Home Blog Page 101

Linking Step-up SIPs to Salary Growth: How Much Should You Increase Each Year?

An individual’s income may evolve gradually across their working life, with salaries increasing through annual increments, promotions, or role transitions. As income rises, investors may also choose to increase their investments over time rather than keeping the same contribution level. A step-up Systematic Investment Plan or step-up SIP is designed around this idea. It allows an individual to increase their SIP contributions periodically, with the aim of aligning long-term investing with potential growth in earnings.

 

https://www.newsvoir.com/images/article/image1/34628_Linking_step-up_SIP.png

Step-up SIP: A step-up SIP allows you to increase your SIP contributions at regular intervals


A step up SIP calculator could help provide a way to examine how incremental changes in SIP contributions may influence the overall investment journey.


What a step-up SIP is designed to reflect
An SIP allows you to invest in a mutual fund scheme in regular instalments – daily, weekly, monthly etc. A step-up SIP involves increasing the SIP contribution at predefined intervals (example, an annual 8% step-up). The increase is usually expressed as a percentage of the existing SIP amount. While salary growth may be frequently used as a reference point, the step-up itself remains a voluntary adjustment rather than an automatic one.


A step-up does not alter the structure or risk profile of the underlying mutual fund scheme. The investment continues within the same scheme, following the same asset allocation and market exposure. The only variable that changes is the contribution amount, which affects the pace at which the capital is added over time.


Exploring contribution paths using a step-up SIP calculator
A step-up SIP calculator is a planning tool that helps estimate how your corpus may potentially grow if you increase your contribution by a fixed percentage each year. It typically requires you to enter your starting SIP amount, expected annual step-up rate, investment duration, and an assumed rate of return, and then calculates an illustrative future value based on compounding.


Since future income changes and market performance cannot be predicted with certainty, the results shown are based on hypothetical scenarios and fixed return assumptions that may not play out in real life. For example, comparing a modest annual step-up rate with a higher one may show how contribution totals and estimated corpus values differ over longer periods. These illustrations do not guarantee outcomes, but may help visualise how small annual increases can accumulate gradually over time.


Common uses of a step-up SIP calculator include:

  • Observing how stepped contributions may accumulate relative to a flat SIP

  • Comparing conservative and higher step-up percentages

  • Understanding how contribution growth interacts with time and compounding


Overall, the calculator should be viewed as an aid for comparison and planning rather than a precise prediction tool.


The calculator is an aid, not a prediction tool. It may provide only an indicative picture.


Linking step-ups to salary growth
Salary growth is not always steady or predictable. In some years, increments may be significant, while in others, income may remain unchanged. Due to this variability, increasing SIP contributions strictly in line with salary hikes may not always be practical.


Instead, step-ups may be considered after evaluating changes in expenses, savings goals, and liquidity requirements. Rather than mechanically matching salary growth, the decision to step up a SIP usually reflects how much additional surplus income an investor is able to allocate towards investments. A step-up SIP calculator may help explore this under different assumptions, including periods where step-ups are paused or reduced.


Role of a mutual fund scheme
While step-ups influence how much amount is invested, the behaviour of the investment depends on the selected mutual fund scheme and market conditions. Equity-oriented schemes may experience higher variability, while debt-oriented schemes potentially offer relatively stable outcomes. These attributes remain unchanged regardless of whether contributions are stepped up.


As a result, step-up decisions are usually considered alongside factors such as investment horizon, risk tolerance, and the nature of the chosen mutual fund scheme, rather than as a standalone choice.


Limits of step-up planning
Step-up SIPs do not reduce market risk or volatility. Market-linked investments continue to be subject to fluctuations, and higher contributions do not change this underlying reality. Step-ups also do not ensure favourable results, as potential outcomes depend on multiple variables beyond contribution levels.


Recognising these limits may help keep realistic expectations. Step-ups are advised to be viewed as a way to adjust contribution behaviour, not as a mechanism to influence potential market performance.


Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Careervira Launches Vira AI, the India's First Universal AI Orchestrator, Powering LMS, LXP, HRMS, and ATS Tools into a Unified AI Ecosystem

Careervira today announced launch of  Vira AI, a breakthrough universal AI orchestrator designed to transform enterprise learning from administration to automated intelligence. Acting as a powerful orchestration layer, Vira AI sits on top of existing stacks—connecting LMS, LXP, HRMS, and ATS tools into a unified ecosystem. This launch marks the company’s Phase II evolution, building on its recognition as a globally top 10 ranked Learning Management System (LMS) and Learning Experience Platform (LXP) to deliver the first true “Universal AI Employee Platform” for mid-market enterprises. Founded in 2021 by Vijay Singh, former Google/YouTube leader for India and SEA, Careervira is a global AI First HRTech platform solving the mid-market productivity crisis.

 

https://www.newsvoir.com/images/article/image1/34633_Vira_AI_1.jpg

Careervira AI:  Learning & Talent Orchestration


Vira AI: The Universal Orchestrator That Does the Work
Vira at its core is a multi-agent architecture designed to automate 94%–98% of learning workflows. The system deploys specialized agents including:

  • Skill Intelligence Agents: Achieve 70%-80% automation in real-time skill-gap analysis and predictive insights.

  • Career Orchestration Agents: Deliver  automation in designing personalized career paths and succession planning.

  • Learning Orchestration Agents: Provides automation for scheduling, content curation, and adaptive journeys.

  • Compliance Sync Agents: Automation in regulatory tracking and audit reporting.


By automating these tasks, Vira AI returns 20+ hours per week to L&D managers, shifting focus from operations to strategy.


Powered by a Top 10 Global LMS and LXP Foundation
Vira AI launches on Careervira’s established, elite LMS and LXP learning platform
. Careervira solves the mid-market crisis by delivering enterprise-grade power without the complexity.


The platform provides robust tracking, analytics, and security, plus access to a marketplace of 40,000+ courses from 20+ providers and 1,000+ instructors across 148 countries. Vira AI turns this library intelligent, mapping content to skill gaps and deploying it through automated workflows to drive business impact.


Why Careervira Leads: The “Best in Class” Advantage
Careervira’s leadership is driven by three pillars:

  • Universal Intelligence Layer: Unlike “rip-and-replace” competitors, Careervira unifies existing tools LMS, LXP, HRMS, and ATS tools into a unified AI ecosystem, allowing modernization without IT overhauls.

  • Radical Automation: Moving beyond simple tasks, agentic AI removes nearly 98% of routine processing for lean HR teams.

  • Breakthrough Affordability: Capabilities are delivered at a disruptive $2–$10 per user/month—a 70% cost reduction versus legacy systems—making AI accessible to organizations with 100–5,000 employees.


About Careervira
Founded in 2021 by Vijay Singh, former Google/YouTube leader for India and SEA, Careervira is a global AI First HRTech platform solving the mid-market productivity crisis. Operating as a Universal AI Employee Platform across top english speaking countries, it combines AI-native LXP/LMS capabilities with a global marketplace. Backed by $2Mn in funding by top HR and Tech professionals in India and the US. The company is supported by a team across India, SEA, the UK, the US, and Canada, dedicated to making enterprise-grade learning radically affordable.

Kauvery Hospital Introduces Robotic Beating Heart Coronary Artery Bypass Surgery (CABG) Programme

Kauvery Hospital, Alwarpet, has further strengthened its advanced cardiac care services with the introduction of robotic-assisted, beating heart coronary artery bypass surgery (CABG) using the 4th generation da Vinci Robotic Surgical System. With this development, Kauvery Hospital now offers this advanced minimally invasive cardiac surgery service as part of its comprehensive heart care programme, reinforcing its commitment to precision-driven and patient-centric treatment.

 

Kauvery Hospital, Alwarpet

 

The integration of robotic technology into coronary bypass surgery enables surgeons to perform complex procedures through small keyhole incisions without stopping the heart. This approach avoids the use of a heart-lung machine and reduces surgical trauma, making it a preferred option for selected patients with coronary artery disease.

 

The robotic cardiac surgery programme at Kauvery Hospital is led by Dr. Arunkumar Krishnasamy, Robotic Cardiac Surgeon and Senior Consultant, Cardiothoracic Surgery, supported by a multidisciplinary team comprising Dr Nedumaran, Senior Cardiac Anesthesiologist, Dr Mahadevan Senior Consultant Cardiac Anesthesiologist, Dr Ashwin Venkatesh Cardiothoracic Surgeon, Dr Suganya Chandran Associate Consultant-CTVS, perfusionists, and critical care specialists at Kauvery Hospital, Alwarpet.

 

The 4th generation da Vinci Robotic Surgical System offers several proven technical and clinical advantages. It provides high-definition, three-dimensional magnified vision, enhanced instrument dexterity with wristed movements, and tremor filtration for superior stability. These features support precise suturing, controlled tissue handling, and improved access to deep and narrow areas of the chest.

 

Multiple international clinical studies and registry data have demonstrated that robotic-assisted off-pump CABG is associated with significant patient benefits when compared to conventional open-heart surgery. These include:

  • 40–60% reduction in surgical incision size

  • Up to 50% lower blood loss and transfusion rates

  • 30–40% reduction in postoperative pain scores

  • Shorter ICU stay and overall hospital stay 

  • Earlier mobilisation and return to normal activities

  • Reduced risk of wound-related complications and infections

  • Improved cosmetic outcomes

 

Patients undergoing robotic coronary bypass surgery are also shown to have faster pulmonary recovery, lower risk of atrial fibrillation, and improved overall postoperative quality of life, particularly among younger and active individuals across age groups. 

 

While robotic coronary bypass surgery is currently available at only a limited number of centres in Tamil Nadu, the introduction of this programme at Kauvery Hospital marks an important expansion of advanced cardiac surgical services within the Kauvery Group of Hospitals.

 

Speaking on the same, Dr. Arunkumar Krishnasamy, Senior Consultant Cardiothoracic Surgeon said, “Robotic technology allows us to deliver coronary bypass surgery through a minimally invasive approach while maintaining the highest standards of surgical precision and safety. This programme enables us to offer selected patients faster recovery, reduced discomfort, and excellent long-term outcomes.”

 

Dr. Aravindan Selvaraj, Executive Director, Kauvery Hospitals, said, “Introducing robotic cardiac surgery at Kauvery Hospital, Alwarpet reflects our commitment to continuously upgrading our clinical capabilities. By adopting advanced technologies, we aim to provide our patients with globally benchmarked treatment options and superior clinical outcomes.”

 

With this initiative, Kauvery Hospital, Alwarpet further strengthens its position as a leading centre for advanced heart care, offering patients access to cutting-edge surgical solutions for complex cardiac surgical conditions.

Bisleri International Reinforces Circular Economy Vision at PLAST INDIA 2026 through its Bottles for Change Initiative

Bisleri International’s sustainability initiative, Bottles for Change, marked a strong presence at PLAST INDIA 2026 – one of the world’s largest plastics industry exhibitions. The Bottles for Change stall located in the Open Museum Area showcased products made entirely from recycled plastic. The brand installed 17 Benches of Dreams, crafted from recycled plastic, across the venue. Additionally, 25 used plastic collection banks were set up to encourage responsible disposal.
 

Hon’ble CM of Delhi, Smt. Rekha Gupta at the Bisleri, Bottles for Change stall
 

PLAST INDIA 2026 brought together more than 2,000 exhibitors, including nearly 500 international exhibitors from 80 participating countries, spread across approximately 20 exhibition halls. The six-day event attracted over 6,00,000 visitors. The global platform provided an ideal setting for Bottles for Change to engage industry leaders, policymakers, entrepreneurs, and sustainability advocates, amplifying conversations around scientific waste management and scalable circular solutions.
 

The stall was visited by Smt. Rekha Gupta, Honourable Chief Minister of Delhi, who was presented with the educational book “Towards Responsible Use of Plastics”, developed by Bisleri International in collaboration with the Centre for Environment Education (CEE). The publication promotes responsible plastic usage, waste segregation, and circular economy principles and is being distributed in multiple Indian languages to reach students nationwide.
 

Shri Chirag Paswan, Honourable Cabinet Minister of Food Processing Industries, Government of India, also visited the Bottles for Change stall and was presented with the recently launched comic book “Chhota Bheem and Vidya’s – Big Green Mission”, published by Bisleri International in collaboration with NBT, Government of India, Ministry of Education. The comic leverages engaging storytelling to educate children about waste segregation, recycling, and sustainable consumption habits.
 

Mr. K Ganesh, Director – Sustainability & Corporate Affairs, Bisleri International Pvt. Ltd., said, “PLAST INDIA provides a powerful platform to demonstrate that plastic, when managed responsibly, is a valuable resource within a circular economy. Through Bottles for Change, we are focused not only on collection and recycling, but on driving awareness and behavioural change at scale. Our presence here reflects our belief that industry collaboration, policy alignment, and citizen participation must work together to build a truly sustainable plastic ecosystem for India.”
 

Bisleri Greener Promise: Bottles for Change at PlastIndia
 

The Bottles for Change stall creatively demonstrated how post-consumer plastic waste can be transformed into functional, everyday products offering visitors a tangible example of circularity in action. The installations across the venue encouraged responsible disposal while visibly embedding sustainability within the event infrastructure. Through its participation at PLAST INDIA 2026, Bisleri International further reinforced its focus on awareness, education, infrastructure, and stakeholder collaboration to accelerate scalable plastic waste solutions in India.
 

About Bisleri International Pvt. Ltd.

With a legacy of over 50 years, Bisleri International Pvt. Ltd has grown to become one of the largest premium beverage businesses in India. Being the makers of the country’s largest-selling packaged drinking water, Bisleri follows a stringent process of 114 quality tests and a 10-stage purification. It remains true to its core value of providing consumers with pure, safe and healthy water.
 

Bisleri International has a strong presence with 128 operational plants and a robust distribution network of over 6,000 Distributors and 7,500 Distribution Trucks across India and UAE market. It offers a range of beverages that are produced for all occasions. Whether it is the promise of goodness, trust, and purity with Bisleri packaged drinking water, or a daily dose of health offered through Vedica Himalayan Spring Water. Besides, Bisleri International has ventured into fun-filled refreshments with a diverse range of carbonated drinks available in multiple flavours, such as Bisleri Limonata, Bisleri Rev, Bisleri Spyci Jeera, Bisleri Pop and Bisleri Soda. These Bisleri products are also available on the e-commerce platform – Bisleri@Doorstep. This D2C platform reassures customers that they will receive a safe and uninterrupted supply of their most trusted brand at their doorstep.
 

The core values of Bisleri International lie in yielding growth and embedding sustainability by being responsible in all aspects of the business. The organization has unveiled Sustainability 2.0 with Bisleri Greener Promise that focuses on creating greener future for all through implementing initiatives under the program of recycling, water conservation and sustainability.

For more information on Bisleri International, our people, brands, and OSR initiatives, visit www.bisleri.com.

Students Lead the Way in Sustainability and Social Responsibility at CS Academy

CS Academy, Coimbatore, in partnership with the Tamil Nadu Electricity Board (TNEB), has recently launched The Energy Conservation Project, a two-month, student-led initiative aimed at promoting responsible energy usage and reducing electricity consumption within the community. 

 

Empowering students to lead real change. From energy conservation to community awareness drives, CS Academy nurtures responsible, action-driven citizens

 

The project engages nearly 1,500 students from Grades 4 to 8 across both the CBSE and International (IG) streams, empowering young learners to step beyond the classroom and contribute meaningfully to society. Designed to foster awareness, accountability, and real-world impact, the initiative focuses on reducing household electricity units through informed practices and collective action. 

 

As part of the project’s implementation, five student representatives are identified from each grade across both schools to lead and encourage participation. Each student will work closely with their own household and five additional homes to track electricity consumption using recent electricity bills or recorded unit usage. These baseline readings establish a benchmark, which families will strive to improve upon over the course of two months by adopting energy-efficient habits. 

 

Students will actively engage with families by visiting homes, reading out energy conservation information cards, distributing awareness materials such as flyers and fridge magnets, and encouraging households to take an energy-saving pledge through a QR-based counter. The project aims to move beyond structured dialogue, enabling students to take ownership and lead positive change within their neighborhoods while building confidence, responsibility, and leadership. 

 

Speaking about the initiative, a school representative shared, “This initiative allows our students to experience learning beyond textbooks. By partnering with TNEB and involving families directly, we will be able to reinforce the importance of sustainability while empowering students to lead by example.” 

 

In addition to its focus on sustainability, CS Academy continues to actively engage students in broader community-based CSR initiatives. As part of its Anti-Narcotics School Immersion Program, students of Grade 9 from the IG stream recently participated in an awareness rally in Kovaipudur. The objective of the programme was to create public awareness about addiction while exposing learners to the importance of reaching out to the community for a meaningful social cause. 

 

From stepping off the school bus with placards in hand to chanting slogans throughout the rally, the experience stood out as a powerful example of experiential learning. Students participated with enthusiasm and unity, putting forth their best efforts to amplify the message. Reflecting on the event, students described the experience as “inspiring” and “motivating,” with one student sharing that she felt they had truly made a difference. 

 

CS Academy extends its heartfelt appreciation to all those who supported and contributed to the success of these initiatives, reaffirming the school’s commitment to nurturing socially responsible and engaged citizens. 

 

To know more about CS Academy Coimbatore, visit csacademy.in/coimbatore

UniVicoustic Emerges as Global Acoustic Powerhouse Combining European Innovation and Indian Manufacturing

United Group today announced the formation of UniVicoustic, a new global acoustic brand created through its acoustic arm, United Acoustic Private Limited, following a strategic investment in Vicoustic, the world leader in innovative acoustic solutions for the professional audio and installations markets. The joint venture will be officially unveiled at ISE Barcelona 2026.

 

United Group has worked closely with Vicoustic over the past few years, including licensing Vicoustic’s patented VMT technology and establishing a fully integrated acoustic manufacturing ecosystem in India under the UniAcoustic brand.

 

Within a short span of under one year, the company has developed and manufactured multiple acoustic product series and successfully served over 50 clients across diverse commercial and architectural projects. This phase also saw the creation of India’s largest integrated acoustic solutions manufacturing facility, with an in-house PET production line, enabling end-to-end control over materials, quality, sustainability, and performance consistency. The investment follows the successful adoption, validation, and scaling of this technology in the Indian market.

 

The rapid progress and product innovation achieved during this period have been recognised by the industry, with UniAcoustic being awarded “Most Innovative Product” at ORGATEC India (November 2025) and FOAID (December 2025), underscoring the strength of the combined design, engineering, and manufacturing approach.

 

With the formation of UniVicoustic, Indian clients gain direct access to Vicoustic’s global design language, research capabilities, and internationally recognised testing and certification standards. This enables projects in India to align more seamlessly with international consultant specifications and global performance benchmarks, while continuing to benefit from local manufacturing, faster delivery timelines, and regional technical support.

Commenting on the announcement, Shabbir Rajkotwala, Founder and Managing Director of United Acoustic Private Limited, said, “Our decision to invest in Vicoustic reflects our confidence in their technology, people, and global potential. This investment allows us to bring internationally tested, globally certified acoustic solutions to India for our existing clientele, while also expanding our reach across global markets. With UniVicoustic, we are strengthening our portfolio and advancing our vision of building one of the most comprehensive building material solution groups, spanning raised floors, structural ceilings, and high-performance acoustics.”
 

UniVicoustic will operate through manufacturing and operational hubs in Porto, Portugal, and Gujarat, India, combining European R&D and testing with large-scale, vertically integrated manufacturing. Together, the companies will employ over 300 professionals, with a combined manufacturing footprint of approximately 18,000 square metres. Products under the UniVicoustic brand will be available in India and across international markets through a global distributor and partner network spanning more than 70 countries worldwide.

 

As part of this joint venture, the existing UniAcoustic brand will transition into UniVicoustic, bringing all acoustic solutions from both organisations under a single, unified global acoustic brand. UniVicoustic will introduce its expanded brand ecosystem through a phased rollout across 2026, ensuring clarity, continuity, and long-term value creation for clients, partners, and the global design community. Existing UniAcoustic customers will continue to be supported by the same teams and infrastructure throughout the transition.

 

Cesar Carapinha, Founder and CEO of Vicoustic, added, “This partnership allows our design, technology, and testing expertise to be delivered with greater scale and consistency. UniVicoustic brings together European innovation and strong manufacturing capabilities, enabling us to serve projects worldwide while maintaining the performance and sustainability standards Vicoustic is known for.”
 

The launch of UniVicoustic marks an important milestone in United Group’s evolution as a globally oriented building materials solutions provider, with further product introductions and developments to be announced in the coming months.

 

About United Group
Founded over 30 years ago, United Group is an India-based, engineering-led manufacturing group focused on building material solutions and performance-critical engineered products for the built environment. Its portfolio includes industry-leading brands such as Unitile, UFlex, and UniAcoustic, spanning raised access flooring, structural solutions, and acoustic materials. The Group serves projects across India and global markets through a network of 40+ dealers and partners worldwide. United Group is certified as a Great Place to Work® and recognised among India’s Top 25 Mid-Sized Manufacturing Companies.

 

About Vicoustic

Founded in 2007, Vicoustic operates out of Porto, Portugal, with Europe’s largest and most modern production facility focused on sustainable acoustic solutions. The company has won multiple international awards for its products, including Red Dot Product Design Awards (2020, 2025), a German Design Award (2022), and a Japanese Good Design Award (2023).
 

Vicoustic owns patents for its renowned and sustainable VMT technology, which enables recycled plastic waste to be transformed into acoustic panels simulating materials such as wood, concrete, marble, and natural stone. Today, Vicoustic products are sold in more than 70 countries worldwide.

REVA University Launches New Academic Vision: Educate to Enterprise

REVA University today announced its new academic vision, Educate to Enterprise, a future-focused strategic direction aimed at preparing students for a world shaped by rapid technological change, evolving career pathways, and continuous disruption.

 

Gaurav Yadav, Director-Admissions; Dr Beena G, Registrar (Evaluation); Chancellor Dr P. Shyama Raju; Registrar Dr M. Dhanamjaya; and Dr J.B. Simha at REVA’s Educate to Enterprise launch

 

The vision was formally unveiled at the REVA University campus by Dr. P. Shyama Raju, Chancellor, REVA University, along with the senior leadership team. On the occasion, the University also introduced REVA RISE (REVA Initiative for Scholastic Excellence), its flagship Scholarship Aptitude Test designed to identify and support meritorious and high-potential students, and students from rural and under-represented backgrounds.

 

Addressing the media, Dr. Shyama Raju said that Educate to Enterprise is not about creating entrepreneurs alone, but about cultivating an enterprising mindset in every learner. “Educate to Enterprise encourages students to take initiative, identify opportunities, and create meaningful, sustainable solutions—whether in industry, research, governance, creative fields, or academia,” he said. Dr. M. Dhanamjaya, Registrar; Dr. Beena G, Registrar (Evaluation); Dr. J. B Simha, Chief Mentor, School of Computer Science and Engineering and Gaurav Yadav, Director-Admissions also spoke on the occasion.

 

Aligned with national aspirations such as Atmanirbhar Bharat, REVA University’s Educate to Enterprise vision reinforces its mission to prepare graduates not just to secure jobs, but to create opportunities and contribute meaningfully to society. Speaking about Educate to Enterprise, Dr Beena said: “Educate to Enterprise redefines how learning outcomes are envisioned and evaluated. It focuses on nurturing critical thinking, initiative, and problem-solving abilities, ensuring that assessment supports innovation, application, and lifelong learning.

 

In addition, REVA University has restructured its engineering and allied programmes to align with emerging technologies and evolving industry needs. The redesigned curriculum integrates STEM education with Liberal Studies through a flexible basket of specialised minors, electives, and open electives, enabling holistic, multidisciplinary, and future-ready learning. The University has also introduced B.Tech. Design Engineering to build capabilities for developing complex and technologically intensive engineering products, along with minors and honours degree programmes offered in association with the IITs.

 

Speaking on this, Dr. Dhanamjaya, Registrar, said, “The restructuring of our programmes is driven by the need to stay ahead of industry and societal change, ensuring graduates are equipped with relevant skills, adaptability, and real-world readiness.”

 

Expanding into new academic frontiers, the University has launched the School of Geopolitics and Public Policy, offering programmes such as BA Political Science and MA International Relations and Strategic Studies. Strengthening Liberal Studies further, REVA has introduced a four-year Bachelor’s in Psychology (B.Psy.), designed with multiple electives to promote multidisciplinary learning and an enterprising outlook aligned with its Educate to Enterprise vision.

 

REVA RISE reflects REVA University’s commitment to nurturing talent early and building a future-ready generation aligned with Educate to Enterprise. Conducted annually during April–June, the initiative promotes inclusive excellence. Speaking on REVA RISE, Gaurav Yadav said, “REVA RISE is a powerful step towards inclusive excellence. By identifying merit and potential early—including students from rural backgrounds—we are enabling deserving learners to access quality education with upto 100% scholarship and confidently step into the future.” REVA also offers Merit Scholarships, Sports, NCC, Defence/Police, specially-abled, staff-children, siblings and referral scholarships.

 

Talking about Artificial Intelligence, Dr. Simha said, “Artificial Intelligence is no longer optional—it is foundational. At REVA, we are embedding AI awareness and application across disciplines to prepare students to work alongside intelligent systems and lead responsibly.

Ai+ Announces its Biggest Ecosystem Drop yet: NovaPods and NovaWatch to Launch on February 24

Ai+ today confirmed February 24 as the official launch date for its newest AIoT lineup, NovaPods (Go, Pro, Clips) and NovaWatch (Active, Kids 4G, Wearbuds). Together, they mark the next step in Ai+’s connected ecosystem: devices designed to look sharp, work seamlessly, and lift the everyday experience in ways you actually feel. One simple promise drives it all: #AddAPlus.

 

AIoT Products with Specs

 

People don’t want more devices. They want fewer frictions,” said Madhav Sheth, Founder & CEO, Ai+ Smartphone. “NovaPods and NovaWatch are built to fit naturally into real routines: calls, music, wellness, family safety, without adding complexity. This is Ai+ expanding with intent, and doing it with quiet confidence.

 

The NovaPods lineup brings three distinct listening styles, all designed around Fashion Forward Tech, and comfort and value to the consumer.

 

Go is tuned for everyday value, delivering up to 24 hours total playback, IPX4 water resistance, a 10mm driver, and ultra-low 60ms latency, with colour options that land like a fashion choice: Forest Green, Midnight Black, and Ice Blue White.

 

Pro delivers work and focus, pairing Hesa™ Mic Technology with up to 30 hours of total playback, Hybrid ANC (Active Noise Cancellation) and ENC (Environmental Noise Cancellation), and Dual Pairing Mode for seamless switching across devices.

 

Clips brings style, comfort, and a low risk of ear infection to the forefront with a clip-style approach, designed around zero pressure on the ear canal, with benefits engineered to support longer listening and aligned with Ai+’s #BuiltForYourHealth philosophy.

 

On the wrist, NovaWatch extends the same thinking: purposeful, connected, and made for everyday India.

 

Active is built for daily wellness with a 1.73” AMOLED squircle display – a blend of a square and circle shape, and reminiscent of avant-garde, classical watch designs – a smart functional crown, advanced health tracking, and an always-on display. With an IP68 rating, premium essentials are kept clean and uncomplicated.

 

Kids 4G brings smart safety with two-way video calling, 4G GPS with geo-fencing, a one-click SOS emergency alert, and Class Mode and Parental Control, all anchored by a 1.69” HD display.

 

For users who want more capability without carrying more, Wearbuds spotlights the brand’s innovation promise by blending two categories, featuring built-in earbuds, a 1.43” AMOLED display, up to 2GB music storage, real-time health tracking, built-in ChatGPT, and AI live translation.

 

Across NovaPods and NovaWatch, the intent remains simple: a connected lineup that feels cohesive, pairs fast and switches easily, and shows up in the moments people actually live in. This intent is born out of Ai+’s Add A Plus philosophy, which aims to elevate customers’ lives daily, with more utility, more control, and more delight, quietly delivered.

 

AddAPlus isn’t a tagline for us, it’s a brand promise,” added Sheth. “If a device doesn’t make life simpler, clearer, or more in control, it doesn’t belong in our ecosystem. NovaPods and NovaWatch are built to do exactly that, bring everyday usefulness, connectedness, and design into one experience, without the noise.

 

NovaPods and NovaWatch will be exclusively available on Flipkart.

 

About Ai+

Ai+ is India’s fastest-growing technology brand, built from the ground up to serve a future shaped by applied intelligence and sovereign innovation. At its core is NxtQuantum OS, India’s first native mobile operating system, designed for performance, privacy, and purposeful simplicity. Every Ai+ device blends clean design, battery-optimised hardware, and applied intelligent software to elevate everyday experiences by Adding A Plus.

 

From redefining smartphones under the Ai+ Smartphone banner to pioneering the Laptab and now the NovaPods as part of the company’s Connected Ecosystem, Ai+ is creating new product categories and a new standard for trust, immersive experience, and accessibility. Rooted in a privacy-first architecture and a commitment to equitable access, Ai+ stands for more than specs — it stands for India’s next era of user-owned, future-ready technology.

 

About NxtQuantum Shift Technologies
NxtQuantum Shift Technologies is a deep-tech Indian company building secure, sovereign digital platforms for a digital-first world. Founded by Madhav Sheth, the company develops NxtQuantum OS, India’s first sovereign operating system, and is committed to building technology that is authored in India and globally competitive.

5 Things to Check Before Applying for an Instant Personal Loan

 In today’s fast-paced world, financial needs can arise unexpectedly, making instant personal loans a convenient solution for many. However, before applying, it is crucial for applicants to be well-informed to ensure they make the right decision. Experts recommend considering the following five key factors to make the most of a personal loan and avoid future financial strain.

 

Bajaj Finserv Personal Loan


1. Eligibility criteria
Before applying for an instant personal loan, it is essential to understand the eligibility requirements. Customers can apply for a Bajaj Finserv Personal Loan if they meet a few basic conditions, such as

 

  • Nationality: Indian

  • Age: 21 years to 80 years*.

  • Employed with: Public, private, or MNC.

  • CIBIL Score: 650 or higher.

  • Customer profile: Self-employed or salaried


*Applicants must be 80 years or younger, at the end of the loan tenure.


2. Choose a reputed and trustworthy financial partner
Selecting a reputed and trustworthy financial partner is essential when applying for an instant personal loan. A reliable institution ensures transparency, data security, and smooth service throughout the loan journey. Bajaj Finance Limited stands out for its strong customer-centric approach, offering quick approvals, funds disbursal within 24 hours*, and seamless digital processes. In addition, its extensive branch network and dedicated customer support provide both online and offline assistance, ensuring personalised service at every step. Choosing a trusted financial partner like Bajaj Finance helps customers enjoy a hassle-free borrowing experience, backed by reliable support and efficient service.


3. Interest rates 
With Bajaj Finance, customers can avail an instant personal loan with interest rates starting from 10% p.a.* This ensures affordable monthly repayments while providing timely financial support. Additionally, processing fees, which are usually a small percentage of the loan amount, should be considered. Understanding these costs beforehand helps borrowers plan their repayments efficiently and avoid surprises.


4. Loan amount and repayment tenure
With Bajaj Finance, customers can apply for an instant personal loan ranging from Rs. 40,000 to Rs. 55 lakh, with a repayment tenure of 12 months to 96 months. Funds can be disbursed within 24 hours*, providing quick access to financial support when needed. Using a personal loan EMI calculator, applicants can easily estimate monthly payments based on loan amount, tenure, and interest rate, helping them plan their finances effectively and achieve their objectives with ease.


5. Terms and conditions
Finally, reviewing the terms and conditions of the loan is indispensable. This includes prepayment charges, late payment penalties, and any hidden fees that could add to the cost. Understanding the fine print ensures transparency and helps borrowers avoid financial stress in the long run. 


Conclusion
An instant personal loan can provide a timely financial boost for various needs, including medical emergencies, home renovations, or travel plans. However, careful consideration of eligibility, interest rates, loan amount, and terms ensures a smooth borrowing experience. Using tools like a personal loan EMI calculator allows applicants to plan their repayments effectively, ensuring financial well-being while leveraging the convenience of instant loans.


By taking these precautions, customers can confidently apply for a personal loan and achieve their goals without compromising their financial stability.


*Terms and conditions apply


About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

 

Ahead of IPO, Cars24 Unveils New Brand Identity as It Grows into a More Mature, Human Company

Cars24 has unveiled a refreshed brand identity, marking an important moment in the company’s journey as it grows from a fast-scaling transaction platform into a long-term car ownership ecosystem.

 

Cars24 unveils its new logo and refreshed brand identity ahead of IPO, marking its evolution into a full-stack car ownership platform in India

 

Founded in 2015, Cars24 entered a market that was fragmented, opaque and often intimidating for customers. In its early years, urgency mattered. The company needed to be noticed quickly and the all-caps identity — CARS24 — reflected that phase. It was bold, assertive and designed to cut through noise. According to the company, that approach worked well when breaking into a market that didn’t really want to change.

 

Over time, however, Cars24’s role began to evolve.

 

Customers started returning to the platform at different stages of their lives, whether they were changing cities, expanding families, or reassessing their needs. What was once a one-time interaction increasingly became an ongoing relationship. As the company grew and the work became more serious, the identity that once helped Cars24 get noticed began to feel louder than necessary.

 

When we started, being loud helped,” said Vikram Chopra, Founder & CEO, Cars24. “But as the company and the team grew up, the work started speaking for itself. This change is about reflecting who we are today, calmer, more human and focused on earning trust over time.

 

The refreshed identity moves from CARS24 to Cars24, shifting from an assertive, all-caps style to sentence case. The company says the change reflects maturity and confidence, a brand that no longer needs to announce itself loudly, but instead shows up consistently and responsibly.

 

At the centre of the new identity is an open circular logo, intentionally designed to represent continuity rather than completion. Cars24 says the circle reflects how car ownership actually works in real life, cars change hands, needs evolve and value continues across different phases. The open form signals flexibility and movement, rather than closure.

 

Alongside the logo, Cars24 has also updated its brand colour. The familiar blue has been replaced with what the team calls a “younger blue” brighter, clearer and more alive. The company says the new blue reflects how it wants to show up for customers today: present, attentive and human. It carries the belief that trust does not need to feel distant to be credible and that scale does not have to come at the cost of warmth.

 

The updated identity was developed over more than 1,200 hours of design and iteration, focusing on simplicity, longevity and adaptability. While Cars24 expects its products and services to continue evolving, the refreshed look is intended to remain relevant as the company enters its next phase of growth.

 

The refresh also reinforces Cars24’s long-term vision of Better Drives, Better Lives: helping people make smarter decisions around buying, selling and owning cars, while building systems that stay useful as needs change over time.

 

Read more in the blog here : Click Here

 

About Cars24

Since its inception in 2015, CARS24 has been on a mission to simplify car ownership for everyone. Offering services such as buying, selling, loans, insurance, scrapping and more, CARS24 is the ultimate automotive super app. Through CARS24 Financial Services, the company also provides innovative vehicle lending solutions, further enhancing its customer offerings.