integrity, self-belief, and perseverance in establishing Northeast India’s first comprehensive neuroscience centre, expanding neurological services to previously unreached populations, and starting DNB Neurology training in the region.


IAN further commended his extensive research, prolific publications, and his stature as a mentor and social entrepreneur — calling his journey “monumental for the State and the Nation, and an inspiration for the younger generation to emulate.”


About ANEI and Its Lifetime Achievement Award
The Association of Nurse Executive (India) is the country’s premier professional body representing senior nursing leaders, educators, and administrators. ANEI works towards strengthening nursing governance, promoting professional excellence, and shaping policies that uplift India’s nursing workforce.


The ANEI Lifetime Achievement Award is among the highest honours in Indian nursing leadership, presented to individuals whose vision and lifelong service have deeply influenced nursing practice and healthcare delivery nationwide.


In its citation, ANEI lauded Dr. Borah as a “visionary neurologist and dedicated social reformer”, highlighting his pioneering initiatives — including GNRC Medireach, Swasthyamitra, and the Universal Health Mission — which have expanded preventive and affordable healthcare to rural and underserved populations. The association also acknowledged his role in establishing the Asian Institute of Nursing Education (2004), now a respected centre for nursing education and leadership in India. 


Dr. Borah’s Response
Expressing gratitude, Dr. Borah said, “These recognitions belong to my patients and their family members, colleagues, mentors, students, and the GNRC family. I remain committed to making healthcare more ethical, equitable, and accessible for all.”


About GNRC Hospitals
GNRC Hospitals, founded by Dr Nomal Chandra Borah in 1985, is a leading chain of tertiary care super-specialty hospitals in Assam and West Bengal, offering nearly 1,000 beds. With state-of-the-art facilities and a patient-centric approach, GNRC delivers comprehensive and compassionate healthcare. Its ground-breaking Affordable Health Mission has earned global recognition, including a Harvard School of Public Health case study and coverage in The Lancet Regional Health Southeast Asia. GNRC’s community health initiative, Swasthyamitra, and its integrated care model have also been featured in international journals and presented at global forums such as the 8th Global Symposium on Health Systems Research (HSR 2024).


Committed to research, education, and clinical excellence, GNRC continues to shape the healthcare landscape of Northeast India.


For more, visit: www.gnrchospitals.com.

Kajaria Tiles Extends Partnership with RCB Women's Team

Kajaria Ceramics Ltd., India’s No.1 tile company, together with Royal Challengers Bengaluru (RCB), announced today the extension of their partnership, with Kajaria Tiles continuing as the Principal Sponsor of the RCB Women’s Team. The renewed association builds on a successful collaboration that began with the inaugural season of the Women’s T20 League in 2023.

 

Kajaria Tiles continues their support with RCB Women’s Team

 

This renewal underscores Kajaria Tiles’ long-term commitment to the growth of women’s cricket in India and its strong belief in the Women’s T20 League as a transformative platform shaping the future of women’s sport. Over the past seasons, the partnership has grown alongside the league, marked by increasing fan engagement and a strong alignment of values between the brand and the team.

 

Beyond brand visibility, Kajaria Tiles aims to make a meaningful contribution to the women’s cricket ecosystem by supporting initiatives that encourage grassroots talent, community participation, and wider inclusion in women’s sport.

 

Commenting on the renewed partnership, Mr. Rishi Kajaria, Managing Director, Kajaria Ceramics Ltd., said: “Since the launch of the Women’s T20 League, our association with the RCB Women’s Team has represented much more than a sponsorship. Women empowerment is a core value at Kajaria, and our women cricketers are true role models, inspiring not just today’s generation but every young girl who dreams big. We are proud to continue our support for the RCB Women’s Team and be part of their journey in the seasons ahead.”

 

The front-of-jersey sponsorship reflects Kajaria Tiles’ belief in excellence, resilience, and leadership, as well as its commitment to providing women athletes with a strong platform on one of the country’s biggest sporting stages. As the partnership continues, Kajaria will further strengthen engagement during the Women’s T20 League through high-impact digital campaigns in collaboration with the RCB Women’s Team, reinforcing the brand’s focus on inclusivity, progress, and leadership in women’s sport.

 

Speaking on the association, Mr. Rajesh Menon, COO, Royal Challengers Bengaluru, said: “Kajaria Tiles has been a valued partner of the RCB Women’s Team since the inception of the Women’s T20 League. Their continued support has contributed significantly to strengthening the women’s game. We are delighted to extend this association and look forward to deepening fan engagement together.”

Shreeyam National TMT Strengthens Board with Industry Veterans Atul Bhatt and Ashok Garg as Independent Directors

Shreeyam National TMT, one of the leading TMT bar manufacturers and a trusted partner in India’s infrastructure development, is pleased to announce a major step in strengthening its corporate governance. Effective from August 2025, the company has appointed Mr. Atul Bhatt and Mr. Ashok Kumar Garg as Independent Directors. These key appointments clearly show Shreeyam National TMT’s strong commitment to adopting best-in-class governance practices and securing long-term growth.

 

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Mr. Atul Bhatt (on the left) and Mr. Ashok Kumar Garg (on the right)


Mr. Atul Bhatt, renowned for his distinguished career in steel manufacturing, will provide the strategic insights and operational leadership needed to drive Shreeyam National TMT’s ambitious expansion. Paired with him, Mr. Ashok Kumar Garg brings his specialized expertise in financial strategy and risk management, which will be vital for strengthening the company’s governance framework and ensuring maximum value creation for the shareholders. The combined expertise of the two new Independent Directors is formidable, spanning more than five decades of senior leadership in the steel industry, financial strategy, and corporate governance.

 

While speaking on these appointments Mr. Vishesh Shahra, Chairman, Shreeyam National TMT, said “We are proud to welcome Mr. Bhatt and Mr. Garg to our Board of Directors. Their proven success and strategic vision fit perfectly with our growth vision. These appointments represent a leap in our company’s evolution, demonstrating our unwavering commitment to world-class governance, operational excellence, and long-term value creation. Together, we will unlock new opportunities and aim to set the benchmark for industry leadership.”


The timing of these appointments reflects Shreeyam National TMT’s proactive approach to navigating an evolving market landscape. As India’s steel sector continues to benefit from infrastructure investments and urbanization trends, the enhanced governance structure positions the company to capitalize on emerging opportunities and drive innovation.
The independent directors will contribute to enhanced transparency, improved risk oversight, and strengthened stakeholder accountability – key pillars of the company’s governance philosophy.


About Shreeyam National TMT
For nearly two decades, Shreeyam National TMT has been synonymous with quality and innovation in steel manufacturing. Since 2005, the company is a trusted name in TMT bar production, serving infrastructure, construction, and engineering sectors across India. Committed to sustainability, operational excellence, and customer-centricity, Shreeyam National TMT continues to contribute meaningfully to India’s development narrative.