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MaitriBodh Parivaar Concludes Maitri Mahotsav – A Global Celebration of Spiritual Empowerment and Social Progress

MaitriBodh Parivaar, a socio-spiritual organization, hosted the Maitri Mahotsav – Global Maitri Festival in Karjat, Maharashtra, bringing together over 10,000 participants on-ground and millions more through televised broadcasts. This annual celebration, initiated in 2019, marks December 27 as a day dedicated to promoting spirituality, social responsibility, and global harmony.

Maitri Mahotsav – Global Maitri Festival

The festival showcased MaitriBodh Parivaar’s transformative initiatives addressing societal needs. Maitri Adarsh Gram focused on rural empowerment, Earth Embrace promoted environmental stewardship, while Chinta-Mukt Bharat, a newly launched initiative, aims to foster mental well-being through tools like Nachiket, a virtual chatbot for daily life challenges. The event witnessed significant strides in healthcare including over 850 individuals receiving eye care, with cataract surgeries performed for critical cases. For the first time in Raigad district, limb sizing, making, and fitting were completed within 18 hours, transforming lives with renewed mobility and confidence.

The day began with the Vishwashanti Maha-Yagnya, where revered priests performed six hours of Vedic chants, invoking prayers for global peace. As the sun set amidst the serene mountains, the celebration came alive with cultural performances by renowned artists such as singer Aditya Narayan and Kathak dancer Urmilla Kanetkar. Buddhist monks, Sikh leaders, and other spiritual luminaries added to the event’s cultural and spiritual diversity, uniting India’s rich heritage under one roof.

Maitreya Dadashreeji (Transformation Pioneer, Founder – MaitriBodh Parivaar) expressed, “Maitri Mahotsav is a celebration of Love, Life, and Transformation. Through the Global Maitri Festival, we strive to restore Bharat’s true essence as a socially, economically, and spiritually empowered nation. By cultivating love and compassion, we aim to inspire significant global transformation to uplift humanity.”

The highlight was Maitreya Dadashreeji’s inspiring message of Ek Bharat, Hum Bharat, urging everyone to embrace selfless service and transformation. “Ek Vishwa, Ek Parivaar. Ek Bharat, Hum Bharat. Offer us your mind, and we will transform it, returning it to you renewed,” he shared, calling for a shift from ‘me’ to ‘we’ for a stronger nation and humanity.

Renowned guests including Smita Jayakar, Kajal Aggarwal, and leaders from various walks of life graced the event. Maitri Mahotsav remains a beacon of hope, fostering spiritual growth, social progress, and unity, inspiring millions worldwide.

TVS Motor Company’s Sales Grow By 7 Percent in December 2024

  • Q3 sales growth at 10%

  • Exports grew by 22% in December 2024

TVS Motor Company recorded monthly sales of 321,687 units in December 2024 with a growth of 7% as against 301,898 units in the month of December 2023.

Two-Wheeler
Total two-wheelers registered a growth of 8% with sales increasing from 290,064 units in December 2023 to 312,002 units in December 2024. Domestic two-wheeler registered 215,075 units in December 2024 as against 214,988 units in December 2023.

Motorcycle registered sales of 144,811 units in December 2024 as against 148,049 units in December 2023. Scooter registered a growth of 30% with sales increasing from 103,167 units in December 2023 to 133,919 units in December 2024.

Electric Vehicle
The Company sold 20,171 units in December 2024 as against 11,288 units in December 2023, registering a growth of 79%.

International Business
The Companys total exports grew by 22% increasing from 85,391 units registered in December 2023 to 104,393 units in December 2024. Two-wheeler exports registered a growth of 29% with sales increasing from 75,076 units registered in December 2023 to 96,927 units in December 2024.

Three-Wheeler
Three-wheeler of the Company registered sales of 9,685 units in December 2024 as against 11,834 units in December 2023.

Third Quarter Sales Performance
During the third quarter of the current financial year, two-wheelers posted a robust growth of 11% with sales of 11.8 lakh units as against sales of 10.6 lakh units in the third quarter of FY 23-24. Three-wheeler of the Company registered sales of 0.29 lakh units in the third quarter of the current year as against 0.38 lakh units in the third quarter of FY 23-24. Two-wheeler sales include EV sales of 0.76 lakh units in the third quarter of FY 24-25 as against 0.48 lakh units in the third quarter of FY 23-24 with a growth of 57%.

About TVS Motor Company
TVS Motor Company (BSE:532343 and NSE: TVSMOTOR) is a reputed two and three-wheeler manufacturer globally, championing progress through sustainable mobility with four state-of-the-art manufacturing facilities located in India and Indonesia. Rooted in our 100-year legacy of trust, value, and passion for customers, it takes pride in making internationally accepted products of the highest quality through innovative and sustainable processes. TVS Motor is the only two-wheeler company to have won the prestigious Deming Prize. Our products lead in their respective categories in the J.D. Power IQS and APEAL surveys. We have been ranked No. 1 Company in the J.D. Power Customer Service Satisfaction Survey for four consecutive years. Our group company Norton Motorcycles, based in the United Kingdom, is one of the most emotive motorcycle brands in the world. Our subsidiaries in the personal e-mobility space, Swiss E-Mobility Group (SEMG) and EGO Movement have a leading position in the e-bike market in Switzerland. TVS Motor Company endeavours to deliver the most superior customer experience across 80 countries in which we operate.

For more information, please visit www.tvsmotor.com.

Vaidyaratnam to Collaborate with Johns Hopkins University

The Vaidyaratnam Group is poised for a research collaboration with Johns Hopkins University, USA, the First-of-its-kind in the history of Ayurveda. Vaidyaratnam and Johns Hopkins University will jointly conduct research in cardiovascular diseases.

Vaidyaratnam to collaborate with Johns Hopkins University

We are excited about the new developments. Both Vaidyaratnam and Johns Hopkins University take pride in a glorious tradition that dates back centuries. Our proposed collaboration with the worlds most renowned private research university will benefit the healthcare sector at large,” said Ashtavaidyan Dr. E.T. Neelakandhan Mooss, Managing Director of Vaidyaratnam Group.

Managing Director Ashtavaidyan Dr. E.T. Neelakandhan Mooss and Executive Director Ashtavaidyan Dr. E.T. Krishnan Mooss held discussions with university officials at the Baltimore campus. Dr. Venu Rajamony, Former Ambassador of India to the Netherlands, Dr. Reghu Natarajan, Ex-Director of Centre for Materials for Electronics Technology (C-MET), and Dr. Shelby Kutty, Professor – Johns Hopkins School of Medicine, were also present.

Established in 1876, Johns Hopkins is Americas first research university, an institution that has revolutionized higher education in the U.S. and continues to bring knowledge and discoveries to the world.

Vaidyaratnam Group is at the forefront of validating the ancient wisdom of Ayurveda through scientific research, using tools like Artificial Intelligence. Vaidyaratnam medicines are available across the length and breadth of India through their network of more than 2000 dealerships. The products are exported to the GCC countries, South East Asian Countries, Europe, US and Australia as well.

For more details, please visit: www.vaidyaratnam.com.

Vaidyaratnam Oushadhasala is managed by the Eledathu Thaikkatu Family of Thaikkattusseri, Thrissur, one among the renowned Ashtavaidya families of Kerala. Ashtavaidyas are physicians who are masters of the eight branches of Ayurveda mentioned in classical texts.

MMGEIS Students Take a Step Forward in Strengthening the Geospatial Community

The Centre for Knowledge Sovereignty (CKS) and Esri India launched the Pilot program of the Master Mentors Geo-enabling Indian Scholars (MMGEIS) program with 1000 students in August 2024. Upon successful conclusion of the pilot, close to 4000 students have been enrolled in the program, both from schools and colleges. To celebrate this accomplishment and the first anniversary of the announcement of the MMGEIS program, a felicitation ceremony, attended by some of the students and distinguished dignitaries, was organized at India Habitat Centre, New Delhi.

MMGEIS Students Take a Step Forward in Strengthening the Geospatial Community

Some of these students transition to the advanced level, they will be mentored by Shri A S Kiran Kumar, former Chairman of ISRO, and a Master Mentor of MMGIS, and other Master Mentors, notably Dr K J Ramesh, former Director General of IMD and Lt. Gen. Girish Kumar, former Surveyor General of India.

Shri Kiran Kumar’s unparalleled expertise and visionary guidance will equip the students with the skills and vision necessary to shape them into future leaders in the field and contribute to India’s growing geospatial ecosystem. With this accomplishment, the MMGEIS program is better equipped to work towards building a stronger geospatial community.

Shri Vinit Goenka, Secretary, Centre of Knowledge Sovereignty shared his thoughts on the occasion, “We congratulate all the students for showing exceptional abilities and potential in the field. By graduating to this advanced level, these students have demonstrated their dedication and potential. Under the mentorship of Shri Kiran Kumar, these scholars will not only gain deep expertise but also imbibe the values and vision required to contribute meaningfully to India’s geospatial ambitions.”

Shri Agendra Kumar, Managing Director, Esri India said, “The MMGEIS program continues to create pathways for students to develop cutting-edge geospatial skills that are crucial for India’s growth story. This milestone not only highlights the students’ hard work but also reaffirms our commitment to equipping them with mentorship from luminaries like Shri A S Kiran Kumar. We are immensely proud of their achievements and confident that they will contribute significantly to the geospatial community.”

The felicitation ceremony also included an interactive session with students, where they shared their aspirations and gained insights from the esteemed mentors and academic council members.

Ganga Realty, Renowned Developer Redefining Gurgaon with Anantam, The Tallest Tower, and Nandaka, The Epitome of Green Luxury

Ganga Realty, a leading name in luxury real estate, is revolutionizing Gurgaon’s housing market with two iconic projects launched in 2024: Anantam, the city’s tallest residential luxury tower, and Nandaka, a premium development seamlessly blending opulence with sustainability. Committed to innovation, quality, and eco-conscious practices, Ganga Realty goes beyond constructing spaces to create havens where life flourishes. These projects embody the company’s vision of delivering homes that transcend physical value, enriching lifestyles and offering transformative living experiences.

Anantam Gurugram’s Tallest Residential Tower

Dedicated to a Vision of Excellence and Nationwide Expansion
With the successful launch of Anantam and Nandaka in 2024, Ganga Realty is setting new benchmarks in luxury living while looking to expand its presence across the country. The company aims to bring its visionary approach to urban development to a national audience, crafting thoughtfully designed spaces that enhance mental and physical well-being. By integrating lifestyle innovations such as artificial intelligence and sustainable practices into modern homes, Ganga Realty delivers transformative living experiences. Emphasizing the psychological benefits of green living spaces and architectural excellence, the company positions itself as a thought leader in connecting real estate innovations with improved quality of life.

Strategic Location on Dwarka Expressway
Both Anantam and Nandaka are strategically located in Gurgaon’s thriving Sector 84 and Sector 85, adjacent to the Dwarka Expressway-a rapidly developing lifeline that enhances connectivity between Gurgaon and Delhi. The expressway, a game-changer in the region’s infrastructure, offers seamless access to key areas, including IGI Airport, Cyber City, and the upcoming Delhi-Mumbai Expressway. The projects’ proximity to the expressway makes them highly desirable for both end-users and investors, as the area emerges as a hub of economic and residential growth.

Sector 84 and Sector 85 are poised to become the next epicenters of urban living, offering modern infrastructure, well-planned layouts, and unparalleled access to schools, hospitals, and commercial hubs. Ganga Realty’s developments in these prime sectors are not only a testament to their forward-looking vision but also a response to the growing demand for luxury homes in well-connected neighborhoods.

Anantam: Gurgaon’s Tallest Residential Luxury Landmark
As the tallest residential project in Gurgaon, Anantam has redefined architectural brilliance and luxury living. This iconic development offers exquisitely designed homes that combine aesthetic appeal with modern functionality. Situated in a prime location in Sector 84, Anantam features state-of-the-art amenities, awe-inspiring views, and cutting-edge architecture, making it one of the most desirable addresses in the city. Anantam is set to provide residents with premium facilities, such as rooftop infinity pools, multi-tiered security systems, and luxurious clubhouse spaces, elevating the urban living experience to unmatched heights.

Nandaka: The Epitome of Green Luxury
Nandaka is a testament to Ganga Realty’s commitment to creating a harmonious balance between luxury and sustainability. Incorporating eco-friendly building practices, energy-efficient systems, and thoughtfully planned green spaces, Nandaka delivers an elevated lifestyle that aligns with environmentally conscious values. Located in Sector 85, the project is designed to provide residents with comfort and elegance while minimizing its ecological footprint. The seamless connectivity to the Dwarka Expressway further enhances its appeal to urban professionals seeking sustainable luxury living.

Transforming Gurgaon’s Real Estate Dynamics
Ganga Realty has been instrumental in reshaping Gurgaon’s real estate market, a city known for its rapid urban growth and evolving infrastructure. Through visionary projects like Anantam and Nandaka, the company has set new standards in luxury living, blending quality with sustainability. Ganga Realty continues to be recognized as one of the most promising real estate developers in the region, building trust through its innovative approach and customer-centric ethos.

Speaking about Ganga Realty’s transformative role, Mr. Vikas Garg, Joint Managing Director of Ganga Realty, said, “Anantam represents the pinnacle of luxury living in Gurgaon. As the tallest residential project in the city, it not only redefines the skyline but also sets a new standard for opulent urban lifestyles. With its meticulously crafted residences, world-class amenities, and focus on creating a truly elevated experience for our residents, Anantam is a landmark we are incredibly proud of. At Ganga Realty, our vision is to create iconic projects like Anantam that offer unmatched luxury while addressing the evolving aspirations of our customers.”

Elaborating on the company’s focus on sustainability, Mr. Neeraj K Mishra, Executive Director of Ganga Realty, stated, “Sustainability and architectural excellence are the pillars of our projects. At Ganga Realty, we are proving that luxury can coexist with eco-consciousness. Our commitment to green building practices ensures that our developments are not only modern and luxurious but also environmentally responsible, setting an example for the industry. We are focused on utilizing innovative materials and technologies to reduce the environmental impact of our projects while maintaining uncompromising quality. At Ganga Realty, we believe that building a greener future is as important as crafting spaces that inspire and elevate lives.”

2024: A Year of Transformation and Growth in Indian Real Estate

The Indian real estate sector in 2024 showcased resilience, innovation, and a redefinition of luxury and sustainability. Both residential and commercial spaces witnessed transformative growth, underpinned by infrastructure advancements, rising buyer aspirations, and increasing investments in Tier 1 and Tier 2 cities.

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A Year of Transformation and Growth in Indian Real Estate

From the bustling markets of Delhi-NCR to the serene landscapes of Tier 2 cities like Solan and Dehradun, industry leaders share their reflections on the milestones of 2024 and their vision for the road ahead.

Luxury Residential: A New Standard of Living

The demand for premium homes in 2024 saw a 20% increase in key markets such as Delhi-NCR, driven by infrastructure projects like the Noida International Airport and the expanding aspirations of homebuyers.

Yukti Nagpal, Director, Gulshan Group, highlighted, “The year 2024 has been a defining chapter for the real estate sector, marked by unparalleled growth and unwavering resilience. Leading this evolution, the Delhi-NCR region emerged as the epicenter of demand for premium residential spaces, a trend shaped by transformative infrastructure milestones like the Noida International Airport and the rising aspirations of modern, discerning households.”

At Gulshan Group, 2024 also marked the delivery of Gulshan Dynasty, a true epitome of luxury and refined living. Gulshan Dynasty stands as a testament to our unwavering commitment to delivering spaces that not only meet but exceed the expectations of modern homebuyers-spaces that blend opulent design, timeless aesthetics, and impeccable craftsmanship.”

She further added, “Looking ahead to 2025, we anticipate an even greater shift towards convenience-driven luxury, particularly in the hospitality sector. Today’s discerning audience seeks holistic experiences that combine comfort and intuitive services. Convenience is the new luxury-a trend that underscores a desire for effortless living amidst the hustle and bustle of modern life.”

Rajjath Goel, Managing Director, MRG Group further said, “2024 has been a year of growth for the luxury residential sector, with Gurugram continuing to attract demand driven by both high-net-worth individuals and professionals seeking world-class living. The focus has been on delivering premium homes that combine elegant design, cutting-edge amenities, and sustainability. As we look to 2025, the emphasis will be on expanding luxury offerings to meet the evolving needs of sophisticated homebuyers. With an emphasis on quality and innovation, the sector is poised to redefine modern living and create spaces that cater to the aspirations of the next generation of residents.”

Commercial Real Estate: A Growth Catalyst

The commercial real estate market in India flourished in 2024, with Grade-A office space absorption crossing 52 million sq. ft., reflecting a 15% year-on-year growth. Gurugram led the way, powered by its robust connectivity and strategic developments like the Dwarka Expressway.

Harinder Singh Hora, Founder and Chairman, Reach Group, stated, “In 2024, the Indian real estate sector experienced significant growth, with commercial real estate leading the way. Demand for Grade-A office spaces grew by nearly 15%, driven by business expansions and a notable increase in interest from Global Capability Centers (GCCs) and flex office operators. Gurugram reaffirmed its status as a top commercial hub, attracting dozens of multinational corporations and thousands of professionals.”

He elaborated further, “The city’s strategic location, seamless connectivity, and infrastructure upgrades-such as the nearly 30 km-long Dwarka Expressway-made it a magnet for global investors and retail brands. This influx boosted both retail and office space absorption by approximately 20%. As we look ahead to 2025, Gurugram is set for even greater growth, with ongoing infrastructure developments and rising demand cementing its position as a preferred destination for commercial real estate in India.”

Noida also emerged as a focal point for premium office and retail spaces.

Amish Bhutani, Managing Director, Group 108, noted, “The year 2024 witnessed the real estate sector transforming comprehensively. The year specifically marked a milestone for Noida and Greater Noida’s commercial real estate, especially along the Noida-Greater Noida Expressway, where demand for premium office and retail spaces surged.”

He added, “This growth was driven by the increasing presence of IT/ITES and global corporations seeking to establish a foothold in the region. The expressway’s enhanced connectivity, combined with the upcoming Noida International Airport, has significantly boosted the areas appeal. Amid this growth, the demand for office and retail development would increase exponentially. As we look to 2025, the region’s commercial real estate market will continue to thrive, driven by infrastructure advancements and a growing global business presence.”

Tier 2 Cities: The Emerging Real Estate Frontiers

Tier 2 cities such as Chandigarh, Dehradun, and Solan carved their space in the real estate sector, particularly in the luxury residential segment, which recorded a 25% rise in demand. Buyers were increasingly drawn to integrated developments, sustainability, and wellness-focused living.

Manit Sethi, Director, Excentia Infra, reflected, “2024 has been a landmark year for the residential real estate market, with luxury and high-end residential projects seeing a significant rise in demand, especially in Tier 2 cities. The focus on integrated townships, sustainability, and wellness-driven homes has captured the attention of homebuyers looking for a blend of comfort and functionality.”

He continued, “Cities like Dehradun are rapidly emerging as luxury housing destinations. Amid the city’s evolving infrastructure and increasing demand for modern living spaces, we anticipate an even more robust growth in 2025. The emphasis will shift towards eco-friendly developments and tech-enabled homes that offer enhanced convenience and energy efficiency.”

Prateek Mittal, Executive Director, Sushma Group, added, “This year underscored the resilience and potential of the real estate market across key regions like Chandigarh-Tricity, Ludhiana, Kasauli, Solan, and beyond. At Sushma Group, we have been at the forefront of sustainable and integrated developments, fostering spaces that enhance lives.

He further remarked, “As we move forward, we aim to harness technology and sustainable practices to create future-ready projects that inspire confidence and redefine urban living.”

Furthermore, Mukul Bansal, Managing Director, Motiaz Group said, “2024 has been a transformative year for the real estate industry. At Motiaz Group, we embraced innovation, prioritizing customer-centric developments that align with changing market demands. As we step into the new year, our commitment remains unwavering-to deliver excellence, create value, and redefine the benchmarks of quality and trust in the real estate sector.”

Tejpreet Singh Gill, Managing Director, Gillco Group, “2024 marked a year of growth and innovation for Gillco Group. We focused on delivering homes and commercial spaces that resonate with the aspirations of our customers while maintaining the highest standards of quality. Looking ahead, we are committed to driving excellence, strengthening our community-centric approach, and shaping the future of real estate in the region with integrity and vision.”

Looking Ahead to 2025

As Indian real estate transitions into 2025, the sector is poised for a new era defined by sustainable innovation, integrated communities, and convenience-driven living. The symbiotic growth of Tier 1 and Tier 2 cities highlights a balanced development trajectory, offering investors and homebuyers a plethora of opportunities.

G Square Successfully Hosts the G Square Lubber Pandhu Corporate Cricket Tournament at G Square World, Kovaipudur

G Square Realtors hosted a spectacular display of corporate sportsmanship at the G SquareLubber Pandhu Corporate Cricket Tournament, held at their prestigious G Square World project in Kovaipudur on December 30, 2024. The tournament brought together 30 teams from diverse sectors, including IT, banking, and corporate houses, making it a vibrant event filled with competitive energy.

Winner and Runner-up of The G Square Lubber Pandhu Corporate Cricket tournament that kicked off at G Square World, Kovaipudur

The participating teams included notable corporate companies such as Piramal Finance, HDFC Sales Pvt. Ltd., VVDN, Dream XI, Technoturf, IDFC First Bharat, Cholamandalam, ICICI, Texila, Nesaware, Apex On, G Square Coimbatore, Suriyan FM, Eagle Quest International India Pvt. Ltd., PACTRON, Dhux Tech, Ujjivan, OODU, 11 Warriors, Leap Green Energy, HDB, GEP Solutions, L&T, Cameron, AgencyFlow India Pvt. Ltd., AKG Kinathukadavu, Cora Health, Corporate Cricketer Club, and Pitch Burners. The diversity of teams brought a unique blend of talent, making the tournament a thrilling experience for players and spectators alike.

This Corporate Cricket Tournament is supported by Suriyan FM as the official radio partner, the tournament culminated with a nail-biting final between Pitch Burners and VVDN, with Pitch Burners emerging victorious. The winner Pitch Burners received a cash prize of Rs. 50,000 along with a trophy, while the runners-up, VVDN, were awarded Rs. 25,000 and a trophy.

Speaking about the event, Mr. Bala Ramajeyam, Managing Director of G Square, said, “The G Square Lubber Pandhu Corporate Cricket Tournament has been a resounding success, bringing together talented teams from diverse industries and showcasing the true spirit of sportsmanship. At G Square, we are proud to host such vibrant events that foster camaraderie and community engagement, reflecting our commitment to building more than just spaces – we are creating opportunities for people to connect and thrive.”

The G Square Lubber Pandhu Corporate Cricket Tournament kicked off at G Square World, Kovaipudur, a premium residential and commercial villa plot community that served as the perfect venue for this grand event. Spanning 700 acres, it is Tamil Nadu’s first and only project of this scale. Strategically located next to CS Academy, G Square World boasts Tamil Nadu’s first six-themed secured villa plot community. Its cooler climate, with temperatures consistently 6 degree C lower than the city average, adds to its appeal. With the upcoming Western Ring Road (WRR) promising tremendous growth potential, the area is poised for significant appreciation. Additionally, the project offers prime accessibility, being surrounded by some of the best educational institutions in Coimbatore.

Community Engagement and Sporting Spirit

The G Square Lubber Pandhu Corporate Cricket Tournament successfully fostered a sense of community while highlighting the spirit of sportsmanship. G Square Realtors extends its gratitude to all participating teams, supporters, and Suriyan FM – The official radio partner, whose collaboration made this event a grand success.

About G Square

G Square is South India’s No.1 Real Estate Developer that brings to you a lifestyle-defining curation of upscale selections to choose from. Our proactive and keen sense of identifying opportunities has helped build many dream houses and iconic businesses within G Square’s secured communities. Over 15000+ happy customers have trusted the transparent and hassle-free ownership of land in South India’s most potential addresses with G Square’s easy housing transactions. Spread across Chennai, Hyderabad, Coimbatore, Pollachi, Trichy, Hosur, Mysuru, Ballari, Dindigul, Ambur, Theni, and Udumalpet over the past 12 years, we have delivered the most lucrative investment lands with world-class amenities in G Square’s secured communities. With all essentials covered, we aim to empower families and businesses to build the next chapter of their life on land they own.

Avail Instant Loans Up to Rs. 5 Lakh with OneScore App

Many potential borrowers worry about their credit score when applying for an instant loan. This concern often arises because a lower credit score can impact the chances of loan approval or result in higher interest rates. A lower credit score may signal a higher risk to lenders, leading to higher interest rates, or even rejections in some cases.

Get Instant Loans Up to Rs. 5 Lakh with OneScore

With the OneScore app, customers can check and track their credit score on the go. With lifetime-free credit reports and scores from both CIBIL and Experian, customers are offered a spam-free, ad-free platform to regularly monitor and improve their score according to their goals. What’s more, customers also get access to an instant loan of up to Rs. 5 Lakh right on the OneScore app.

Instant Loans and Their Uses

Instant loans provide quick access to funds with minimal paperwork and zero collateral. Processed within hours, they offer a fast solution for various financial needs. Prior to finalising the lender, borrowers should review loan terms, interest rates and repayment schedules to ensure the loan suits their financial situation.

Here are a few reasons why these loans are in high demand:

  • Fast processing and minimal paperwork, enabling quicker access to funds

  • Lower interest rates compared to credit cards, making them a more cost-effective option for those with good credit scores

  • Quick disbursals, often within hours, for urgent needs like medical expenses or home/vehicle repairs

  • Fixed monthly repayments and flexible terms to help manage financial obligations

  • No requirement of collateral, making the borrowing process faster and less stressful

  • Borrowers have the flexibility to choose their borrowing amount, avoiding the risk of borrowing more or less than required

Important Considerations

Here are a few things borrowers should be careful about while opting for an instant personal loan:

  • Credit Score Impact

Timely repayments can improve a borrower’s credit score. However, missed payments may cause a dip, affecting future borrowing opportunities. Hence it’s important for borrowers to stay consistent with timely payments.

  • Interest Rates

Interest rates for instant loans typically range from 10% to 20%, reflecting their unsecured nature and quick disbursal.

  • EMIs

Loans are repaid through monthly instalments, which are typically auto-debited from the borrower’s account to prevent missed payments. Hence, borrowers should ensure their auto-debit is activated so that they never miss on their EMI payments.

  • Usage

These loans provide the flexibility to use the funds as needed, without restrictions.

  • Prepayment Terms

While many lenders allow early repayment, some may impose penalties. Borrowers should review the terms if they plan to repay the loan early.

  • Additional Charges

Borrowers should be aware of additional fees, such as processing, late payment and prepayment charges.

8 Ways to Utilise a Rs. 5 Lakh Loan from OneScore App

There are several reasons why borrowers apply for a personal loan online. Here are 8 ways in which customers can use the Rs. 5 Lakh loan from OneScore App

Wedding Expenses

Borrowers can use these funds to supplement various wedding-related costs, including:

  • Venue

  • Catering

  • Decorations

  • Wedding attire (dresses, suits, accessories)

  • Photography and videography

  • Entertainment (DJ, live music)

  • Invitations

  • Wedding favours

  • Transportation (for the couple or guests)

  • Makeup and hairstyling

  • Event planning services

  • Floral arrangements

They can thus enjoy their special day without financial strain.

Vehicle Purchase

Instant loans provide quick funds for purchasing a vehicle, allowing repayment through affordable instalments.

Home Renovations

These loans can finance home improvements, enabling upgrades to meet personal needs.

Education Costs

Customers can use these funds to help cover various study-related expenses, making higher education more accessible. Some of the common costs include:

  • Tuition fees

  • Accommodation and hostel charges

  • Books and study materials

  • Online course fees

  • Laboratory or practical fees

  • Examination fees

  • Transportation costs (to and from campus)

  • College/university registration fees

  • Laptop or technology purchases

  • Miscellaneous academic supplies

  • Boarding and lodging expenses (if studying abroad)

Vacation Funding

Instant personal loans allow customers to fund their holidays, making travel possible without the stress of large upfront expenses. Here are a few common costs associated with vacation plans:

  • Airfare or travel tickets

  • Accommodation (hotel, resorts)

  • Transportation (local travel, taxis, rentals)

  • Food and dining expenses

  • Sightseeing tours and activities

  • Travel insurance

  • Visa and passport fees

  • Shopping and souvenirs

  • Spa or wellness treatments

Medical Expenses

These loans can cover medical treatments or elective surgeries, ensuring that customers can receive timely care when needed.

Home Down Payment

Bridging the gap for a home down payment is now easier than ever. Customers can achieve homeownership despite a lack of sufficient savings for a down payment.

Technology Upgrade

Customers can use these funds to finance the purchase of new gadgets or upgrade their existing ones. Thus, staying current with the latest technology is now possible without straining their budget.

Instant personal loans provide a flexible and efficient solution for those needing funds. With minimal paperwork, quick disbursement and no collateral, they are growing in popularity. Using the OneScore app, customers can track and improve their credit scores while accessing loans up to Rs. 5 Lakh.

Before applying, borrowers should review loan terms, interest rates and repayment plans. They should ensure that these factors align with their financial situation. By making informed decisions, borrowers can use these loans responsibly to manage expenses while maintaining their long-term financial goals.

2024 in Review: Innovations, Milestones, and Industry Leadership Across Sectors and What to Look Forward to in 2025

As 2024 draws the curtain, it’s time to look back at the year of transformative achievements and forward-thinking innovation across industries. While the year was full of changes and new policies, each industry witnessed dynamism in the most progressive format possible. Setting new benchmarks and navigating the global landscape with resilience and creativity, the list of achievements is the one to note. From pioneering advancements in wireless communication and ground-breaking AI-powered tools to reimagining workplace strategies and enhancing retail experiences, the sectoral journey this year has been nothing short of remarkable.

Reviewing the Year 2024

From tech to education to HR to retail, here is what some leaders from across industries have to say about the year gone by and what they expect from 2025:

Mr. Konark Trivedi, Founder and CEO, Frog Cellsat Ltd.

The year 2024 has been transformative for Indias telecom sector, marked by significant policy initiatives and remarkable achievements that have strengthened the national digital infrastructure. Key initiatives such as the Telecom PLI Scheme and the BharatNet project have played a central role in expanding broadband access, boosting local manufacturing, and fostering over 22,000 job creation; positioning India as a global manufacturing hub.

The Telecommunication Bill 2024 was a milestone in modernizing regulations, addressing issues like spam calls and ensuring consumer protection. Similarly, the accelerated rollout of 5G, supported by programs like GatiShakti, tackled deployment challenges through coordinated efforts between the government and private players. A focus on energy-efficient networks and infrastructure sharing also helped manage rising operational costs, ensuring growth remained sustainable.

Looking ahead to 2025, the sector must build on these achievements by fostering innovation in areas like public-private partnership, facilitating R&D and promoting penetration of better connectivity in lesser connected areas. Ensuring data security and stringent policies to avoid surpassing any regulation should also be the key focus to ensure privacy rights of the patrons.”

Mr. Suhas Misra, Co-Founder and Co-CEO of Channelplay

Channelplay is in a phase of strong growth, driven by an ever-increasing demand for professionally managed sales teams, visual merchandising, and tech deployment in the channel in general including loyalty platforms, SFA, and CRM. Our continued focus on execution has us all set to grow by more than 38% year-on-year. As we look forward to 2025, we see GenAI impacting various dimensions of the channel, and as India’s leading channel solutions company it is not simply an opportunity but also our responsibility to use it to the fullest. Our ongoing investment in our full channel-tech stack has been supercharged by the possibilities that GenAI has to offer.

Ms. Lina Ashar, Founder, Dreamtime Learning

2024 reaffirmed the potential that lies in innovative solutions, multi-dimensional resilience, and collaboration in the context of transforming education and the best learning for the future. It has been a good year where problems were solved with creativity to encourage redefining of the learning processes.

Together, we have supported efforts that sought to use challenges as good mechanisms to creatively transform the process of learning.

As we move forward to 2025, our resolve to this particular mission does not change. We wish to harvest from the energy that we had last year in transforming educational growth by making bold innovations and establishing futuristic learning that should promote holistic, creativity, and a culture of learning.

The aim will always remain to prepare students with abilities and knowledge towards the new global challenges that are becoming more sophisticated.

Mr Piyush Peshwani, Co-founder and CEO at OnGrid

2024 marked a transformative shift in the background verification landscape as businesses adopted scalable, tech-enabled solutions to meet evolving workforce needs.

For white-collar roles, AI-powered systems have streamlined credential verification and identity checks, enhancing speed and accuracy. For blue-collar workers in high-demand industries like logistics, retail, and manufacturing, the focus has expanded to include behavioral assessments, criminal checks, and skill-based evaluations to ensure workforce reliability and quality.

Verified employment records are empowering workers with opportunities for upward mobility, creating a ripple effect of social and economic impact.

As organizations prioritize trust and efficiency, 2025 promises deeper integration of verification into hiring workflows, setting new benchmarks for workforce assurance while adhering to stringent data privacy regulations.”

Mr Chitranshu Mahant, CEO & Co-Founder at Primebook

2024 had been a pivotal year for Primebook, with major turning points as we increased our presence in the market for affordable laptops. Given the growing need for affordable, high-performing gadgets, particularly in tier-2 and tier-3 cities, we focused on providing students and learners with cutting-edge technology that meets their specific requirements.

The industry saw a paradigm shift this year, with consumer electronics prioritizing cost and affordability. The growing recognition of e-learning and government-sponsored digital education programs has increased the demand for internet-ready, lightweight laptops with extended battery life. Also, the emergence of AI in consumer electronics has fuelled innovation by allowing for smarter, more personalized gadgets that meet changing customer needs. These trends have made the Indian market a hub for educational technology.

We look forward to 2025, which for us would mean integrating AI-driven functionalities and cloud computing as an integral part of Primebooks offerings, with a goal of reshaping the way students and learners engage with technology. Empowering the next generation of people with tools that are affordable and adaptive to the evolving digital landscape is at the forefront of our goals for the coming year.”

Mr. Harsh Jayesh Ruparel, CEO of Commbitz

The eSIM industry in India has continued to gain remarkable traction, driven by new advancements in connectivity and the growing adoption of digital-first solutions. The year 2024 witnessed significant milestones in the sector, including the mainstream adoption of eSIM technology by major smartphone manufacturers and an increasing shift by operators towards providing seamless eSIM activation experiences for their consumers.

In this rapidly evolving landscape, Commbitz has emerged as a key enabler, offering advanced eSIM solutions designed to simplify connectivity and enhance user experiences. From seamless activation processes to robust compatibility with 5G networks and IoT devices, Commbitz is committed to meeting the diverse needs of consumers and businesses alike. By focusing on innovation and customer-centric solutions, we are bridging the gap between technology and accessibility.

The rapid rollout of 5G services has further boosted the demand for eSIMs, enabling devices to leverage faster data speeds and improved network efficiency. Furthermore, innovation in IoT solutions has opened new opportunities for eSIM adoption across consumer and enterprise markets.

As we look to 2025, the eSIM industry is poised for exponential growth, with further advancements in interoperability and integration across multiple devices. A more extensive rollout of eSIM support in budget-friendly smartphone segments is anticipated, democratizing access to this transformative technology. Moreover, as sustainability becomes a core focus, eSIMs will play a crucial role in reducing the environmental footprint of traditional SIM cards.

Edel Assurance: The Ultimate Solution for Cashless Premium-Car Repairs

Edel Assurance, a pioneering provider of extended auto warranty services, is proud to announce its comprehensive and customer-centric warranty plans that revolutionize the way premium vehicle owners manage unexpected repair and maintenance expenses. With its emphasis on offering comprehensive coverage and easy, cashless repairs, Edel Assurance is poised to emerge as the preferred partner for car owners looking for long-term investment value and peace of mind.

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Sujeet Nair, CEO & Founder of Edel Assurance

Transforming Vehicle Repair Experiences

The days of car owners experiencing excessive stress owing to six-figure repair expenditures are long gone. In addition to the engine and transmission, Edel Assurance provides comprehensive coverage plans. Edel Assurance, a partner dedicated to car performance, safety, and dependability, makes sure that clients only obtain high-quality services from approved dealers. Vehicle owners can save a significant amount of money by selecting Edel Assurances extended auto warranty, which provides protection against both major repairs and related labor expenses.

A Comprehensive Warranty That’s More Than a Promise

Edel Assurance’s commitment to its customers goes beyond just providing a warranty; it is a pledge of superior service. The company offers unparalleled benefits such as:

  • Claims Settled in Less Than 24 Hours: With a streamlined claims process, Edel Assurance guarantees that vehicle owners can access necessary repairs promptly and efficiently.

  • Policy Approval in 24 Hours: Fast and hassle-free policy approval ensures that customers can enjoy peace of mind without delays.

  • 24/7 Roadside Assistance: Vehicle breakdowns can be unpredictable and stressful. Edel Assurance provides dedicated round-the-clock roadside assistance available across India. Whether it’s a flat tire or an emergency tow, expert help is just a phone call away.

Tailored Coverage Plans at Competitive Rates

Edel Assurance prides itself on offering some of the highest levels of vehicle coverage at the most competitive rates in the market. By offering a range of policies tailored to each car owners particular requirements, Edel Assurance guarantees that clients get the best protection without breaking the bank. The guarantee covers a variety of essential car elements, including powertrain components and cutting-edge safety features, protecting consumers from unforeseen repair costs.

A Consultative Approach to Customer Satisfaction

Edel Assurance is more than just an extended warranty provider; it’s a trusted partner committed to customer confidence. From the moment a vehicle owner requests a quote, the Edel team engages in a consultative approach to help them choose the perfect plan tailored to their requirements. Each step of the process is explained in detail to ensure transparency, trust, and satisfaction.

Experience Quality, Safety, and Reliability with Edel Assurance

At Edel Assurance, we believe that our customers deserve the best in vehicle protection,” said Sujeet Nair, CEO and Founder of Edel Assurance. “Our comprehensive warranty plans are designed not just to meet, but to exceed customer expectations by providing unparalleled service, coverage, and peace of mind. We are committed to ensuring that premium vehicle ownership is a hassle-free and cost-effective experience.”

About Edel Assurance

Edel Assurance is a leader in extended auto warranty services, dedicated to providing top-tier coverage and cashless repair solutions for premium vehicle owners. With a mission to safeguard vehicle performance and customer satisfaction, Edel Assurance has established a reputation for reliable, comprehensive, and innovative vehicle protection plans.

For more information about Edel Assurance and to request a quote, visit www.edelassurance.com