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Manage Your Expenses with a Bajaj Finserv Personal Loan of up to Rs. 55 Lakh

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Manage Your Expenses with a Bajaj Finserv Personal Loan of up to Rs. 55 Lakh

Managing unexpected or planned expenses has become easier than ever with the Bajaj Finserv Personal Loan. Whether it is for a dream wedding, higher education, medical emergency, or a long-awaited home renovation, individuals can now avail of a personal loan of up to Rs. 55 lakh, with a hassle-free application process and quick disbursal.

Bajaj Finserv Personal Loan

Bajaj Finance Limited, one of Indias leading financial services companies, offers a personal loan solution that brings flexibility, speed, and convenience to the forefront. With no collateral required and minimal documentation, this loan is an ideal option for salaried and self-employed individuals looking to manage their expenses comfortably.

Key Features of the Bajaj Finserv Personal Loan

  • High Loan Amount: Borrow up to Rs. 55 lakh to fund your needs without compromising your aspirations.

  • Flexible Tenure: Choose a repayment period ranging from 12 months to 96 months, based on your financial comfort.

  • Instant Approval: Get approval in just a few minutes with an easy online application process.

  • Minimal Documentation: Submit basic KYC documents, income proofs, and other documents to complete your application.

  • Quick Disbursal: Once approved, the loan amount is credited to your account within 24 hours*.

  • No Hidden Charges: Transparent terms and competitive interest rates make planning easy.
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These personal loans aim to provide customers with the flexibility to manage their expenses seamlessly while enjoying a simple, digital, and fast experience.

Plan Your Finances Better with the Personal Loan EMI Calculator

One of the standout tools provided by Bajaj Finance is the personal loan EMI calculator, available online for free. This easy-to-use tool helps applicants estimate their monthly EMIs based on the loan amount, tenure, and interest rate. By using the calculator, customers can plan their repayment journey smartly, ensuring they borrow within their comfort zone.

Here’s how the personal loan EMI calculator can assist:

  • Instant EMI Estimate: Enter the desired loan amount and tenure, along with the interest rate, to view your potential monthly instalment instantly.

  • Customisable Planning: Adjust the variables to find a combination that best fits your financial needs.

  • Better Financial Management: Understand your repayment schedule beforehand to avoid any future financial strain.
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Using the personal loan EMI calculator ensures that borrowers can make well-informed decisions, avoiding surprises later.

A Solution for Every Need

The Bajaj Finserv Personal Loan can be used for a variety of expenses, including but not limited to:

  • Medical Emergencies: Get immediate access to funds without worrying about hospital bills.

  • Home Renovation: Give your home a new look without depleting your savings.

  • Education: Invest in your skills with a stress-free funding option.

  • Travel and Holidays: Plan your dream vacation without financial worries.
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No matter what your need is, a personal loan from Bajaj Finance ensures that your goals remain within reach.

Eligibility Criteria

To qualify for a Bajaj Finserv Personal Loan, applicants should:

  • Be a resident citizen of India

  • Be aged between 21 years to 80 years*

  • Be a self-employed individual or a salaried individual employed with a reputed MNC, public, or private company

  • Have a CIBIL Score of 685 or higher
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*Higher age limit at the time of loan maturity.

Conclusion

With high loan amounts, flexible repayment options, and quick processing, the Bajaj Finserv Personal Loan is a reliable financial tool to manage all kinds of expenses with ease. Plus, with the personal loan EMI calculator at your disposal, planning your loan becomes simpler and more transparent.

If you are looking to manage your expenses smartly and conveniently, apply for a Bajaj Finserv Personal Loan today and take a confident step towards fulfilling your financial goals.

*Terms and conditions apply.

Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

Over 400 Leaders from More Than 50 Countries/Territories Attend World Trade Centers Association’s 55th Annual Global Business Forum in Marseille, France

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Over 400 Leaders from More Than 50 Countries/Territories Attend World Trade Centers Association’s 55th Annual Global Business Forum in Marseille, France

World Trade Centers Association (WTCA) – an international trade organization connecting more than 300 World Trade Center (WTC) locations in nearly 100 countries and territories – and World Trade Center Marseille Provence have successfully concluded the 55th annual WTCA Global Business Forum (GBF) in Marseille, France.

The World Trade Centers Association’s 55th Annual Global Business Forum in Marseille, France, hosted by World Trade Center Marseille Provence focused on Navigating Global Trade

The four-day event, which took place April 6-9, brought together WTCA members and their global networks, including leaders from business, government, academia, and international organizations. Each gleaned new insights on shifting global trade dynamics, cross-border real estate investments, the importance of Free Trade Zones (FTZs) and sustainability efforts. Over 400 attendees across more than 50 countries and territories, and nearly 120 WTC businesses, gathered to forge new global business connections, and to learn about specific opportunities in Marseille, a popular Mediterranean port city and the oldest city in France.

With the theme, “Gateway to the Mediterranean,” the Forum helped attendees amplify their businesses’ growth and international reach, further elevating WTCA’s core mission, “Connecting Businesses, Globally.” The event included more than 20 workshops, plus various keynotes, panels, local company tours and over 500 business-to-business (B2B) meetings. In addition, GBF attendees learned more about the Marseille region’s business climate, including: its strategic position as a gateway to Southern Europe, North Africa, and Middle Eastern markets; the city’s wide range of thriving industries, from maritime and logistics, to digital technology and biotechnology; and its ongoing infrastructure investments. Select WTC businesses also participated in the “Connections Showcase” to formally acknowledge the meaningful connections and promising conversations initiated with those they met at the WTCA GBF.

This year also marked WTCA’s first dedicated Real Estate Summit during the GBF. During this portion of the event, global experts analyzed the state of commercial real estate, including its role in driving economic growth, and ways in which sustainable infrastructure and energy innovation continue to shape the future of developments. Additional topics of discussion included hyper-growth areas like data centers and logistics facilities.

Amid shifting global policies and economic uncertainties, the WTCA network showcased at this year’s Forum how it continues to be a vital and resilient force, fostering dialogue collaboration and trust across borders. Sessions held throughout the GBF focused on how the role of trade organizations is not only increasingly relevant, but is more indispensable than ever as businesses are actively seeking guidance, access and a global perspective. Leveraging its unparalleled global network, WTCA showcased how its members bridge market gaps and open doors to new business opportunities, while also elevating a city’s global profile and connecting it to the world economy. To help in strategic business planning, WTCA’s members around the world are able to provide on-the-ground information and valuable resources that can be shared throughout the network to create more cross-border connections.

“Our annual Forum stands as a powerful reminder of what is possible when business leaders from around the world come together in the spirit of collaboration – and that’s precisely where the WTCA network excels,” said John E. Drew, Chair, WTCA Board of Directors. “In today’s climate, WTCA remains committed to promoting free and fair trade, open markets and healthy competition. We believe these principles foster an environment that attracts investment, drives prosperity and fuels economic growth. Through our global network of independent WTC operations – built on trust and collaboration – we actively support these principles by facilitating international business connections and trade opportunities worldwide. This year’s GBF showcased the real value of connection: forging strategic partnerships between our WTCA members and local/international business delegates; opening new pathways to trade; and reaffirming our shared commitment to free, fair, and open commerce. Together, we will continue to ‘Keep Calm and Trade On.’ We are thankful to WTC Marseille Provence for hosting such a wonderful event to demonstrate the power of our global network.”

Speaking during one GBF session titled “Global Outlook: Navigating Trade and Investment Trends in 2025,” Angela Ellard, Deputy Director General of the World Trade Organization (WTO), outlined the intergovernmental organization’s role in navigating new trade policies, including the implementation or threat of tariffs. Her advice for GBF attendees was to remain level-headed and to consider not just the immediate effects, but the broader, long-term effects on global stakeholders.

Benoit Vincent, CEO of WTC Marseille Provence, also said of the event, “This year’s GBF underscored the vital role the Marseille region plays in shaping the future of international trade – we offer a thriving environment for innovation, industry and global collaboration. In partnership with the International Chamber of Commerce and Industry (CCI Internationale) Provence Alpes Cte d’Azur, we united to host a B2B matchmaking platform that resulted in over 500 B2B meetings, connecting delegates from around the world with each other as well as with local Marseillaise companies. We are proud to have hosted an event that actually goes beyond dialogue – sparking real connections to catalyze regional and international business growth.”

The 2025 WTCA GBF concluded with a ceremonial announcement of next year’s host during a Gala Dinner sponsored by Turkish Airlines. The 56th annual WTCA GBF is scheduled to take place in Philadelphia, USA from April 19-22, 2026, and will be hosted by WTC Greater Philadelphia.

Captain Rahul Bali Curates First Ever Aizawl International Half Marathon in Mizoram

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Captain Rahul Bali Curates First Ever Aizawl International Half Marathon in Mizoram

Internationally acclaimed Curator Captain Rahul Bali curated the first ever Aizawl International Half Marathon in Mizoram in the most spectacular manner amidst a large number of dignitaries, celebrities and thousands of enthusiastic participants from across India and the globe.

Bollywood Actor Sara Khan and Sports Minister of Mizoram Pu. Lalnghinglova Hmar flagging off AIHM

This first-of-its-kind Half Marathon was jointly organised by the Government of Mizoram and Innovations India in Rajiv Gandhi Stadium in Aizawl on Saturday 26th April 2025. The event marked a historic moment for Mizoram as it was not just a marathon, it was a step towards empowerment, development and national integration echoing the Honourable Prime Minister Shri Narendra Modis vision of Developing North East and nation building.

Held under the aegis of Athletics Federation of India in association with KHELO INDIA Programme and FIT INDIA Movement, the AIHM saw the participation of more than 1500 runners from different states of India like Rajasthan, Uttar Pradesh, West Bengal, Assam, Meghalaya, Chhattisgarh, Andhra Pradesh, Maharashtra, Delhi, Haryana and countries like England, Kenya & Ethiopia.

His Excellency the Governor of Mizoram Gen (Dr) V K Singh and the Honourable Chief Minister of Mizoram Pu. Lalduhoma were the Chief Patrons while The Sports & Tourism Minister of Mizoram Pu. Lalnghinglova Hmar along with GM NFR Sh. Arun Kumar Choudhary and ED RDSO Sh. Anil Verma were the Patrons. Advisor to Ministry of Railways, GOI and Ex GM NFR Sh. Anshul Gupta was the Mentor of this coveted sporting event which is bound to shape the future of sports in Mizoram.

The flag off ceremony also saw the presence of Popular Bollywood Actress Sara Khan, who flew in from Mumbai specially to attend this event as well as scout for some unexplored, exotic and mesmerising locations in Mizoram for her upcoming movie.

A lot of sponsors and partners like NF Railway, NEC, Mizoram Tourism, Sports & Youth Services Department of Mizoram, Department of LSDE, MPFA, Mizoram Athletic Association, Assam Rifles, Indian Army, Vietnam Airlines, JMV LPS Ltd, TEECL, GG Tronics, Bellurbis Technologies & Ardeco Design Build expressed their solidarity with Aizawl International Half Marathon and contributed immensely towards organising this mega event.

His Excellency the Governor of Mizoram Gen (Dr) V K Singh presided over the Prize Distribution Ceremony and gave away the prizes and medals to the winners of different categories of races namely 21.1k, 10k, 5k & Junior Race.

The Minister for Tourism & Sports Pu. Lalnghinglova Hmar said that Mizoram has never seen an International Half Marathon of such magnitude ever. He expressed his gratitude to AFI and Innovations India for their splendid efforts in making this event a grand success. The Sports Minister also announced that the Aizawl International Half Marathon will be an annual event and is expected to see many folds increase in the participation next year.

Nureca Limited Expands Quick Commerce Reach with Dr Trust Products Now Available on Swiggy Instamart

Ravindra Kirti Founder GGF
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Nureca Limited (NSE: NURECA), a leading player in India’s health and wellness sector, is proud to announce that its flagship brand Dr Trust is now available on Swiggy Instamart, enabling ultra-fast doorstep delivery of essential healthcare products.

This launch further strengthens Nureca’s growing presence in the quick commerce ecosystem. Dr Trust products are already available on Blinkit and Zepto, and are now accessible across all major instant delivery platforms in India.

Consumers can now instantly order a wide range of Dr Trust’s trusted and best-selling products on Swiggy Instamart, including:

  • Digital Weighing Scales & Body Fat Analyzers

  • BP Monitors, Thermometers & Oximeters

  • Massage Guns & Body Massagers

  • Nebulizers & Glucose Monitoring Strips

  • Facial Steamers & Room Humidifiers

  • Orthopedic and Menstrual Heat Belts

Aryan Goyal, CEO of Nureca Limited, said, “At Nureca, we are obsessed with making healthcare frictionless. Today’s consumers expect trusted solutions to be just a tap away – and with Swiggy Instamart, Blinkit, and Zepto, we’re delivering on that promise. This is not just about speed – it’s about meeting urgent health needs with reliability, quality, and convenience. We’re excited to lead the healthcare category in the quick commerce revolution.”

Nureca’s multi-platform approach ensures that Dr Trust products are readily available wherever and whenever consumers need them – within minutes – backed by the assurance of medical-grade quality and customer trust.

About Nureca Limited
Nureca Limited is an NSE-listed company focused on home healthcare, wellness, and medical devices, with a product portfolio spanning vital monitoring, pain management, mother and baby care, fitness, and hygiene. Its flagship brands – Dr Trust, Dr Physio, and Trumom – are recognized across India for innovation, accessibility, and reliability.

Yolo247 Achieves Another Milestone: Over 120,000 Free Spins Redeemed by 6,000+ JILI Players

Ravindra Kirti Founder GGF
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Yolo247 Achieves Another Milestone: Over 120,000 Free Spins Redeemed by 6,000+ JILI Players

In light of recent events, Yolo247, an Indian online gaming platform operated by Bright Win Limited BV, has announced a milestone of over 6,000 players claiming an amazing 120,000 free spins on JILI slot games. This marked surge in player activity reflects the animation community engagement through free spins offered on the JILI slots and is a true testament to the Yolo247 gaming experience.

120,000 Free Spins Claimed by 6,000+ JILI Players on YOLO247 – Join the Winning Streak Today

The free spins promotion is part of a broader initiative to offer promotional features to users. The spins offer allows players to explore high volume gameplay opportunities with minimal effort.JILI slots require minimal effort, which has led to increased participation from both new and existing users.

Yolo247 continues to remain at the forefront of such innovations and milestones by offering various bonuses and rewards to its community, thereby keeping the spirit of gaming and excitement alive. New players are endowed with generous welcome bonuses, including deposit match offers and referral incentives, making it easier to experience rewarding features and exclusive access to free spins. Existing players also enjoy a redeposit bonus from time to time, easy access to exclusive gaming events and markets, and a decent referral bonus when new users are referred to the platform.

Expressing his satisfaction on achieving another feat for the company, Vinod D’Souza, CEO of Yolo247, remarked, “We are elated to see the high level participation from our players through the JILI slots free spins promotion.” He further added, “We aim to provide not only excellent games but also opportunities that reward our community and keep them excited to come back.”

Flexible mobile access and the platform’s user-friendly design enable players to access their favorite JILI slots whenever and wherever they are. Yolo247’s commitment to security and fair play improves player trust, contributing to a positive gaming atmosphere.

Besides offering free spins, Yolo247 enhances players’ experience by regularly adding new and exciting titles from leading providers, ensuring there is always something fresh to enjoy. Customer support is also available 24/7 to resolve players issues, further showcasing the dedication to service excellence.

Players looking to join the winning streak can register on Yolo247 and begin claiming free spins and bonuses immediately. With its broad game selection and easy-to-use interface, Yolo247 remains a frontrunner for online gaming fans.

Hiranandani Architecture: A Fusion of Urban Vision, Emotional Design, and Timeless Elegance

Ravindra Kirti Founder GGF
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The Hiranandani Group, a vanguard in the realm of real estate, unveils its pioneering approach to urban development-“Emotional Architecture.” This innovative design philosophy integrates form, function, and feeling, reshaping how spaces enrich the lives of residents.

For over forty years, Hiranandani has redefined Indias urban landscape with townships that transcend conventional development. From the ambient boulevards of Powai to the lush panoramas of Panvel, each project goes beyond mere infrastructure. The Group crafts integrated ecosystems engineered for quality of life, connection, and well-being.

At the heart of Hiranandani’s design philosophy lies an evolution of neo-classical European architecture-a style that embodies character, emotiveness, and heritage, seamlessly blended with modern sensibilities. Architectural elements such as Corinthian columns and ornamental cornices do more than enhance aesthetics; they serve as beacons of permanence and dignity amidst fleeting trends. This approach reflects Hiranandanis commitment to creating spaces that resonate emotionally and aspirationally.

Designed to foster community interaction, Hiranandani townships feature walkable layouts, shared gardens, and vibrant public plazas. Such structures promote social exchanges and cultivate strong neighbourly bonds. The emphasis on community design enhances residents’ emotional health, offering a rare and cherished sense of belonging in todays urban sprawl.

Sustainability underpins Hiranandanis forward-thinking approach. Innovations such as rainwater harvesting, sewage treatment systems, and extensive greenery manifest the Groups commitment to environmental stewardship. These measures significantly reduce ecological footprints, providing peace of mind and ensuring that each home is resilient and future-proof.

“Architecture is more than a visual statement-it’s a medium that transforms how we live and connect. At Hiranandani, we design spaces that harmonise timeless heritage with modern aspirations, creating environments that inspire, foster community, and stand resilient for generations. Our vision is rooted in delivering enduring quality and sustainable living experiences,” says Dr. Niranjan Hiranandani, Founder & Chairman, Hiranandani Group.

About Hiranandani Group

Established in 1978, the Hiranandani Group stands as one of Indias most esteemed real estate developers. Renowned for transforming skylines and creating integrated townships, the Group leads with a vision rooted in excellence, innovation, and sustainability, consistently crafting spaces that offer an enduring quality of life.

For more information, please visit – www.niranjanhiranandani.in

Dwarka Expressway Emerges as Real Estate Hotspot with 32% Price Surge Amid Soaring Demand for Luxury Living

Ravindra Kirti Founder GGF
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Dwarka Expressway Emerges as Real Estate Hotspot with 32% Price Surge Amid Soaring Demand for Luxury Living

Gurugram’s Dwarka Expressway has swiftly transitioned from a development corridor to one of the most sought-after residential destinations in the National Capital Region (NCR). Property prices along the expressway have surged by as much as 40%, rising from Rs. 12,500 per sq. ft. at the launch of key projects to over Rs. 17,500 per sq. ft. today.

Dwarka Expressway Representation image

This sharp rise reflects a broader trend seen across Delhi-NCR, which currently leads India’s booming real estate market. According to a recent report by CREDAI, Colliers, and Liases Foras, Delhi-NCR recorded the highest annual housing price growth among the top eight cities, with a 31% year-on-year increase in Q4 2024. This far outpaced the national average of 10%, followed by Bengaluru at 23%.

The surge in Dwarka Expressway’s real estate value is underpinned by major infrastructural progress, strategic location advantages, and a growing demand for premium lifestyle housing among both Indian and NRI buyers.

A key driver of the region’s transformation is its enhanced connectivity. The expressway serves as a vital link connecting Delhi, the Indira Gandhi International Airport, NH-8, and Gurugram’s commercial districts. As the expressway nears completion and with metro connectivity on the horizon, the area is poised for sustained growth in high-end real estate development.

Additionally, buyer preferences have evolved significantly. Modern homebuyers are not just looking for a house-they are investing in a lifestyle. Spacious homes, cutting-edge amenities, and community-driven living are now priorities, pushing developers to deliver projects that go beyond traditional offerings.

Prominent developers such as Ganga Realty, Signature Global, DLF, M3M and Trehan Group are leading the charge, redefining luxury living along the corridor. Ganga Realty’s flagship project, Nandaka, has emerged as a standout with its eco-conscious design, lush green spaces, and top-tier features tailored to urban lifestyles.

Mr. Vikas Garg, Joint Managing Director, Ganga Realty said, “The transformation of Dwarka Expressway into a premium real estate destination is a reflection of both visionary infrastructure planning and rising consumer aspirations. At Ganga Realty, we are focused on delivering projects like Nandaka that embody sustainable luxury, combining modern living with environmental consciousness. This corridor is not just witnessing growth-it’s shaping the future of NCR’s residential landscape.”

Mr. Neeraj K Mishra, Executive Director of Ganga Realty, stated, “Dwarka Expressway has transitioned from a growth corridor to a goldmine of opportunity. With its strategic location, expanding infrastructure, and surge in luxury housing demand, it represents the future of urban living. At Ganga Realty, we are committed to creating spaces that reflect modern aspirations while remaining rooted in sustainable living. Nandaka is a testament to that vision.”

Mr. Saransh Trehan, Managing Director, Trehan Group, said, “Dwarka Expressway’s emergence as a luxury hotspot is driven by a potent mix of connectivity, planned urban development, and discerning homebuyers who seek value beyond square footage. The areas evolution underscores a shift toward integrated, experience-driven housing-something we at Trehan Group have always prioritized. This is a pivotal moment for real estate in the region.”

Other luxury developments, such as Signature Global’s high-rise projects with sky lounges and premium retail zones, and Krisumi’s architecturally refined, community-centric townships, are further enhancing the region’s appeal.

FOMO7 Announces Mega Dhamaka During IPL Prediction Season

Ravindra Kirti Founder GGF
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FOMO7 Announces Mega Dhamaka During IPL Prediction Season

As the IPL frenzy takes over the nation, India-based online gaming platform FOMO7 has launched a campaign: ‘IPL 2025 Mega Dhamaka‘.

The renowned gaming platforms Mega Dhamaka campaign will let cricket fans make live match predictions and win structured bonuses

The promotion is designed specifically for cricket enthusiasts who want to get involved on a more personal level than just watching the matches. It includes prediction-based games with a structured reward system. Cricket fans can now predict, play, and win big while supporting their respective teams.

The Key Highlight of Mega Dhamaka includes Daily and Weekly Bonanza where the players can predict match results and win upto 2 lakhs daily and 7 lakhs weekly. Moreover, the top 20 players are eligible for a final jackpot draw with total rewards reaching Rs. 1 crore.

The platform also features insights and analytics to help players predict more accurately. Bonus events, such as JetX-IPL Grand Slam, JILI Spin & Win Premier League, and Aviatrix – Fastest Flight to Fortune, are lined up to hype the entire event.

FOMO7’s leaderboards allow users to monitor rankings, view predictions, and access peer-generated data.

On the occasion of the campaign, Kris Fernandez, the CEO of FOMO7 has stated, “IPL is not a regular cricket tournament, it is raw emotions of Indians mixed with celebrations. FOMO7 is taking the excitement to a different level by introducing live prediction options and a chance for the users to win big along with supporting their respective teams.”

FOMO7 continues to expand its presence in the online gaming industry. As the platform continues to achieve new heights, it aims to provide a best-in-class gaming experience by maintaining high standards in customer satisfaction, paired with high-quality games that can keep users immersed for hours.

STEM Dreams Cut Short: 59 percent Girls Blame Financial Barriers

Ravindra Kirti Founder GGF
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A new report, Unlocking Potential: Financial Aid as a Catalyst for Girls STEM Success, reveals that 59% of girls cite financial constraints as the primary reason for not pursuing STEM education beyond secondary school. The study conducted by Sattva Consulting in collaboration with AISECT, highlights how the high cost of science education, limited scholarship accessibility, and lack of female role models prevent millions of girls in India from entering STEM fields.

The study employed a mixed-methods research approach, combining quantitative surveys and qualitative interviews to understand the financial barriers preventing girls from pursuing STEM education. A total of 4,763 girls from government schools across four states-Rajasthan, Punjab, Jharkhand, and Madhya Pradesh were surveyed for the study. In addition to student surveys, the research incorporated interviews with teachers, parents, school principals, STEM experts, and policymakers to assess the broader systemic challenges.

Despite 80% of future jobs requiring STEM skills, only 39% of girls graduate from higher secondary education in science disciplines. The report highlights stark regional disparities, with over 60% of girls in Tamil Nadu, Telangana, and Andhra Pradesh opting for STEM subjects, while in states like Rajasthan, Punjab, and Jharkhand, participation remains critically low at less than 25%. Owing to the low percentage of girls passing grade 12th in science streams, these states were chosen as the study area, with Madhya Pradesh being the only outlier despite being in a similar geography.

Siddharth Chaturvedi, Director of AISECT, emphasised the importance of addressing these challenges. “We commissioned this report to better understand the systemic barriers preventing girls from entering STEM fields. While discussions around gender equality in education have gained momentum, financial constraints remain an overlooked challenge. By identifying key gaps, we hope this report will drive meaningful interventions that ensure STEM education is accessible for all girls.”

The study also highlights the significant gap in scholarship utilization. While Rs. 651.9 crores were allocated across 143 scholarship schemes in 2023-24, 55% of funds remain unspent due to low awareness, complex application processes, and eligibility criteria that exclude economically marginalized students.

The report challenges the traditional one-size-fits-all approach to financial aid and introduces a persona-driven model that maps financial needs to girls’ competencies and aspirations. It identifies four distinct beneficiary profiles-Trailblazers, Sustainers, Aspirers, and Disengaged-each requiring tailored financial interventions. High-potential Trailblazers need sustained support to pursue STEM degrees, while Aspirers may benefit more from vocational pathways aligned with STEM careers. Based on this framework, the financial investment required ranges from Rs. 22,000 to Rs. 1,50,000 per girl per year, depending on the pathway and persona. Through this approach, the study makes a case for result-based funding where the financial support is cognizant of the financial needs of different kinds of students.

Additionally, the lack of female role models in STEM further exacerbates the issue, with only 13% of the surveyed schools having female science teachers. Beyond financial aid, the report points to the absence of structured career guidance and vocational pathways for girls to enter the STEM workforce. Many students are unaware of alternative STEM careers beyond engineering and medicine, limiting their aspirations. Without targeted interventions, these barriers will continue to deter young women from pursuing science education and careers.

Dr. Shweta Gaur, Principal Researcher at Sattva Consulting, stressed the need for systemic reform to support girls in STEM. “STEM education is not just about tuition fees. The financial burden extends to coaching, study materials, lab access, and even transport, making it an unattainable goal for many. If we want to bridge the gender gap in STEM, we need solutions that go beyond scholarships. Schools, policymakers, and the private sector must work together to provide sustained financial aid with a long-term commitment, accessible career guidance, and mentorship programs that keep girls engaged in science education.”

Rathish Balakrishnan, Co-founder & Partner at Sattva Consulting, echoed this sentiment, emphasizing the need for a shift in financial aid structures. “The solution lies in rethinking the design of financial aid for girls. Funders need to double down on their efforts in the needy states, be patient funders, and invest in girls based on their needs and provide targeted, result-based funding, enabling girls to enter the STEM workforce. He also emphasised the use of technology to scale the reach of the financial support.

The report urges state and national education policymakers to reassess financial aid structures and increase awareness of existing scholarships. It also highlights the role of CSR and philanthropic organizations in bridging the gap through long-term investments in vocational STEM pathways, digital skilling initiatives, and teacher training programs.

About Sattva Consulting

Sattva Consulting is an Indian-origin global impact consulting firm. Our work spans 25 countries and 5 continents as we engage with communities, businesses and governments to deliver societal impact at scale since 2009. We believe that Civil society, Business, and Government all have a critical role to play in building an equitable and sustainable world, and we actively partner with all stakeholders to enable impact through our research & advisory services, knowledge platforms and collaborative initiatives.

About AISECT

AISECT, an Indian social enterprise, has been driving skill development, higher education, financial inclusion, and e-governance in semi-urban and rural areas since 1985. Headquartered in Bhopal, it operates across 605 districts, 2,100 blocks, and 8,550 Panchayats in 29 states and 4 territories through a network of 31,000+ centers and offices. AISECTs self-sustaining and scalable model has trained 26 lakh people, created over 100,000 jobs, and improved the lives of 50 lakh individuals, fostering entrepreneurship and digital empowerment in remote communities.

For more information, please visit aisect.org.

Hong Kong Unveils Cheung Chau Bun Festival 2025: A Unique Cultural Celebration

Ravindra Kirti Founder GGF
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Hong Kong Unveils Cheung Chau Bun Festival 2025: A Unique Cultural Celebration

Hong Kong

Spring in Hong Kong means one thing: festivals – and lots of them! The much-loved Cheung Chau Bun Festival runs from 5-6 May, marking the start of a non-stop season of arts, culture, and sporting events across the city for many Indian travellers planning their summer vacations.

A man participating in the Bun Scrambling Competition during Hong Kongs Cheung Chau Bun Festival

Held annually on the charming outlying island of Cheung Chau, this iconic event transforms the slow-paced fishing village into a whirlwind of colour, tradition, and high-flying fun. With lively parades, age-old rituals, and quirky customs unique to Hong Kong, it’s no wonder the festival draws thousands of visitors from near and far each year.

From Buns to Beats: Top Hong Kong Events This Spring

A cornerstone of Hong Kong’s cultural calendar, the Cheung Chau Bun Festival is steeped in folklore and history. Recognised as part of China’s national list of intangible cultural heritage since 2011, it honours the sea god Pak Tai, who is said to have saved the island from a deadly plague in the 18th century. Today, it continues to enchant visitors with Taoist ceremonies, lion dances, and its signature event: the thrilling bun-scrambling competition. Here are a few festival highlights:

Climbing Carnival – 27 April 2025

Immersing visitors in bun tower fun, the Climbing Carnival (12 pm-6 pm) promises an exciting afternoon of stall games, handicrafts, and variety shows.

Piu Sik Parade – 5 May 2025

One of the festival’s most anticipated events, the Piu Sik Parade, draws thousands of onlookers each year. During this vibrant spectacle, children dressed as deities, public figures, and pop-culture icons appear to “float” above the crowds in a vibrant, carnival-like procession.

Bun-Scrambling Competition Final – 5-6 May 2025

At midnight, the legendary Bun-Scrambling Competition begins. In this whimsical event, 12 climbers race up a roughly 14-metre tower covered in lucky buns (ping on bao), grabbing as many as they can. Higher buns earn more points, and the top scorer wins. Meanwhile, the competitor with the most buns earns the playful title of “Full Pockets of Lucky Buns.”

Nightfall Celebration: A Dazzling Drone Show

Beyond Cheung Chau, spring also brings Labour Day Golden Week, running (1 to 5 May), filling the city with festive energy. Highlights include the celebration of Tin Hau (20 April); Buddha’s Birthday (5 May); and the Tam Kung Festival (5 May), traditionally observed by maritime communities.

To mark the occasion, an immersive 12-minute drone show will light up the night sky at 8 pm on 1 May, set to newly composed music and framed by Hong Kong’s iconic skyline. For the best views, head to the Wan Chai Temporary Promenade.

Feel the Pulse: More from Hong Kong’s Cultural Beat

Alongside the Cheung Chau Bun Festival, an exciting lineup of events comes together as part of Cultural Beat – a citywide initiative that celebrates the arts, crafts, and traditions that give Hong Kong its one-of-a-kind rhythm.

Among the highlights:

  • Buddha Bathing Ceremony at Po Lin Monastery (29 April-5 May)

Step into serenity with this peaceful tradition, where visitors pour water over Buddha statues in a symbolic act of renewal.

  • Hong Kong International Dragon Boat Races (7-8 June)

Feel the adrenaline as teams paddle in sync during this high-energy showdown of speed, colour, and tradition.

  • Tam Kung Festival @ Eastern District 2025 (29 April-7 May)

Soak up the colour and spirit of Hong Kong, with Cantonese opera, a parade featuring lion and dragon dances, and an international lion dance competition to honour sea god Tam Kung.


As the season unfolds, Hong Kong will host even more fairs and festivals:

  • Affordable Art Fair Hong Kong (22-25 May)

Explore connection, cultural identity, and the fusion of tradition and modernity at the Affordable Art Fair in Hong Kong this May, featuring works from 98 leading galleries.

  • French May Arts Festival (through 13 July)

Celebrate all things French with citywide events devoted to dance, theatre, music, cinema, circus, gastronomy, and art exhibitions.

  • Chinese Culture Festival (June to September)

Experience the richness of Chinese heritage through months of dance performances, opera, film screenings, talks, and art exhibitions throughout the festival.

2025 also introduces exciting new cultural events:

  • Cirque du Soleil KOOZA (starts from 21 May)

Get swept into a whimsical world of acrobatics, stunts, and theatrical magic – a high-flying thrill from start to finish.

  • The Hong Kong Jockey Club Series: Picasso for Asia – A Conversation (through 13 July)

See over 60 Picasso masterpieces up close in this rare showcase at M+, offering fresh insights into the legendary artist’s creative journey.

And for sports fans:

  • Volleyball Nations League Hong Kong 2025 (18-22 June)

Feel the energy as six top teams serve, spike, and dive in this high-stakes showdown at Hong Kong’s newest world-class venue.

To explore everything happening across the city, visit the Hong Kong Tourism Board’s dedicated Cultural Beat website. With real-time updates and insider tips, it’s your ultimate guide to experiencing the best of Hong Kongs arts, culture, and events.

About Hong Kong Tourism Board (HKTB)

The Hong Kong Tourism Board (HKTB) is a government-subvented body tasked to market and promote Hong Kong as a travel destination worldwide and enhance visitors experience once they arrive. These include making recommendations to the Government and other relevant bodies on the range and quality of visitor facilities.

The HKTB’s missions are to maximise the social and economic contribution made by tourism to the community of Hong Kong and to consolidate Hong Kong’s position as a unique, world-class, and most desired destination.

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