Consolidated Financial Highlights; ACE achieved its highest-ever quarterly revenue and profits, reflecting strong growth momentum. The companys total income increased by 16.6% year-on-year, while EBITDA margins expanded by 204 basis points to 18.24%. This margin expansion was driven by operating leverage, an improved product mix, and efficient cost-control measures. The Cranes, Material Handling, and Construction Equipment segment witnessed a volume growth of 17.92% YoY, with revenue rising by 15.49% YoY. Additionally, the Agri Equipment segment reported a robust revenue growth of 24%, further strengthening ACE’s overall performance.

Management comments
On ACE’s performance, Executive Director, Sorab Agarwal shared that with continued focus on customer centricity, execution and agility in operations, we have set ACE on the course of a predictable and sustained high performance trajectory and today, we have the opportunity to highlight our execution rigor through our best ever performance in the quarter gone by. Further, in the recently announced Union Budget 2025-26, the GoI has sustained its Infra focus with their capex spending estimated to remain above 3% of GDP for the third consecutive year. Productive Capex to create Infra assets is crucial for amplifying productivity which will fuel further economic growth, enhance global competitiveness and accelerate technological innovation in the country.

Financial Performance
On a Standalone basis, the operational revenue grew by 15.93% on a year on year basis from Rs 753.15 Crores to Rs 873.10 crores, which is our best ever quarterly revenue so far. The EBITDA of the company grew by 27.40% to Rs.160.38 crores as against Rs 125.89 crores in the corresponding quarter last year. The EBITDA margins expanded by 154 bps to 17.76%, The PBT grew by 26.49% to Rs 144.93 crores against Rs 114.58 Crores and stood at 16.05%. The PAT grew by 21.05% to Rs 107.15 crores against Rs 88.52 Crores and stood at 11.87%. The PBT and PAT margins expanded 129 BPS and 46 BPS respectively on YoY basis. We are delighted to share that these are the best quarterly Revenues, EBITDA, PBT and PAT numbers in the company’s history.

Margin expansion was driven by operating leverage, better product mix with improved price realizations, efficient cost control measures and favorable commodity prices.

Segmental Performance
The Company has sustained its growth momentum across all operating segments. In the Cranes, Material Handling & Construction Equipment segment during the quarter gone by, ACE registered consolidated revenue of Rs. 795.73 crores as compared to Rs 690.79 crores in Q3 FY24 which is a growth of 15.19%. The company recorded sales of 3539 units in the quarter which is up by 17.92% YoY. The margins also expanded by 375Bps YoY to Rs 154.38 Crores vis–vis Rs 108.10 crores; thereby registering a growth of 42.81% YoY.

The Agri equipment Division has registered revenue of Rs.77.37 crores with 4.73% margin. Going forward, with adequate water reservoir levels and Government’s focus on Agri productivity, the company expects farm mechanization needs to continue creating demand momentum in the Agri space.

For the 9 months ended FY25, the operational revenue grew by 13.75% as compared to similar period of FY24 and stood at Rs 2,361.07 crores with EBITDA of Rs.428.07 crores which is 30% growth on YOY basis. Our PBT grew by 27.37% to Rs 382.61 crores. The PAT stood at Rs. 285.23 Crores which grew by 24.29% on YOY basis. The EBITDA margins expanded by 202 BPS to 17.46%, PBT expanded by 151 BPS to 15.60% and PAT margins expanded by 86bps to 11.63%.

Further, our Hon. Finance Minister has presented the Union Budget 2025-26 which set out realistic and inclusive vision for the nation. A mix of judicious and bold policy moves while maintaining fiscal discipline lays down a strong foundation for a “Viksit Bharat“. The share of Capital expenditure outlay in total Budget has been stepped up to 22.1% in FY26 (BE) from 15.6% in FY22. The Government is focused on infrastructure, Manufacturing, Power, Logistics and Housing Sector development, which augurs well for our company. Going Ahead, with our capacity built up, we are well prepared, future ready and remain optimistic about the prospects of the company in the Medium to Long term.

Cautionary Statement, “Statements made in this release may contain certain forward-looking statements based on various assumptions on the Company’s present and future business strategies and the environment in which it operates. Actual results may differ substantially or materially from those expressed or implied due to risks and uncertainties. These risks and uncertainties include the effect of economic and political conditions in India and abroad, volatility in the market, new regulations and Government policies that may impact the Company’s businesses as well as the ability to implement its strategies. The information contained herein is as of the date referenced and the Company does not undertake any obligation to update these statements. The Company has obtained all market data and other information from sources believed to be reliable or its internal estimates, although its accuracy or completeness cannot be guaranteed.”

• Urbanization on the Rise: India’s urbanization rate, which stood at 31% in 2011, is expected to hit 40% by 2036, with urban areas contributing 75% to the GDP.

• Current Urban Challenges: Cities are grappling with infrastructure gaps, rising housing demands, and the impacts of climate change.

• Lessons from the Past: The urban planning principles of the Indus Valley Civilization can help guide improvements in today’s cities.

India’s rapid urbanization is creating significant challenges, from infrastructure gaps, increase in pollution levels to rising affordable housing demands and the growing effects of climate change. By 2036, urban areas are expected to contribute 75% to the country’s GDP, highlighting the need for effective solutions. In its new report, ‘Reviving Ancient Wisdom: Lessons from the Indus Valley Civilization for Modern Urban Planning in India’, Primus Partners looks back at the urban planning practices of the Indus Valley Civilization (IVC) to address these modern-day town planning and infrastructure development issues.

The IVC cities, like Harappa and Mohenjo-Daro utilized grid-based for planning of layouts, advanced water management systems, multi-functional public spaces and climate-conscious building practices. These strategies could help solve current urban challenges, and the report recommends integrating them into today’s urban planning. The authors urge a shift in policy to create more sustainable and liveable urban spaces, inspired by these time-tested methods.

Key insights of the report include:

1. Historical Urban Planning: The Indus Valley Civilization (IVC) featured cities like Mohenjo-Daro and Harappa, which were organized into grid layouts covering approximately 3.5 km, housing tens of thousands of residents, demonstrating effective urban planning and management.

2. Water Management Systems: The IVC had advanced water management systems, with a significant number of common wells for each cluster of houses while connecting each house with underground drainage network channelling drainage to trunk network, emphasizing the need for modern infrastructure to meet Sustainable Development Goal (SDG) 6, which aims for universal access to clean water and sanitation.

3. Standardization in Development: Implementing standardized benchmarks can improve urban governance; for instance, cities with clear regulatory frameworks have shown a 30% increase in compliance with urban planning standards.

4. Climate Resilience: According to the Global Climate Risk Index, India ranks 7th among countries most affected by climate change, underscoring the urgency for cities to adopt climate-resilient strategies to mitigate risks.

5. Lessons for Future Growth: With Indias urban population projected to reach 600 million by 2036, effective urban planning inspired by the IVC could help manage this growth sustainably, potentially reducing urban sprawl by 25% through integrated planning approaches.

Despite India’s urban growth, its cities still face major hurdles. No Indian city ranks in the top 100 of the Global Liveability Index, and even Bangalore, India’s top city, scored only 66.7 on the Ease of Living Index developed by Ministry of Housing and Urban Affairs, emphasises the need to revisit how we plan, develop and manage our cities. The IVC’s approach-focusing on planned layouts, sustainability, advanced infrastructure, climate resiliency and public spaces-offers valuable lessons for overcoming today’s challenges.

Practical recommendations from the IVC include adopting well planned layouts for better traffic flow, upgrading sewer systems for improved sanitation, increasing green spaces to enhance quality of life, and using climate-appropriate approaches and materials to reduce energy consumption. These strategies can help cities become more resilient and prepared for future needs.

Aarti Harbhajanka, Co-author of the study, emphasized, “To truly move forward, we need to take a moment and look back. The urban planning practices of the Indus Valley Civilization offer insights that are relevant today. By understanding how these ancient cities were built, we can create more sustainable, liveable urban spaces that meet the needs of our growing population.”

Sandeep Reddy, Co-author of this report, commented, “Believe it or not, the key to building smarter, more sustainable cities today might lie in ancient history. The Indus Valley Civilization’s urban planning-thought to be centuries ahead of its time-holds lessons that still apply. By revisiting how these cities were structured, we can uncover innovative solutions to the urban challenges we face now and in the future.“

To view report, click here.

About Primus Partners Pvt. Ltd.

Primus Partners Pvt. Ltd. is a leading management consulting firm based in New Delhi, with offices across India and a growing presence in the UAE. Specializing in sectors such as technology, public policy, and impact advisory, Primus Partners provides innovative solutions to drive sustainable growth for both public and private sector clients. With its expertise in Idea Realisation and sectoral leadership, the firm is at the forefront of consulting in India’s rapidly evolving economy.

For more information, visit www.primuspartners.in.

Max Estates Limited (MEL), has announced its unaudited Q3 & 9M FY25 financial results.

• Real Estate Portfolio of 17 Mn. Sq. Ft.

• Full-year pre-sales guidance surpassed in just 9 months, achieving INR 5,200 crore

• Recently, the Company, through a strategic land acquisition secured 10.33 acres of prime land in Noida with mixed use development potential of ~2.6 Mn Sq. Ft.

MEL Business Highlights:

Mixed – use Portfolio Update:

• Max Estates has acquired 10.33 acre of prime land in Sector 105 on Noida-Greater Noida Expressway for ~INR 711 Crore with ~2.6 mn sq. ft. with a mix of Residential and Commercial in a 40:60 ratio. The project has a Gross Development Value (GDV) Potential of INR 3,000+ crore and an annuity rental Income potential of INR 140+ crore mn square feet.

• Max Estates has received NCLAT approval for the ‘Delhi One’ project in Sector 16B, Noida, spanning 34,697 sq. meters with 2.5 mn sq. ft. of mixed-use development potential. This project, expected to be launched in FY26, has a Gross Development Value (GDV) potential of over INR 1,500 crores as well as annuity income potential of ~INR 120 crore from leased inventory of 1.2 mn sq. ft. and receivables of ~INR 500 crores from the sold inventory.

Residential Portfolio Update:

• Max Estates has achieved pre-sales booking value of INR 869 crores of Phase II of Estate 128 project in Noida surpassing the project’s original guidance of INR 800 crores as booking potential for this phase. Phase II of Estate 128 saw a 40%+ price premium over Phase I, reflecting strong demand for well-designed, end-user-focused residential developments. Combining both phases, the Estate 128 community will now comprise four towers with 268 units spread across 10 acres. The total booking value for the project is ~INR 2,730 Crores. This project has already received a collection of INR 550 crores (~20%).

• Estate 360, Gurugram, achieved a pre-sales booking value of INR 4,325 crore with 90% of the project sold. This project has already received a collection of INR 645 crores.

• The Company has a launch pipeline of over 7 mn square feet with GDV potential of INR 14,000+ Crore to be launched in FY26 and FY27.

Commercial Portfolio Update:

• Max Estates is in the process of acquiring three floors in Max Towers, Noida from Max India Limited at a value of INR 105.08 crores. The said acquisition will support the company’s strategy to consolidate ownership in Max Towers, strengthening operational control and value within this premium commercial property.

• Max Square has achieved a 93% occupancy within a year of launch, commanding 30%+ premium to the micro-market showcasing strong leasing traction.

• Overall commercial portfolio is poised for an annuity rental income potential of over INR 700 Crore on a 100% basis (across delivered, under construction and in acquisition), in the next five years.

Consolidated Financial Highlights (9M FY25)

• Consolidated Revenue stood at INR 121 Cr in 9M FY25

• Consolidated EBITDA stood at INR 35 Cr in 9M FY25

• Consolidated PBT stood at Rs 16 Cr and PAT stood at INR 12 Cr in 9M FY25

• Total Leased Area as on 31st December 2024 stood at 12 Lakhs sq. ft.

• Total Lease Rental Income (Max Towers + Max House + Max Square) up by 87% YoY to INR 83 Cr in 9M FY25

• Max Asset Services Revenue stood at INR 30 Cr in 9M FY25

• Debt as on December 2024 stood at INR 1,125 crore, including LRDs of INR 800 crore

• Cash & Cash Equivalents as on December 2024 stood at INR 1,613 crore. The Company has a net cash surplus of INR 309 crore

Commenting on the same, Sahil Vachani, Vice Chairman & MD of Max Estates said, “The Indian residential real estate market is set for strong and sustained growth in the coming years, fueled by improved affordability, an increasing proportion of the upper mid-income and high-income population, and a notable shift in consumer preferences towards premium, high-quality living spaces.

The Delhi NCR region is experiencing significant infrastructure upgrades, including advancements in airports, road networks, and mass rapid transport systems. These developments are accelerating urbanization and enhancing the region’s appeal as a highly desirable destination for both residential living and professional opportunities.

In the first nine months of FY25, we exceeded our revised full-year guidance, achieving pre-sales booking value of INR 5,200 crore.

We remain deeply focused in the NCR region with the intention to continue to truly enable “real well-being in the real estate space.”

Our strong business development strategy has enabled us to build a well-diversified portfolio of 17 million sq. ft. within Delhi NCR across residential, commercial and mixed use development opportunities, positioning us for sustained growth in the years ahead.

As a part of our growth trajectory, we continue to seek new growth opportunities and scale up by adding at least 3 million sq. ft. every year to our current portfolio which will enable us to diversify our footprint in Delhi NCR across commercial and residential asset classes through both JDA’s and outright acquisitions.”

About Max Estates Limited

Established in 2016, Max Estates Limited is a leading Real Estate developer in the NCR region. With the purpose of ‘Enhancing Quality of Life through spaces it creates’, it has chosen to create premium commercial and residential spaces in Delhi NCR. The company has developed a very well diversified portfolio of real estate across the two asset classes in Delhi NCR and in this pursuit has partnered with New York Life Insurance Company (NYL) particularly for commercial office platform.

Its marquee delivered projects include a one-of-its-kind commercial office space Max Towers, on the edge of South Delhi that opened its doors in 2019, Max House – a re-development of office campus, Max Square, located on a primary office vector – Noida Expressway and, 222 Rajpur, a luxury residential villa community on Rajpur Road, Dehradun.

It has two under construction commercial office projects – Max Square Two, adjacent to Max Square and a project located on main Golf Course Extension Road marking its entry in commercial office segment in Gurugram.

On the residential front, the company has successfully launched and sold its both phases of its first project in Delhi NCR, Estate 128 in Noida, which is currently under construction. It also has successfully launched and sold its second project, Estate 360 in Gurugram – Delhi NCR’s first intergenerational community at scale- in the second half of CY 2024 in Gurugram. Max Estates also has a real estate services & management company – Max Asset Services. Max Estates Limited is listed on NSE and BSE.

Max Asset Services Limited (MAS)

Max Asset Services Limited focuses on providing real estate as a service in the form of facility management, community development and managed offices. It aims to bring life into buildings by implementing the Max Estates’ WorkWell philosophy through amenities and ‘Pulse’, which focuses on curating engaging events for office tenants.

Safe Harbor Statement

Statements in this document relating to future status, events, or circumstances, including but not limited to statements about plans and objectives, the progress and results of research and development, potential project characteristics, project potential and target dates for project related issues are forward-looking statements based on estimates and the anticipated effects of future events on current and developing circumstances. Such statements are subject to numerous risks and uncertainties and are not necessarily predictive of future results. Actual results may differ materially from those anticipated in the forward-looking statements. The company assumes no obligation to update forward-looking statements to reflect actual results changed assumptions or other factors.

Anderson Diagnostics & Labs, a trusted name in healthcare, proudly celebrates its 15th anniversary, marking a significant milestone in its journey of delivering quality diagnostics services across Tamil Nadu. From its humble beginnings with a single laboratory, the organisation has grown to encompass seven state-of-the-art PET centres, providing cutting-edge diagnostic services to communities across the region.

This milestone underscores Anderson Diagnostics’ unwavering commitment to combining advanced technology with personalised care to enhance lives and ensure better health outcomes.

Growing Roots Across Tamil Nadu

What began as a Diagnostic Centre in Chennai has grown into a family of several diagnostic facilities, carefully chosen to serve both city dwellers and those in smaller towns who previously had limited access to quality diagnostics. Over the years, Anderson Diagnostics & Labs has brought the much-needed medical technology to Tamil Nadu. To highlight a few, they offer an advanced PET CT scan facility in Chennai to provide affordable, state-of-the-art cancer diagnostics.

Their patients no longer need to travel far for a PET scan or wait weeks for breast cancer screening results. Experts at Anderson Diagnostics have screened more than 12,000 local women for breast and cervical cancer, catching problems early when treatment works best. Along the way, they have grown their team significantly, creating good jobs for local healthcare workers who share their passion for patient care.

“Back in 2008, we started with just a simple goal,” says Dr. Srinivasaraman G., Director of Anderson Diagnostics & Labs. “We wanted to bring world-class diagnostics to our communities. Knowing that we have impacted lives by detecting early-stage cancers and helping families make informed health decisions, we feel proud to see that vision has become a reality.”

Innovation as the Cornerstone

Anderson Diagnostics & Labs has always prioritised innovation. By integrating cutting-edge diagnostic modalities with a patient-centric approach, the organisation has introduced breakthrough technologies, including advanced cancer diagnostics, clinical genetics, neurogenetics, and infectious disease screening.

“Our focus has always been on combining technology and expertise to deliver exceptional healthcare,” added Dr.Srinivasaraman G. “We continue to invest in advanced diagnostic solutions, ensuring every patient receives precise, efficient, and reliable care.”

Commitment to Preventive Care and Community Health

Beyond diagnostics, Anderson Diagnostics & Labs takes pride in promoting preventive healthcare. Understanding the importance of early detection, Anderson Diagnostics & Labs offers a comprehensive suite of health check packages tailored to different age groups, lifestyles, and risk factors. These packages are carefully designed to identify potential health concerns before they become serious.

The organisation’s flagship preventive oncology programs have significantly contributed to early detection and better management of life-threatening conditions.

Anderson Diagnostics & Labs also actively engages with local communities to raise awareness about the importance of timely diagnostic interventions, reinforcing its mission to foster a healthier society.

Looking ahead, Anderson Diagnostics plans to bring their blend of personal care and advanced diagnostics to more communities. Theyre exploring how artificial intelligence can enhance their work while keeping the human connection that has defined their service.

About Anderson Diagnostics

Established in 2008, Anderson Diagnostics & Labs is a premier diagnostic healthcare provider with a vision to revolutionise healthcare outcomes. Specialising in oncology, clinical genetics, and fetal medicine, the organisation combines state-of-the-art technology with a dedicated team of experts to deliver precision diagnostics. With seven centres across Tamil Nadu, Anderson Diagnostics serves thousands of patients annually, setting benchmarks in diagnostic excellence.

Veefin Group has announced a strategic investment in White Rivers Media (WRM), making it the 11^th company added to the group. Through this strategic investment, the Group will leverage WRMs capabilities while strengthening and expanding its clientele deep into its ecosystem.

White Rivers Media, headquartered in Mumbai, is one of Indias most awarded independent digital marketing agencies and a recipient of the Global Agency of the Year award in 2023. With a 600-strong team of digital innovators, WRM specializes in creative and media solutions, MarTech capabilities, and marketing transformation. The agency serves a diverse portfolio of clients across BFSI, entertainment, FMCG, real estate, and e-commerce sectors, helping brands scale with precision in a digital-first world.

Raja Debnath, Chairperson, Co-founder and CEO, Veefin Group said, “At Veefin Group, we have built a strong ecosystem that empowers businesses with cutting-edge financial technology and digital transformation solutions. Through this strategic investment, we are enhancing our ecosystem with deep MarTech expertise, creative digital marketing solutions, and a proven track record of success. This partnership enables us to offer clients a more integrated approach-combining technology with AI-led, data-driven marketing to drive engagement and business growth. Together, we are unlocking new possibilities for businesses to scale faster and compete smarter in a digital-first world.”

Shrenik Gandhi, Co-founder and CEO, White Rivers Media, added, “This partnership marks an exciting chapter for WRM as we align with Veefin Group to drive the next wave of digital marketing transformation. By combining creative and media solutions with MarTech innovation and Veefin Group’s technology-driven ecosystem, we can help brands navigate an evolving digital landscape with precision and scale. Together, we are building future-ready marketing solutions that drive measurable impact and accelerate growth in high-potential international markets.” The proposed investment will focus on developing cutting-edge AI solutions for marketing automation, predictive analytics, and enhanced customer engagement models, setting new benchmarks in the digital marketing industry.

About White Rivers Media

White Rivers Media is one of Indias leading independent digital marketing and transformation agencies, recognized with multiple global awards including Global Agency of the Year 2023. The agency has grown to a 600+ member team, delivering innovative digital solutions across marketing and business transformation.

About VeefinGroup

The Veefin Group of Companies is on a mission to become the Global No.1 Working Capital Technology Platform. Veefin Group addresses every aspect of optimizing Working Capital, by offering solutions across end-to-end digital Supply Chain Finance, Digital identity verification and automated financial statement analysis, debt securitization, cash management, trade finance, automated Accounts Receivable (AR) & Accounts Payable (AP) and software consulting and services by deploying innovative, agile & scalable technology. Veefin Group also builds white-labeled Supply Chain Finance and Digital Lending solutions including end-to-end Lending Stack, Smart Credit Decisioning, Business Intelligence, Analytics and Omni-channel Onboarding for Banks, Financial Institutions, Fintechs, B2B marketplaces, and Corporates. Part of the Veefin Group of companies, Veefin Solutions Ltd. the parent Company is listed on BSE SME. Incorporated in 2020, Veefin Group is headquartered in Mumbai with offices in Ahmedabad, Dhaka, & Dubai.

For more details, visit Website | LinkedIn | Facebook | Twitter.

The journey to applying for a personal loan online can be streamlined when consumers are pre-approved. This signifies that lenders have already checked and greenlit their eligibility, which speeds up the process of getting funds when consumers are ready to apply. That’s exactly how OneScore, the credit score and personal loan app, empowers users in their borrowing journey.

Heres how a pre-approval loan journey starts with OneScore, ensuring a smooth and efficient borrowing experience.

OneScore’s OnePL Pre-Approved Personal Loan
A pre-approved loan ensures consumers have access to funds when they need it most – be it to cater to a medical need, pay for car/home repairs or finance education or travel. OneScore helps consumers get ready for an instant loan based on their current credit health. All users need to do is start by checking their credit scores from CIBIL and Experian.

Once they do, they can check the maximum loan amount they can get if they apply at the moment. This is visible on the OnePL dashboard, allowing users to check the updated pre-approved loan offer as they improve their credit score over time. This is also made easy with OneScore, which offers consumers personalised insights on how to improve their score. This increases their eligibility, leading to better loan offers.

Steps to Applying for the OnePL Facility
To know their OnePL pre-approved offer, here are the steps users can follow:

• Check Credit Score

The first step is to check the credit score. If the score is under 730, which is the minimum requirement for loan approval, borrowers will not see their instant loan offer. Instead, they can work towards improving their score using the app’s personalised suggestions.

• Review Loan Offer

Once the credit score crosses the 730 mark, users can check their maximum loan amount and interest rate by tapping on the ‘Get Started’ button. After entering basic details like monthly income and employment status, the OnePL dashboard will automatically show their pre-approved offer.

• Easy Application

When ready to proceed, users can apply in just a few taps to check out other loan terms on their pre-approved offer. Borrowers can check out the maximum loan amount, interest rate offered, and other details of the pre-approved offer as per their creditworthiness. Accepting the offer gives the borrowers quick approval and amount disbursal.

Eligibility Criteria and Loan Terms

Getting an unsecured loan on OneScore is simple. All users need to do is qualify for the loan based on parameters including the following:

• Credit Score: 730 and above

• Age: 18 years or above with a valid PAN Card

• Monthly Income: Over ₹20,000

When borrowers meet these criteria, they can get the best offer with pocket-friendly loan terms with comfortable repayment options. This includes:

• Interest rate starting from 12.5% p.a.

• Tenure ranging from 6 months up to 60 months

• Processing fees starting at just 1.5%

Reasons for Choosing the OnePL Facility
Apart from applying for an instant loan seamlessly, OneScore also helps its users take charge of their credit health. Here are all the other reasons to get the OneScore app.

• Quick Approval

Since borrowers get a pre-approved offer on the app, they dont have to start their application process from scratch. This saves time, especially if they are borrowing for any urgent requirement.

• No Documents

Since OneScore already has access to users’ credit reports, it does not need a bevy of documents during personal loan applications. This helps users apply quickly and more conveniently.

• Easy Loan Management

Once the loan is approved and disbursed, borrowers can manage repayment easily with notifications and reminders from the OneScore app. This ensures that borrowers can maintain a good credit score with timely repayment.

On the OneScore app, anyone can apply for an instant personal loan and keep track of all their current loan accounts. This way, if they find any discrepancy or any loans taken in their name by fraudsters, they can raise a dispute on the app itself. This measure helps them address fake loan frauds that can damage their credit score.

• Improve Creditworthiness

To keep their credit score high and to get a good loan offer, borrowers need to check their credit report periodically. While credit bureaus give everyone the option to do so once a year for free, borrowers need to pay a membership fee to check their score multiple times.

To solve this, OneScore allows borrowers to check their scores for free across their lifetime, ensuring they can monitor their credit health without hesitation. Regular tracking helps users understand positive credit habits and boost their scores over time.

• Complete Transparency

In terms of the instant loan, borrowers can check the complete cost of borrowing as well as other terms and conditions and all the lenders details on the app. This gives them the confidence to make up their mind before applying.

Getting a complete picture is important when getting a loan online. This is why OneScore stands out as a reliable personal loan app that also supports borrowers in their credit health journey.