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How to choose a flexi cap fund suitable for you in 2025

For investors looking to participate in the potential growth of companies across the large, mid and small cap markets, a flexi cap fund may be a potentially suitable option. Unlike category-specific funds, a flexi cap fund offers fund managers flexibility to allocate investments based on market conditions and potential opportunities. Flexi cap funds may provide investors with exposure to relative stability from large caps as well as potential growth from mid and small cap sectors.

Investors may consider the Bajaj Finserv Flexi Cap Fund with a MEGATRENDS strategy

Before you choose a flexi cap fund to invest in 2025, let’s look at a few factors that may assist you in making an informed decision.

Factors to consider before selecting a flexi cap fund

  1. Portfolio allocation – While large cap companies might provide relative stability, small and large cap companies may often carry risk while potentially delivering higher potential growth. Hence, reviewing a fund’s portfolio structure over time may help you understand its positioning.

  2. Investment philosophy – Another factor to consider is the fund’s investment theme. Some funds focus on cyclical opportunities, while others pay attention to long-term trends. Understanding a fund’s approach may help you decide whether it matches your perspective on growth.

  3. Fund turnover – The expense ratio and turnover of a fund influence its net potential returns. Lower turnovers may be indicative of a long-term focus with reduced transaction costs.

  4. Risk analysis – When evaluating a fund, it may help to look at both its historical performance and how it has adapted to changing market conditions to gauge how risky the investment might be.

  5. Investment horizon – Lastly, considering your own investment horizon may also help in making an investment decision. Flexi cap funds might be more suitable for long-term investors with a horizon of five years or more.

Past performance may or may not be sustained in future.

To get a sense of how wealth may potentially compound over time, you may experiment with a compound interest calculator.

The calculator is an aid, not a prediction tool. It may provide only an indicative picture.

Bajaj Finserv Flexi Cap Fund: Two years of progress

When talking about flexi cap funds present in the market, we may consider Bajaj Finserv Flexi Cap Fund launched in August 2023. The Bajaj Finserv Flexi Cap Fund has recently marked its second anniversary by crossing Rs. 5,410.04 crore in Assets Under Management (AUM) as of August 31, 2025. Since inception, it has delivered a Compound Annual Growth Rate (CAGR) of 19.19%* under the regular plan and 20.91%* under the direct plan.

Source: Internal Data As On 29th August 2025 (Since Inception Annualised Return). *Past performance may or may not be sustained in future.

The megatrend advantage

Bajaj Finserv Flexi Cap Fund follows a megatrend philosophy. Megatrends are long-term structural shifts that shape economies, businesses, and societies for years to come. They go beyond short-term market movements and tend to often drive fundamental changes in how industries operate and potentially grow.

The fund invests with a long-term view, aligning with structural shifts in technology, regulation, demographics, environment, and society.

The Bajaj Finserv Flexi Cap Fund aligns with these megatrends through its T.R.E.N.D.S framework:

  • Technology: Digitisation, automation, and technology-led transformations are reshaping how businesses deliver products and services. Companies adapting to these changes may discover new, potential growth opportunities.

  • Regulatory: Policy shifts such as the push for domestic manufacturing and government-led reforms are creating conditions that may support potential growth in multiple sectors of the economy.

  • Economic: India’s growing financial participation, rising consumption, and infrastructure expansion are structural drivers that may influence long-term business potential.

  • Nature: Sustainability, clean energy, and environmentally conscious practices are gaining importance. Businesses aligning with green priorities may be positioned differently in the evolving marketplace.

  • Demographic: With a young population, rising income levels, and changing rural-urban dynamics, India’s demographics are shaping fresh demand patterns across industries.

  • Social: Trends such as health and wellness awareness, rapid urbanisation, and shifting consumer lifestyles are influencing the way people consume goods and services.

By tracking T.R.E.N.D.S, the fund seeks to identify sectors and businesses that reflect these long-term transformations. Combined with the flexibility to invest across large, mid, and small cap companies, this approach may help build a diversified portfolio aligned with India’s evolving growth story.

Investor participation and fund performance

With more than 2,52,000 folios as of August 31, 2025, the fund has seen newer inflows. It is benchmarked against the BSE 500 TRI, and its active management approach results in a portfolio that differs from the benchmark through selective stock picking.

Key characteristics

  • Market exposure: The Bajaj Finserv Flexi Cap Fund combines relative stability of large caps with growth potential of mid and small caps.

  • Longer outlook: The fund’s investment strategy focuses on potentially maintaining a relatively low turnover ratio.

  • Management style: The fund is managed actively due to its distinctive portfolio compared to its benchmark.

Who may consider this fund

Risk-tolerant individuals with a long-term (5-10 year) horizon looking for diversification across market caps may find Bajaj Finserv Flexi Cap Fund suitable as an investment option. Investors who wish to align their investments with the potential growth of megatrends as well as add flexibility to their portfolio may also consider the fund as a potential investment choice.

Investors preferring a disciplined approach may also consider investing via a Systematic Investment Plan (SIP) to gradually participate in equity markets while potentially mitigating the impact of short-term market fluctuations.

Conclusion

A flexi cap fund that offers both diversification and flexibility across market caps may be a suitable investment option for investors. By reviewing factors such as portfolio allocation, philosophy, costs, and risk, you may be able to align your choice with your financial goals. Investors looking to invest in such a fund may consider The Bajaj Finserv Flexi Cap Fund.

*Source: Internal Data As on 29th August 2025 (Since Inception Annualized Return). Past performance may or may not be sustained in future.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Industry Stalwart Ashwinder R. Singh Honoured as ‘Real Estate Person of the Year’ at Construction Week Awards

Ashwinder R. Singh, Vice Chairman & CEO of BCD Group, Chairman of the CII Real Estate Committee, and Advisor to NAR-India, has been named Real Estate Person of the Year at the Construction Week Awards 2025, one of India’s most respected recognitions in the built environment sector.

Industry Stalwart Ashwinder R. Singh Honoured as ‘Real Estate Person of the Year’ at Construction Week Awards

BCD Group builds on a 70-year family legacy, having constructed national landmarks including the Supreme Court of India, the Delhi High Court, and several embassies in New Delhi. This foundation of trust, execution, and credibility now extends into development, with Singh also serving as Partner in BCD Group’s development arm, BCD Royale, which recently launched BCD City, a 70-acre integrated township in Bengaluru.

Singh, a seasoned leader whose career spans finance, consulting, and real estate development, specialises in integrated townships and has been instrumental in advancing large-scale, customer-first urban projects in India. Earlier in his career, he served as CEO of Bhartiya Urban, ANAROCK (cofounder), and JLL Residential, driving property sales worth over $5 billion across India and the UAE. He also held senior roles in banking at Citibank, ICICI, Deutsche Bank, and Bajaj Housing Finance, giving him deep insight into capital markets and real estate finance.

At the same ceremony, BCD Group was recognised with the People’s Choice Award for Real Estate Company of the Year, underscoring its reputation for excellence across both construction and development.

Speaking at the awards, Singh said, “This recognition is less about an individual and more about the collective spirit of BCD Group. It reflects the discipline of our teams, the trust of our partners, and the continuity of a legacy that has served India’s institutions for decades. Real estate is not only about buildings – it is about shaping communities, strengthening credibility, and contributing to cities that people are proud to call home.”

In addition to his corporate responsibilities, Singh is a three-time bestselling industry author, an award-winning speaker, and the creator of the widely read “Open House” newsletter. One of his books has been recognised as the Best Business & Money Book of the Year, with one featured on Shark Tank India.

He also mentors startup founders at IIT Bombay and India Accelerator, and serves as Chief Advisor to the Board of Bitsave, one of India’s leading fintechs in crypto investments – contributing to the growth of innovation in PropTech and FinTech.

More information: www.ashwinderrsingh.com.

Crompton Unveils 2035 Sustainability Goals: Charting a Blueprint for Consumer Durables and Shaping a Brighter Future for Consumers and the Planet

Crompton Greaves Consumer Electricals Ltd. (CGCEL), one of India’s most trusted consumer electricals brand and a leader in sustainable and innovative consumer durable products, has announced a forward-looking sustainability action roadmap that integrates its entire value chain – from factories to supply chain to product use. This structured approach marks a decisive step toward building a low-carbon, future-ready consumer durables business.

Crompton’s efforts have already garnered global recognition – the Company ranked 4th globally in the Household Durables sector by S&P Global Corporate Sustainability Assessment (CSA) Ranking 2024 and was featured in the S&P Global Sustainability Yearbook 2025, placing it amongst the top sustainability performers.

Building on this momentum, the Company believes that making environmentally conscious choices also leads to better business outcomes – by opening up avenues for innovation, energy efficiency, product differentiation and consumer affinity.

Looking ahead, Crompton has set ambitious sustainability goals:

  • 50% reduction in absolute Scope 1 & 2 Greenhouse Gas (GHG) Emissions by 2035

  • 60% Emission Intensity Reduction per unit sales by 2035, focused on its highest-selling category – ceiling fans

Crompton has completed detailed carbon footprint assessments for seven major product categories, including fans, lighting, pumps, and appliances. The Company is embedding lifecycle thinking into product design through its Design for Sustainability (DfS) programme. This initiative aims to lower emissions intensity during usage, particularly for high-volume products like ceiling fans. The DfS programme will serve as a central lever to ensure all future product innovation aligns with Crompton’s emission goals while maintaining performance and reliability as part of its forward-looking sustainability action roadmap.

The Company’s Highspeed 48 ceiling fan was awarded the CII GreenPro Certification (Type-I eco-label) this year, validating its progress in delivering energy-efficient and environmentally responsible designs. Going forward, the Company also plans to replicate ecolabel certification for representative products across all major categories by 2030.

The Company has also been consciously building its solar portfolio through active participation in solar pump tenders and is simultaneously building a robust solar rooftop and solar lighting business. These efforts will be supplemented with the active usage of solar power at its manufacturing facilities, starting with the facility having the highest carbon emissions, to gradually include other facilities as well.

To ensure data-backed transparency, a centralised ESG dashboard has been deployed across major locations, allowing real-time tracking of emissions, water, and waste. It has also enabled the Company to complete a fully verified ESG audit in FY25. In parallel, Crompton is working on a Sustainable Supply Chain Code of Conduct, which will onboard key vendors into a structured emissions tracking and improvement framework – expanding climate action beyond internal operations.

Speaking about the launch Promeet Ghosh, Managing Director & CEO, Crompton Greaves Consumer Electricals Limited. said, “Our products both impact and are impacted by the environment. Climate change is altering demand patterns and is driving changes in consumer behaviour. At the same time, we are mindful of the environment footprint of our products. As an industry leader we are committed to delivering products that not only meet but anticipate evolving consumer preferences for sustainability-driving a greener future while working alongside regulators to help define tomorrow’s environmental standards.”

He further added, “Now, our focus is on the road ahead by building a resilient value chain, reducing GHG scope 1 & 2 emissions, lowering emission intensity per unit sales, and integrating sustainability into every stage of product development. We see sustainability not just as a responsibility, but also as a driver of smarter choices, sharper innovation, product differentiation and consumer affinity. Doing good in business and for shareholders is inextricably linked to doing good for the planet. Our mission is clear: to build a resilient business model- transparently, measurably, and responsibly – and help shape a new blueprint for consumer durables in India. We have the scale and the capabilities to undertake this journey of offering sustainable products at affordable price points to the consumer.”

Crompton’s environment strategy reflects a new standard for the industry – one where performance, innovation, and environmental responsibility move forward together. As India’s consumer landscape evolves, Crompton is helping shape a future that is efficient, responsible, and built to last.

About Crompton
With a brand legacy of over 85 years, Crompton Greaves Consumer Electricals Limited. is India’s market leader in the category of fans and residential pumps. Over the years, the organization has continuously strived to produce a range of innovative products that cater to the modern consumer including superior quality and high-performance fans, pumps, lighting solutions and a range of other categories like water heaters; air coolers; small kitchen appliances like mixer grinders, air fryers, OTG, electric kettles etc.; other home appliances like irons & built-in kitchen appliances. The Company has further invested in brand and innovation to not only better understand and meet consumer needs, but to also help drive energy efficiency. The consumer business also has a well-established and organized distribution network driven by a strong dealer base across the country offering a wide service network and robust after sales service to its customers.

The Companys consistent dedication to developing energy-efficient products has led to significant recognition. It has been honored with three prestigious National Energy Consumer Awards (NECA) by BEE, Ministry of Power. The recent award was presented by the Hon’ble President of India, Smt. Droupadi Murmu for the Companys storage water heater in 2023. In 2019, the brand won in two categories: Ceiling Fans and LED Bulbs. Additionally, it was recognized as one of Indias Best Managed Companies 2022 by Deloitte Private and listed among ‘India’s Top 500 companies 2022’ by Dun & Bradstreet India. The Company has also been featured in Brand Top 75 most valuable Indian brands list for 2020 released by WPP and Kantar. Furthermore, Crompton was also recognized as the Brand of the Decade 2021 by Herald Global and BARC Asia in the Consumer Electrical category.

3rd Prithvi Award Solidifies India’s ESG Mandate: ESG Research Foundation Recognizes Corporate Excellence in Sustainability

The ESG Research Foundation (ESGRF), a leading Section 8 not-for-profit organization, successfully concluded its prestigious 3rd Prithvi Award ceremony at the Hotel Shangri-La, New Delhi, September 27, 2025. The event recognized and honoured more than 25 organizations for their outstanding contributions to environmental protection and sustainability.

Hon. Arjun Ram Meghwal, Minister of State for Law and Justice (I/C), Launching Coffee Table Book Detailing Impactful Activities of the ESGRF

The ceremony was graced by Shri Arjun Ram Meghwal, Honble Union Minister of Law and Justice and Minister of State for Parliamentary Affairs and Culture, who served as the Chief Guest. In his address, Minister Meghwal championed the integration of corporate responsibility with national goals, stating, “The organizations awarded today are setting a powerful example. Their dedication proves that environmental stewardship is an indispensable pillar of a just and prosperous economy.“

Chief Guest – Hon. Arjun Ram Meghwal, Minister of State for Law and Justice (I/C) Presenting the Prithvi Award to Dabur India Ltd and Felicitating Jury Member, Sh. Mahesh Bajaj, Former ED Indian Bank

Foundational Vision and Leadership Conclave
Providing the context for the award, CA Atul Gupta, Founder Director of the ESG Research Foundation, along with CA Deepak Batra Director and CEO Rajesh Bhalla articulated the core mission:

“We are at a pivotal moment where sustainable business practices are no longer a choice but a necessity for long-term resilience and value creation. The Prithvi Awards are our way of acknowledging the forward-thinking leaders who are not only driving financial success but are also creating a positive impact on the planet and its people.”

A Confluence of Top Leadership

The event featured a high-powered panel of Guests of Honour from the public sector and bureaucracy, emphasizing the consensus on the ESG mandate. Distinguished Guests of Honour included:

  • CA Sandeep Gupta, Chairman & Managing Director (CMD), GAIL (India) Limited

  • CA Anuj Jain, Director (Finance), Indian Oil Corporation Limited

  • CA Mahaveer Singhvi, IFS, Former Joint Secretary (E&SA), Ministry of External Affairs

  • Shri Ajay Mittal, IAS (Retd.), Former Secretary, Ministry of Information & Broadcasting

  • Shri Mahesh Bajaj, Former Executive Director, Indian Bank along with other Directors of Finance from major PSUs.

Technical Insight and Judicial Perspective
The day’s agenda included four crucial technical sessions dedicated to discussing key ESG themes, including regulatory compliance (BRSR), green finance, and the role of technology in sustainability reporting.

A major highlight was the special address delivered by CA Vineet Kothari, former Chief Justice of the Gujarat High Court, who provided a critical judicial and ethical perspective on corporate accountability and environmental liability.

Knowledge Releases for Inspiration
To further champion best practices, the ESGRF launched three significant knowledge resources:

  • A Coffee Table Book detailing the impactful activities of the ESGRF.

  • A Documentary Movie showcasing successful on-the-ground ESG projects.

  • A booklet titled Aspire to Inspire, which compiles inspirational case studies by various companies to encourage wider adoption of sustainable practices.

The successful conclusion of the 3rd Prithvi Award reinforces the ESG Research Foundation’s commitment to driving environmental excellence and making sustainability a core component of Indias corporate strategy.

About ESG Research Foundation
The ESG Research Foundation (ESGRF) is a Section 8 (not-for-profit) organization focused on advancing Environmental, Social, and Governance (ESG) principles through research, education, and its annual flagship Prithvi Awards.

BPTP Wins Two Prestigious Awards at ET Now Swadesh – Gems of Delhi NCR Awards 2025 for GAIA Residences and Amstoria Verti-Greens

BPTP Ltd., a leading real estate developer founded by Kabul Chawla, in the Delhi NCR region, has been recognized with two prestigious awards at the ET Now Swadesh – Gems of Delhi NCR Awards 2025, celebrating excellence and innovation in real estate design. The awards were received by Mr. Harinder Dhillon, National Sales Head, BPTP Limited, at an award ceremony held at Vivanta, Dwarka.

BPTP Ltd. receiving the award for Excellence in Design for Amstoria Verti Greens at ET Now Swadesh Awards – Gems of North India

GAIA Residences has been awarded “Excellence in Best Innovative Design” for its visionary architectural approach combining modern aesthetics with energy-efficient technology, setting new benchmarks on the Dwarka Expressway with its sustainable and future-ready design. GAIA Residences is the first residential project on Dwarka Expressway to feature glass and metal faade towers, improving energy efficiency and reducing external noise for a more comfortable, sustainable environment. The project holds IGBC Platinum pre-certification for eco-friendly living and is built to Seismic Zone V standards for maximum safety. Residents have access to premium amenities, including sky gardens with a yoga deck at 400 feet, a library lounge at 300 feet, and a co-working lounge at 200 feet, offering dedicated spaces for wellness, relaxation, and productivity.

Amstoria Verti-Greens won “Excellence in Design”; the project is celebrated for its signature vertical gardens, expansive club and amenity zones, and meticulous planning that blends functionality with serene green living spaces, redefining luxury urban lifestyle in Gurugram. Amstoria Verti Greens transforms the Gurgaon skyline while setting new benchmarks in sustainable urban luxury. Thoughtfully designed to blend elegance with functionality, the project offers an elevated living experience featuring an expansive 1.75 lakh sq. ft. club and amenity zone. With 15 Sky Gardens spread across five towers, residents enjoy tranquil green spaces and stunning views. The development boasts a comprehensive range of modern, state-of-the-art amenities designed to enhance comfort and quality of life.

Mr. Harinder Dhillon, National Sales Head, BPTP Limited, commented, “We are delighted to be recognized at the ET Now Swadesh – Gems of Delhi NCR Awards 2025. These awards are a testament to our vision of creating sustainable, world-class communities that enrich urban living. Both GAIA Residences and Amstoria Verti-Greens embody BPTP’s commitment to design innovation, quality, and environmental consciousness. This recognition motivates us to continue raising the bar in real estate development and make meaningful contributions to shaping the future of the NCR.”

Both projects exemplify BPTP’s vision of creating integrated urban lifestyles with excellent connectivity and premium amenities, enhancing Delhi NCRs real estate landscape.

About BPTP
BPTP is one of India’s most trusted and leading real estate developers, with a strong presence in the Delhi-NCR region. Led by Chairman and MD Kabul Chawla, the company has delivered over 25,000 homes, as well as numerous landmark residential and commercial projects that blend cutting-edge design, modern architecture, and sustainable living solutions. Known for its innovative and customer-centric approach, BPTP continues to redefine urban luxury through future-first development, premium amenities, and a commitment to excellence, transparency, and elegant, efficient living.

National Hunter Alliance Summit 2025 Highlights Urgent Gaps in Rare Disease Policy and Patient Care

The National Hunter Alliance Summit 2025, held on 27th September’2025 in New Delhi, brought together patients, caregivers, medical experts, policymakers, and advocates to address the urgent and ongoing challenges faced by individuals affected by Hunter Syndrome (MPS II) and other Rare Diseases.

Rare Diseases India Foundation (RDIF) unites for Rare Disease Advocacy – National Hunter Alliance Summit 2025

The program began with an emotional tribute to the Hunter Syndrome warriors who lost their lives to this devastating disease. Their memory served as a reminder of the pressing need for action and accountability in India’s rare disease ecosystem.

Prof. (Dr.) Shefali Gulati, at AIIMS, New Delhi also member of the Central Technical Committee for Rare Diseases (CTCRD), emphasized the need for a coordinated, collaborative approach among stakeholders and unified advocacy to enhance rare disease management, policy execution, and patient care.

Mr. Saurabh Singh, Co-founder & Director of Rare Diseases India Foundation (RDIF), delivered a strong presentation on the systemic gaps in the implementation of the National Rare Disease Policy 2021 (NRDP). While Hunter Syndrome is already recognized under the policy, he highlighted that:

  • The Rs. 50 lakh financial assistance under NRDP remains inaccessible and ineffective, as treatment costs run into crores.

  • Patients are denied support even in emergencies at private hospitals.

  • Ayushman Bharat Yojna benefits are restricted only to BPL families, excluding a large patient population.

  • No caregiver support is available, despite families bearing heavy monthly expenses and emotional burdens,

  • No Insurance companies cover Rare Diseases.

  • No meaningful research is being conducted in India to reduce the cost of life-saving therapies.

  • Judicial delays further deny children their fundamental right to life under Article 21 of the Constitution.

He also drew attention to serious issues faced by dependents of Defence personnel and CGHS beneficiaries, where bureaucratic delays in drug procurement cause treatment gaps of 3-6 months, severely impacting patient health. Despite funding releases, lethargy in the system continues to risk lives.

Comparing the rapid development of the COVID-19 vaccine to a decade of inaction on rare diseases, he stressed: “If India could research and deliver a COVID vaccine in months, why has no progress been made in rare diseases over the last 12 years”

In a deeply moving moment, Mr. SaurabhSingh shared his personal loss-just last month, on 20th August 2025, he lost his 13 years old beloved son Shaurya to Hunter Syndrome. Yet, standing firm only weeks later, he declared: “My fight will continue until medicines become affordable or free for every rare disease patient in this country. My continued work for this cause will be my eternal tribute to Shaurya.” His courage and determination drew heartfelt admiration from all present, symbolizing the unconditional love of a parent and the collective pain of hundreds of families fighting similar battles.

The summit also heard an emotional account from Ex-Serviceman HAV. D.K. Chansolia, who shared the struggles of procuring life-saving drugs for his son within the Defence system. He highlighted that challenges such as procedural delays and shortage of specialized experts often cause treatment gaps. ‘As someone who served the nation, I had faith that my family’s healthcare needs would be supported. Today, I feel disheartened,’ he shared.

The summit ended with a united appeal to the Government and Hon’ble Supreme Court to urgently address these gaps and save the lives of rare disease patients.

VinFast India Partners With State Bank of India to Deliver Comprehensive EV Financing Solutions

VinFast Auto India, a subsidiary of the global EV brand VinFast, has signed a Memorandum of Understanding (MoU) with State Bank of India, largest bank in India, to provide inventory financing for its exclusive dealer network.

The MoU was signed by Mr. Pham Sanh Chau, CEO of VinFast Asia, along with Mr.Anindya Sunder Paul, Deputy Managing Director, State Bank of India

Under the dealer finance tie-up, State Bank of India will extend finance to VinFast’s exclusive dealer network on favorable terms. The finance agreement also brings a wide range of benefits for dealers, such as attractive interest rates, flexible repayment options, and other tailored suite of credit solutions.

The collaboration enables VinFast to leverage SBI’s extensive pan-India branch network and digital platforms to reach customers across both urban and emerging markets. It also aligns with the company’s broader goal of accelerating the adoption of sustainable mobility solutions in India, one of the fastest-growing EV markets globally.

The MoU was signed by Mr. Pham Sanh Chau, CEO of VinFast Asia, along with Mr.Anindya Sunder Paul, Deputy Managing Director, State Bank of India, and Mr. Debasis Mohanty Business, General Manager(SME & SCF).

Mr. Pham Sanh Chau, CEO of VinFast Asia, shared, “At VinFast, we believe that a vibrant EV ecosystem can be built on two strong pillars, engaged customers and an empowered dealer network. This partnership with SBI marks a crucial step in strengthening our dealer network and empowering them with seamless access to credit solutions. By working with one of India’s largest and most trusted banking institutions, we are creating a stronger financial backbone that supports our dealers in expanding operations and serving customers with confidence. Together, we are laying the foundation for a robust ecosystem that will accelerate the growth of electric mobility across India.”

Commenting on the collaboration, Mr. Anindya Sunder Paul, Deputy Managing Director, State Bank of India, said, “As EV adoption accelerates, access to financing will play a vital role in driving this transition. Our collaboration with VinFast will offer customers convenient credit solutions tailored to its premium EV lineup, reflecting the Bank’s broader commitment to sustainability. Such partnerships also help us empower our customers to achieve their green mobility aspirations with ease.”

VinFast recently launched its premium VF 6 and VF 7 models in India and this partnership highlights the company’s ongoing efforts to establish a strong and customer-focused footprint in the country.

About VinFast

VinFast (NASDAQ: VFS), a subsidiary of Vingroup JSC, one of Vietnam’s largest conglomerates, is a pure-play electric vehicle (“EV”) manufacturer with the mission of making EVs accessible to everyone. VinFast’s product lineup today includes a wide range of electric SUVs, e-scooters, and e-buses.

VinFast is currently embarking on its next growth phase through rapid expansion of its distribution and dealership network globally and increasing its manufacturing capacities with a focus on key markets across North America, Europe and Asia.

Learn more at: vinfastauto.in.

About State Bank

State Bank of India is the largest bank of India with over 200 years of legacy. It has a 25% share of the total loan and deposits market in India. SBI is the 47th largest bank in the world by total assets and ranked 178th in the Fortune Global 500 list of the worlds biggest corporations of 2024, being the only Indian bank on the list.

World Heart Day: Medkart Ensuring Heart Medicines are Accessible to All

As India observes World Heart Day, the conversation around cardiovascular health has once again turned to prevention, timely treatment, and most importantly, access to affordable medicines for everyone. Heart disease remains the leading cause of death in India at 28.1%, with more than half a billion people affected by a heart ailment. While treatment protocols have advanced, the cost of long-term medication continues to be a burden for many families. More so if one takes into account the fact that almost half of them cannot afford the medication.

Heart medications can save a fortune

Medkart, Gujarats biggest pharmacy chain of generic-first pharma, is marking the occasion to position how generic drugs can cut costs without cutting corners and make compliance much easier for patients. With its Medkart Assured system, which covers Schedule M compliance, plant audits, and dual third-party testing, the company asserts that patients need not compromise on trust/quality for affordability.

The Heart Medicine Gap

Statins, antiplatelets, and antihypertensives are prescribed daily across India for heart care. For chronic conditions like high cholesterol or coronary artery disease, patients often require lifelong treatment. The cost, however, mounts rapidly. A months supply of branded atorvastatin 20mg (Rs. 430), one of the most widely used medications for cholesterol control, will cost 500% more than the generic version (Rs. 69).

This is where Medkarts model is creating a difference. Sourcing good-quality-approved generics and retailing them on its retail and online pharmacy platform, Medkart makes sure that patients save up to 90% on repeat prescriptions, with the overall average savings at 73%.

Prioritising Prevention Over Cure

World Heart Day reminds us that heart health is established long before a diagnosis is made. Routine monitoring, early intervention on lifestyle, and regular medication are of prime importance in averting heart attacks and strokes. Medkart is enabling patients to take a proactive approach by keeping heart medicines easily accessible. With statins, beta-blockers, antiplatelets, and antihypertensives being sold at more affordable prices, patients can stick to daily routines reliably, lowering the risk of complications and hospitalisations, while staying on track for long-term heart care.

Affordable Heart Medicines at Medkart

To mark World Heart Day, Medkart has highlighted several commonly prescribed heart medicines available under its Medkart Assured label, including:

Together, these medicines cover cholesterol control, clot prevention, and blood pressure management, the core pillars of cardiac care.

Beyond Discounts: Building Confidence

While discounts are key, Medkart is swift to point out that its strategy involves educating people of the fact that they also have a choice in the company which is equally good and effective. If they choose to understand and accept that fact they can end up saving a decent amount of money which is perpetual to say the least.

For World Heart Day, their motto is easy: life-saving drugs need to be affordable, and the patient should never be asked to follow a dictum on which brand to take.

Empowering Patients Online

With the Medkart App and website, patients are able to upload prescriptions, see prices across generics, and order doorstep delivery. The Medicine-Brand comparison tool enables patients to compare how generics resemble branded drugs in terms of dosage and efficacy.

Besides, Medkart pharmacists are not only trained to dispense drugs but also to teach patients about the safety and effectiveness of generics. This transparency focus is slowly altering peoples minds that only high-priced, branded drugs can be relied on for heart care.

A Commitment for World Heart Day and Beyond

As the burden of cardiovascular disease increases, initiatives like that of Medkart become vital. To know more about it or to order heart medicines online, go to www.medkart.in or download the Medkart App from the Play Store or the App Store.

Strength Meets Tradition: Shyam Metalics Foundation Celebrates Durga Puja with ‘Shelter of Protection’ Campaign and Donates Roofing Sheets

Shyam Metalics, an integrated metal-producing company, is celebrating this Durga Puja with a unique blend of tradition and compassion through its CSR arm, the Shyam Metalics Foundation. With its special campaign, ‘Shelter of Protection,’ the Foundation is extending the spirit of the festival beyond rituals to give back to society, ensuring that the blessings of Maa Durga reach families who need shelter and security the most.

Home-styled Durga Puja pandal built with SEL Tiger Roofing Sheets under Shyam Metalics Foundation’s ‘Shelter of Protection’ campaign

The roofing sheets that adorn the three beautifully designed home-styled pandals that have been set up at Garia, Dankuni, and Burdwan, will be donated to underprivileged families, transforming festivity into enduring care and protection. This Puja, the brand, stands as a symbol of divine protection and trust, ensuring every unsheltered family rests under a roof that is strong, reliable, and enduring. After the festivities, roofing sheets will be donated to 250 underprivileged families, transforming Maa Durga’s grace into roofs over their heads.

Durga Puja is one of the most cherished cultural celebrations of Bengal, which is seen as the homecoming of Maa Durga, a time when hearts and homes overflow with joy, light, and togetherness. Through this initiative, Shyam Metalics Foundation is carrying that spirit forward by giving its roofing sheets for a greater purpose. It will safeguard families and strengthen communities long after the festivities end. With this campaign, Shyam Metalics celebrates not only faith and tradition but also care and hope for the community.

Highlighting the purpose of the initiative, Mr. Nirmal Uday, COO, CRM Division of Shyam Metalics, said, “Durga Puja is more than just a festival, it is a reminder of compassion, unity, and renewal. Through our initiative ‘Shelter of Protection,’ we are extending the blessings of Maa Durga beyond the puja grounds to families who need shelter the most. At Shyam Metalics, we believe in transforming faith into meaningful action, and this campaign is our humble attempt to give back to the community that has always been our strength.”

About Shyam Metalics
Shyam Metalics is a leading and fastest-growing integrated metal-producing company based in India primarily in the steel Industry in West Bengal, Odisha, Jharkhand and Madhya Pradesh with a focus on Long Steel Products, Ferro Alloys, Aluminium and Stainless Steel. The company got listed itself on the exchanges in 2021 and as on date of this press release possesses a market capitalization of Rs. 26,351 Cr. Spearheaded by Mr. Brij Bhushan Agarwal, Chairman and Managing Director, the company strives to deliver unparalleled quality through their customised value-added solutions to meet business requirements. Headquartered in Kolkata, West Bengal, the company is amongst the largest producers of ferro alloys in terms of installed capacity in India (Source: CRISIL Report).

For more information, please visit our website at www.shyammetalics.com

Tattva Wellness Spa Welcomes Reduced GST on Spa Therapies – Making Wellness More Accessible for All

Tattva Wellness Spa, India’s largest and fastest-growing spa chain with 100+ outlets across 45 cities, today announced the implementation of the revised Goods and Services Tax (GST) on spa therapies. This follows the Government of India’s recent notification reducing the tax rate on spa services from 18% to 5%.

Tattva wellness Spa releases new all Inclusive prices menu with 5% GST

While this may appear as a flat 13% reduction, Tattva highlighted that the latest notification also changes the rules around Input Tax Credit (ITC). Under the earlier 18% regime, businesses could claim ITC on rentals, consumables, and other inputs, which reduced their effective tax burden. With the new 5% GST rate, spas are required to forgo ITC benefits. This means that while prices for consumers will certainly be lower, the decrease will not equal a direct 13% cut. Instead, guests will experience a net price drop that balances affordability with compliance.

“This is a welcome step for the wellness industry. While the withdrawal of input tax credit means businesses have to recalibrate their margins, the reduced GST rate will encourage more consumers to experience wellness therapies. Over time, this will help grow the spa and salon category, which is still underpenetrated in India compared to global benchmarks. We have always stood by the fact that wellness and massage therapies are not a luxury but an everyday choice for a better and healthier life,” said Shipra Sharma, Co-founder, Tattva Wellness Spa.

All-Inclusive Pricing for Transparency and Ease
To make this transition simpler for consumers, Tattva Wellness Spa will move to an All-Inclusive (AI) pricing model, widely followed by international spa brands. Guests will now see one single, final price for therapies and facials, without having to calculate taxes separately. This ensures greater transparency and enhances the overall spa experience.

Seamless Transition Across India

The Tattva team has invested significant effort over the past few weeks to implement these changes smoothly across its nationwide network:

  • Reworking and standardizing therapy pricing.

  • Updating rates across the Tattva website, CRM systems, and hotel partner platforms.

  • Refreshing offline menus, collaterals, and in-spa displays.

  • Retraining spa managers and healers to guide guests on the updated pricing structure.
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An Industry Perspective

Tattva Wellness Spa is among the first large spa chains to communicate this change openly to consumers. Other leading salon and wellness brands such as Enrich Salon and Jean-Claude Biguine India have in the past issued statements on tax-led pricing changes, noting that while input credit withdrawal does impact business margins, lower GST rates ultimately help grow the wellness category by attracting more first-time customers. Tattva believes this is a long-term positive step for the entire spa and salon industry, as it makes self-care and wellness services more mainstream.

To know the latest on pricing of spa therapies across locations, users can login to www.tattvaspa.com. With this move, Tattva Wellness Spa reaffirms its position as India’s leading spa brand, offering world-class wellness experiences across hotels, resorts, and high-street locations nationwide.