The dream of owning a home feels within reach when you find the right financing partner. Bajaj Housing Finance presents an opportunity that makes this dream achievable with their current fixed-rate home loan offer. During the March Loan Fest, home buyers can access a home loan with interest rates starting at just 8.25% p.a. This translates to an EMI as low as Rs. 741 per lakh, making home ownership more affordable than ever before. The home loan market rarely presents such favourable terms for aspiring homeowners.

Bajaj Finserv Home Loan

Embracing the Loan Fest

This March, Bajaj Housing Finance brings you the Loan Fest campaign with exceptional offers on home loans. This article explores how the fixed-rate home loan from Bajaj Housing Finance stands out in the current market. We will examine the dual rate offer featuring fixed EMI and fixed interest rate for the first three years. The home loan interest rate starts at just 8.25% p.a., which is remarkably competitive in the current financial climate. The offer provides stability and predictability for new homeowners during the crucial initial years of repayment.

Why this offer matters

The current market shows fluctuating interest rates that create uncertainty for borrowers. A fixed-rate home loan provides stability during these unpredictable times. Your EMI remains unchanged for the first three years regardless of market movements. This predictability helps you plan your finances with confidence.

The benefits of choosing a fixed-rate home loan now include:

• Low home loan interest rate starting at 8.25% p.a. This competitive rate means substantial savings over the life of your loan compared to higher interest options available in the market.

• Fixed EMI for the first three years helps with precise budgeting. You can plan your monthly expenses without worrying about sudden increases in your housing loan payment.

• Flexible repayment tenure extending up to 32 years. This extended period allows you to spread your payments comfortably and keep your monthly outgo manageable based on your income.

• Protection from potential interest rate hikes. Market fluctuations will not affect your repayment amount during the fixed-rate period, providing financial security.

Turning your dream home into reality

Bajaj Housing Finance Home Loan empowers customers to purchase their ideal property with loans up to Rs. 15 crore based on eligibility. The application process is streamlined with approvals granted within 48 hours* of submission. Individual borrowers opting for variable interest rates enjoy zero foreclosure fees, offering flexibility to close the loan early without penalties.

Bajaj Housing Finance Home Loan overview

Bajaj Housing Finance offers a comprehensive home loan solution trusted by over 3 lakh customers across India. Their home loan product caters to various needs with options for fresh loans, balance transfers, and top-up facilities.

The home loan package includes attractive interest rates starting from 8.25% p.a. and flexible tenure options of up to 32 years. The interest rate structure allows borrowers to benefit from market fluctuations while maintaining stability in the initial years. The combination of competitive rates and customer-friendly policies makes Bajaj Housing Finance a preferred choice for home financing.

Features and benefits of Bajaj Housing Finance Home Loan

Key features

• Home loan amount up to Rs. 15 crore. This substantial funding enables you to purchase premium properties in prime locations without compromising on your dream home specifications.

• Interest rates starting from 8.25% p.a. The competitive home loan interest rate ensures that your borrowing cost remains affordable compared to industry standards.

• Approval in 48 hours* with a hassle-free application. Quick processing means you can proceed with your property purchase without delays that might cause you to lose out on good opportunities.

• Tenure extending up to 32 years. The lengthy repayment period allows you to manage your finances effectively by spreading the loan over a longer duration.

Additional benefits

• No foreclosure fee for individual borrowers with floating rates. This provision gives you the freedom to repay your loan ahead of schedule without incurring penalties when your financial situation improves.

• Home loan balance transfer and top-up loan options are available. You can transfer your existing loan from another lender to Bajaj Housing Finance and avail additional funding of up to Rs. 1 crore for other financial needs.

• A wide selection of over 5,000 approved projects. This extensive portfolio means faster processing if you select a property from these pre-approved projects, saving time on verification and documentation.

• Externally benchmarked interest rates for transparency. Your interest rate is linked to external benchmarks such as the repo rate, ensuring you benefit from favourable market conditions.

Detailed look at the fixed-rate offer

The Bajaj Housing Finance Home Loan comes with a dual rate offer during the March Loan Fest. This special promotion features a fixed EMI and fixed interest rate for the first three years of your loan tenure. This structure provides stability during the initial repayment phase when most borrowers are adjusting to the financial commitment.

After the fixed-rate period ends, the interest rate automatically converts to a floating rate. This transition allows you to benefit from any favourable movement in interest rates in the future. The dual structure combines the best of both worlds-initial stability followed by market-linked adjustments.

Applying for a Bajaj Housing Finance Home Loan involves a simple, streamlined process:

• Click on the APPLY button on the official website.

• Fill in your full name, mobile number, and employment type.

• Select the type of home loan you wish to apply for.

• Generate and submit OTP to verify your phone number.

• Enter additional details including monthly income and required loan amount. This information helps determine your loan eligibility and suggests suitable options based on your financial profile.

• Provide your date of birth, PAN number, and other requested details.

• Submit your application with a single click. Once completed, a Bajaj Finance representative will contact you to guide you through the remaining steps.

The doorstep document pick-up service eliminates the need for multiple branch visits, making the application process convenient and time-efficient.

Bajaj Housing Finance versus other lenders

When comparing Bajaj Housing Finance Home Loan with other lenders, several distinguishing factors emerge:

The Bajaj Housing Finance Home Loan offers more flexible terms and higher loan limits compared to many competitors in the market. The quick approval process and extended tenure options provide significant advantages to borrowers seeking convenient financing solutions.

Financial insights: maximising the benefits of a low home loan interest rate

A low home loan interest rate significantly reduces your total repayment amount over the loan tenure. For example, a 0.5% reduction in interest rate on a Rs. 50 lakh loan for 20 years can save you lakhs of rupees in interest payments.

To maximise the benefits of your Bajaj Housing Finance Home Loan

• Use the EMI calculator to understand how different tenure options affect your monthly payments. This tool helps you select the optimal balance between EMI amount and total interest outgo based on your financial situation.

• Consider making part-prepayments whenever you have surplus funds. Regular prepayments reduce your outstanding principal, decreasing the interest component of subsequent EMIs and potentially shortening your loan tenure.

• Maintain a good CIBIL Score of 725 or above. A strong credit score not only helps in loan approval but may also qualify you for preferential interest rates and better terms in the future.

• Opt for the balance transfer facility if you have an existing home loan at a higher rate. Transferring to Bajaj Housing Finance could lower your interest burden and provide access to a top-up loan for additional needs.

Conclusion

The Bajaj Housing Finance Home Loan with its fixed-rate offer represents an exceptional opportunity for homebuyers in the current market. During the March Loan Fest, you can secure a stable EMI with interest rates starting at just 8.25% p.a. for the first three years. This stability combined with flexible repayment options up to 32 years makes home ownership more accessible and manageable.

The comprehensive benefits package including quick approvals, no foreclosure fees, and high loan amounts of up to Rs. 15 crore caters to diverse home buying needs. The dual rate structure provides the perfect balance between initial stability and future flexibility.

Apply now to secure your dream home with Bajaj Housing Finance Home Loan and take advantage of the limited-time Loan Fest offers. Your path to home ownership starts with a single application.

Turn your dream of owning a home into reality with Bajaj Housing Finance today.

*Terms and conditions apply

Spitze by Everyday, one of Indias leading Modular Kitchen Accessories Brand has signed a new partnership with one of the most loved IPL team Royal Challengers Bengaluru (RCB).

Spitze by Everyday collaboration with Top IPL Team Royal Challengers Bengaluru as the Modular Kitchen Accessories partner for 2025

YouTube Link: www.youtube.com/shorts/YAz-mwgOQPg

As the official Modular Kitchen Accessories Partner for the 2025 IPL season, Spitze by Everyday aims to establish a strong and successful collaboration with RCB, bringing innovation and excellence to homes across the world. The campaign is conceptualized and created by Oberoi IBC

Speaking on the occasion, Nirmal Paresh Lunagaria, Director, Sales & Marketing and CFO of Spitze by Everyday said, “We are excited to announce a new partnership with Royal Challengers Bengaluru for the upcoming IPL season 2025.”

Maruti Interior Products Limited, India’s leading Modular Kitchen Accessories manufacturing company is based in Rajkot. It was founded in the year 2000 by Paresh Purushottam Lunagaria, who has more than 35 years of experience in this industry. He has been actively looking after overall business as a Managing Director since 2001.

Nirbhay Paresh Lunagaria, Director – Import/Export has been actively looking after Import/Export & Product Sourcing activities in the company since 2014 shared, “In the year 2000, ‘Maruti Interior Products Limited’ began its journey with the manufacturing of Modular Kitchen Accessories & Storage Solutions. During the first 2 years, we were in the business of manufacturing M.S. Wire based products. However, as time passed and with growing market demand, we expanded our business from M.S. Wire based products to Stainless Steel products. With hands-on experience in creating mass products on a large scale, our manufacturing processes have become refined as time passed. We’ve incorporated innovative design solutions at various levels which have not only improved the quality of our products but also met client’s expectations at every level.”

Speaking on the expansion plans, he stated, “Maruti Interior Products Limited, as the first entrant in this segment, has established itself as a pioneer in kitchen and wardrobe accessories. Expansion remains at the core of our vision, and in line with this, we have ventured into the manufacturing of customized wire racks, oven wire grills, custom wire-formed products and components, laser-cutting components, and more. This marks just the beginning of our journey into kitchen product manufacturing, with many more innovations to come in the years ahead. We currently produce over 800 SKUs under two distinguished brands: ‘Everyday Kitchen Storage Accessories‘ and ‘Spitze by Everyday‘. Additionally, Maruti Interior Products Limited manufactures products for several multinational companies and offers end-to-end support, from design and development to the final product.”

“Our Production Facility is located in Rajkot, Gujarat, India. The current Production Facility is spread over an area of 10,000 yards. Our Production facility includes 5500 yards of Manufacturing Unit, 3500 yards of packed stock and 1000 yards of Showroom / Administration. Our Production process is certified by TUV Nord. We are present in almost all states of India with 300+ dealers and 25+ distributors and have customers in Asian, Europe and North American Countries. The aim is to add 1000 dealers Pan-India in the next 5 years and add more customers from developed countries. We also plan to enter the bedroom and living room segments in the future thus making us a company which offers a 360-degree product solution for the entire home needs,” he further added.

Speaking on the partnership, Rajesh Menon, Chief Operating Officer, RCB, said, “We are thrilled to collaborate with Spitze by Everyday and offer our fans an enhanced experience through top-tier kitchen solutions.”

For more information, please visit www.spitzebyeveryday.com.

About Royal Challengers Bengaluru
Royal Challengers Sports Private Limited, a subsidiary of Diageo India, owns the Royal Challengers Bengaluru (RCB). The Royal Challengers Bengaluru (often abbreviated as RCB) are a franchise cricket team based in Bengaluru, Karnataka, that plays in the Indian Premier League (IPL). One of the original ten teams has made three final appearances in the IPL and reached the Playoffs for three consecutive years in 2020, 2021 and 2022. In 2024, the team qualified by winning 6 out of 6 games from the bottom of the points table with a 1 % chance. The squad consists of a fine blend of proven stars of the international arena and emerging talent.

Royal Challengers Bengaluru emerged champions in the Womens Premier League 2024. RCB won the rights to own and operate a team in the Women’s Premier League with a bid of 901 Crores in January 2023 and shaped a bold squad in the auction with the buy of distinguished Indian opener Smriti Mandhana (INR 3.40 CR), who also happened to become the most expensive buy not only at WPL but among all other women’s cricket leagues in the world

The Institute of Actuaries of India (IAI), the premier professional body for actuaries in India, successfully kicked off the 24th Annual Global Conference of Actuaries with the theme “Actuarial Excellence in the Age of Disruption” at The Westin, Mumbai from 18 March 2025 – 19 March 2025. The event is a key platform for professionals from the insurance, pension, and financial sectors, allowing organisations to engage with key players in the industry and foster relationships and collaboration opportunities.

Left to Right: Dr. Frank Chang, Ms. Amanda Hug, Ms. Kartina Tahir Thomson, Ms. Bozenna Hinton, Mr. M Nagaraju, Ms. Preeti Chandrashekhar, Dr. Deepak Mohanty, Mr. Siddhartha Mohanty, Mr. Sunil Sharma

The event started with a welcome address and remarks by Mr Sunil Sharma, Chairperson, GCA, and Ms Preeti Chandrashekhar, President, IAI, respectively. The event had the keynote address from Shri M. Nagaraju, IAS, Secretary, Department of Financial Services, Dr Deepak Mohanty, Chairperson PFRDA and Mr Siddartha Mohanty, CEO and MD of LIC of India. The sessions covered current issues defining the future of the profession, such as “Role of Reinsurance – Insurance for All by 2047,” “Demystifying RBC & Capital Efficiency,” and “AI at Crossroads: Tackling Emerging Cyber Threats in Financial Services.” These sessions provided significant insights into industry trends, challenges, and opportunities.

Shri M. Nagaraju, IAS, Secretary, Department of Financial Services, inaugurated the conference with his keynote address, saying, “The actuarial profession is a key pillar in providing necessary protection as India moves towards becoming the worlds third-largest economy by 2027. It plays a crucial role in risk assessment and mitigation within a government-provided framework and backup.”

Sunil Sharma, GCA Chairperson, added, “This years theme captures the transformative period we are experiencing. As new challenges and emerging technology redefine our profession, actuaries have a special chance to pioneer in data analytics, risk management, and strategic insight, encouraging growth and societal advancement.”

Addressing the conference, IAI President Preeti Chandrashekhar stated, “We are at a confluence or Triveni Sangam of Innovation, Collaboration and Value creation for a sustainable growth of the profession. The theme, Actuarial Excellence in the Age of Disruption, underlines the call for actuaries to act in a rapidly changing world driven by technology, climate change, and changing financial systems. This conference discussed how actuaries can thrive in risk management, data analytics, and sustainable financial practices.”

Key highlights of the conference included thought-provoking sessions by policymakers and global experts, panel discussions on actuarial advancements, risk management, and finance, networking opportunities with industry leaders and business partners, and, most importantly, exclusive insights into emerging trends and regulatory developments.

The GCA remains a critical event to promote the professions reputation, international cooperation, and strategic visibility to the top industry stakeholders. The conference discussions surrounding the future technologies, risk, and sustainability reinforce the professions fundamental role in shaping the global financial services future.

About Institute of Actuaries of India (IAI)

The Institute of Actuaries of India (IAI) is the premier professional body for actuaries in India, dedicated to advancing the actuarial profession and ensuring excellence in risk management, insurance, pensions, and financial planning. Established under the Actuaries Act, 2006, IAI is responsible for regulating and developing actuarial education and practice in the country.

With a strong focus on professional development, ethical standards, and industry engagement, IAI provides a globally recognised qualification pathway, continuous learning opportunities, and a vibrant professional network. The institute collaborates with regulators, financial institutions, and international actuarial bodies to drive innovation and uphold the integrity of the profession.

The future of electric mobility has arrived! Imagine an electric vehicle that charges itself as you drive-no external charging, no range anxiety, just unlimited power on the go. This groundbreaking innovation eliminates the need for traditional charging stations, making EVs more efficient, sustainable, and cost-effective. At the forefront of this transformation is genius Er. Satyam Kumar Jha, a distinguished professor specializing in NEET and JEE preparation, who is now revolutionizing clean energy with his Self-Charging Electric Vehicle System and a Next-Gen Wind Energy Solution.

Er. Satyam Kumar Jha

Self-Charging Electric Vehicles: A Game-Changer in Sustainable Mobility

Electric vehicles (EVs) are hailed as the future, but charging limitations and range anxiety have hindered their widespread adoption. Mr. Jha’s Self-Charging Electric Vehicle System eliminates these issues by harnessing wind energy while the vehicle is in motion. Utilizing an advanced air-powered generator, this innovation ensures EVs charge themselves even at low speeds, making clean energy more efficient and accessible.

Er. Satyam Kumar Jha

Why It’s a Game-Changer:

• No More Charging Stations – Vehicles recharge on the go, eliminating charging delays.

• Unlimited Driving Range – Keep moving without battery concerns.

• Eco-Friendly & Cost-Effective – Cuts fossil fuel dependence and operational expenses.

• Universal Compatibility – Works seamlessly with electric two-wheelers, three-wheelers, and cars.

Harnessing Wind Energy Like Never Before
Traditional wind turbines require strong winds to generate power efficiently. Mr. Jha’s Highly Efficient Air Tube with Generator challenges this norm by operating at ultra-low wind speeds, unlocking new energy possibilities for cities, rural areas, and off-grid locations. This scalable innovation maximizes energy capture, positioning it as a powerful alternative to conventional wind power solutions.

Er. Satyam Kumar Jha

India at the Forefront of Clean Energy Innovation
As the world shifts towards sustainable solutions, India is emerging as a global leader in clean energy innovation. With its rapid advancements in green technology and renewable energy, the country is poised to be a driving force in the global transition toward self-sustaining power solutions. Mr. Jha’s revolutionary technologies are set to strengthen India’s energy independence and reduce reliance on fossil fuels, paving the way for a cleaner and greener future.

The Visionary Behind the Breakthrough
Beyond these transformative discoveries, Mr. Jha remains at the cutting edge of physics and clean energy research. His scientific expertise and relentless dedication are shaping a future where energy is abundant, sustainable, and self-sufficient.

“We are standing at the edge of an energy revolution,” said Mr. Jha. “Our innovations merge scientific precision with real-world application, bringing to life solutions that will change industries and everyday lives across the globe.”

Join the Clean Energy Movement
Entrepreneurs, investors, and industry leaders are invited to collaborate and help bring these groundbreaking technologies to the forefront of the global energy transformation.

For detailed inquiries and further details: Phone: +91-8240303620, +91-8862885221, Email: Satyam4009@gmail.com | sjha4009@gmail.com

Er. Satyam Kumar Jha

About the Innovator

Er. Satyam Kumar Jha is a renowned Physics Faculty and NEET/JEE mentor with an insatiable passion for scientific exploration and innovation. Partnering with Mrs. Preeti Jha, an esteemed educational consultant, he is driving a new era of clean energy solutions. His self-charging EV technology and next-gen wind energy system mark a defining moment in the quest for limitless, sustainable power.

The Global Heat & Cooling Forum, organized in partnership with National Disaster Management Authority (NDMA), Department of Science and Technology (DST) and The World Bank Group by the NRDC, concluded today in New Delhi after two days of solution-driven deliberations, discussions on partnership opportunities, and sharing commitments to build climate-resilient communities and to accelerate sustainable cooling solutions. The Forum brought together government officials at the national and state level, policymakers, academics, climate practitioners, civil society and media to address the tackling of extreme heat and sustainable cooling as interconnected issues.

MoS for Rural Development & Communications, GoI, Chandra Sekhar Pemmasani (4th from left) with climate experts at Global Heat & Cooling Forum organized by NRDC, NDMA & World Bank

Addressing the forum in his Keynote address, Dr. Chandra Sekhar Pemmasani, Hon’bleMinister of State for Rural Development and Communication, said, “Heat is not just a climate issue. It is a humanitarian crisis. Promoting energy efficient cooling systems and prioritizing vulnerable communities will enable India to build a cooler, more sustainable and resilient future.” The minister highlighted the importance of embracing both innovation and traditional knowledge systems, such as millet farming, water tanks, and clay homes, which have enabled rural communities to adapt to extreme heat. “Our policies must learn from these practices to create scalable, equitable solutions for a warming world,” he added.

Recognizing India’s diverse climatic contexts and increasing vulnerability to extreme heat, the forum centered on three strategic pillars: driving scalability of sustainable heat and cooling solutions, ensuring equitable access to thermal comfort for all and protecting communities from extreme heat. With India and the world facing increasing extreme heat events and growing cooling demands, the Forum served as a crucial platform for multi-stakeholder collaboration in aligning policy, technology, and financing to drive equitable climate-resilient solutions.

Speaking at the event, Abhas Jha, Practice Manager, Climate Change and Disaster Risk Management, South Asia Region, The World Bank, said, “Indias heat burden will triple over this decade, even in a moderate heat scenario, as underlined by rising heatwaves and temperatures year-on-year. This is exacerbated by the high climate cost of cooling. Indias response, in the form of the India Cooling Action Plan and Heat Action Plans, is commendable. However, we now must prioritize proactive, preventive and multisectoral solutions to addressing heating more equitably.”

A central theme of the forum was ensuring that low-income and marginalized communities have access to affordable and effective cooling solutions. Discussions underscored the importance of policy alignment, industry innovation, and financing partnerships to scale cooling interventions across India towards this objective. Moving beyond short-term relief, experts stressed the need for long-term resilience strategies, equitable access to cooling, and sustained investment. Treating heat as a structural development challenge requires proactive leadership, community-driven action, and data-informed solutions at all levels.

Manish Bapna, President & CEO, NRDC, reinforced the commitment to work on these two issues synergistically, stating,“Addressing the twin, deeply interlinked crises of extreme heat and sustainable cooling requires bold and collective action, guided by equity and scalability. We must ensure that the most vulnerable communities-those disproportionately affected by climate change-have access to equitable and sustainable cooling solutions. This forum showcases how collaboration across governments, industries, and civil society can drive systemic change, advancing India’s climate goals while safeguarding public health and protecting our most vulnerable populations.”

Hosted at Bharat Mandapam on March 17 and at The Imperial on March 18, Day 1 explored the interconnected nature of tackling extreme heat and sustainable cooling. Climate experts including Radhika Khosla, Associate Professor, University of Oxford; Roxy Mathew Koll, Climate Scientist, Indian Institute of Tropical Meteorology; Joy Shumake-Guillemot, Lead, WHO/WMO Joint Office for Climate and Health; and Amit Prothi, Director General, Coalition for Disaster Resilient Infrastructure, discussed the Heat-Cooling Paradox-where rising temperatures drive greater demand for cooling, but reliance on inefficient and non-renewable energy solutions further exacerbates climate change; intensifying heat stress. The session highlighted strengthening governance frameworks-from the national to local level -and multi-stakeholder partnerships as key to comprehensive and localiszed Heat Action Plans.

The day concluded with insights from Saurabh Kumar, Vice President, India, Global Energy Alliance for People and Planet; Dr. Aakash Srivastava, Additional Director, National Program on Climate Change and Human Health, National Centre of Disease Control Ministry of Health and Family Welfare, Government of India; Sujata Saunik, Chief Secretary, Government of Maharashtra; Sandra Akua Akpene Adayemi Freitas, CEO, Sustainable Solutions for Africa; and Gaya Prasad, Deputy Director General (Rural Housing), Ministry of Rural Development, Government of India, on empowering local communities and driving policy alignment to bolster resilience.

Day 2 shifted focus to practical solutions and financing mechanisms, addressing equitable access to cooling, exploring passive cooling technologies, and nature-based solutions. Prof. Kristie Ebi, Center for Health and the Global Environment (CHanGE); University of Washington; Dr. Ronita Bardhan, Cambridge University; Melanie Slade, Senior Programme Manager, International Energy Agency; Shruti M. Deorah, Executive Director, India Energy & Climate Center (IECC) and Goldman School of Public Policy, University of California, Berkeley emphasized the economic and health impacts of extreme heat, particularly on vulnerable communities.

Safi Ahsan Rizvi, Advisor, National Disaster Management Authority, NDMA; Aaran Patel, Executive Director, Climate, The Nand & Jeet Khemka Foundation; Deepak Singh, Lead Disaster Risk Management Specialist at The World Bank; Nidhi Upadhyaya, Deputy Director for Global Policy and Finance, Climate Resilience Center, Atlantic Council; and Sandeep Jain, Chief Financial Officer, Bajaj Finance Limited highlighted scalable financing models to support heat resilience efforts, with case studies showcasing successful funding mechanisms in the Global South. Their session concluded with insights from Daniel P Schrag, Professor, Harvard Department of Earth, on effective communication and storytelling, reinforcing the need for community engagement and sustained investment in climate resilience.

Building on the momentum of the Forum, NRDC, NDMA, DST and The World Bank will work on a follow up consultation with national and state stakeholders to provide advice and support the development and implementation of integrated solutions to the dual challenges of extreme heat and sustainable cooling, based on ideas that evolved from the March 2025 Global Heat and Cooling Forum.

About NRDC

NRDC (Natural Resources Defense Council) is an international non-profit environmental organization with more than 3 million members and online activists. Since 1970, our lawyers, scientists, and other environmental specialists have worked to protect the world’s natural resources, public health, and the environment. NRDC’s India Program on Climate Change and Clean Energy, launched in 2009 and registered as an independent organization in 2022, works with local partners to help build a low-carbon, sustainable economy.

www.nrdc.org

X: @NRDC

About the Global Heat & Cooling Forum

The Global Heat & Cooling Forum aims to convene key stakeholders from government, industry, academia, and non-governmental organizations to explore practical strategies for addressing the global challenge of securing much broader protection from extreme heat through sustainable cooling solutions.

For Hindi press release, please click here.

Extending the 30 years of legacy of being a business conglomerate spanning across sectors namely; real estate, hospitality, education, finance, and agriculture, SPJ Group has been consistently evolving and showcasing excellence in all its endeavours.

Mr. Pankaj Jain Chairman and CMD of SPJ Group & Mr. Mitul Jain, Managing Director of SPJ Group

SPJ group was established on its core principals of customer centricity, integrity, sustainability, and uncompromised persona towards quality. SPJ group has laid a strong foundation and earned a reputation for trust, innovation, and stability.

Basis the core values, SPJ Group is progressing in the real estate sector by the name of SPJ True Realtyy, with a clear mission to etch its name in the real estate industry as an “exemplary value for investment” while filling the market gaps and addressing the ever-evolving needs of the consumers. SPJ True Realtyy envisions re-shaping the Northern regions of India with its strategic acumen in creating futuristic real estate that seamlessly blend luxury, functionality, and environmental sustainability. The company has successfully delivered projects in the past, such as The Orion in sector 67, Gurugram and Jain Farms in Delhi.

At the helm of SPJ Group is Mr. Pankaj Jain, an eminent industrialist with over 30 years of experience across diverse sectors. As the Chairman and CMD, he has been instrumental in shaping the group’s legacy, driving growth through his visionary mindset, profound network, and his commitment for excellence.

Beyond business, Mr. Jain holds a deep passion for philanthropy and spirituality and hence his vision extends towards the upliftment of society by creating a flourishing ecosystem for growth and opportunities impacting individuals in countless ways.

Mr. Jain has been one of the supporting bodies for JATF foundation that serves in shaping the future of young and talented generation and their families by empowering them with education and enriching them with values of humanity and peace to the core.

Mr. Jain also serves as an inspiration hymn of praise for Shree Aggarsain International Hospital, Delhi, as a trustee along with Kamdhenu Mangal Parivar, Trust for cows and Divya Jyoti Niwas, a School for Blind Children, Delhi. Additionally, he is also associated with different temples, hospitals, and religious bodies.

Taking forward the legacy Mr. Mitul Jain, Managing Director of SPJ Group playing a crucial role in re-shaping the new-age business dynamics spearheading strategy and technological advancements across SPJ.

With his creative and forward-thinking mindset, Mr. Mitul Jain plays an integral role in strengthening the company’s foundation and evolving with finding new-fangled routes for overall business operations. Mr. Mitul Jain has acquired LLM from Kings College London and coming with a legal education background helps the company in establishing regulatory frameworks and hence ensures transparency and adherence to industry best practices, further solidifying stakeholder’s trust.

Mr. Mitul Jain is leading business for SPJ True Realtyy, his deep understanding of consumer psyche and acumen for strategic market trends helps in re-shaping a profound foundation for the company.

Besides, SPJ True Realtyy is tapping into high-growth micro-markets as well as emerging areas and facilitating the rising demand for premium residential, commercial, and dynamic mixed-use developments establishing innovative infrastructure that helps upgrade lifestyle and contributing to promising growth. Its dynamic approach towards eco-conscious practices, utilising sustainable materials and minimizing environmental impact, while at the same time creating a lasting value on finesse and quality ensuring meticulous attention to detail, from conceptualisation to execution, guaranteeing supremacy. SPJ Realty is set to shape the future of real estate while staying true to its commitment of crafting a true realty.

• Sickle cell advance research centre to be set up by Sanmat

• Sanmat to support the state’s various initiatives in Sickle Cell, Epilepsy, TB, AIDS Control, Vector Borne Disease Control, Control of Cancer and Oral Health, Sexual and Reproductive Health and more

Social impact organization and NGO Sanmatrecently signed a Memorandum of Understanding (MoU) with the Tribal Welfare Commissioner, Department of Schedule Tribe, Schedule Caste, Minority and Backward Class Welfare, Jharkhand, for the betterment of tribal communities in the state. Under this collaboration, both Sanmat and the Tribal Welfare Commissioner of Jharkhand will aim to achieve the scale required to address any adverse impact in case of a pandemic or disaster and ensure support to the public systems and the communities residing in the 992 hard-to-reach areas in 55 blocks across 13 districts in the state. While Sanmat will be responsible for executing programs, the Tribal Welfare Commissioner will monitor and supervise the execution under the MoU.

NGO Sanmat Signs MoU with Tribal Welfare Commissioner for Tribal Welfare in Jharkhand

As part of this collaboration, Sanmat will be supporting the Tribal Welfare Commissioner’s office in the elimination of Sickle Cell Disease and Epilepsy by spreading awareness and mass screening, followed by a proper treatment plan and to combat the spread and management of sickle cell anemia, it has initiated sickle cell information and treatment centers in 14 welfare hospitals. With regard to the state’s healthcare initiatives, Sanmat will support the design and development of interventions to improve the health and nutrition of tribal children, pregnant ladies, mothers, and seniors of tribal communities through special mobile medical unit operations.

Sharing his excitement at the collaboration, Mr. Amit Kumar Choubey, CEO of Sanmat, said, “We are glad and grateful to TWC for giving us this opportunity to serve the people in Jharkhand. We have impacted approximately 2.31 crore lives nationally, with almost 23 lakh individuals being affected directly by our initiatives in Jharkhand, and I am sure this MoU will be a great driving force to reach out to more people. Bridging the gap between government policies and their implementation is core to Sanmat’s mission, and we will continue to impact lives through effective implementation across regions and sectors.”

With regards to the livelihood and tribal welfare aspects, under the MoU, Sanmat will be working with subjudice prisoners, providing legal support to them while simultaneously imparting skills training to include them in their livelihood initiatives and has also ​​created a pool of 16 advocates, with the Tribal Welfare Commissioner set to provide space for court practice. Sanmat will also offer a Tribal Development Fellowship to support various programs of the state without any financial support from TWC (Tribal Welfare Commissioner).

Ajay Nath, IAS, Tribal Welfare Commissioner, Govt. of Jharkhand, said, “Sanmat has played a significant role in the development of the marginalized communities, and we feel this collaboration will go a long way in benefiting the tribals of Jharkhand. Sanmat’s innovative development models and well-researched strategies help in the easy identification as well as implementation of various government schemes. We will offer all the required support to Sanmat so that together we can bring positive growth and development among the people of Jharkhand.”

Sanmat has been working in the social sector since 2007 with a focus on bridging governance gaps in the development of implementation models in healthcare, livelihood, education, and climate change mitigation. Founded in the aftermath of the Chennai Tsunami by techno-socio-policy entrepreneur Ankit Kumar (CEO), Sanmat has been providing accessible healthcare solutions to marginalized communities, including tribal groups, Dalits, women, children, and persons with disabilities. Originating from Jharkhand, Sanmat continues to impact lives at the grassroots level in Uttar Pradesh, Bihar, Assam, West Bengal, and Madhya Pradesh. With its various initiatives in health, climate change, education, and livelihood, Sanmat aims to create a long-term impact on the lives of the marginalized communities in Jharkhand.

About Sanmat

Sanmat is a committed NGO in India, empowering marginalized communities through sustainable initiatives in health, education, skill development, and social forestry. Since 2007, it has impacted over 23 million lives across six states. Sanmat leads transformative programs, including the Post Matric Scholarship scheme, livelihood generation projects, and community radio stations, while also managing Tribal Kalyan Hospitals in rural areas. With 13 offices, 637 professionals, and 32,500 volunteers, Sanmat remains dedicated to driving meaningful change at the grassroots level.

Mysuru, Indore, Nagpur, and Thiruvananthapuram Poised to Lead India’s Real Estate Evolution Through 2025. In a compelling expert analysis of The MINT Report: India’s Next Real Estate Growth Quadrant, Ashwinder R. Singh, a leading expert in India’s real estate sector, highlights the transformative potential of Mysuru, Indore, Nagpur, and Thiruvananthapuram (MINT). These cities, he argues, are redefining growth paradigms through infrastructure innovation, economic diversification, and surging demand, positioning them as critical investment frontiers for the next decade.

Cities: Redrawing India’s Real Estate Map
Mysuru, long regarded as Bengaluru’s satellite, is now carving its own identity as a tech and infrastructure hub. The Bengaluru-Mysuru Expressway has catalyzed residential demand among Bengaluru professionals, while its burgeoning IT and startup ecosystem drives employment and housing needs. Annual housing price growth of 10-15% and a 40-50% spike in rentals reflect its rising appeal, particularly in localities like Kuvempu Nagar and Bogadi.

Ashwinder R. Singh, Vice Chairman of BCD Group and Co-Chairman of CII (NR Real Estate)

“Mysuru is no longer an overflowing market-it’s a self-sustaining ecosystem with independent growth drivers,” remarks Ashwinder R. Singh.

Indore’s rapid ascent as an industrial and commercial powerhouse mirrors the early trajectories of cities like Gurugram and Pune. Anchored by industrial corridors, a thriving MSME sector, and IT expansion, the city’s Super Corridor has evolved from vacant plots into a bustling hub of business and residential activity. Residential prices here have soared 65% in the past year, bolstered by Indore’s reputation as one of India’s cleanest cities.

“Indore combines industrial grit with urban livability-a formula that attracts both businesses and homebuyers,”Singh notes.

Nagpur’s strategic centrality and infrastructure investments, including the Nagpur-Mumbai Super Communication Expressway, have cemented its role as a logistics and industrial nerve centre. The MIHAN SEZ, projected to generate 50,000+ jobs, underpins an 18% annual appreciation in real estate values. Singh observes, “Nagpur’s transformation from a Tier-2 city to a national investment magnet is a testament to visionary infrastructure planning.”

Thiruvananthapuram blends technology and tourism to create a unique real estate proposition. Technopark, one of India’s largest IT hubs with over 400 companies, fuels job creation and NRI investment interest. Concurrently, coastal infrastructure and tourism developments are driving demand for premium residential and commercial spaces. “This city offers a rare convergence of tech talent, natural beauty, and urban planning-a trifecta for discerning investors,”Singh highlights.

A Compelling Case for Early Investment

Singh’s analysis stresses that MINT cities offer affordability, with property values trailing Tier-1 metros, alongside exponential growth potential. Mega infrastructure projects-from expressways to SEZs-are accelerating urbanization, while shifting buyer preferences to favour well-planned Tier-2 cities over congested metros. “These markets are at an inflection point,” Singh states. “Investors who act now will capitalize on early-mover advantages as these cities mature into tomorrow’s economic engines.”

About Ashwinder R. Singh
Ashwinder R. Singh, Vice Chairman of BCD Group and Co-Chairman of CII (NR Real Estate), brings over two decades of expertise in shaping India’s real estate landscape. A three-time bestselling author-including a Shark Tank-featured title-he has held leadership roles at JLL Residential, ANAROCK, and Bajaj Housing Finance, offering unparalleled insights into development, advisory, and financing. His analysis of The MINT Report distils decades of frontline experience into actionable strategies for investors and industry stakeholders.

Neokred, a customer experience platform for business requirements, has partnered with The Akshaya Patra Foundation, the largest NGO led school meal programme, to support the nutrition and education of school children in India.

The Akshaya Patra Foundation joins hands with Neokred for a charity golf event

The collaboration is a part of Neokred’s CSR-driven initiative, The Empact Project, which aims to redefine Corporate Social Responsibility (CSR) by creating transparent, scalable and impact-driven partnerships between corporates and NGOs. The platform is designed to help businesses collaborate with NGO’s, ensuring their CSR initiatives make a significant contribution to society. By leveraging this initiative, organisations can easily discover vetted NGOs, track real-time impact and build purpose-driven partnerships.

‘Golf for Good’, a charity golf event will serve as the inaugural initiative under The Empact Project to mark the beginning of this transformative partnership. It aims to unite corporate leaders, philanthropists and changemakers to support Akshaya Patra’s mission of providing an equitable future to children. The foundation currently serves over 2.25 million children as the implementing partner of the Government of India’s PM POSHAN Programme.

Speaking about the partnership, Mr Shridhar Venkat, CEO – The Akshaya Patra Foundation, highlighted, “As we launch the Golf for Good event in collaboration with Neokred under The Empact Project, we are not just participating in a charity golf event; we are driving a transformative agenda for social good. This initiative marks a significant stride towards eradicating educational inequities and providing nutritious meals to schoolchildren across India. At Akshaya Patra, we are committed to pioneering sustainable solutions in the CSR landscape, ensuring that every corporate partnership and philanthropic effort contributes effectively towards building a brighter, healthier future for our children. We are proud to set this precedent with Neokred, where together, we redefine the impact of corporate social responsibility.”

Adding to this, Vivek Sridhar, Director Global Expansion and Strategy at Neokred, said, “CSR is evolving beyond compliance; it’s about making a real impact. The Empact Project was built to make corporate philanthropy transparent, scalable and effective. Through this partnership with Akshaya Patra, we aim to create a long-term collaboration that goes beyond one-time donations.”

Akshaya Patra’s, Golf for Good in aid of The Empact Project, efforts to address classroom hunger and support children’s nutrition and education is a pivotal step in blending business with philanthropy. It will evolve the CSR approach by fostering ongoing community engagement and sustainable solutions that positively impact society in the long term.
Interested players can register through: www.akshayapatra.org/golf-for-good.

About Akshaya Patra
The Akshaya Patra Foundation is a not-for-profit organisation which strives to address classroom hunger and malnutrition in India. By implementing the PM POSHAN Abhiyaan (Mid-Day Meal Scheme) in government and government-aided schools, Akshaya Patra aims to fight hunger and at the same time, bring children to school. Since 2000, Akshaya Patra has worked towards reaching out to children with wholesome food on every single school day. The Foundation is continuously leveraging technology to cater to millions of children. Its state-of-the-art kitchens have become a subject of study and attract curious visitors from around the world.

In partnership with the Government of India, various state governments and UT administrations, and the inestimable support of many philanthropic donors and well-wishers, Akshaya Patra has grown from humble beginnings serving just 1,500 school children across five schools to become one of the largest (not-for-profit run) school feeding programme in the world, serving wholesome food to over 2.25 million children from 23,000+ schools across 16 States and 3 Union Territories in India.

About The Empact Project
Neokred, known for its expertise in building innovative tech products, aimed to leverage its capabilities for a greater purpose – one that gives back to society. This vision led to the creation of The Empact Project, a purpose driven platform designed to bridge the gap between CSR-focused corporations and NGOs seeking funding for their initiatives. By ensuring 100% transparency, rigorous program vetting, and comprehensive impact reporting, The Empact Project enables businesses to engage in impactful, measurable, and scalable social responsibility efforts. The Empact Project platform aims to be the cornerstone of collaboration between change enablers (corporates) and change makers (NGOs), paving the way for meaningful, real-world impact.

Read more about The Empact Project at www.theempactproject.org.

• Under the theme ‘​Imagining an AI-Driven Future Today: Innovating for a Better Tomorrow’, the expo will showcase India’s technological advancements and a rapidly developing urban landscape.

• The event will host over 1,000 participants, showcasing advancements in AI, 6G, Fintech, IoT, smart urban solutions, and much more.

The 32^nd Convergence India & 10^th Smart Cities India Expo 2025, jointly organised by the India Trade Promotion Organisation (ITPO), Ministry of Commerce & Industry, and Exhibitions India Group (EIG), offers a unique opportunity for India’s digital and emerging technologies ecosystem to showcase their achievements and contributions.

Nitin Gadkari, Minister for Road Transport & Highways, to Address the Industry at the 32nd Convergence India & 10th Smart Cities India Expo

Scheduled from March 19-21, at Bharat Mandapam, New Delhi, the expo is honoured that Shri Nitin Gadkari, Union Minister for Road Transport and Highways, Government of India, will be the Chief Guest. Sharing his views about this prestigious event, the Hon’ble Minister said, “While Convergence India has long been a champion of India’s ‘Digital Revolution’, Smart Cities India has played a crucial role in the country’s ongoing modernisation and development initiatives. Supporting the Government of India’s vision of Digital India, Make in India, and Smart Cities Mission, the expo provides a one-of-a-kind international forum to showcase ‘Brand India’ and unlock new opportunities in the country’s economic revolution.”

Under the theme “Imagining an AI-Driven Future Today: Innovating for a Better Tomorrow“, the 2025 edition allows visitors to enter a world of immersive technology. It brings together over 1,000 exhibitors from 28 countries, featuring cutting-edge advancements and solutions in telecom, Satcom, 6G, AI, big data, IoT, cybersecurity, smart governance, fintech, urban mobility, and more, to an audience of over 50,000 over three days.

Up to 45 conference sessions will be held concurrently, during which representatives from the Union and State governments, industry stalwarts, think tanks and academia will debate issues relating to India’s digital revolution on topics like ‘Connecting India: From 5G leader to 6G game changer’, ‘How AI will shape India’s Tech-Ade’, ‘Women & Technology: Leading India’s Transformation in a Changing World’, and more. Esteemed speakers from participating Ministries include Abhishek Singh, Additional Secretary, Ministry of Electronics & IT and CEO of India AI Mission; Sanket Bhondve, Joint Secretary, Ministry of Electronics & IT; and A. Dhanalakshmi, Joint Secretary, Ministry of Science & Technology.

Mr. Sergey Cheremin, Minister of the Government of Moscow and Head of the Department for External Economic and International Relations of Moscow, will be among the international speakers. Meanwhile, big names like Nokia, Capgemini, Meta, Tech Mahindra, HCL Tech, Jio Platforms, and Cisco will represent the private sector. Prominent entrepreneurs such as Aman Gupta (Co-founder & CMO, boAt) and Ankur Warikoo will also engage with attendees, offering insights into India’s thriving startup ecosystem.

Over the years, the expo has become a celebration of India’s rising influence as a global digital powerhouse and a display of its emerging modernisation and development landscape. The event also opens doors for global players seeking partnerships and collaborations in the fast-growing Indian market. With several ministers, senior dignitaries, Smart City CEOs, planners, and industry heads marking their presence, the 32^nd Convergence India & 10^th Smart Cities India Expo 2025 is a breeding ground for reformative and revolutionary ideas and concepts.

A big crowd-puller is the Startup Hub, which features 300 startups presenting innovations in emerging technologies, ICT, and Smart City solutions. It will facilitate mentoring opportunities by ecosystem pioneers, specifically curated conference sessions, a Startup Pitch competition, and Investor & Startup meets, with the intent to help participating startups establish business relationships with industry stakeholders. Moreover, the coveted Smart City & Fintech Innovation Awards will catapult this ecosystem to the next level.

In addition to the business activities planned, the event is a crowd puller and the go-to venue for those seeking the latest gadgets, accessories, gaming, Satcom/OTT solutions, customised WiFi / media, surveillance equipment, computer peripherals, etc., or wanting to explore experiential zones and interactive workshops. An Indoor Drone Show will allow the participants and visitors to experience live demonstrations of the latest drone technology. Meanwhile, an interactive AI zone will enable visitors get a first-hand look at the sheer power of AI in shaping tomorrow’s world.

Ms Chandrika Behl, Managing Director, Exhibitions India Group, observed, “India is at the forefront of the digital revolution. And, in this context, the Convergence India & Smart Cities India expo has remained a clear leader and a powerful platform where ideas transform into execution, shaping India’s future in digital technology and smart infrastructure. We will continue to guide the industry towards futuristic technologies that will empower the economy and bring the nation closer to the vision of becoming ‘Viksit’ by 2047.”

Co-located expos:

• AI Bharat Expo

• IoT India Expo

• Mobile India Expo

• Fintech India Expo

• Embedded Tech India Expo

• Smart Mobility India Expo

• Startup Hub Expo

About Convergence India Expo

Since 1992, Convergence India has heralded the telecom and digital revolution in India. It’s the country’s largest technology and infrastructure expo, providing a platform to showcase ‘Brand India’ by supporting the ‘Make in India’ and ‘Digital India’ missions. Convergence India is at the forefront of promoting technological advancements in the fields of telecom, Satcom, broadcast, wired & wireless technologies, 5G & 6G networks, IT solutions such as Cloud, Big Data & Analytics, AI, smart solutions, M2M, Mobile & Accessories, IoT, Embedded tech, Blockchain, FinTech and Digital Gaming – the entire gamut of digital solutions.

About Smart Cities India Expo

The Smart Cities India expo displays India’s emerging modernisation and development landscape that aims to deliver better citizen-centric services across the country. The expo showcases the integration of transformative technologies with the key pillars of urban development and the use of smart ICT solutions for optimising resources that make cities smart and sustainable.