Renowned architect and designer Ninad Pardeshi, the visionary force behind ELM Designs, is proud to announce the launch of ELM Art Gallery, an exclusive art gallery dedicated to luxury and heritage. Under its brand Moksha Sutra, the gallery will feature an exclusive collection of art masterpieces dedicated to timeless elegance and cultural sophistication. Located in the heart of Mumbai, ELM Art Gallery promises to be a sanctuary for art connoisseurs and collectors.

Mr. Ninad Pardeshi, ELM Designs

As the Principal Architect and CEO of ELM Designs, Ninad Pardeshi has built a legacy of creating transformative spaces that marry tradition with contemporary luxury. With over two decades of experience and a philosophy rooted in the belief that “Life is Luxury,” Ninad’s latest endeavor pushes the boundaries of artistic expression, showcasing a curated collection of high-end masterpieces crafted by India’s finest artisans and emerging talents from institutions like JJ School of Art.

ELM Art Gallery aims to preserve and celebrate India’s rich artistic heritage while offering a platform for innovation. The gallery will feature an exquisite range of paintings, sculptures, and installations that reflect maximalist aesthetics and intricate craftsmanship-hallmarks of the ELM Designs brand.

“Our mission with ELM Art Gallery is to create a space where art meets soul,” said Ninad Pardeshi. He further added, “This gallery is not just about displaying art; it’s about connecting people to the stories, emotions, and traditions that define our culture. We want our patrons to experience luxury not just as opulence but as a deeper connection to beauty and heritage.”

This ELM Art Gallery designed to cater to high-net-worth individuals and art lovers reflects ELM Designs’ core values of excellence, creativity, and sustainability. Its debut collection under Moksha Sutra will highlight works that integrate vastu principles and eco-conscious materials, offering visitors a sensory journey through India’s artistic legacy.

In addition to its Mumbai location, Ninad Pardeshi has ambitious plans to expand ELM Art Gallery internationally, with future galleries envisioned in Milan and Dubai, further positioning ELM Designs as a global leader in luxury design and artistry.

About ELM Designs
Founded in 2010, ELM Designs is India’s premier luxury architectural and interior design firm. With a focus on blending opulence with functionality, ELM has become the go-to destination for Bollywood celebrities and high-net-worth individuals seeking bespoke living experiences. Guided by its core mantra, “Life is Luxury,” ELM continues to set new benchmarks in design innovation and cultural preservation.

The Indian Institute of Technology Kharagpur (IIT Kharagpur) hosted the 21st Annual Alumni Meet from January 3rd to 5th, 2025, a landmark event organized by the Students’ Alumni Cell. The event brought together alumni from across generations to celebrate their enduring connection with their alma mater, relive cherished memories, and engage with the current campus community.

Reliving memories and cherishing bonds at the 21st Annual Alumni Meet of IIT Kharagpur – a timeless journey to where it all began

Celebrating Reunions and Legacy

This year’s meet celebrated the milestone reunions of the batches of 1975,1985 and 2000. Alumni from these batches were warmly welcomed and honored in specially curated programs, which included nostalgic visits to their old halls of residence, interactive campus tours, and photo sessions to commemorate their bond with the institute.

Dynamic Events and Activities

The event kicked off with an inauguration ceremony on January 3rd, attended by the Interim Director, Prof. Amit Patra, distinguished faculty members, and the alumni. Over the course of three days, the meet featured:

Panel Discussions and Keynote Sessions: Alumni from diverse industries shared their insights on topics such as emerging technologies, entrepreneurship, and societal challenges.

Networking Opportunities: Alumni had the chance to reconnect with peers and interact with students during informal networking sessions, fostering mentorship and collaboration opportunities.

Cultural Extravaganza: A grand cultural evening showcased mesmerizing performances by students and alumni, including music, dance, and drama that captured the spirit of KGP.

Distinguished Alumni Awards

The Distinguished Alumni Awards Ceremony, held on January 3th, was the highlight of the event. Alumni who have made remarkable contributions in various fields were recognized and celebrated. Their inspiring journeys served as a testament to the institutes legacy of excellence.

Innovation Showcase

Alumni were deeply impressed by the advancements in technology and innovation taking place at IIT Kharagpur, reaffirming the institute’s position as a leader in education and research.

Emotional Connections and Reflections

One of the most cherished moments was the “Down the Memory Lane” session, where alumni shared interesting stories from their student days, bringing smiles and laughter to everyone present.

A Shared Vision for the Future

During the concluding session, the Interim Director emphasized the importance of alumni in shaping the institute’s future. He invited alumni to contribute through mentorship, funding, and collaborations, ensuring IIT Kharagpur remains at the forefront of global education and research.

A Successful Conclusion

The 21st Annual Alumni Meet ended on a high note, leaving everyone with a renewed sense of belonging and pride in being a part of the KGPian community. The event not only celebrated the past but also strengthened the bond between alumni and the institute, paving the way for a brighter future.

Website: sac.iitkgp.ac.in,

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Safex Chemicals Group, a leader in the chemical industry, marks its 34th Foundation Day with the launch of an inspiring employee engagement campaign that bridges its storied past with its ambitious future. The idea of Safex was conceived by Late Mr. S.K. Jindal and Mr. S.K. Chaudhary at a time when the Indian agrochemical industry was dominated by multinational companies. The company celebrated this milestone across the country, with more than 1,500 staff members gathering to remember and pay homage to Late Mr. S.K. Jindal.

Mr. S K Chaudhary, Mr. Piyush Jindal, Mr. Neeraj Jindal and Mr. Rajesh Jindal

The celebration underscores the company’s evolution from a single facility in Bahadurgarh, Haryana, in 1992, to an international enterprise with seven manufacturing units across India and the UK. The month-long celebration features a series of thoughtfully crafted initiatives reflecting the companys remarkable journey and core values. The “Walk to Your Dreams” Challenge, inspired by Founder & Chairman Mr. S.K. Chaudharys extraordinary life story, encouraged employees to walk 10,000 steps daily throughout December 2024. This initiative symbolizes the grit and determination that have defined both Mr. Chaudhary’s personal journey and Safex’s impressive growth-achieving a 40-fold increase since 2010 and maintaining a 35% CAGR over the past five years.

Complementing this physical initiative is the “Dream Big“program, dedicated to the late Mr. S.K. Jindal, Co-founder of Safex Chemicals. This forward-looking initiative invited employees to set ambitious personal and professional goals, mirroring the companys transition from serving local farmers to building a network of over 15,000 distributors across 21 states and employing more than 1,500 people globally. The companys strategic milestones, such as the acquisition of UK-based Briar Chemicals in 2022, exemplify how bold aspirations can be turned into reality.

Reflecting on this journey, Mr. S.K. Chaudhary, Chairman of Safex Chemicals, said, “The situation was very tough but with sheer grit, determination and a strong will to succeed, we continued to progress slowly and steadily. Many challenges came along the way, but the spirit could not be defeated. Mr. S.K. Jindal left us along the way but new generation joined in to carry the legacy forward. It speeded up the pace of growth setting new benchmarks along the way. Today, present in almost all verticals of agrochemicals viz crop protection, home care, grain storage and contract development, Safex is the 2nd Indian agrochemical company after UPL to acquire a 115-acre facility in the United Kingdom at a cost of 73 million pounds.”

Adding a unique cultural dimension to the celebration was the “Jukebox” initiative, which took employees on a melodious 34-day journey through the company’s history. Each day featured five carefully selected songs representing every year since Safex’s founding in 1991. This musical timeline resonated with employees across generations and celebrated the company’s continued progress and legacy.

From modest beginnings to becoming a key player in the global chemical market, Safex Chemicals has grown to meet the demands of the ever-evolving agriculture industry. According to Agriculture Today Magazine, Safex has emerged as the 18th largest agrochemical company based on FY23-24 data, achieving one of the highest growth rates in the industry at 21% for the said year. As the company celebrates this significant milestone, these programs strengthen the bond between employees and the organization’s mission while laying the groundwork for future growth and innovation.

Following the traditions of ushering the New Year with happiness and prosperity, CREDAI-Pune Metro’s marks its 23rd edition of its Flagship event and Annual Property Exhibition, “Pune Property Expo 2025“, scheduled to be held from 17th to 19th January 2025 at the Agriculture College Ground, Pune. The event will bring together over 55 trusted developers, showcasing more than 400 RERA-registered projects from Pune, PCMC, and PMRDA regions. The exhibition aims to provide a platform for first-time home-buyers, Upgraders & Investors promising something for everyone. One can explore a wide range of real estate options, including affordable Studio &1 BHK to 5 BHK luxury housing, NA plots to premium villas, commercial properties to pre-leased assets tailored to Suit Every Lifestyle & Budget.

Exhibition Theme Khud Ka Ghar

Some notable highlights are as under:-

• On-the-Spot Deals & Best-In-Class Offers Available Only at the Exhibition

• Integral Home loan advice and Instant Home loan sanction by eminent bankers

• Entertainment, Lucky Draw, Attractive Free Gifts

• Customer Centric Seminars and Interaction with Developers

• Free entry, Free parking / Valet parking service available

• Food Court at your service

On 19th January, the expo will feature customer-focused seminars:

• The Essentials of Redevelopment for Homeowners: A panel discussion featuring Mr. Gautam Chaterjee (Ex-Chairman, MahaRERA & Chairman, GRSC), Mr. Suhas Patwardhan (Chairman, Maharashtra Co-Operative Housing Federation), and Mr. Vikram Karandikar (M.D., Chaphalkar Karandikar), moderated by Mr. Sanjay Deshpande (CMD, Sanjeevani Developers).

• The Hidden Checklist Every Homebuyer Needs by Mr. Rahul Ajmera, Partner, Vasupujya Corporation.

• Role of Homebuyers in Eco-Friendly Practices by Mr. Sandeep Sonigra, M.D., Orange County Group.

The Expo will be inaugurated on 17th January 2025 at 10:00 AM by Honourable Shri Murlidhar ji Mohol, Minister of State for Civil Aviation.

For more information and to register, visit www.credaipune.org/expo-register.

Next-generation financial services platform Mukuru (www.mukuru.com) has launched a mobile wallet in Zimbabwe called Mukuru Wallet. The secure digital store of value follows Mukurus award of a Deposit-Taking Microfinance Institution (DTMFI) licence in Zimbabwe by the Reserve Bank of Zimbabwe.

Building on Mukurus trusted capabilities, which support more than three-million Zimbabwean customers, the wallet has several benefits, including its standout features: two pockets that allow users to send and receive money locally and internationally from mobile phones, safe storage of funds as well as a free cashout on international transfers.

Marc Carrie-Wilson, Mukuru Send Money Home Zimbabwe CEO

Marc Carrie-Wilson, Send Money Home Zimbabwe CEO says, “The Mukuru Wallet is a significant development in the country because we have built a reputable brand by consistently ensuring cash availability when needed. To avoid disappointing people who travel long distances to receive their remittances which they use for food, school fees and other essential services, we now have 250 of our own service points. With a network stretching across urban and rural areas, we can reach more people than ever, providing constant cash availability and valuable digital solutions, such as the Mukuru Wallet, to the underserved communities.”

Doug Tait-Knight, Mukuru Zimbabwe Financial Services CEO

Mukuru Zimbabwe Financial Services CEO, Doug Tait-Knight, says, “Mukuru takes its role as a fintech driving financial inclusion seriously. With this wallet, we tap into our strength which lies in our robust network and technology, as well as our crispy notes that are always available, making this an exciting moment in our evolution in Zimbabwe.

“The wallet environment enables us to start providing additional value such as allowing more affordable domestic money transfers, supporting safety by eliminating the need for customers to walk around with large sums of money, and providing convenience and cost savings, such as paying for electricity, buying airtime, settling DSTV bills and paying for insurance from their couch. Our use of multiple channels also ensures accessibility for our customers,” explains Tait-Knight.

While currently focusing on private end users, soon organisations will be able to partner with Mukuru to make use of its local capabilities and global footprint to facilitate payments, such as distributing money to farmers, supporting payroll for small businesses and securing traceable aid distributions. Various organisations such as Cottco and the United Nations, through the World Food Programme, and the United Nations Childrens Fund (UNICEF) already partner with Mukuru.

Kevin Nyakotyo, Mukurus Enterprise Sales Manager for Zimbabwe and Zambia

Kevin Nyakotyo, Mukurus Enterprise Sales Manager for Zimbabwe and Zambia, added, “Our success in the end-user sector has enabled us to set in motion plans to enter the business sector. Whether it is for tobacco or cotton, payments made to farmers are often large sums of money. The Mukuru Wallet will make receiving these large sums of money far safer because beneficiaries wont need to draw all their cash at the same time.”

“We have a mandate to educate the market based on trends we see, and with this wallet, we are reaching out to both organisations and individuals and giving them peace of mind to know their funds will be safe and can be collected at any time. They can draw an amount that suits them with full confidence the cash will be available wherever they are, whenever they need it,” says Nyakotyo.

Soundbite – Doug Tait-Knight, Mukuru Zimbabwe Financial Services CEO: apo-opa.co/3C6LWkj

About Mukuru

Mukuru is a leading next generation financial services platform in Southern Africa that offers affordable and reliable financial services to a customer base of over 17 million+ across Africa, Asia and Europe.

With over 100 million transactions to date, our core was built providing international money transfers and from this base, weve developed a set of services to address the broader financial needs of our customers. We now operate in over 60 countries and across over 500 remittance corridors.

We are a business that puts the customer at the centre of everything we do, and for that reason, we serve clients across physical and digital channels, by various payment methods (cash, card, wallet) as well as a range of engagement platforms including WhatsApp, USSD, contact centre, App, website, agents and a branch and booth network.

Mukuru has, for the fifth consecutive year, been listed as one of the top 100 Cross Border Payments businesses in the world in the 2024 FXC Intelligence Top 100 Cross-Border Payment Companies, one of only six African companies to receive this accolade.

In 2023, Mukuru officially ranked sixth on the LinkedIn Top Companies List in South Africa.

Mukuru was celebrated for innovation and excellence at the 2023 Africa Tech Festival Awards, receiving the Fintech Innovation of the Year Award – an acknowledgment of the transformative power of financial technology in driving economic growth, financial inclusion, and digital transformation.

Visit www.Mukuru.com to learn more.

NCR-based DigiComm Marketing Services LLP, a renowned digital marketing agency known for its ORM strategies, Meta & Google marketing has made a bold foray into content creation with the launch of its new YouTube platform. The initiative, City News Channel-24 (CNC-24), will be a dedicated platform delivering timely news, updates, and insights, accessible on YouTube and all major social media platforms.

CNC-24 aims to deliver a wide range of content covering diverse topics, ensuring that audiences from all walks of life can find relevant, engaging, and reliable news. The platform will cater to a broad audience across digital channels, bringing both localized and global perspectives on various issues.

Dushyant Sinha, Founder, DigiComm Marketing Services LLP

Dushyant Sinha, Founder, DigiComm Marketing Services LLP, said, ”At DigiComm, we’ve always been at the forefront of digital marketing innovation. With the launch of CNC-24 as a dedicated YouTube, we are taking our commitment to content creation to the next level, delivering fresh, insightful news that caters to the growing demand for immediate information in today’s digital world. This initiative underscores our commitment to providing value to our viewers across platforms.”

This initiative shows DigiComm’s dedication to innovation in digital media, further solidifying its presence as a leader in online content creation. With this launch, it continues to push the boundaries of digital media, delivering a valuable resource that keeps audiences connected and informed in today’s digital landscape.

About DigiComm

DigiComm, a Delhi NCR-based company and the digital arm of Integrated Centre For Consultancy Pvt. Ltd. (ICCPL), is a leading and rapidly growing digital marketing firm, offering a diverse range of services across industries such as Real Estate, Hospitality, E-commerce, Political, Education, and Automobile. Established in 2017, DigiComm excels in delivering tailor-made, comprehensive digital marketing strategies that help clients achieve robust online presence and growth. With a keen understanding of the ever-evolving digital landscape, we focus on crafting deliberate, results-driven campaigns to maximize visibility and engagement for our clients. The digital marketing agency was recently in new for winning the BEST DIGITAL MARKETING AGENCY IN NORTHERN INDIA for its innovative and flawless online marketing strategies.

With the dawn of digital applications and the use of AI/ML in the loan approval process, it is both easy and quick to apply for a loan online through an instant loan app. The OneScore App stands out when it comes to personal loan applications as it combines the ability to check one’s creditworthiness and get access to funds instantly – all from one simple, intuitive mobile application.

OneScore: Instant Personal Loan App

By supporting borrowers in the effort to get approval on loans and address their financial health, the OneScore App is transforming the personal loan segment. Here’s an in-depth look into how OneScore makes applying for a personal loan online much more convenient.

Easy Credit Check

Before giving a stamp of approval, lenders run multiple checks of eligibility to ensure that the borrower can afford to repay a loan on time. This is even more stringent in the case of unsecured loans, such as a personal loan, where the risk of financial loss is high. This is the reason why a high credit score plays an important role.

This score gives lenders the necessary information regarding the borrowers credit health. With the OneScore App, borrowers can stay on top of their own creditworthiness by checking their score anytime. This helps them stay prepared for any unexpected situation or to improve their score for future credit needs.

With OneScore, consumers can get their credit reports for free and assess when and how much they can borrow. This gets the guessing game out of the way, giving them more clarity and confidence in their financial journey.

Score Planner

In case the score is insufficient, the next step is to work on improving the score before heading on to apply for a personal loan online. To streamline and speed up the journey towards a better credit score, the OneScore App gives borrowers smart and easy-to-use tips which are customised to their financial habits to help increase their credit score in the shortest time possible. This includes managing both credit cards and loans.

By seeing all their credit accounts listed under one roof and getting personalised suggestions, borrowers can easily reach the score they need. OneScore’s Score Planner facility helps them choose a tangible number and get there with the right financial moves.

Fraud Detection and Reporting

For many borrowers, low scores may be a result of fraud or a gap in reporting closed loan accounts by financial companies. OneScore makes this easier to detect by offering a clear picture of the number of credit score enquiries made using their PAN and the number of active loans and credit cards.

In case borrowers do not recognise any credit account in their name, they can take quick action to report the fraud to the credit bureau right away. The OneScore App provides an easy way to raise a dispute via its platform, so consumers are empowered to detect and report fraud or and suspicious activity.

Lifelong Support

Even with efficient use of credit cards and timely loan repayment, it requires discipline and patience to improve one’s credit score. It is also important for consumers to keep checking their score periodically.

By bringing credit scores from both CIBIL and Experian to borrowers’ fingertips, OneScore also gives them access to lifetime-free credit reports and insights. Armed with this information, consumers can work on the problem areas that are becoming a hurdle towards achieving their desired credit score.

Moreover, there are no membership fees or charges involved in generating a credit report. So applicants can check their score without stressing about its effect on their finances. By monitoring their score, borrowers can ensure that they are eligible for the best personal loan offer and can avoid rejection.

Swift Digital Application

Once the borrower has reached a good credit score, they dont need to go elsewhere for the best loan offer. They have the convenience of choosing the OnePL facility on the same app to apply for a personal loan online of up to ₹5 lakhs through their smartphone.

The steps to apply for a OnePL are easy:

• Tap on ‘Get Started’ on the OnePL banner (present on the homepage)

• Select the desired loan amount up to ₹5 lakhs

• Select the employment status from the given options

• Select the range of monthly income

• Wait for the perfect loan offer

Fast Approval and Disbursal

Thanks to the automated system, getting approval doesnt take days. This makes it a reliable option to get quick financing when the borrower is short of funds and experiencing a time crunch. Whats more, there is no documentation involved, which further speeds up the process. After selecting the best offer and getting approved, funds are disbursal without any delays.

Best Loan Terms Based on Eligibility

OneScore is an instant loan app that bridges the borrowing gap, connecting borrowers with lenders and ensuring a smooth process. Based on the borrowers credit profile, loan repayment and repayment capacity, they can find the lender with the most affordable interest rate and other loan terms.

Smart Planning

Even with a pocket-friendly interest rate, its crucial that borrowers choose a monthly amount that fits within their budget. To decide this, they need to select a suitable tenure. Choosing a longer tenure will reduce their monthly obligation but increase the overall payable amount. Similarly, a short tenure may increase the EMI burden, but borrowers can save money in the long term.

Keeping this in mind, it becomes imperative to choose a suitable EMI amount. The OneScore App also simplifies this task with an easy-to-use EMI calculator. By simply entering the loan terms, borrowers can forecast their EMI amount instantly and choose the ideal tenure in an informed manner.

In conclusion, the OneScore App aids the applicant from the pre-lending to the post-borrowing process. Another key point to note is that checking scores on the app does not affect their current score negatively. So, anyone can run unlimited checks anytime without any membership fee. To take control of their credit health and secure a collateral-free personal loan, borrowers can download the app now.