Fixed Deposits (FDs) remain one of the most popular investment avenues for individuals seeking a stable return on their savings. While the interest rates offered on FDs can vary, another crucial factor to consider is the frequency of interest payments.

Frequency of Interest Payments in FD

Shriram Finance, which is one of the industry leaders of the NBFC (Non-Banking Financial Company) sector, comes with a diverse range of interest payments on its fixed deposit. With monthly, quarterly, half-yearly, yearly and on-maturity payout options, Shriram Unnati Fixed Deposit has something for everyone.

Understanding Interest Payout Options

When investing in an FD, you have the flexibility to choose the frequency at which you receive interest payments. The most common options include:

1. Quarterly: Interest is paid every three months.

2. Half-Yearly: Interest is paid every six months.

3. Yearly: Interest is paid annually.

4. On Maturity: Interest is accumulated and paid along with the principal amount at the end of the tenure.

One of the more compelling reasons to choose Shriram FD as your go-to investment avenue is its monthly interest payout option. Investing in Shriram Unnati Fixed Deposit ensures that retirees, freelancers, pensioners, etc., looking for a steady flow of monthly or additional income, have the option to do so by choosing the “Monthly” interest payout term while opening the FD.

Cumulative vs. Non-Cumulative FDs

The frequency of interest payments is closely linked to the type of FD you choose:

• Cumulative FDs:

• Interest is compounded and added to the principal amount at regular intervals.

• This leads to higher returns over time, as the interest earned itself earns interest.

• Typically, interest is not paid out periodically in cumulative FDs. It is added to the principal, and the final amount is paid at maturity.

• Non-Cumulative FDs:

• Interest is paid out at the chosen frequency (monthly, quarterly, half-yearly, yearly).

• The interest earned is not reinvested.

• This option is suitable for those who need regular income from their investments.

Factors to Consider When Choosing Interest Payout Frequency

The optimal frequency of interest payments depends on your individual financial goals and needs. Here are some factors to consider:

• Short-term vs. Long-term Goals:

• For short-term goals, receiving interest payments more frequently can provide liquidity.

• For long-term goals, compounding the interest in a cumulative FD can maximize returns.

• Risk Tolerance:

• FDs are generally considered low-risk investments. However, choosing a non-cumulative FD with frequent interest payouts can reduce the risk of interest rate fluctuations.

• Emergency Fund Needs:

• If you need easy access to funds, a non-cumulative FD with frequent interest payouts can provide reliability.

Features of Shriram Unnati Fixed Deposit

• High Interest Rates: Shriram FD offers interest rates up to 9.40%* p.a. (inclusive of 0.50%* p.a. for senior citizens and 0.10%* p.a. for women depositors).

• High Credit Ratings: Shriram Unnati Fixed Deposit has a credit rating of “[ICRA]AA+ (Stable)” and “IND AA+/Stable” by India Ratings and Research, establishing itself as a reliable investment option.

• Predictable Returns: Investing in Shriram Fixed Deposit provides stable returns, contrasting with the volatility often seen in market-related investments.

• Flexible Investment Terms: FD from Shriram Finance offers a variety of investment tenures ranging from 12 to 60 months, catering to both short-term and long-term financial objectives.

• Diverse Interest Payout Terms: Provides various interest payout options including monthly, quarterly, half-yearly, yearly, and on maturity, facilitating regular income for investors such as retirees.

Conclusion

By carefully considering your financial goals, risk tolerance, etc., you can choose the optimal frequency of interest payments for your fixed deposit. Whether you prefer the compounding benefits of a cumulative FD or the liquidity of a non-cumulative FD, choosing to open a fixed deposit account with Shriram Finance can help you grow your wealth steadily and effortlessly.

About Shriram Finance

Shriram Finance is a leading diversified financial services company in India, offering a wide range of financial products and services across consumer, wholesale, and business finance segments. The company has a strong presence pan India with a network of 3,196 branches and an employee strength of 79,405 with an AUM of Rs. 254,469 crores. With a focus on financial inclusion and customer-centricity, Shriram Finance continues to empower individuals and businesses to achieve their financial goals.

Disclaimer: With regards to deposit-taking activity of Shriram Finance Limited (‘SFL’), viewers may refer to detailed information and T&C provided in our application form available at www.shriramfinance.in/downloads. The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

At PURPLE FEST 2025, Tech Mahindra Foundation, the CSR arm of Tech Mahindra Ltd., a Mahindra Group company, unveiled “THE ABILITY NETWORK” (TAN). This pioneering initiative will provide verified information and essential guidance to persons with disabilities and their primary caregivers, enabling them to lead lives of dignity and independence, through a collaborative network of credible partners from both civil society and the private sector.

TMF launches “The Ability Network” in the presence of Dr. Virendra Kumar, Hon’ble Minister for Social Justice & Empowerment, and Mr Rajesh Aggarwal, Secretary, DEPwD, GOI

According to a 2023 World Health Organization (WHO) report, over 15% of the global population-approximately 1 in 6 individuals-experiences significant disability. In India, an estimated 70-80 million people live with various disabilities. Despite this substantial population, an accessible, on-demand ecosystem providing timely information and support for persons with disabilities and their caregivers remains largely non-existent, particularly in marginalized communities.

The absence of early and timely interventions often results in persons with disabilities facing discrimination, educational exclusion, and denial of their fundamental right to a dignified life. Meanwhile, caregivers frequently report feeling isolated, unsupported, and financially burdened, despite their deep commitment to helping their loved ones thrive.

The Ability Network is spearheaded by Tech Mahindra Foundation in collaboration with expert partners including Enable India, Ujwal Impact Advisors, Nayi Disha, and Ekstep Foundation. In addition, Tech Mahindra Ltd.’s Maker’s Lab is lending tech support to the initiative. Together, they are developing solutions to empower persons with disabilities across India to lead independent, fulfilling lives.

In its initial phase, the initiative will focus on individuals with visual impairments, hearing impairments, and intellectual disabilities across Telangana and Bengaluru. The Ability Network will be accessible through both a web-based application and a mobile app, launching in the coming months. Users will be able to communicate their needs in their preferred language via text or audio. The platform aims to build a comprehensive community connecting experienced solution providers, product innovators, and grassroots organizations with those seeking information and services.

On the occasion of the launch, Mr. Rajesh Aggarwal, Secretary – Department of Empowerment of Persons with Disabilities, MSJE (GOI), stated, “Initiatives like The Ability Network can enable the entire ecosystem and bring about a change not only at the grassroots level but also at the policy well. We are glad that a corporate like Tech Mahindra Foundation has taken the leap in this regard and we urge other corporates and organisations to join hands in this endeavour.”

Mr. Chetan Kapoor, CEO of Tech Mahindra Foundation, emphasized the significance of The Ability Network, “Access to information and guidance about services and products for persons with disabilities and their caregivers has been scarce at best and for far too long. The Ability Network enables the discovery of verified information and guidance that is crucial for primary caregivers of children with disabilities and opens a new paradigm in mainstreaming inclusion in India-benefiting not only those directly involved but the entire Indian economy. We are grateful to the Hon’ble Union Minister Dr. Virendra Kumar of Social Justice & Empowerment and Mr. Rajesh Aggarwal, Secretary, Department of Empowerment of Persons with Disabilities, for their presence and support to this initiative.”

For more information about The Ability Network, please contact: info@techmahindrafoundation.org.

About Tech Mahindra Foundation

Tech Mahindra Foundation (TMF) is the Corporate Social Responsibility (CSR) arm of Tech Mahindra Limited, Mahindra Group Company. Since 2006, guided by the vision of Empowerment through Education, the Foundation drives impactful initiatives in education and employability, with a strong focus on empowering women and persons with disabilities. Operating across 26 locations in India and collaborating with over 90 partners, our initiatives are creating meaningful and inclusive opportunities for all. Since FY 2012-13, the Foundation has impacted 6,53,019 lives with its initiatives.

About The Ability Network

The Ability Network aims to provide access to curated information as well as high quality, affordable services through a range of solution providers. The network will act as a collaborator of different stakeholders ranging from healthcare (including preventive and chronic care, early detection of disabilities), education, vocational training, therapy & counselling, assistive technology and more. Apart from the end user, nonprofits providing crucial services will find a larger user base, for-profits/social entrepreneurs will find a customer base for their products and collaboration with the government will ensure systemic changes at policy level for PwDs. Currently, a small unit at Tech Mahindra Foundation is working closely with EkStep Foundation, UIA PwD, Nayi Disha & Enable India to create the framework for TAN and prepare for the first phase of launch by June 2025.

Digital travel platform Agoda has unveiled its list of the most affordable destinations for spring travel in April and May 2025. From serene beaches to bustling cities, these destinations offer budget-conscious travelers a chance to explore without breaking the bank. Phong Nha, Vietnam, tops the list with an average room rate of just Rs. 2,300 per night, in India, Tirupati is the cheapest destination this spring, making it an ideal choice for those seeking cultural and natural beauty this spring.

Most affordable spring travel destinations revealed by Agoda

Phong Nha, Vietnam (Rs. 2,431 per night), Tirupati, India (Rs.2,952 per night) and Hat Yai, Thailand (Rs. 3,473 per night) is among the top three most budget-friendly travel destinations. These locations offer a rich blend of culture, cuisine, and scenic beauty, making them ideal for a spring getaway.

Matteo Frigerio, Chief Marketing Officer at Agoda, shared, “April and May are peak travel months in Asia, with holidays like Golden Week in Japan and Songkran in Thailand driving demand. But travelers can rest assured-Agoda offers great value on accommodation, flights, and activities, with plenty of affordable destinations proving that budget-friendly travel is still within reach, even during the busiest seasons.”

The Cheapest Spring Destinations ranking is based on average room rates in the twenty most popular destinations across nine Asian markets, offering travelers a snapshot of affordable options.

1. Phong Nha, Vietnam (Rs. 2,431)
Known for its breathtaking caves and lush landscapes, Phong Nha is a haven for nature lovers. Visitors can explore the UNESCO-listed Phong Nha-Ke Bang National Park, home to some of the world’s largest caves, or enjoy a tranquil boat ride along the Son River. The area also offers opportunities for hiking, cycling, and immersing in local culture.

2. Tirupati, India (Rs. 2,952)
Tirupati is home to the famous Venkateswara Temple, one of the most visited pilgrimage sites in the world, renowned for its Tirupati laddu, a unique sweet offering with deep cultural and religious significance. Beyond its spiritual appeal, the city offers a rich cultural experience with vibrant festivals, traditional music, and delicious South Indian cuisine. Visitors can also explore nearby attractions like the serene Talakona Waterfalls, the lush Sri Venkateswara National Park, and the historic Chandragiri Fort, adding both natural beauty and historical depth to their journey.

3. Hat Yai, Thailand (Rs. 3,473)

Hat Yai ranked top in Agoda’s Cheapest Christmas Destinations rank and holds on to a podium place in the traditionally popular spring months in which Thailand celebrates Songkran and other holidays. Hat Yai is known for its many markets and tasty street food, and the city also serves as a gateway to nearby beaches and islands, making it a versatile destination for spring.

4. Padang, Indonesia (Rs. 3,473)
Famous for its culinary heritage, Padang is a paradise for food enthusiasts, offering iconic dishes like Rendang and Sate Padang. Visitors can also explore its stunning beaches, such as Air Manis Beach, or take a short trip to the Mentawai Islands for surfing and snorkeling. The city’s rich history and cultural landmarks add to its charm.

5. Bacolod, Philippines (Rs. 3,994)
Known as the “City of Smiles“, Bacolod offers a warm welcome and a laid-back vibe. Travelers can explore historical landmarks like The Ruins, a grand mansion from the early 1900s, or enjoy the city’s mouthwatering food scene, including its famous chicken inasal. Bacolod’s friendly locals and colorful festivals make it a delightful spring destination.

6. Kuala Terengganu, Malaysia (Rs. 4,168)
A coastal gem, Kuala Terengganu boasts beautiful beaches, traditional crafts, and lively markets. Visitors can explore the city’s iconic Crystal Mosque or take a boat ride to the nearby Redang Island for snorkeling and diving. The city’s rich cultural heritage, including its batik-making traditions, offers a unique experience for travelers.

7. Gimpo, South Korea (Rs. 5,731)
Located near Seoul, Gimpo offers a quieter alternative with scenic parks and cultural sites. Visitors can enjoy a look around the National Aviation Museum or explore the Gimpo Sculpture Park. The city’s beautiful natural scenery including the Munsu Mountain and the Han River makes it an excellent destination for a peaceful appreciation of South Korea’s springtime beauty and cherry blossoms.

8. Narita, Japan (Rs. 6,165)
Beyond its Tokyo-servicing airport, Narita is a charming city with historic temples and picturesque gardens. Visitors can explore Naritasan Shinshoji Temple, a centuries-old Buddhist temple surrounded by tranquil grounds. Spring travelers can also enjoy cherry blossoms at Naritasan Park and sample local delicacies like unagi (grilled eel).

9. Pingtung, Taiwan (Rs. 6,860)
Pingtung is a gateway to Taiwan’s southern beauty, offering beaches, night markets, and a rich cultural heritage. Visitors can explore Kenting National Park, known for its dramatic coastal scenery and outdoor activities. The city’s markets and local cuisine provide a taste of Taiwan’s unique flavors.

With over 5 million holiday properties, 130,000 flight routes, and 300,000 activities available, Agoda makes it easy to plan your perfect spring getaway. Visit Agoda.com/deals or download the Agoda mobile app for the best deals.

Notes to Editor

About the Data

*To create the rank, Agoda analyzed the average room rates of the top twenty destinations per market based on accommodation bookings. Bookings made in January or February 2025 with a check-in date between 1 April and 31 May 2025 were included in the analysis. Prices quoted are average prices, subject to change and cannot be guaranteed.

About Agoda

Agoda, a digital travel platform, helps anyone see the world for less with its great value deals on a global network of 5+ million hotels and holiday properties worldwide, plus flights, activities, and more. Agoda.com and the Agoda mobile app are available in 39 languages and supported by 24/7 customer support.

Headquartered in Singapore, Agoda is part of Booking Holdings (Nasdaq: BKNG) and employs more than 7,000 staff in 27 markets, dedicated to leveraging best-in-class technology to make travel even easier.

Bajaj Finance Limited is excited to announce the commencement of its much-anticipated Loan Fest, running from March 1 to March 31, 2025. This special event offers customers an excellent opportunity to access gold loans with amounts up to Rs. 2 crore at highly competitive interest rates, starting from just 9.50% per annum.

Bajaj Finserv Gold Loan

Key Highlights of the Loan Fest:

• Substantial Loan Amounts: Customers can avail a gold loan ranging from Rs. 5,000 to Rs. 2 crore, catering to diverse financial needs, whether personal or business-related.

• Competitive Interest Rates: With interest rates starting at 9.50% per annum, Bajaj Finance ensures that borrowers benefit from affordable repayment options.

• Convenient Repayment Options: Borrowers have the flexibility to choose from multiple repayment tenures that align with their financial plans, ensuring a comfortable repayment experience.

• No Hidden Charges: Repay a part of the loan in advance or pay the entire amount at no extra cost.

• Swift Processing: Bajaj Finance is committed to quick loan processing, enabling customers to access funds promptly to meet their urgent financial requirements.

Why Choose a Gold Loan During Loan Fest

Gold loans are secured loans where borrowers pledge their 18-22 karat gold jewellery as collateral to access funds. This form of borrowing is advantageous due to its swift processing, minimal documentation, and competitive gold loan interest rates. During the Loan Fest, these benefits are further enhanced with attractive free insurance cover for pledged gold and easy part-release facility, making it an opportune time for customers to leverage the value of their gold assets.

How to Apply:

Applying for a gold loan during the Loan Fest is straightforward:

1. Online Application: Visit the Bajaj Finserv App or website and fill out the gold loan application form.

2. Branch Visit: Alternatively, customers can visit any of the 800+ Bajaj Finserv Gold Loan branches across India to apply in person.

3. Documentation: Provide any one of the basic KYC documents like, Aadhaar card, voter ID card, passport, driving licence, NREGA job card or a letter from National Population Registration, along with the gold ornaments intended for pledging.

4. Assessment and Approval: The pledged gold is evaluated for purity and weight, following which the loan amount is sanctioned based on the prevailing gold rate and the loan-to-value (LTV) ratio.

5. Disbursement: Upon approval, the loan amount is disbursed promptly into the borrower’s account.

A gold loan is one of the easiest and most efficient ways to raise funds quickly while retaining ownership of the gold jewellery. Take advantage of the Bajaj Finance Loan Fest to avail a gold loan at attractive interest rates and unlock the financial value of gold jewellery. Apply now!

T&C Apply

About Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

UFC, the world’s premier mixed martial arts organization, and international iGaming brand Parimatch today announced a new marketing partnership that establishes Parimatch as UFC’s Official Sportsbook and Betting Partner in Asia.

UFC Names Parimatch as Official Sportsbook and Betting Partner in Asia

Beginning with UFC FIGHT NIGHT: EDWARDS vs. BRADY on Saturday, March 22 live from The O2 in London, Parimatch will strategically activate its brand within a selection of UFC events, leveraging UFC’s wide-reaching promotional assets. Highlighted integrations include Parimatch branding in the world-famous Octagon and collaborations with UFC to creatively engage fans through original content that will be distributed via UFC’s popular digital and social channels in Asia that reach more than 17.5 million users.

“Parimatch has been a trusted partner and we are thrilled to extend this collaboration to Asia,” said Kevin Chang, Senior Vice President and Head of Asia for UFC. “Their support is instrumental in our efforts to give local athletes the opportunity to compete in the Road to UFC tournament and ultimately help them realize their dreams of making it to UFC. Together, we are driving the growth of our sport and delivering world-class experiences to fans across the region.”

“Today we start off a new era in the Parimatch partnership with UFC, built on the same strong values we share in serving UFC fans worldwide and delivering unforgettable moments,” said Parimatch owner Sergei Portnov. “We’re excited to be back, ready to create even greater experiences for fans with the opportunities that lie ahead of us.”

This new agreement builds upon an earlier relationship between UFC and Parimatch in which Parimatch served as UFC’s Official Sportsbook Partner across several regions worldwide.

About UFC

UFC is the world’s premier mixed martial arts organization (MMA), with more than 700 million fans and approximately 300 million social media followers. The organization produces more than 40 live events annually in some of the most prestigious arenas around the world while broadcasting to over 950 million households across more than 170 countries. UFC’s athlete roster features the world’s best MMA athletes representing more than 70 countries. The organization’s digital offerings include UFC FIGHT PASS, one of the world’s leading streaming services for combat sports. UFC is part of TKO Group Holdings (NYSE: TKO) and is headquartered in Las Vegas, Nevada. For more information, visit UFC.com and follow UFC at Facebook.com/UFC and @UFC on X, Snapchat, Instagram, and TikTok: @UFC.

In an exclusive event, power met prestige, purpose met passion, and impact met inspiration. The Shakti Awards 2025, presented by the Rotary Club of Bombay (RCB), took centre stage at the iconic Taj Mahal Hotel, Mumbai.

The Shakti Awardees of 2025 with Chief Guest, Dr. Swati Piramal, Mr. Satyan Israni (President, Rotary Club of Bombay) and Mr. Puneet Chhatwal (IHCL)

Now in its third glorious year, the Shakti Awards have become a symbol of strength, resilience, and recognition-an evening that does more than honour achievements; it amplifies voices, celebrates leadership, and inspires change.

Chief Guest, the honourable Dr. Swati Piramal addresses the Awardees and Rotarians at the Taj Mahal Palace Hotel

These awards recognise women of substance-leaders, visionaries, and changemakers-who balance passion, courage, and determination in their pursuit of excellence.

Presiding as Chief Guest was the remarkable Dr. Swati Piramal, Vice Chairperson of the Piramal Group, whose words resonated deeply with the audience, emphasising the unstoppable force of Shakti-the power that women wield to transform industries, communities, and lives.

“We believe in empowering women. Shakti Awards-an initiative of the Rotary Club of Bombay since 2023-celebrates the impact of women leaders. Congratulations to this years inspiring awardees,” said Mr. Satyan Israni, President, Rotary Club of Bombay.

Honouring Icons of Impact

The Shakti Awards 2025 spotlighted 12 phenomenal women whose contributions have redefined excellence across diverse fields

• Art: Sujata Bajaj – Internationally acclaimed artist bridging Indian traditions with global aesthetics.

• Author: Meghna Pant – Award-winning storyteller advocating equality through fearless narratives.

• Cinema & Television: Shefali Shah – Acclaimed actress bringing depth and power to every performance.

• Education: Dr. Indu Shahani – Visionary educator transforming learning and leadership.

• Entrepreneurship: Schauna Chauhan – Business trailblazer revolutionising Parle Agro’s legacy.

• Fashion: Gopi Vaid – Celebrated designer merging traditional craftsmanship with modern elegance.

• Medicine: Dr. Anaita Udwadia Hegde – Pioneering pediatric neurologist bringing care and hope to thousands.

• Performing Arts, Dance & Culture: Birwa Qureshi – Artistic innovator reviving India’s heritage through art and dance.

• Social Change: Chetna Gala Sinha – Founder of Mann Deshi Bank, empowering rural women towards financial independence.

• Sports: Jemimah Rodrigues – Dynamic cricketer redefining resilience and excellence in Indian sports.

• Theatre: Shernaz Patel – Acclaimed actress shaping the future of India’s theatre landscape.

• Journalism & Media: Shereen Bhan – Journalist redefining business media and national discourse.

Powered by Partners Who Believe in Change

This prestigious event was made possible with the generous support of Platinum Sponsor: Lighthouse Canton, Diamond Sponsors: Phillip Capital and CarTrade Tech and Gift Partners: toile by Shikha Munim, Malaga Bags, Nadora Crafting Luxury, The Cheese Board, and Village Lakda.

The Power of Shakti
The Shakti Awards are more than just a celebration-they are a movement. They recognise, uplift, and amplify the voices of women who inspire change and ignite progress.

By honouring these exceptional women, Rotary Club of Bombay continues its legacy of social transformation, empowering communities through education, healthcare, literacy, skill development, and women’s empowerment initiatives.

A Legacy of Empowerment
Since 1929, the Rotary Club of Bombay has been at the forefront of creating lasting impact through its sustainable and high-impact initiatives. The Shakti Awards are a testament to this vision-a tribute to the power of women who, through their journeys, inspire millions to discover their own inner Shakti. It was truly an unforgettable evening-where power met purpose, and extraordinary women were celebrated for the indelible mark they leave on the world.

In a significant step toward enhancing the efficiency and well-being of India’s civil servants, The Art of Living Government Programs (GP) has signed a Memorandum of Understanding (MoU) with the Capacity Building Commission (CBC), a key driver of Mission Karmayogi. The agreement, formalised on March 5, 2025, will see The Art of Living Government Programs contribute its expertise in leadership development, stress management, and personal excellence to equip government officials with skills essential for both professional and personal growth.

In the presence of Gurudev Sri Sri Ravi Shankar, The Art of Living Government Programs signed an MoU with CBC on March 5

The signing ceremony was graced by Gurudev Sri Sri Ravi Shankar and Dr. Jitendra Singh, Honourable Minister of State for the Prime Minister’s Office, Department of Personnel and Training (DoPT), Department of Science and Technology, Department of Atomic Energy, and Department of Space. Also present were Prasana Prabhu, the dynamic Chairman of The Art of Living Social Projects, and Dr. R. Balasubramaniam, Distinguished Member – Human Resources, Capacity Building Commission.

A New Approach to Capacity Building

This collaboration marks a significant expansion of The Art of Living Government Programs’ reach, integrating its specialised training modules across various government ministries and departments. These programs – covering leadership, stress management, personal excellence, and essential life skills – are tailored for all management cadres, including Group A, B, and C officers and staff. The objective To cultivate a more resilient, efficient, and citizen-centric public service.

The Art of Living Government Program

With decades of experience in empowering individuals, The Art of Living Government Program is a flagship initiative tailored for central and state governments, public sector enterprises, and armed forces. Acknowledging the challenges that government officials face – high-pressure environments, decision-making stress, and the need for clarity – the program offers practical tools to build mental resilience, enhance focus, and foster a culture of ethical leadership. More than just training, it’s about enabling lasting transformation at both an individual and institutional level.

Mission Karmayogi and the Role of the CBC

The Capacity Building Commission, established in 2021, drives Mission Karmayogi, a reform initiative transitioning India’s civil service from a rigid, rules-based framework to a dynamic, roles-based system. At its core is continuous learning, ensuring officials develop the Attitude, Skills, and Knowledge (ASK) needed for effective governance.

The Karmayogi Bharat Portal, part of the National Programme for Civil Services Capacity Building (NPCSCB), creates a digital ecosystem for anytime-anywhere learning through online, face-to-face, and hybrid formats. With a strong citizen-centric approach, Mission Karmayogi enhances governance efficiency, empowering officials to facilitate ease of living and business while promoting transparency, responsiveness, and accountability.

Toward Holistic Public Service

This collaboration between The Art of Living Government Program and the Capacity Building Commission is more than an agreement – it’s a step toward a more holistic, human-centered approach to governance. By equipping civil servants with the right mindset, skills, and well-being practices, it paves the way for a more agile, ethical, and service-oriented administration – one that truly embodies the spirit of Mission Karmayogi.

About The Art of Living

The Art of Living has resolved to create positive societal impact through transformative initiatives. With a focus on holistic development, the organisation strives to contribute to the well-being of individuals and communities alike.

Follow: www.instagram.com/artofliving.sp

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• Over 3 days, 1,000+ domestic and international companies, including 250 startups and Smart Cities, presented India’s tech capabilities and achievements.

• Cutting-edge products from 6G, AI & ML, Big Data, IoT, Cybersecurity, Robotics, Drone Tech, Smart Governance, Fintech, etc., were displayed.

Indias largest technology showcase, the 32nd Convergence India and 10th Smart Cities India expo, is an initiative by Exhibitions India Group (EIG) that focuses on transformative technologies and solutions shaping India’s future by creating an ecosystem that supports initiatives such as ‘Digital India, ”Make in India,’ and the ‘Smart Cities Mission’.

32nd Convergence India & 10th Smart Cities India Expo 2025

Shri Nitin Gadkari, Hon’ble Minister for Road Transport & Highways, Government of India, inaugurated the expo. In a special address, the Hon’ble Minister said, “Today, AI is driving our economy. India’s future is connected with technological growth, so we need to push more research and innovations. The good news is that we boast the highest number of young engineers driving innovations and futuristic technologies.”

Under the theme “Imagining an AI-Driven Future Today: Innovating for a Better Tomorrow,” the event was a technological extravaganza and the epicentre of hectic activity, with thousands of visitors and delegates exploring technologies and innovations. They also had the opportunity to experience world-class gadgets, including drones, robotics, AR/VR glasses, mobile and digital gaming devices, etc. Meanwhile, the Smart City Pavilion offered an impressive lineup of smart city projects that deliver quality results and enhance millions of citizens’ lives.

Ms. Chandrika Behl, Managing Director, Exhibitions India Group, said, “This expo has played a pivotal role in fostering technological upgradation and national development, besides promoting an inclusive and sustainable ecosystem across the country. We are the foremost platform for businesses, especially startups, in the Digitech space and have launched several brands that have grown to achieve international acclaim. Taking a cue from the industry’s mood at this year’s show, we will continue providing wholesome opportunities to companies and allow them to thrive and emerge as global brands.”

In addition to product launches, investor meets and collaborations, the venue hosted approx. 40 conference sessions ranging from a wide gambit of subjects. These sessions facilitated discussions between industry representatives, innovators, think tanks, and academia on the latest developments and market trends impacting new-age technologies. Moreover, the industry’s future looks bright, with several ministry representatives participating in these discussions!

Besides, strong representation from the Ministry of Electronics & IT, including Abhishek Singh, Additional Secretary & CEO India AI Mission; Sanket Bhondve, Joint Secretary; and Panneerselvam Madanagopal, CEO, Startup Hub; Sanjeev Shankar, Joint Secretary, Ministry of IB, and A. Dhanalakshmi, Joint Secretary, Ministry of Science & Technology, also participated in constructive interactions, proving the Government’s resolve to guide the industry. While interacting with delegates during a conference session focused on Artificial Intelligence, Abhishek Singh observed, “We are building AI-based applications in key sectors that can be scaled, rolled out and deployed at scale. The AI policy alignment opens doors for new tools to detect data bias, machine learning, detecting deepfakes, and watermarking AI-generated content.”

Prominent entrepreneurs such as Aman Gupta (Co-founder & CMO, boAt), journalist Barkha Dutt and Ankur Warikoo, founder of WebVeda, also engaged in deliberations, offering insights into India’s thriving startup ecosystem. During a Fireside Chat session, Aman Gupta said, “The new India is dreaming big. However, Indian brands should not target to be affordable but aspirational. They should also have a competitive mindset.” Talking about the qualities that a successful entrepreneur should have, he shared, “Find your passion and follow it wholeheartedly. Keep yourself grounded, and don’t get carried away. My mantra is – be efficient and take responsibilities seriously.”

Among the highlights were the Investors Pitch competition in the Startup arena that had 10 startups showcase innovative ideas to a distinguished jury. Products and ideas were shared across domains such as healthcare, farming, and safety. Fuselage Innovation, an agri-tech startup from Kerala, emerged as the winner. It received the Prem Behl’s Excellence Award, a cash prize of Rs. 1 Lakh from Exhibition India, and a fully funded participation in the reputed GITEX Dubai and GITEX Morocco, besides guaranteed pitch slots at the Supernova Challenge 2025 in Berlin.

The highly popular Fintech and Smart Cities awards drew a large number of nominations. The Smart Cities awards were given under categories such as Best Use of AI for Urban Development, Best Smart Energy Solution, Digital Inclusion and Citizen Engagement, Innovation in Urban Mobility, etc. Some Fintech awards categories included Best Global Use of AI in FinTech, Best Digital Lending Solution, FinTech for Financial Inclusion, Best Fintech Leader, etc. Meanwhile, the first Mobile India awards were introduced as an extension of the Mobile India Expo to celebrate the outstanding contributions of companies and individuals towards revolutionising the sector.

Notably, Russia-based Alfa Bank bagged awards in two categories: Global Leader in Fintech and Best Global Use of AI in FinTech. Sharing his thoughts upon receiving the award, Alexey Kashirin, Head of the Advanced Analytics Department, said, “I am grateful to the FinTech India Innovation Awards for appreciating our bank’s contribution to innovation development. India is not just a global technology leader, but also one of Russia’s key partners.”

About Convergence India

Since 1992, Convergence India has heralded the telecom and digital revolution in India. It is Indias largest technology showcase event, providing a platform to showcase ‘Brand India’ by supporting the ‘Make in India’ and ‘Digital India’ campaigns. Convergence India is at the forefront of promoting technological advancements in Telecom, Satcom, Broadcast, Wired & Wireless technologies, 5G & 6G networks and IT solutions.

About Smart Cities India

The Smart Cities India expo displays India’s emerging modernisation and development landscape that aims to deliver better citizen-centric services across the country. The expo showcases the integration of transformative technologies with the key pillars of urban development, i.e., green buildings, rooftop solar, renewable & clean energy, clean environment, clean water, water conservation, urban mobility, and the use of smart ICT solutions for optimising resources that make cities smart and sustainable.

Honeywell (NASDAQ: HON) today hosted its flagship event, ‘LeadHERS in Tech’, in its Bengaluru campus, bringing together over 200 inspiring women professionals from across the technology industry. This landmark event brought together innovators, thought leaders, and changemakers, highlighting the power of women-led breakthroughs in technology, and fostering a future where women lead the charge in innovation. The full-day event fostered industry-wide discussions on breaking barriers, creating opportunities for women to not just participate but take the lead in driving transformation shaping the future of technology.

Panel Discussion Breaking Barriers in Tech

Anant Maheshwari, President & CEO of Global Regions, Honeywell, in his keynote address emphasized the importance of diverse voices in shaping the future of technology. He highlighted that women in tech are not only contributing to current advancements but are also pivotal in driving the innovations that will define the next era. Anant Maheshwari called for greater empowerment of women to lead, and emphasized the role of initiatives like LeadHERS in Tech in providing a platform for women to shape the future of technology.

The event included a fireside chat with Ashish Modi, President of Honeywell India, and Niranjan Kalyandurg, President of Honeywell Technology Solutions. They shed spotlight on the role of male allyship in fostering an inclusive workplace and the importance of sponsorship in advancing women’s careers. The leaders also addressed gender biases and highlighted the need for training to mitigate unconscious blind spots, concluding with a call for women to be bold, vocal, and actively shape the future of technology.

Highlight of the day was a high-profile panel discussion titled “Breaking Barriers in Tech: Stories of Resilience and Innovation”, featuring industry leaders including Latha Chemrakalam, Vice President at Continental; Sidharth Balachandran, Head of the AirBus Innovation Centre; Ashwini Siddhi, AI Head at GoDaddy; and Sumedha Limaye, VP of Engineering at Quest Global. The discussion highlighted how women are challenging the status quo in tech and reshaping the tech landscape with bold, forward-thinking approaches. Inspirational talks were delivered by Vandana Suri, founder of TAXSHE, India’s women-only taxi service, and Nisha Millet, former Olympic swimmer, who shared their journeys of perseverance and success.

Anita Vijaykrishnan, VP of Engineering and India Leader at Honeywell Technology Solutions, emphasized, “Women in tech are not just solving problems-they are shaping the future. ‘LeadHERS in Tech’ marks the beginning of a transformative journey, serving as a call to action to inspire and empower women across the tech industry. At Honeywell, we recognize women’s leadership in every breakthrough and are proud to support and elevate their capabilities and contributions. Our mission is to continue fostering an environment where women-led innovations can thrive and lead the way forward.”

The event also hosted the ‘InnovateHER contest’, showcasing tech-driven solutions from women teams to tackle real-world challenges. The contest demonstrated the power of diverse perspectives in problem-solving and the pivotal role women play in shaping the future of technology. Participants also attended specialized masterclasses and took a tour of the Honeywell Experience Center, exploring the companys innovations in aviation, automation, and energy transition, as well as its diversity and inclusion programs.

Honeywell remains committed to empowering women and driving technical leadership through breakthrough innovations across diverse domains. In building automation, it has enhanced communication technologies with twisted-pair cabling, enabling cost-effective, high-speed networks for seamless upgrades. In fire safety, Honeywell’s cloud-connected and wireless IoT solutions provide real-time alerts, remote monitoring, and smarter evacuation processes for enhanced protection. In industrial automation and energy transition, its Protonium suite optimizes green hydrogen production, addressing renewable energy variability, lowering costs, and improving efficiency for sectors like cement and steel.

About Honeywell

Honeywell is an integrated operating company serving a broad range of industries and geographies around the world. Our business is aligned with three powerful megatrends – automation, the future of aviation and energy transition – underpinned by our Honeywell Accelerator operating system and Honeywell Forge IoT platform. As a trusted partner, we help organizations solve the worlds toughest, most complex challenges, providing actionable solutions and innovations through our Aerospace Technologies, Industrial Automation, Building Automation and Energy and Sustainability Solutions business segments that help make the world smarter and safer as well as more secure and sustainable.

For more news and information on Honeywell, please visit www.honeywell.com/newsroom