Extending the 30 years of legacy of being a business conglomerate spanning across sectors namely; real estate, hospitality, education, finance, and agriculture, SPJ Group has been consistently evolving and showcasing excellence in all its endeavours.

Mr. Pankaj Jain Chairman and CMD of SPJ Group & Mr. Mitul Jain, Managing Director of SPJ Group

SPJ group was established on its core principals of customer centricity, integrity, sustainability, and uncompromised persona towards quality. SPJ group has laid a strong foundation and earned a reputation for trust, innovation, and stability.

Basis the core values, SPJ Group is progressing in the real estate sector by the name of SPJ True Realtyy, with a clear mission to etch its name in the real estate industry as an “exemplary value for investment” while filling the market gaps and addressing the ever-evolving needs of the consumers. SPJ True Realtyy envisions re-shaping the Northern regions of India with its strategic acumen in creating futuristic real estate that seamlessly blend luxury, functionality, and environmental sustainability. The company has successfully delivered projects in the past, such as The Orion in sector 67, Gurugram and Jain Farms in Delhi.

At the helm of SPJ Group is Mr. Pankaj Jain, an eminent industrialist with over 30 years of experience across diverse sectors. As the Chairman and CMD, he has been instrumental in shaping the group’s legacy, driving growth through his visionary mindset, profound network, and his commitment for excellence.

Beyond business, Mr. Jain holds a deep passion for philanthropy and spirituality and hence his vision extends towards the upliftment of society by creating a flourishing ecosystem for growth and opportunities impacting individuals in countless ways.

Mr. Jain has been one of the supporting bodies for JATF foundation that serves in shaping the future of young and talented generation and their families by empowering them with education and enriching them with values of humanity and peace to the core.

Mr. Jain also serves as an inspiration hymn of praise for Shree Aggarsain International Hospital, Delhi, as a trustee along with Kamdhenu Mangal Parivar, Trust for cows and Divya Jyoti Niwas, a School for Blind Children, Delhi. Additionally, he is also associated with different temples, hospitals, and religious bodies.

Taking forward the legacy Mr. Mitul Jain, Managing Director of SPJ Group playing a crucial role in re-shaping the new-age business dynamics spearheading strategy and technological advancements across SPJ.

With his creative and forward-thinking mindset, Mr. Mitul Jain plays an integral role in strengthening the company’s foundation and evolving with finding new-fangled routes for overall business operations. Mr. Mitul Jain has acquired LLM from Kings College London and coming with a legal education background helps the company in establishing regulatory frameworks and hence ensures transparency and adherence to industry best practices, further solidifying stakeholder’s trust.

Mr. Mitul Jain is leading business for SPJ True Realtyy, his deep understanding of consumer psyche and acumen for strategic market trends helps in re-shaping a profound foundation for the company.

Besides, SPJ True Realtyy is tapping into high-growth micro-markets as well as emerging areas and facilitating the rising demand for premium residential, commercial, and dynamic mixed-use developments establishing innovative infrastructure that helps upgrade lifestyle and contributing to promising growth. Its dynamic approach towards eco-conscious practices, utilising sustainable materials and minimizing environmental impact, while at the same time creating a lasting value on finesse and quality ensuring meticulous attention to detail, from conceptualisation to execution, guaranteeing supremacy. SPJ Realty is set to shape the future of real estate while staying true to its commitment of crafting a true realty.

• Sickle cell advance research centre to be set up by Sanmat

• Sanmat to support the state’s various initiatives in Sickle Cell, Epilepsy, TB, AIDS Control, Vector Borne Disease Control, Control of Cancer and Oral Health, Sexual and Reproductive Health and more

Social impact organization and NGO Sanmatrecently signed a Memorandum of Understanding (MoU) with the Tribal Welfare Commissioner, Department of Schedule Tribe, Schedule Caste, Minority and Backward Class Welfare, Jharkhand, for the betterment of tribal communities in the state. Under this collaboration, both Sanmat and the Tribal Welfare Commissioner of Jharkhand will aim to achieve the scale required to address any adverse impact in case of a pandemic or disaster and ensure support to the public systems and the communities residing in the 992 hard-to-reach areas in 55 blocks across 13 districts in the state. While Sanmat will be responsible for executing programs, the Tribal Welfare Commissioner will monitor and supervise the execution under the MoU.

NGO Sanmat Signs MoU with Tribal Welfare Commissioner for Tribal Welfare in Jharkhand

As part of this collaboration, Sanmat will be supporting the Tribal Welfare Commissioner’s office in the elimination of Sickle Cell Disease and Epilepsy by spreading awareness and mass screening, followed by a proper treatment plan and to combat the spread and management of sickle cell anemia, it has initiated sickle cell information and treatment centers in 14 welfare hospitals. With regard to the state’s healthcare initiatives, Sanmat will support the design and development of interventions to improve the health and nutrition of tribal children, pregnant ladies, mothers, and seniors of tribal communities through special mobile medical unit operations.

Sharing his excitement at the collaboration, Mr. Amit Kumar Choubey, CEO of Sanmat, said, “We are glad and grateful to TWC for giving us this opportunity to serve the people in Jharkhand. We have impacted approximately 2.31 crore lives nationally, with almost 23 lakh individuals being affected directly by our initiatives in Jharkhand, and I am sure this MoU will be a great driving force to reach out to more people. Bridging the gap between government policies and their implementation is core to Sanmat’s mission, and we will continue to impact lives through effective implementation across regions and sectors.”

With regards to the livelihood and tribal welfare aspects, under the MoU, Sanmat will be working with subjudice prisoners, providing legal support to them while simultaneously imparting skills training to include them in their livelihood initiatives and has also ​​created a pool of 16 advocates, with the Tribal Welfare Commissioner set to provide space for court practice. Sanmat will also offer a Tribal Development Fellowship to support various programs of the state without any financial support from TWC (Tribal Welfare Commissioner).

Ajay Nath, IAS, Tribal Welfare Commissioner, Govt. of Jharkhand, said, “Sanmat has played a significant role in the development of the marginalized communities, and we feel this collaboration will go a long way in benefiting the tribals of Jharkhand. Sanmat’s innovative development models and well-researched strategies help in the easy identification as well as implementation of various government schemes. We will offer all the required support to Sanmat so that together we can bring positive growth and development among the people of Jharkhand.”

Sanmat has been working in the social sector since 2007 with a focus on bridging governance gaps in the development of implementation models in healthcare, livelihood, education, and climate change mitigation. Founded in the aftermath of the Chennai Tsunami by techno-socio-policy entrepreneur Ankit Kumar (CEO), Sanmat has been providing accessible healthcare solutions to marginalized communities, including tribal groups, Dalits, women, children, and persons with disabilities. Originating from Jharkhand, Sanmat continues to impact lives at the grassroots level in Uttar Pradesh, Bihar, Assam, West Bengal, and Madhya Pradesh. With its various initiatives in health, climate change, education, and livelihood, Sanmat aims to create a long-term impact on the lives of the marginalized communities in Jharkhand.

About Sanmat

Sanmat is a committed NGO in India, empowering marginalized communities through sustainable initiatives in health, education, skill development, and social forestry. Since 2007, it has impacted over 23 million lives across six states. Sanmat leads transformative programs, including the Post Matric Scholarship scheme, livelihood generation projects, and community radio stations, while also managing Tribal Kalyan Hospitals in rural areas. With 13 offices, 637 professionals, and 32,500 volunteers, Sanmat remains dedicated to driving meaningful change at the grassroots level.

Mysuru, Indore, Nagpur, and Thiruvananthapuram Poised to Lead India’s Real Estate Evolution Through 2025. In a compelling expert analysis of The MINT Report: India’s Next Real Estate Growth Quadrant, Ashwinder R. Singh, a leading expert in India’s real estate sector, highlights the transformative potential of Mysuru, Indore, Nagpur, and Thiruvananthapuram (MINT). These cities, he argues, are redefining growth paradigms through infrastructure innovation, economic diversification, and surging demand, positioning them as critical investment frontiers for the next decade.

Cities: Redrawing India’s Real Estate Map
Mysuru, long regarded as Bengaluru’s satellite, is now carving its own identity as a tech and infrastructure hub. The Bengaluru-Mysuru Expressway has catalyzed residential demand among Bengaluru professionals, while its burgeoning IT and startup ecosystem drives employment and housing needs. Annual housing price growth of 10-15% and a 40-50% spike in rentals reflect its rising appeal, particularly in localities like Kuvempu Nagar and Bogadi.

Ashwinder R. Singh, Vice Chairman of BCD Group and Co-Chairman of CII (NR Real Estate)

“Mysuru is no longer an overflowing market-it’s a self-sustaining ecosystem with independent growth drivers,” remarks Ashwinder R. Singh.

Indore’s rapid ascent as an industrial and commercial powerhouse mirrors the early trajectories of cities like Gurugram and Pune. Anchored by industrial corridors, a thriving MSME sector, and IT expansion, the city’s Super Corridor has evolved from vacant plots into a bustling hub of business and residential activity. Residential prices here have soared 65% in the past year, bolstered by Indore’s reputation as one of India’s cleanest cities.

“Indore combines industrial grit with urban livability-a formula that attracts both businesses and homebuyers,”Singh notes.

Nagpur’s strategic centrality and infrastructure investments, including the Nagpur-Mumbai Super Communication Expressway, have cemented its role as a logistics and industrial nerve centre. The MIHAN SEZ, projected to generate 50,000+ jobs, underpins an 18% annual appreciation in real estate values. Singh observes, “Nagpur’s transformation from a Tier-2 city to a national investment magnet is a testament to visionary infrastructure planning.”

Thiruvananthapuram blends technology and tourism to create a unique real estate proposition. Technopark, one of India’s largest IT hubs with over 400 companies, fuels job creation and NRI investment interest. Concurrently, coastal infrastructure and tourism developments are driving demand for premium residential and commercial spaces. “This city offers a rare convergence of tech talent, natural beauty, and urban planning-a trifecta for discerning investors,”Singh highlights.

A Compelling Case for Early Investment

Singh’s analysis stresses that MINT cities offer affordability, with property values trailing Tier-1 metros, alongside exponential growth potential. Mega infrastructure projects-from expressways to SEZs-are accelerating urbanization, while shifting buyer preferences to favour well-planned Tier-2 cities over congested metros. “These markets are at an inflection point,” Singh states. “Investors who act now will capitalize on early-mover advantages as these cities mature into tomorrow’s economic engines.”

About Ashwinder R. Singh
Ashwinder R. Singh, Vice Chairman of BCD Group and Co-Chairman of CII (NR Real Estate), brings over two decades of expertise in shaping India’s real estate landscape. A three-time bestselling author-including a Shark Tank-featured title-he has held leadership roles at JLL Residential, ANAROCK, and Bajaj Housing Finance, offering unparalleled insights into development, advisory, and financing. His analysis of The MINT Report distils decades of frontline experience into actionable strategies for investors and industry stakeholders.

Neokred, a customer experience platform for business requirements, has partnered with The Akshaya Patra Foundation, the largest NGO led school meal programme, to support the nutrition and education of school children in India.

The Akshaya Patra Foundation joins hands with Neokred for a charity golf event

The collaboration is a part of Neokred’s CSR-driven initiative, The Empact Project, which aims to redefine Corporate Social Responsibility (CSR) by creating transparent, scalable and impact-driven partnerships between corporates and NGOs. The platform is designed to help businesses collaborate with NGO’s, ensuring their CSR initiatives make a significant contribution to society. By leveraging this initiative, organisations can easily discover vetted NGOs, track real-time impact and build purpose-driven partnerships.

‘Golf for Good’, a charity golf event will serve as the inaugural initiative under The Empact Project to mark the beginning of this transformative partnership. It aims to unite corporate leaders, philanthropists and changemakers to support Akshaya Patra’s mission of providing an equitable future to children. The foundation currently serves over 2.25 million children as the implementing partner of the Government of India’s PM POSHAN Programme.

Speaking about the partnership, Mr Shridhar Venkat, CEO – The Akshaya Patra Foundation, highlighted, “As we launch the Golf for Good event in collaboration with Neokred under The Empact Project, we are not just participating in a charity golf event; we are driving a transformative agenda for social good. This initiative marks a significant stride towards eradicating educational inequities and providing nutritious meals to schoolchildren across India. At Akshaya Patra, we are committed to pioneering sustainable solutions in the CSR landscape, ensuring that every corporate partnership and philanthropic effort contributes effectively towards building a brighter, healthier future for our children. We are proud to set this precedent with Neokred, where together, we redefine the impact of corporate social responsibility.”

Adding to this, Vivek Sridhar, Director Global Expansion and Strategy at Neokred, said, “CSR is evolving beyond compliance; it’s about making a real impact. The Empact Project was built to make corporate philanthropy transparent, scalable and effective. Through this partnership with Akshaya Patra, we aim to create a long-term collaboration that goes beyond one-time donations.”

Akshaya Patra’s, Golf for Good in aid of The Empact Project, efforts to address classroom hunger and support children’s nutrition and education is a pivotal step in blending business with philanthropy. It will evolve the CSR approach by fostering ongoing community engagement and sustainable solutions that positively impact society in the long term.
Interested players can register through: www.akshayapatra.org/golf-for-good.

About Akshaya Patra
The Akshaya Patra Foundation is a not-for-profit organisation which strives to address classroom hunger and malnutrition in India. By implementing the PM POSHAN Abhiyaan (Mid-Day Meal Scheme) in government and government-aided schools, Akshaya Patra aims to fight hunger and at the same time, bring children to school. Since 2000, Akshaya Patra has worked towards reaching out to children with wholesome food on every single school day. The Foundation is continuously leveraging technology to cater to millions of children. Its state-of-the-art kitchens have become a subject of study and attract curious visitors from around the world.

In partnership with the Government of India, various state governments and UT administrations, and the inestimable support of many philanthropic donors and well-wishers, Akshaya Patra has grown from humble beginnings serving just 1,500 school children across five schools to become one of the largest (not-for-profit run) school feeding programme in the world, serving wholesome food to over 2.25 million children from 23,000+ schools across 16 States and 3 Union Territories in India.

About The Empact Project
Neokred, known for its expertise in building innovative tech products, aimed to leverage its capabilities for a greater purpose – one that gives back to society. This vision led to the creation of The Empact Project, a purpose driven platform designed to bridge the gap between CSR-focused corporations and NGOs seeking funding for their initiatives. By ensuring 100% transparency, rigorous program vetting, and comprehensive impact reporting, The Empact Project enables businesses to engage in impactful, measurable, and scalable social responsibility efforts. The Empact Project platform aims to be the cornerstone of collaboration between change enablers (corporates) and change makers (NGOs), paving the way for meaningful, real-world impact.

Read more about The Empact Project at www.theempactproject.org.

• Under the theme ‘​Imagining an AI-Driven Future Today: Innovating for a Better Tomorrow’, the expo will showcase India’s technological advancements and a rapidly developing urban landscape.

• The event will host over 1,000 participants, showcasing advancements in AI, 6G, Fintech, IoT, smart urban solutions, and much more.

The 32^nd Convergence India & 10^th Smart Cities India Expo 2025, jointly organised by the India Trade Promotion Organisation (ITPO), Ministry of Commerce & Industry, and Exhibitions India Group (EIG), offers a unique opportunity for India’s digital and emerging technologies ecosystem to showcase their achievements and contributions.

Nitin Gadkari, Minister for Road Transport & Highways, to Address the Industry at the 32nd Convergence India & 10th Smart Cities India Expo

Scheduled from March 19-21, at Bharat Mandapam, New Delhi, the expo is honoured that Shri Nitin Gadkari, Union Minister for Road Transport and Highways, Government of India, will be the Chief Guest. Sharing his views about this prestigious event, the Hon’ble Minister said, “While Convergence India has long been a champion of India’s ‘Digital Revolution’, Smart Cities India has played a crucial role in the country’s ongoing modernisation and development initiatives. Supporting the Government of India’s vision of Digital India, Make in India, and Smart Cities Mission, the expo provides a one-of-a-kind international forum to showcase ‘Brand India’ and unlock new opportunities in the country’s economic revolution.”

Under the theme “Imagining an AI-Driven Future Today: Innovating for a Better Tomorrow“, the 2025 edition allows visitors to enter a world of immersive technology. It brings together over 1,000 exhibitors from 28 countries, featuring cutting-edge advancements and solutions in telecom, Satcom, 6G, AI, big data, IoT, cybersecurity, smart governance, fintech, urban mobility, and more, to an audience of over 50,000 over three days.

Up to 45 conference sessions will be held concurrently, during which representatives from the Union and State governments, industry stalwarts, think tanks and academia will debate issues relating to India’s digital revolution on topics like ‘Connecting India: From 5G leader to 6G game changer’, ‘How AI will shape India’s Tech-Ade’, ‘Women & Technology: Leading India’s Transformation in a Changing World’, and more. Esteemed speakers from participating Ministries include Abhishek Singh, Additional Secretary, Ministry of Electronics & IT and CEO of India AI Mission; Sanket Bhondve, Joint Secretary, Ministry of Electronics & IT; and A. Dhanalakshmi, Joint Secretary, Ministry of Science & Technology.

Mr. Sergey Cheremin, Minister of the Government of Moscow and Head of the Department for External Economic and International Relations of Moscow, will be among the international speakers. Meanwhile, big names like Nokia, Capgemini, Meta, Tech Mahindra, HCL Tech, Jio Platforms, and Cisco will represent the private sector. Prominent entrepreneurs such as Aman Gupta (Co-founder & CMO, boAt) and Ankur Warikoo will also engage with attendees, offering insights into India’s thriving startup ecosystem.

Over the years, the expo has become a celebration of India’s rising influence as a global digital powerhouse and a display of its emerging modernisation and development landscape. The event also opens doors for global players seeking partnerships and collaborations in the fast-growing Indian market. With several ministers, senior dignitaries, Smart City CEOs, planners, and industry heads marking their presence, the 32^nd Convergence India & 10^th Smart Cities India Expo 2025 is a breeding ground for reformative and revolutionary ideas and concepts.

A big crowd-puller is the Startup Hub, which features 300 startups presenting innovations in emerging technologies, ICT, and Smart City solutions. It will facilitate mentoring opportunities by ecosystem pioneers, specifically curated conference sessions, a Startup Pitch competition, and Investor & Startup meets, with the intent to help participating startups establish business relationships with industry stakeholders. Moreover, the coveted Smart City & Fintech Innovation Awards will catapult this ecosystem to the next level.

In addition to the business activities planned, the event is a crowd puller and the go-to venue for those seeking the latest gadgets, accessories, gaming, Satcom/OTT solutions, customised WiFi / media, surveillance equipment, computer peripherals, etc., or wanting to explore experiential zones and interactive workshops. An Indoor Drone Show will allow the participants and visitors to experience live demonstrations of the latest drone technology. Meanwhile, an interactive AI zone will enable visitors get a first-hand look at the sheer power of AI in shaping tomorrow’s world.

Ms Chandrika Behl, Managing Director, Exhibitions India Group, observed, “India is at the forefront of the digital revolution. And, in this context, the Convergence India & Smart Cities India expo has remained a clear leader and a powerful platform where ideas transform into execution, shaping India’s future in digital technology and smart infrastructure. We will continue to guide the industry towards futuristic technologies that will empower the economy and bring the nation closer to the vision of becoming ‘Viksit’ by 2047.”

Co-located expos:

• AI Bharat Expo

• IoT India Expo

• Mobile India Expo

• Fintech India Expo

• Embedded Tech India Expo

• Smart Mobility India Expo

• Startup Hub Expo

About Convergence India Expo

Since 1992, Convergence India has heralded the telecom and digital revolution in India. It’s the country’s largest technology and infrastructure expo, providing a platform to showcase ‘Brand India’ by supporting the ‘Make in India’ and ‘Digital India’ missions. Convergence India is at the forefront of promoting technological advancements in the fields of telecom, Satcom, broadcast, wired & wireless technologies, 5G & 6G networks, IT solutions such as Cloud, Big Data & Analytics, AI, smart solutions, M2M, Mobile & Accessories, IoT, Embedded tech, Blockchain, FinTech and Digital Gaming – the entire gamut of digital solutions.

About Smart Cities India Expo

The Smart Cities India expo displays India’s emerging modernisation and development landscape that aims to deliver better citizen-centric services across the country. The expo showcases the integration of transformative technologies with the key pillars of urban development and the use of smart ICT solutions for optimising resources that make cities smart and sustainable.

The 2024 Mahindra Thar ROXX from Mahindra and Mahindra Ltd. is the first new passenger vehicle to feature Monroe OE Solutions passive dampers fitted with Tenneco’s Monroe Ride Refine™ Advanced Hydraulic Rebound Stop (AHRS), which minimizes suspension rebound topping energy and noise during offroad driving and in other extreme environments.

AHRS Technology featured on Mahindra Thar ROXX

The new Thar ROXX, unveiled in Kochi on 15th August 2024, offers an unmatched blend of sophistication, performance, presence, safety, and technology. Positioned as “‘THE’ SUV,” the five-door model is a fully capable on- and off-road SUV that comfortably seats five. With its All-New M_GLYDE Platform, it is engineered for a smooth ride and precise handling, ensuring class-leading dynamics on and off the road. To ensure exceptional ride and handling performance in all driving conditions, Mahindra and Mahindra selected Monroe OE Solutions double-tube dampers featuring the next-generation Ride Refine AHRS, a highly tunable secondary valve that works in concert with each damper’s main valve to absorb peak loads during high-energy bumps and when encountering deep potholes. This unique capability ensures optimal energy absorption to decrease body control without compromising passenger comfort.

The AHRS valve The AHRS valve fitted in the Mahindra Thar ROXX

“Ride Refine AHRS technology delivers premium damping performance and an exceptionally broad tuning range,” said Hal Zimmermann, Vice President and General Manager, Monroe Ride Solutions. “Our growing portfolio of Ride Refine secondary valve systems opens the door to a vast new range of ride tuning and performance capabilities available through conventional passive dampers.”

Monroe OE Solutions Damper Monroe OE Solutions Damper with AHRS valve technology

The new Ride Refine AHRS features an innovative pressure tube and a proprietary high strength sealing ring that provide a smooth and progressive transition to hydraulic rebound stop activation. The system allows OEMs to deliver a comfortable ride in all vehicles, but especially in SUVs.

The 2024 Mahindra Thar ROXX The Mahindra Thar ROXX , offers an unmatched blend of sophistication, performance, presence, safety, and technology

Each OE Solutions damper on the Thar ROXX also features the Monroe MTV CL piston valve, providing digressive damping characteristics for enhanced handling performance, and the Ride Refine RC1 valve, which applies frequency dependent damping to smooth out high-frequency wheel motions.

For more information on our Monroe Ride Solutions technologies, visit: MonroeRidesolutions.com.

About Tenneco

Tenneco is one of the world’s leading designers, manufacturers, and marketers of automotive products for original equipment and aftermarket customers. Through our DRiV, Performance Solutions, Clean Air and Powertrain business groups, Tenneco is driving advancements in global mobility by delivering technology solutions for light vehicle, commercial truck, off-highway, industrial, motorsport and the aftermarket.

Visit www.tenneco.com to learn more.

About Mahindra

Founded in 1945, the Mahindra Group is one of the largest and most admired multinational federation of companies with 260000 employees in over 100 countries. It enjoys a leadership position in farm equipment, utility vehicles, information technology and financial services in India and is the world’s largest tractor company by volume. It has a strong presence in renewable energy, agriculture, logistics, hospitality, and real estate. The Mahindra Group has a clear focus on leading ESG globally, enabling rural prosperity and enhancing urban living, with a goal to drive positive change in the lives of communities and stakeholders to enable them to Rise.

Learn more about Mahindra on www.mahindra.com | Twitter and Facebook: @MahindraRise / For updates subscribe to www.mahindra.com/news-room.

• Unified view of financial accounts including bank accounts, mutual funds, and stock portfolios

• Personalised, actionable insights to enable smarter financial decisions and portfolio management

• Tech-driven investment advisory services offering tailored recommendations powered by advanced algorithms and data analytics

Paisabazaar, India’s leading marketplace for consumer credit and free credit score platform, today announced the launch of PBMoney – a personal finance management platform designed to provide consumers with holistic insights and advise, to help them build stronger financial health.

Paisabazaar launches PB Money to simplify personal finance

Paisabazaar, through PBMoney, aims to deepen engagement with its large and diverse consumer base by offering a unified financial experience. PBMoney is built on the Account Aggregator framework, along with other data integrations, offering consumers a comprehensive view of their entire financial life. The platform consolidates financial accounts-including bank accounts, mutual fund portfolios, and stocks-into a single dashboard. In the coming months, PBMoney will also integrate data on insurance coverage and GST filings, providing consumers a complete understanding of their financial standing.

This industry-first initiative will provide personalised, actionable insights to help consumers track income and expenses, monitor investments, and assess insurance coverage-empowering them to make informed financial decisions. Built on a technology-first approach, PBMoney delivers a seamless and intuitive experience to enhance financial awareness and wellness.

Radhika Binani, Chief Product Officer, Paisabazaar, said, “As a consumer credit platform, we have helped millions make informed credit decisions over the past decade, earning deep consumer trust. With PBMoney, we are extending this ethos beyond credit to empower consumers with holistic financial wellness. PBMoney will provide a seamless, unified and holistic financial management experience-empowering consumers to take control of their financial future with confidence.”

Along with seamlessly tracking income and expenses and providing actionable insights to manage their financial lives more efficiently, PB would deliver a comprehensive view of mutual fund and stock investments, offering key insights into portfolio performance and composition.

PBMoney’s investment advisory services would offer personalised recommendations powered by advanced algorithms and data analytics. The platform will analyse each individual’s profile and risk appetite in real-time, offering tailored investment strategies, including portfolio rebalancing to help consumers maintain their desired asset allocation over time and keep their investments aligned with their financial goals and risk profiles.

PBMoney’s advisory services are independent of execution and transactions. Consumers are free to implement the advice on a platform of their choice, ensuring greater transparency and keeping consumer interests at the core. The digital-only model also eliminates the complexities and friction often associated with traditional advisory services, providing instant access to personalised insights anytime, anywhere.

In the coming months, PBMoney would continue to evolve, keeping consumer needs at the centre and expanding insights into all key financial aspects including adequate insurance coverage, emergency corpus planning, and more.

About Paisabazaar

• Paisabazaar is India’s largest marketplace for consumer credit and free credit score platform. It is part of the PB Fintech Group (listed on Indian stock exchanges since 2021)

• Over the last 11 years, Paisabazaar has earned the trust and goodwill of over 50 million consumers

• Every month, the platform receives around 20 lakh enquiries from more than 1000 cities.

• Paisabazaar over the years has built deep partnerships within the lending ecosystem, partnering with 60+ Banks, NBFCs, NBFC fintechs, to offer wide choice

• Paisabazaar has been running India’s largest credit awareness initiative, by offering consumers their credit score from the credit bureaus for free

• Paisabazaar’s co-created strategy helps meet consumer need gaps, through a robust array of exclusive, first-in-market and best-in-class digital products, built with partner Banks and NBFCs

• Paisabazaar is also an ISO (27001: 2013) certified organization with industry-best controls, to safeguard the best interest of consumers. We are also a PCI DSS certified organization

Fixed Deposits (FDs) are a popular investment option for many due to their stability and predictable returns. Understanding how interest rates are calculated on FDs is crucial for making informed financial decisions.

Art of Calculating FD Interest

Shriram Finance, a leading name in the NBFC (Non-Banking Financial Company) sector, offers interest rates as high as 9.40%* p.a. (inclusive of 0.50%* p.a. for senior citizens and 0.10%* p.a. for women depositors). This appealing interest rate coupled with the understanding of how the calculation of interest rates on FDs are done, can significantly help customers maximise the returns on their investment.

Types of Interest Calculations
There are two primary methods used to calculate interest on FDs:

• Simple Interest

This method is straightforward and involves calculating interest on the principal amount for the entire tenure. The formula for simple interest is:

Simple Interest = (Principal Amount x Rate of Interest x Time Period) / 100

For example, if you invest Rs. 10,000 at an interest rate of 5% per annum for 2 years, the simple interest would be:

Simple Interest = (10,000 x 5 x 2) / 100 = Rs. 1,000

The total maturity amount would be Rs. 11,000 (Rs. 10,000 principal + Rs. 1,000 interest).

• Compound Interest

Compound interest is a more powerful method where interest is calculated on both the principal amount and the accumulated interest from previous periods. This leads to higher returns over time. The formula for compound interest is:

Compound Interest = P(1 + r/n)^(nt) – P

Where:
P = Principal amount
r = Annual interest rate (in decimal form)
n = Number of times interest is compounded per year
t = Time period in years

For instance, if you invest Rs. 10,000 at an interest rate of 5% per annum compounded annually for 2 years, the compound interest would be:

Compound Interest = 10,000(1 + 0.05/1)^(1*2) – 10,000 = Rs. 1,025

The total maturity amount would be Rs. 11,025 (Rs. 10,000 principal + Rs. 1,025 interest).

Shriram Finance uses compound interest for calculating interest on its fixed deposit (FD). This method allows interest to be calculated on both the initial principal and the accumulated interest from previous periods, enhancing the overall returns for investors.

Conclusion
By understanding the nuances of FD interest calculations and considering the factors that influence interest rates, you can make informed decisions to maximise your returns on your investments. Shriram Finance uses the power of compounding to calculate interest rates on Shriram Unnati Fixed Deposit, allowing investors to benefit from enhanced returns and a significant corpus.

About Shriram Finance
Shriram Finance is a leading diversified financial services company in India, offering a wide range of financial products and services across consumer, wholesale, and business finance segments. The company has a strong presence pan India with a network of 3,196 branches and an employee strength of 79,405 with an AUM of Rs. 254,469 crores. With a focus on financial inclusion and customer-centricity, Shriram Finance continues to empower individuals and businesses to achieve their financial goals.

Disclaimer

With regards to deposit-taking activity of Shriram Finance Limited (‘SFL’), viewers may refer to detailed information and T&C provided in our application form available at www.shriramfinance.in/downloads. The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

Parimatch is thrilled to expand its lineup just in time for the highly anticipated Indian T20 League. This season, users can place bets on cricket sensation Nicholas Pooran, who plays for the Lucknow Super Giants, and mystery bowler Sunil Narine, who represents the Kolkata Knight Riders.

Parimatch Introduces Exclusive Markets for Nicholas Pooran and Sunil Narine Ahead of the Indian T20 League

The 2025 Indian T20 League will run from March 22 to May 25, 2025, featuring 10 teams competing in 74 matches across various venues in India.

The tournament kicks off with defending champions Kolkata Knight Riders facing Royal Challengers Bengaluru at Eden Gardens, Kolkata, which will also host the grand finale. This highly anticipated season promises two months of action-packed cricket, bringing together the world’s top players as they battle for T20 supremacy.

Parimatch invites cricket fans to explore exciting new markets, back their favourites, and make the most out of this season.

Nicholas Pooran Specials
Nicholas Pooran, a Parimatch brand ambassador, continues to showcase his exceptional talent. Last season, he scored 499 runs in 14 matches, finishing as Lucknow Super Giants second-highest run-scorer and eighth overall in the tournament. This year, Parimatch offers Nicholas Pooran tournament specials, covering six key markets in the Indian T20 League:

• Tournament Fifties

• Tournament Centuries

• Tournament Total Fours

• Tournament Total Sixes

• Tournament Total Runs

Nicholas Pooran’s Strike Rate
These markets let fans delve into Pooran’s batting performance, offering the chance to predict milestones such as half-centuries, centuries, his total boundaries (fours and sixes), overall runs, and his strike rate, adding an extra layer of excitement to every match he plays.

Sunil Narine Specials
Sunil Narine, another Parimatch ambassador celebrated for his mysterious bowling and impactful batting, is also featured in the new lineup of markets.

Last season, he showcased outstanding all-round dominance, scoring 488 runs and claiming 17 wickets, earning the prestigious Most Valuable Player award. This season, fans can bet on various aspects of his Indian T20 League performance, including:

• Hat-trick In match

• Tournament Total Wickets

• Tournament Total Fours

• Tournament Total Sixes

• Tournament Total Runs

• Tournament Economy Rate

• Tournament Bowling Average

• Tournament Bowling Strike Rate

• Sunil Narine’s Strike Rate

These markets let fans dive deep into Narine’s allround brilliance-whether he’s smashing boundaries, maintaining a strong strike rate, or taking game-changing wickets. From hat-tricks and economy rates to total runs and wickets, every bet adds an extra thrill to watching his game-changing performances unfold.

All new markets will remain active throughout the tournaments, offering an immersive experience that keeps fans closely connected to the on-field performances of Nicholas Pooran and Sunil Narine.

For the latest updates and to explore other exclusive markets, please visit Parimatch’s official website.

About Parimatch
Parimatch is the #1 global gaming platform that provides a complete suite of sports and casino online iGaming services to its customers. Since 1994, Parimatch has grown to be enjoyed by 3,000,000 active users worldwide. It is trusted by the worlds top athletes and celebrities: Trinidadian cricket stars Nicholas Pooran and Sunil Narine, Indian rap icon Divine, and Indian MMA fighter Ritu Phogat are among their brand ambassadors. Parimatch is the Regional Sponsor of the Argentine Football Association and the Title Sponsor of the Sunrisers Eastern Cape, a South African professional Twenty20 cricket franchise team. Since 2019, Parimatch has been one of the leading iGaming brands in Africa, Asia, and Latin America.

With gold prices at an all-time high, Tanishq, India’s largest jewellery retail brand from the House of Tata, presents its ‘Tanishq Gold Exchange Program‘, offering customers an unparalleled opportunity to maximize the value of their gold. Whether it’s tiny, forgotten fragments tucked away in a locker or heirloom pieces collected over generations, Tanishq welcomes every piece-no matter how small-and transforms them into jewellery that reflects today’s aspirations. At the heart of Tanishq’s Gold Exchange Program lies the Tanishq Exchange Advantage, built on 100% Transparency, Zero Deduction, and the Best Gold Rate Available.

High Gold Prices Holding You Back Tanishqs Latest Gold Exchange Offer Unlocks Maximum Value for its Customers

This initiative is designed for those who see jewellery not just as an ornament but as an evolving expression of their style and milestones. Brides-to-be can now exchange decades of accumulated gold into breath-taking wedding jewellery, crafted with Tanishq’s craftsmanship and unique designs. Customers can also exchange their old gold for natural diamonds, elevating their collections with rare and timeless brilliance. With no deductions on 22K and above for pure gold and 21K and above for studded jewellery, customers benefit from a seamless and honest process, reinforced by on-the-spot Karatmeter testing and melting for complete accuracy.

The Tanishq Gold Exchange Program, valid across all Tanishq stores, comes at a pivotal time when customers are planning their gold purchases for the wedding season and festive occasions. Whether it is a bride-to-be looking to transform family heirlooms into bespoke bridaljewellery, a smart investor seeking the best value, a trend-conscious shopper upgrading to contemporary designs, or a connoisseur of craftsmanship in search of timeless elegance, this initiative caters to every need. Even the most delicate or outdated gold pieces can be repurposed into contemporary, everyday elegance, proving that no piece is ever too small to hold value. With a legacy of trust and craftsmanship, Tanishq has already helped over 1 lakh brides create their dream wedding jewellery and facilitated the exchange of 1,70,000 kg of old gold nationwide. As part of the Festival of Exchange, this program is more than just an offer-it’s an invitation to reimagine, reinvent, and celebrate jewellery in a way that resonates with today’s aspirations. Now is the time to unlock the true potential of your gold, no matter how small, and give it a new life with Tanishq.

Speaking on the initiative, Mr. Arun Narayan, VP, Category, Retail and Marketing, Tanishq, Titan Company Ltd, said, “In times like these, when gold prices are scaling new heights and wedding budgets need careful planning, Tanishq’s Old Gold Exchange program has been a beacon of joy for families across India. Over 1 lakh brides have sparkled on their special day in Tanishq’s wedding trousseau by simply exchanging old gold-of any condition, bought from any jeweller. Every Tanishq boutique is equipped with skilled karigars, advanced equipment, and a transparent purity-check and melting process, ensuring you get the best value for your old gold. Exchange it for the dazzling wedding jewellery you’ve always dreamed of. Walk into any of our 500 stores to turn your old gold into new jewellery for your dream wedding!”

About Tanishq

Tanishq, India’s most-loved jewellery brand from the TATA Group, has been synonymous with superior craftsmanship, exclusive designs and guaranteed product quality for over two decades. It has built for itself the envious reputation of being the only jewellery brand in the country that strives to understand the Indian woman and provide her with jewellery that meets her traditional and contemporary aspirations and desires. To stress their commitment to offer the purest jewellery, all Tanishq stores are equipped with the Karatmeter which enables customers to check the purity of their gold in the most efficient manner. The Tanishq retail chain currently spreads across 450+ exclusive boutiques in more than 250+ cities.