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How investors can use a CAGR calculator to understand portfolio performance over time

When reviewing long-term investments, investors might encounter multiple return metrics that appear similar but convey different information. For example, absolute returns describe total growth, while annual return reflects performance in a specific year. In this context, a CAGR or Compound Annual Growth Rate, may be commonly referenced as a way to express long-term portfolio growth in an annualised form.

 

How investors can use a CAGR calculator to understand portfolio performance over time

 

For investments held over several years, this measure may help place potential outcomes in perspective rather than focusing on isolated periods. A CAGR calculator can help with estimating the returns earned on an investment. Understanding what a CAGR calculator reflects, and what it ignores, may help investors interpret portfolio results with relatively more clarity.

 

What CAGR represents in portfolio analysis

CAGR, or Compound Annual Growth Rate, represents the annualised rate at which an investment’s value grew over a defined period, assuming all returns were reinvested.

 

CAGR does not represent interim volatility, instead it shows the returns as a single annualised figure – the steady rate at which an investment would have theoretically grown year on year to arrive at the final amount. In reality, a portfolio may experience uneven gains and declines during the investment period yet still show a positive CAGR if the final value is higher than the starting value. In this sense, CAGR summarises the outcome rather than the actual return path.

 

This makes CAGR suitable for a quick assessment of a portfolios long-term performance, rather than a granular view of day-to-day volatility.

 

Why CAGR is commonly used for long-term portfolios

Over extended horizons, portfolio performance may be influenced by market cycles, economic changes, and shifts in sentiment. Year-on-year returns may therefore vary. A CAGR condenses this variability into a single annualised figure, which may be relatively easy to interpret across longer periods.

 

For mutual funds, performance communication often relies on CAGR because investors enter and exit schemes at different points. CAGR allows historical performance to be presented without assuming identical investment dates or cash-flow patterns. For this reason, CAGR is treated as a reporting metric rather than an indicator of future potential results.

 

It is important to note that CAGR reflects only starting and ending values. It does not capture interim drawdowns, recovery phases, or periods of stagnation.

 

Past performance may or may not be sustained in the future.

 

How a CAGR calculator works

A CAGR calculator typically requires three inputs:

  • the initial investment value

  • the final investment value

  • the investment duration in years

 

Using these inputs, the calculator applies a mathematical formula to compute the annualised growth rate:

CAGR = (Ending Value / Beginning Value)^(1/n) − 1

Where:

Beginning Value = initial investment amount

 

Ending Value = value of the investment at the end of the period

 

n = number of years the investment is held

 

The result is typically expressed as a percentage by multiplying the outcome by 100.

 

For example, if an investment grows from Rs. 4,00,000 to Rs. 6,80,000 over a period of 7 years, the CAGR is calculated as:

 

CAGR = (6,80,000 / 4,00,000)^(1/7) − 1

 

This results in an approximate CAGR of 7.9% per annum, indicating that the investment’s value increased at an average annualised rate of about 7.9% over the seven-year period.

 

Example for illustrative purposes only. The calculator is an aid, not a prediction tool. It may provide only an indicative picture.

 

Interpreting CAGR alongside other measures

Although widely referenced, a CAGR calculator does not present a complete picture of portfolio behaviour. CAGR assumes a smooth growth trajectory, which may not reflect actual market movements. As a result, CAGR figures may be viewed alongside other measures such as rolling returns and risk-adjusted return metrics such as beta, standard deviation, information ratio and Sharpe ratio.

 

In mutual funds, two schemes may report the same CAGR, even though Fund A experienced sharp interim declines and Fund B saw relatively steady performance. This highlights why it is advised to interpret CAGR as a summary measure rather than a standalone assessment.

 

Using a CAGR calculator for comparisons

One relatively common application of a CAGR calculator is comparing portfolio outcomes across timeframes or strategies. By converting cumulative growth into an annualised rate, CAGR offers a common reference point.

 

Portfolios with different investment amounts or durations may still be assessed once CAGR is applied. However, such comparisons depend on consistent assumptions, as a CAGR calculator does not adjust for differences in risk, volatility, or liquidity.

 

Limitations to keep in mind

While useful, a CAGR calculator has certain limitations. It does not reflect the sequence of returns, assumes reinvestment at a uniform implied rate, does not account for volatility or drawdowns, and may mask periods of underperformance.

 

For portfolios built through staggered investments, such as Systematic Investment Plans (SIPs), CAGR may not fully represent individual cash-flow timing. In such cases, other measures, such as XIRR, may be referenced for added context.

 

Conclusion

A CAGR calculator is used for summarising portfolio performance over extended periods. By expressing growth as an annualised rate, it may help investors compare outcomes across different timeframes and investment approaches. When viewed alongside other performance measures and with knowledge of its potential assumptions, a CAGR calculator may help in understanding how a portfolio has evolved over time, without implying certainty about potential future results.

 

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

SICPA Secures Major European Award for UK Vaping Duty Stamps Program

Swiss technology company SICPA secured a landmark traceability contract, in partnership with Spectra Systems Corporation’s subsidiary, Cartor Security Printers (Cartor), reinforcing its global leadership in secure track and trace (T&T) technology. The program will deliver robust traceability solutions to His Majesty’s Revenue and Customs (HMRC) for vape products in the United Kingdom.

 

Building on SICPA’s proven experience in deploying secure T&T systems for excisable products and leveraging Cartor’s advanced security printing capabilities, the consortium will deliver a robust solution combining banknote-grade security features with state-of-the-art digital systems to effectively combat the illicit trade of vape products.

 

https://www.newsvoir.com/images/article/image1/34748_SICPA_image.jpg

SICPA secures major European award for UK Vaping Duty Stamps Program


The solution will enable HMRC to support excise duty collection, enhance market compliance, protect consumers, and further strengthen its fight against illicit trade.


Following a multistage procurement process launched by HMRC in July 2025, the consortium was appointed upon detailed assessment of technical and financial submissions. The project will run for an initial five-year term, with an option for a further one-year extension. The system will be implemented in phases, beginning with a transitional duty stamp from April 2026, followed by an enhanced stamp supported by a full track and trace solution from October 2026.


Cartor will be responsible for the printing of tax stamps with the provision of core security features. SICPA will complement these with additional material and digital security features that further reinforce the system’s robustness, while also managing tax stamp coding and the track and trace software solutions. Its role also includes managing stakeholder and product registration, tax stamp ordering and payments processes, as well as data collection and compliance monitoring for HMRC across the vape products supply chain. SICPA’s advanced digital market intelligence capabilities will further enable the identification of suspicious patterns and potential fraud hotspots, while audit devices for enforcement authorities and consumer verification applications will support in tackling fraud and fakes.


We are glad to support His Majesty’s Revenue and Customs in its mission to secure the market against illicit trade, building on decades of experience in excisable products secure traceability systems and the successes of our program throughout the world,” said Philippe Amon, Chairman and CEO of SICPA.


Cartor is proud to work alongside SICPA to deliver this important program for HMRC,” said Andrew Brigham, Cartor’s Managing Director. “By combining our complementary strengths, this partnership delivers a trusted solution for our customer and the UK vapes market, while supporting the UK’s efforts to protect both public revenues and consumers.”


About SICPA
Established in 1927, SICPA is a Swiss private technology company that supports the effective governance and long-term prosperity of nations.


SICPA sets the pulse of sovereignty, enabling governments to protect their citizens, sovereign assets, and economies. Best known for securing the majority of the world’s banknotes, SICPA operates across five continents. Today, our platform for sovereignty delivers integrated solutions safeguarding revenue mobilisation, natural resources, health, and brand protection as well as digital sovereignty and secure public services. www.sicpa.com.


About Spectra Systems Corporation
Spectra Systems is a global provider of advanced authentication, brand protection, and secure transaction technologies. Cartor Security Printers is a part of Spectra Systems and a leading European security printing and brand protection specialist, supporting governments and brand owners with high-security solutions designed to protect revenues and combat illicit trade. Together, they deliver proven overt and covert security features for excise applications, tax stamps and regulated markets worldwide. www.spsy.com, www.cartor.com.

International Rare Disease Day 2026 Observed on 22nd February 2026 at SGPGI, Lucknow

International Rare Disease Day was observed with great commitment and solidarity on 22nd February 2026 through a collaborative initiative of Rare Diseases India Foundation (RDIF) and Sanjay Gandhi Postgraduate Institute of Medical Sciences (SGPGI), Lucknow. The event witnessed the participation of hundreds of rare disease patients and their families, along with leading doctors, pediatric specialists, clinicians, physiotherapists, and healthcare professionals.

 

Lives cannot wait-RDIF observed International Rare Disease Day 2026 at SGPGI, Lucknow

 

A special “Walk4Rare” Awareness Walk was organized to spread awareness among the general public. The walk created significant visibility and sensitized the community about the challenges faced by rare disease patients and their families.

 

The primary objective of the event was to provide a comprehensive platform for patients and caregivers to address their concerns related to diagnosis, treatment options, caregiving challenges, physiotherapy, and other essential medical assistance. Experts conducted interactive sessions to answer general queries and guide families regarding available support systems. The program also included cultural performances by patients and families, celebrating resilience and hope within the rare disease community.

 

Dr. Devendra Gupta, Chief Medical Superintendent of SGPGI, underlined the critical role of Patient Advocacy Groups in bridging the gap between patients, healthcare providers, and policymakers. He stressed that collaborative efforts are essential to ensure early diagnosis, accessible treatment, and sustained care.

 

Dr. Kaushik Mandal, Head of the Department of Pediatrics, SGPGI Lucknow, assured the community that the medical fraternity stands firmly with rare disease patients. He stated, “We are available 24×7 to support this community because we understand their suffering very closely.”

 

Mr. Saurabh Singh, Co-Founder & Director of Rare Diseases India Foundation (RDIF), stated that the Rs. 50 lakh funding cap under the National Policy for Rare Diseases 2021 is insufficient for many high-cost and lifelong treatments, particularly for Group 3 patients. He expressed concern that several patients are deteriorating after exhausting the sanctioned funds, leading to interruption or stoppage of treatment. He also highlighted that some rare diseases are still awaiting inclusion under the policy framework. Emphasizing that patients are not seeking free services but affordable and sustainable access to medicines, he added that the community remains hopeful for positive intervention from the Supreme Court of India to ensure justice and continuity of care.

 

The Program concluded with a strong message of unity, awareness, and collective responsibility — reaffirming the commitment to build an inclusive healthcare ecosystem where rare disease patients are not invisible but empowered.

AI Impact Summit Session Highlights Responsible AI Innovation in Healthcare

The session “AI in Healthcare: Navigating Innovation, Ethics, and Regulatory Compliance”, organized by UiT The Arctic University of Norway, Founder of Spermotile, moderated a high-profile session at the AI Impact Summit 2026, brought together leading clinicians and AI researchers to discuss the responsible integration of artificial intelligence in healthcare.

 

From left to right, Dr. Tanuj Bhatia, Dr. Swarupa Mitra, Prof Dr. Dilip K Prasad, Dr. Kiran D Sekhar & Dr. Gunjan Gupta Govil

 

The session featured an interdisciplinary panel including Dr. Kiran D. Sekhar (Medical Director, Kiran Infertility Center), Dr. Tanuj Bhatia (Professor & Head, Director – Clinical Trials & Research, SGRR Medical College & SMI Hospital), Dr. Swarupa Mitra (Director & Unit Head, Radiation Oncology, Fortis Medical), Dr. Gunjan Gupta Govil (Founder, Gunjan IVF World), moderated by Prof. Dilip K. Prasad (UiT The Arctic University of Norway), with the session introduction delivered by Dr. Arif Ahmed Sekh (UiT The Arctic University of Norway).

 

Speakers emphasized that clinical validation, ethical safeguards, regulatory trust, and human oversight must remain central to AI adoption. The session also highlighted opportunities for international collaboration, including upcoming initiatives such as the AI4Fertility workshop in Tromsø, Norway.

 

The session saw strong audience engagement and reinforced the need for interdisciplinary collaboration to ensure AI delivers meaningful societal value while maintaining trust, safety, and clinical rigor.

Paisabazaar Launches Bill Payments & Mobile Recharge in Big Push Towards Everyday App Use

Paisabazaar, India’s leading marketplace for consumer credit and free credit score platform, today announced the launch of Bill Payments along with Mobile Recharge on its App. Consumers on the Paisabazaar App can now complete routine payments conveniently at  zero platform fee, with assured rewards on every transaction.

 

Consumers on the Paisabazaar App can now complete routine payments conveniently at zero platform fee, with assured rewards on every transaction

 

With this launch, Paisabazaar aims to make transactions on its App a rewarding and frequent-use experience, by enabling consumers to manage regular financial tasks with ease and benefit from meaningful savings while doing so. Consumers can pay a wide range of bills seamlessly on the Paisabazaar App, including Prepaid Mobile Recharge, Postpaid Mobile bills, Credit Card dues, Loan Repayments, and utilities such as Electricity, DTH, LPG and Piped Gas.

 

Mobile Recharge alone is a large opportunity, with the total market estimated internally at more than Rs. 15,000 crore per month. It remains one of the most frequent and habit-forming consumer payment categories. By enabling a fast, reliable and rewarding recharge experience, Paisabazaar expects to attract a wider set of consumers across age groups, income segments and geographies, many of whom may begin their journey on the App through recharges and then discover its wider suite of credit, savings and investment offerings.
 

Santosh Agarwal, CEO, Paisabazaar, said, “We are building the Paisabazaar App to play a more active role as an everyday financial companion, beyond just credit. By enabling payments and recharges with zero fees and assured rewards, we are creating strong reasons for consumers to return to the App regularly. Greater frequency drives familiarity, long-term trust, and smarter financial decisions over time. Our focus is to make Paisabazaar a dependable companion for day-to-day money management.”

 

The addition of Mobile Recharge and Bill Payments builds on Paisabazaar’s decision to build a diverse product suite, beyond credit. Last year, it announced its foray into savings and investments with the introduction of Bonds and Fixed Deposits on its App.
 

With Bill Payments and Mobile Recharge Paisabazaar not only expects to significantly enhance stickiness of the App, but support its long-term vision of serving customers across their full financial lifecycle—from credit awareness and tracking to borrowing to saving, investing, and payments.

 

About Paisabazaar

Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has earned the trust of over 55 million consumers. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers.

KaarTech Bets Big on SAP CTRM as Commodity Market Volatility Fuels Enterprise Transformation Demand

KaarTech, a global digital transformation consulting firm, announced that SAPOCOM Technologies had formally joined as an associate company. This strategic alignment enhances KaarTech’s capabilities in Commodity Trading and Risk Management (CTRM) and marks a focused step toward building deeper vertical expertise for asset-intensive, trading-led enterprises.

 

KaarTech Bets Big on SAP CTRM as Commodity Market Volatility Fuels Enterprise Transformation Demand

 

SAPOCOM brings a well-established reputation in the CTRM space, with extensive hands-on experience in SAP-based implementations across the commodity lifecycle. Its portfolio includes successful engagements in contract management, risk reporting, and downstream commodity trading, all of which require both technical depth and nuanced industry expertise.

 

This association adds agility and depth to KaarTech’s growing CTRM practice. Building on its track record of delivering SAP CTRM and SAP S/4HANA programs across Oil and Gas, Energy, Mining, and Metals, KaarTech continues to support greenfield transformations, global rollouts, and platform modernization initiatives.

 

With over 75+ SAP S/4HANA engagements globally and 3,200+ SAP transformation projects delivered across 15+ countries, KaarTech brings enterprise-scale execution capabilities to complex trading environments.

 

CTRM is a high-impact, niche domain with significant scale in the Oil & Gas sector. Our strategic association with SAPOCOM is a focused market-entry investment for KaarTech, combining deep SAP CTRM expertise with strong cultural and business alignment to accelerate value for global commodity enterprises,” said Selvakumaran M, Co-Founder and Director, KaarTech.

 

With SAPOCOM’s CTRM expertise embedded into its consulting and delivery approach, KaarTech is well-positioned to advise and execute across both the strategic and operational dimensions of commodity transformation. Together, the two organizations offer a differentiated capability that marries deep domain specialization with enterprise-scale transformation execution.

 

Together, the two organizations offer a differentiated capability that combines deep CTRM domain specialization with enterprise-scale SAP execution reinforcing KaarTech’s positioning as a solutions-led transformation partner rather than a traditional SAP implementation provider.

 

This association reinforces KaarTech’s position as a trusted partner for organizations seeking to navigate the evolving demands of global commodity markets with resilience, compliance, and strategic clarity.

 

About KaarTech

KaarTech is a leading digital transformation consulting organization with 20+ years of experience. The company is a rapidly growing unicorn specializing in IP and digital services, as well as edge and beyond-edge solutions. KaarTech operates across15+ global locations and has successfully executed 3,200+ projects, supported by a workforce of 3,500+ employees. Driven by a strategic focus on customer excellence, KaarTech has earned 23 SAP Quality Awards and 25 business awards worldwide.

 

With a proven legacy of delivering 75+ SAP S/4HANA digital transformation engagements globally, KaarTech plays a leading role in helping enterprises modernize and scale. Through its flagship intellectual property, KTern.AI, an AI-first approach, KaarTech is committed to reshaping the future of businesses by enabling faster, more intelligent SAP S/4HANA transformations.

 

For more information, visit www.kaartech.com.

 

About SAPOCOM Technologies
SAPOCOM Technologies is a specialized SAP consulting firm focused on delivering tailored digital transformation solutions across complex enterprise environments. With deep domain expertise and a strong delivery track record, SAPOCOM helps businesses unlock the full value of SAP platforms to drive operational efficiency, growth, and strategic advantage.

 

Guided by a commitment to client success, the company brings proven capabilities in SAP implementation, advisory, and support services, particularly in high-stakes, regulated industries. SAPOCOM operates with a global perspective, delivering purpose-driven SAP solutions that align technology with long-term business goals.

 

Global Centre of Excellence: Azuga Telematics Named a 'Great Place to Work' for 2nd Year, Driving Bridgestone's Fleet Management Future

In a powerful validation of its “People-First” philosophy, Azuga, a Bridgestone Company and leader in fleet telematics, has achieved a rare milestone in the Indian tech ecosystem: securing the Great Place to Work® certification for the second consecutive year. This recognition solidifies Azuga Bengaluru as the nerve centre for the Azuga ecosystem. Since its acquisition by Bridgestone Americas, this R&D hub has transitioned into the primary engine room where the future of data-driven transportation is being architected.
 

DRIVING EXCELLENCE: Team members at Azuga’s Bengaluru Global Centre of Excellence, the company was recently recognized as a ‘Great Place to Work’ for the second consecutive year
 

The strength of this certification lies in a high-trust environment that Fatimazahra Howes, Managing Director at Azuga, describes as the heartbeat” of their global innovation. According to Howes, “Winning this recognition twice in a row is a testament to the consistency of our mission. Our Bengaluru teams are the centre of innovation and development for Azuga, where the technology powering the future of road safety and fleet efficiency is built. This certification belongs to our team members who solve the world’s most complex mobility challenges every day.”
 

Cecilia Clech, Head of HR, Azuga echoes this vision, “The talent and passion of our Bengaluru team are fundamental to our success as a global leader in mobility. Achieving this certification for the second year in a row highlights the culture we’ve built. By cultivating an environment where our India hub acts as the nerve centre for R&D, we are delivering the cutting-edge solutions that our customers rely on worldwide.”
 

Azuga India has always been the global tech heart of the company since its inception, proving world-class innovation and delivering products and solutions for the world. Recognizing these founding principles as a ‘Great Place to Work’ for the second-year running reflects the passion of a team that has successfully blended Silicon Valley agility with the 100-year legacy and stability of Bridgestone.
 

The link between employee engagement and customer success remains a core pillar of the company’s value proposition. Kunal Sarkar, President – Sales, Support, and Operations-Azuga (India) says, “For our customers, our internal culture is their greatest competitive advantage. When a client sees a significant reduction in driving citations or vehicle wear-and-tear, they are witnessing the direct output of a stable, high-trust workforce.”
 

This internal synergy translates directly into market-leading results, where the team develops high-performance ROI and safety tools that have been proven to reduce road accidents by a notable 38%. Simultaneously, the hub acts as the primary architect for state government agencies implementing complex Road Usage Charging (RUC) and emissions testing programs. The team also provides the foundational data infrastructure for insurance companies looking to roll out next-generation, usage-based insurance (UBI) models that reward safe driving behaviour.
 

Ashwini Shankarappa, Director-Human Resources, Azuga states that, “At Azuga, we have always championed a people-first culture, recognizing that culture is a daily commitment rather than a one-time project. We know that great workplace is not built overnight, and this year’s recognition is particularly meaningful because it reflects our focus on holistic employee well-being and our commitment to nurturing talent through extensive mentorship programs. Maintaining such a high-impact environment two years in a row demonstrates a values-driven, high-performance model; it proves that when we prioritize our people’s professional growth and personal health, they feel empowered to build world-class solutions through open communication and mutual respect.” 
 

According to Great Place To Work research, job seekers are 4.5 times more likely to find a great boss at a Certified great workplace. Additionally, employees at Certified workplaces are 93% more likely to look forward to coming to work, and are twice as likely to be paid fairly, earn a fair share of the company’s profits and have a fair chance at promotion.

 

WE’RE HIRING!

Looking to grow your career at a company that puts its people first? Write to us – BMS-Azuga_HR@bridgestone.com

 

About Azuga

Azuga, Bridgestone is globally trusted fleet management solution, provides innovative end-to-end solutions for commercial fleets, government agencies, insurance companies and automotive industry suppliers through an integrated approach of hardware technology, fleet management applications, driver gamification, video telematics, and data analytics. The award-winning Azuga Fleet solution powers over 14,000 commercial fleets, from small to large enterprise.
 

About Great Place to Work Certification™

Great Place To Work® Certification™ is the most definitive “employer-of-choice” recognition that companies aspire to achieve. It is the only recognition based entirely on what employees report about their workplace experience – specifically, how consistently they experience a high-trust workplace. Great Place to Work Certification is recognized worldwide by employees and employers alike and is the global benchmark for identifying and recognizing outstanding employee experience. Every year, more than 10,000 companies across 60 countries apply to get Great Place To Work-Certified.
 

About Great Place To Work®

As the global authority on workplace culture, Great Place To Work® brings 30 years of groundbreaking research and data to help every place become a great place to work for all. Their proprietary platform and For All™ Model help companies evaluate the experience of every employee, with exemplary workplaces becoming Great Place To Work Certified™ or receiving recognition on a coveted Best Workplaces™ List.

"Lift for Life – From Kettlebell to Confidence," M3M Foundation Distributes Sports Kits to Young Athletes at SSST College, Shirdi

A proud and inspiring moment was witnessed at SSST College, Shirdi, as the M3M Foundation organized a Sports Kit Distribution Ceremony in support of the upcoming IUKL Kettlebell Sport Youth World Championship, under the aegis of the Kettlebell Sport India Association (KSIA). The event was part of “Lift for Life – From Kettlebell to Confidence,” a joint initiative of M3M Foundation, KSIA, and Shri Saibaba Sansthan Trust (SSST) to support and promote kettlebell sport in India, especially among youth from diverse and underrepresented communities.

 

Dr. Payal Kanodia, Chairperson and Trustee of M3M Foundation, distributes sports kits to children in Gurugram ahead of the IUKL Championship


The Lift for Life initiative focuses on expanding access to kettlebell sport because of its fitness-intensive training approach, which builds both physical strength and mental resilience. Through structured coaching, equipment support, and competitive exposure, the programme aims to nurture discipline, confidence, and international-level performance among young athletes. As part of its broader outreach, the initiative is also supporting children of migrant labourers in Delhi NCR, providing them with access to structured fitness training and sporting opportunities.


The ceremony was attended by senior representatives from Shri Saibaba Sansthan Trust (SSST), including CEO Mr. Goraksha Gadilkar, Administrative Officer Mr. Atul Wagh, Principal Dr. Santosh Audate, Sports Director Dr. Vikram Satpute, and sports teachers Mr. Babar, Mr. Shelke, and Mr. Chande. Representing M3M Foundation was Dr. Aishwarya Mahajan, Managing Trustee and President, while KSIA was represented by Joint Secretary Ms. Anshu Taravath and international athlete Ms. Vandita Verma.


Under the leadership of Dr. Payal Kanodia, Chairperson and Trustee of M3M Foundation and an international athlete herself, the initiative reflects a strong vision to accelerate the growth of kettlebell sport in India, build one of the country’s largest youth teams, and enhance India’s presence on the global sporting stage.


Dr. Payal Kanodia, led the distribution of sports kits in Gurugram also, encouraging young athletes and reinforcing the Foundation’s commitment to nurturing grassroots sporting talent through direct engagement and motivation.


M3M Foundation, SSST, and KSIA have jointly selected talented U-16 and U-18 athletes who will represent Team India at the upcoming Youth World Championship. The selections were based on consistent training, dedication, and performance during the monthly KSIA training camps conducted at SSST College, Shirdi.


Congratulating the selected athletes, SSST CEO Mr. Goraksha Gadilkar expressed his appreciation to M3M Foundation and Dr. Aishwarya Mahajan for facilitating competitive gear and support, enabling the young players to compete at the highest international standards. Addressing the athletes, Dr. Aishwarya Mahajan encouraged them to train with sincerity, discipline, and determination, and shared her vision of SSST College emerging as a future hub of kettlebell sport, hosting one of the largest youth teams under KSIA.


As part of the ceremony, Ms. Anshu Taravath and Ms. Vandita Verma demonstrated the sport lifts with precision and confidence, inspiring a strong contingent of more than 50 young athletes. This marked the first batch of a rapidly growing youth movement in kettlebell sport at the institution.


KSIA continues its nationwide efforts to promote kettlebell sport across all age groups. In a landmark development, India is set to host the IUKL World Championship in New Delhi in October 2026, expected to be one of the country’s most prestigious strength sport events.


This initiative is not just about distributing sports kits; it represents a larger commitment to building champions, nurturing discipline, and creating pathways for young athletes to excel. Through “Lift for Life – From Kettlebell to Confidence,” M3M Foundation, KSIA, and SSST are working together to strengthen the ecosystem of kettlebell sport in India and empower the next generation of athletes to compete with confidence on the global stage.
 

About M3M Foundation
M3M Foundation is the philanthropic arm of the M3M Group, working across education, health, livelihoods, sports, and environment. With a reach across 22 states and over 1,300 villages, the Foundation has positively impacted more than 5 million lives, driven by a vision of inclusive, sustainable, and transformative nation-building.

AU Small Finance Bank Earns 'Great Place to Work®' Certification for the Sixth Consecutive Year

AU Small Finance Bank (AU SFB), India’s largest Small Finance Bank and the first in over a decade to receive in-principle approval to transition into a Universal Bank, has been certified as a Great Place to Work® for the sixth consecutive year. The achievement reinforces the Bank’s commitment to its core philosophy of Forever Banking, a long-term promise of trust, care, and continuity for all stakeholders.

 

Great Place to Work AU SFB Certification

 

The certification is based entirely on employee feedback. For FY26, AU SFB achieved a significant increase in the Trust Index Score, highlighting the strength of its culture and the deep sense of belonging, employees experience across the organisation. The Great Place to Work® Institute is a global authority on workplace culture, employee experience, and leadership behaviours. 


Speaking on the milestone, Sanjay Agarwal, Founder, MD & CEO, AU Small Finance Bank, said, “At AU SFB, our people have always been the heart of our journey, from a single-branch NBFC in Rajasthan to becoming India’s largest Small Finance Bank now poised to transition into a universal bank. This sixth Great Place to Work® certification is more than an award; it validates our ‘Forever Banking’ promise that celebrates aspiration, rewards integrity, and enables every AUite to grow with purpose. When trust meets opportunity, excellence becomes a collective habit. Our journey and growth is a reflection of AUites who embody trust, innovation, ownership, and compassion.”


Over the years, AU SFB has made long-term investments to strengthen employee experience. These include a culture of execution excellence, a values-driven leadership framework, robust learning and development programmes, and a work environment that encourages innovation, inclusion, and career mobility. The Bank has also expanded its technology and digital ecosystem, now supported by a 1,100-member IT team and 200+ in-house developers focused on Digital, Data, and AI – creating future-ready roles and opportunities for employees.


Earning this recognition for six straight years reflects AU SFB’s sustained focus on building a purpose-led organisation where every voice is valued and every individual is empowered to grow.


About AU Small Finance Bank 
AU Small Finance Bank Limited is a Scheduled Commercial Bank and India’s largest Small Finance Bank by scale. Since becoming a bank in 2017, AU SFB has built a diversified retail banking model, offering services across deposits, loans, credit cards, investments, and insurance, supported by digital innovations like 24×7 video banking, AU 0101 app, and WhatsApp Banking. AU’s wide network of over 2,726 banking touchpoints across 21 States and 4 Union Territories enables service to more than 1.25+ crore customers, powered by a workforce of 59,800+ employees. 


For more details, visit: www.aubank.in | LinkedIn | Facebook | Twitter | Instagram

Crompton Strengthens Its Lighting Play With 'Every Space Bright & Right With Crompton Lights' Campaign

Is bright light always the right light? In today’s homes, every space serves a different purpose — from relaxing and unwinding to cooking. Yet, lighting is often treated as a one-size-fits-all decision, leading to glare, uneven visibility, and spaces that don’t feel as comfortable as they should. Addressing this gap for consumers, Crompton has launched its new lighting campaign, ‘Every Space Bright & Right with Crompton Lights’, encouraging consumers to choose lighting solutions that match the needs of specific spaces in modern homes.

 

Crompton – ‘Every Space Bright & Right With Crompton Lights’ Campaign

 

The campaign is rooted in a simple but often overlooked consumer truth — every space needs different kinds of lighting solutions. While many consumers continue to equate good lighting with brightness alone, the right lighting is about choosing illumination that fits the purpose of the space. With this campaign, Crompton encourages consumers to move beyond a one-size-fits-all approach and choose lighting that is truly Bright & Right.

 

To take this message to consumers at scale, Crompton is rolling out a high-impact campaign amplification plan across key consumer touchpoints including Digital, OOH, Print, Cinema, and influencer partnerships. This campaign will also feature large-format branding across key airports in South India. The campaign spotlights Crompton’s comprehensive lighting portfolio — covering both indoor and outdoor solutions — designed to meet diverse spaces and evolving lifestyle needs.

 

Speaking about the campaign, Tanmay Prusty, Chief Marketing Officer – Crompton Greaves Consumer Electricals Ltd., said, “At Crompton, we start with a clear understanding of how consumers live today. Homes are no longer static spaces — they have become workplaces, entertainment hubs, and places to unwind. Yet, lighting is still often chosen only on the basis of brightness. Through this campaign, we are encouraging consumers to think beyond brightness and choose lighting that is aligned to the purpose of every space. Our lighting portfolio reflects this focus, bringing together thoughtful design, advanced features, and intuitive functionality to enhance everyday comfort and experiences in modern Indian homes.”

 

This campaign also premieres a striking short film created with generative AI to amplify the message and further push the boundaries of lighting storytelling.

 

Set in familiar home environments, the film opens with everyday household moments — from family dinners and kitchen routines to entertainment and relaxation — highlighting how lighting often fails to match the purpose of each space. It then shifts outdoors to a dimly lit home façade and entrance, where the welcome feels incomplete. The film prompts viewers to reflect on what every space truly needs from its lighting.

 

As the story unfolds, the same settings are revisited — now transformed with lighting that is better balanced and purpose-driven — from warm decorative lighting in the living room to focused architectural track lights and softer ambient lighting in the bedroom. The film closes with outdoor illumination and product end frames, reinforcing Crompton’s campaign thought, ‘Every Space Bright & Right with Crompton Lights.’

 

AI Film Link: www.youtube.com/watch?si=jgIt84VzcbPx5yid&v=A7T_2SAbZTc&feature=youtu.be

 

About Crompton

With a brand legacy of over 85 years, Crompton Greaves Consumer Electricals Ltd. is India’s market leader in the category of fans and residential pumps. Over the years, the organization has continuously strived to produce a range of innovative products that cater to the modern consumer including superior quality and high-performance fans, pumps, lighting solutions, and a range of other categories like water heaters; air coolers; small kitchen appliances like mixer grinders, air fryers, OTG, electric kettles etc; other home appliances like irons & built-in kitchen appliances. The company has further invested in brand and innovation to not only better understand and meet consumer needs but to also help drive energy efficiency. The consumer business also has a well-established and organized distribution network driven by a strong dealer base across the country offering a wide service network and robust after-sales service to its customers. Beyond its consumer portfolio, Crompton also has a robust B2B presence in the Lighting segment, delivering advanced and energy-efficient solutions for commercial and industrial applications. In 2025, Crompton became the first lighting company to receive the GreenPro certification for its B2B lighting solution, reaffirming its commitment to sustainability and innovation. Strengthening its foothold in the renewable energy space, the company has forayed into solar rooftops—representing a significant step forward in its contribution to India’s evolving clean energy landscape. With solar solutions spanning lighting, pumps, and rooftops, Crompton continues to lead as a responsible and future-ready brand in sustainable energy.

 

The company’s consistent dedication to developing energy-efficient products has led to significant recognition. It has been honored with three prestigious National Energy Consumer Awards (NECA) by BEE, Ministry of Power. The recent award was presented by the Hon’ble President of India, Smt. Droupadi Murmu for the company’s storage water heater in 2023. In 2019, the brand won in two categories: Ceiling Fans and LED Bulbs. Additionally, it was recognized as one of India’s Best Managed Companies 2022 by Deloitte Private and listed among ‘India’s Top 500 Companies 2022’ by Dun & Bradstreet India. The company has also been featured in Brand Top 75 most valuable Indian brands list for 2020 released by WPP and Kantar. Furthermore, Crompton was also recognized as the Brand of the Decade 2021 by Herald Global and BARC Asia in the Consumer Electrical category.