A small cap fund typically invests in companies that operate niche segments. While these might not be market leaders, they may be category leaders of their respective segments.

The Bajaj Finserv Small Cap Fund NFO ends on June 11, 2025

Small cap funds typically invest in companies that rank 251st and beyond in terms of market capitalisation as per SEBI guidelines. Tapping into this opportunity, however, requires more than just picking stocks, it calls for a structured and well-researched investment process.

The Bajaj Finserv Small Cap Fund follows a detailed approach to identify opportunities, manage risks, and build a portfolio that may benefit from India’s long-term growth story. Here’s how the fund puts its investment philosophy into action.

Evaluating businesses from the ground up
The Bajaj Finserv Small Cap Fund follows a 3-in-1 strategy that involves focusing on companies with strong fundamentals, long-term growth potential and are trading below their intrinsic value.

The fund takes a bottom-up approach to find companies that fit its philosophy. Each stock goes through a checklist that covers three key areas:

• Business: Is the company’s business model scalable and sustainable

• Management: Does the leadership have a sound track record and a growth vision

• Valuation: Is the stock priced based on fundamentals

This ensures that only businesses with potential for steady growth potential and strong fundamentals are considered for the portfolio.

A disciplined approach to portfolio construction

Investing in small caps requires balancing return potential with risk control. That’s why the Bajaj Finserv Small Cap Fund follows a structured allocation framework. Factors such as regulatory norms, internal risk limits, and the fund’s investment mandate are all considered.

Each stock position is sized carefully. This helps maintain diversification while avoiding too much exposure to any single company or sector. Every decision is recorded and reviewed as part of an internal compliance and investment process.

From 1,150 to 100: The stock selection funnels

The fund starts with a broad universe of around 1,150 stocks. Of these, about 900 fall within the small cap category. The research team then filters and actively tracks 300-400 companies that meet the fund’s criteria.

After this detailed evaluation, only 40-100 stocks make it into the actual portfolio. This disciplined narrowing process helps ensure that only high-conviction ideas backed by in-depth research are included.

Built by a multi-domain research team

The fund’s research team brings together specialists from different areas. Each plays a unique role:

• Sector analysts identify companies that lead or could lead in niche areas

• ESG analysts assess how businesses are governed and whether they follow responsible practices

• Forensic analysts dig deep into financials to flag potential risks

Together, this team adds depth to the decision-making process and strengthens the quality of the portfolio.

Extra caution in small cap investing
Small cap companies may offer higher growth potential, but they also tend to have less publicly available data. To manage this, the Bajaj Finserv Small Cap Fund uses a forensic risk model to screen for red flags before a stock is considered.

Some of the key areas evaluated include:

• Profit and reporting quality: Are profits backed by cash flows Are there signs of aggressive accounting

• Balance sheet health: Is the company over-leveraged Are receivables or inventories rising sharply

• Promoter practices: Has there been excessive pledging of shares, or litigation history

• Disclosure and audit standards: Has the company changed auditors frequently or delayed reporting

All this data feeds into a forensic scorecard, which supports investment decisions and helps the fund stay cautious in high-risk situations.

Why consider mutual funds for small cap investing
For investors interested in exploring small caps, mutual funds may offer a more structured route than picking stocks on their own. With the support of professional research, ongoing monitoring, and a disciplined process, small cap mutual funds like Bajaj Finserv Small Cap Fund aim to identify businesses that may grow as the economy expands.

If you’re looking to begin your journey, you may consider starting with a mutual fund SIP investment. An SIP can help spread your investment over time, reduce the impact of market volatility, and build a habit of regular investing.

How to invest
You can invest in the Bajaj Finserv Small Cap Fund online through the official Bajaj Finserv AMC website or via authorised mutual fund distributors. Investments can be made through director regular plans. To learn more about the investment process, visit www.bajajamc.com.

Units will be available at an offer price of Rs. 10 per unit during the NFO period (June 27, 2025 – July 11, 2025).

Conclusion
The Bajaj Finserv Small Cap Fund uses a thorough and research-driven investment process to build its portfolio-from identifying long-term trends to filtering companies through business, valuation, and risk lenses. With a combination of macro insights, deep-dive company analysis, and strong governance filters, the fund aims to create a diversified basket of small cap stocks that may benefit from India’s evolving growth landscape. While small caps come with higher risks, a fund-backed approach may provide a more balanced and well-researched way to access this dynamic segment.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

In a bold move to reshape how design professionals source decorative lighting solutions, Lumeil, India’s leading online platform for premium chandeliers and designer lighting, has unveiled its latest initiative – the Partner with Us program for architects and interior designers. Tailored specifically for architects and interior designers in India, the program is designed to simplify lighting procurement while offering unmatched value and dedicated support.

Naman Jain, Founding Member of Lumeil

Rethinking Lighting Procurement for Modern Design

Today’s fast-paced design world often makes premium lighting procurement a complicated and fragmented process. Multiple suppliers, inconsistent timelines, and endless follow-ups can slow down even the most well-managed projects.

Lumeil is changing that. With its digital-first lighting aggregator platform, designers can easily discover, compare, and order luxury chandeliers, pendant lights, and other high-end lighting products from a curated decorative lighting collection – all in one place.

Now, with the Partner with Us program, Lumeil takes this convenience a step further by offering exclusive benefits that make the entire process faster, smarter, and more designer-friendly.

Built for Architects and Interior Designers

“Our vision is to create a seamless ecosystem where architects and interior designers have the best tools and resources at their fingertips,” says Naman Jain, Founding Member of Lumeil. “With thePartner with Us program for designers, we’re not just offering better decorative lighting products- we’re building long-term partnerships that fit the way modern design studios work.”

Lumeil understands that every project is unique. That is why the program offers flexible support, designer-focused features, and curated lighting solutions – making it easier to meet tight deadlines without sacrificing creative vision.

Key Benefits of the ‘Partner with Us’ Program:

• Trade-Exclusive Pricing: Better margins and more control over project budgets

• Priority Support: Fast, dedicated service for smoother project execution

• Early Access to Collections: Be the first to discover new arrivals and luxury chandelier trends

• Personalized Recommendations: Expert help to save time during product selection

• From initial sourcing to final installation, Lumeil provides support at every step – helping architects and designers focus more on their craft and less on coordination.

Join the Program and Elevate Your Lighting Procurement

Architects and interior designers in India can apply for the Partner with Us program directly on Lumeil’s official website. The registration process is simple and quick. Once approved, members gain access to a suite of benefits built to streamline operations, enhance creativity, and elevate the overall project experience.

As the industry continues to embrace digital workflows, Lumeil is leading the way – turning premium lighting procurement for designers from a challenge into a strategic advantage.

This article was published and facilitated by Mavicu, a strategic brand and communications agency.

Imagine walking into a bustling workspace where everyone is immersed in their tasks-until you enter. The energy shifts, not with noise or bravado, but with a calm, commanding presence that draws every gaze. That’s the power of modern masculinity-understated yet undeniable. And that’s the aura these brands are helping men embrace.

In a bold move to redefine masculine elegance, these brands have curated a selection of sophisticated, noir-inspired fragrances designed to help men be the man in the room-with a scent that speaks louder than words.

We’re bringing you 5 ways to be THE MAN in the room

The selection blends confidence, mystery, and refinement to reflect every facet of today’s man-from the timeless gentleman to the quiet disruptor. Here are seven fragrance picks to embody charisma in every step:

1. Command Attention with Denver Black Code
Embrace mystery with Denver’s Black Code. Smoky and woody notes create an air of confidence and intrigue, perfect for those who want their presence to do the talking.
Price: Rs. 450 for 70 ml

Denver Black Code

2. Radiate Sophistication with Denver Hamilton
Combining fresh and woody notes, Denver Hamilton is for the man who values refined elegance in every detail.
Price: Rs. 600 for 100 ml

Denver Hamilton

3. Embrace Freshness with Nivea Men Deep Impact Deodorant
With 48-hour protection and a distinctly masculine scent, this deodorant is perfect for daily confidence.
Price: Rs. 284 for 150 ml

Nivea Men Deep Impact Deodorant

4. Make a Statement with Park Avenue Voyage Perfume Spray
Oceanic, musky, and tonka bean notes blend to deliver an invigorating and bold scent-ideal for the modern explorer.
Price: Rs. 225 for 100 gm

Park Avenue Voyage Perfume Spray

5. Exude Confidence with Fogg Xpressio Eau De Parfum
Crafted for those unafraid to stand out, this powerful fragrance ensures you leave a bold and lasting impression.
Price: Rs. 360 for 100 ml

Fogg Xpressio Eau De Parfum

With this curated line-up, Denver and its peers are inviting men to explore the quiet power of scent-an invisible accessory that leaves a visible impact.

Whether youre stepping into the boardroom or heading out for the night, these fragrances ensure you own the room the moment you walk in.

Zoho Corporation has inaugurated a new campus in Kottarakkara, Kerala. The company has also acquired Asimov Robotics and partnered with Kerala Startup Mission for its deep tech Product Studio initiative and formed associations with start-ups and organisations for a range of research and development (R&D) collaborations.

Kerala CM Pinarayi Vijayan inaugurates Zoho’s Kottarakkara campus with FM Balagopal, Sridhar Vembu, Tony Thomas, Kodikunnil Suresh & S Somanath

Speaking at the event, Finance Minister Balagopal said, “This collaboration with Zoho is a major step forward in building Keralas local ecosystems. It will lead to IP creation, product R&D, and knowledge development from rural areas. The Kottarakkara campus is a model that could be replicated across the state.”The move underscores Zohos commitment to strengthening its research and development capabilities in robotics and emerging technologies.Founded in 2012, Asimov Robotics specializes in developing robotic solutions tailored to perform hazardous and repetitive tasks across various industries.

Zoho and ManageEngine, has announced the acquisition of Kochi-based deeptech startup Asimov Robotics. The new facility, which can accommodate up to 250 employees, will initially focus on AI and robotics. Zoho has already been hiring local talent from nearby towns and villages, reinforcing its decentralisation strategy. The company opened its first office in Kottarakkara in 2024.The strategic acquisition aligns with Zohos broader goal of building cutting-edge technology solutions in India, especially from rural regions.

The centre, located at Neduvathoor in Kottarakkara, was inaugurated by Chief Minister Pinarayi Vijayan, who welcomed the company’s decision to establish a major campus outside urban hubs.

The Kottarakkara campus, which has a seating capacity of 250, will initially be dedicated to AI and robotics research.

Zoho Corp. had opened its office in the town in 2024, and has been hiring locally and from neighbouring towns and villages.

For the first three months, the trainees undergo a skill development course, where they can choose what they want to specialise in, with coding in C, C++ and Python being mandatory skills across disciplines. After three months of skill development, the trainees work on a variety of projects for six months and are evaluated based on their problem-solving abilities and initiatives. Those who successfully complete the second stage join Zoho’s workforce. So far, 40 employees have been hired through this programme.

Zoho has also partnered with the Kerala Startup Mission to support its Deep Tech Product Studio initiative, furthering its collaboration with emerging startups and innovators in the region.

The official announcement was made during the inauguration of Zohos Kottarakkara campus, which was presided over by Kerala Chief Minister Pinarayi Vijayan and Finance Minister K N Balagopal. Also present were Zoho US Co-founder Tony Thomas, Zoho Chief Scientist Sridhar Vembu, Member of Parliament Kodikunnil Suresh, Kerala Startup Mission CEO Anoop Ambika, and former ISRO Chairman Dr S Somanath.

Knee pain is more than just discomfort-it can slowly rob individuals of their freedom, confidence, and joy in everyday movement. For countless patients suffering from severe osteoarthritis, knee replacement surgery has long offered a second chance at a pain-free life. Now, with the arrival of robotic-assisted technology, Total Knee Replacement (TKR) is entering a new era-one marked by precision, personalization, and faster recovery.

Dr. Bharani Kumar Dayanandam, Senior Consultant Trauma & Orthopaedics (Knee and Shoulder Specialist), Apollo Speciality Hospital, Vanagaram

Understanding Robotic Knee Replacement

Robotic TKR is not a surgery performed by a robot-it is a surgeon-led procedure enhanced by robotic assistance. The process begins with a CT scan or 3D mapping of the patient’s knee, helping the system create a virtual model. During surgery, the robot guides the surgeon to execute the plan with millimetric precision. It ensures accurate bone cuts, optimal implant positioning, and alignment tailored to the individual’s anatomy.

This high degree of accuracy is difficult to achieve with traditional methods and can significantly impact the success of the procedure.

Dr. Bharani Kumar Dayanandam, Senior Consultant Trauma & Orthopaedics (Knee and Shoulder Specialist), says, “Arthritis affects people across all ages, not just the elderly, and it can have a profound impact on daily life. By focusing on prevention, early intervention, and modern surgical innovations, we empower patients to regain mobility and live pain-free. Robotic-assisted and minimally invasive techniques are transforming knee replacement surgeries, ensuring quicker recovery times, less pain, and a better overall experience for patients.”

Advantages That Matter to Patients

What makes robotic TKR a breakthrough is not just the technology, but its direct benefits to patients:

• Better implant alignment: Precision placement means better joint movement and less wear over time.

• Less post-operative pain: Smaller incisions and minimal soft tissue disruption help in reducing pain and inflammation.

• Faster recovery: Many patients are able to begin walking within a day or two and resume normal activities more confidently.

• Longevity of the implant: Correct positioning reduces the chances of early implant failure, making the knee joint last longer.

“Robotic technology brings a level of customization and accuracy that is unmatched. Every knee is different, and robotic assistance allows us to cater to that uniqueness-especially important for Indian patients who often suffer from advanced arthritis by the time they seek help.” says a Senior Orthopedic Surgeon

He adds that this technology is especially valuable in cases where traditional techniques might leave room for error due to complex anatomy or bone deformities.

Why It’s Relevant in India

In India, over 15 crore people are estimated to suffer from knee problems, with women disproportionately affected. Late diagnosis, social stigma, and fear of surgery often delay treatment. However, the minimally invasive and patient-friendly nature of robotic TKR is helping change this narrative.

Hospitals across the country are now offering robotic-assisted joint replacement as a safer and smarter choice, helping patients overcome fear and return to their routines faster than before.

In Conclusion

Robotic Total Knee Replacement is not just a technological advancement-it is a step forward in restoring movement, dignity, and independence. As awareness grows and more hospitals adopt this innovative solution, patients can look forward to knee surgeries that are less invasive, more accurate, and lead to better long-term outcomes.

If you or a loved one is struggling with persistent knee pain, consult your orthopedic specialist and ask if robotic-assisted knee replacement could be the right choice for you.

L&T Finance Ltd. (LTF), one of the leading Non-Banking Financial Companies (NBFCs) in the country, has launched a comprehensive financial awareness drive aimed at empowering diverse communities across India.

Sachet Kumar, LTFs fraud awareness mascot, provides essential fraud prevention tips

The initiative will deliver vital information to a wide spectrum of target groups, ensuring that diverse populations have the knowledge and tools to navigate financial decisions confidently and securely. LTF will specifically focus on reaching and benefiting rural women, senior citizens, both rural and urban youth, self-employed individuals, salaried professionals, and students with this initiative.

The campaign will address a broad range of essential financial topics, providing practical guidance and promoting responsible financial behaviour. Key themes include RBI-mandated customer rights, account operation guidelines, and loan management education amongst others. Furthermore, the Company will promote essential aspects such as safeguarding digital banking and online transactions, especially in rural communities, and combating digital fraud.

Mr. Raju Dodti, Chief Operating Officer at LTF, said, “At L&T Finance Ltd., we recognise the critical importance of financial literacy in empowering individuals and building a financially secure society. This initiative reflects our commitment to providing accessible and practical knowledge across diverse communities, enabling them to navigate the evolving financial landscape with confidence and resilience. By leveraging a multi-channel approach and engaging content, we aim to reach out to about 6.5 Crore individuals so they can make informed decisions and protect themselves from frauds.”

To maximise the reach and effectiveness of the initiative, LTF will employ a strategic multi-channel approach, integrating owned and digital platforms with community engagement. This will involve establishing a dedicated online page for financial literacy on the corporate website, deploying timely awareness campaigns through push and in-app notifications, engaging diverse audiences through targeted and interactive social media content, delivering concise and actionable information directly to customers via SMS and WhatsApp messaging, and expanding reach and impact through on-the-ground activations facilitated by the Digital Sakhi program, ensuring information reaches even the most remote communities.

In addition, the Company will effectively utiliseLTF’s established risk awareness mascot, ‘Sachet Kumar,’ and its widely recognised campaign tagline, ‘Jaankar Baniye Savdhaan Rahiye,’ to deliver crucial messages on financial fraud prevention in a memorable and impactful way. LTF will also employ visually engaging comic strips to illustrate complex fraud scenarios and prevention techniques in an easy-to-understand format; publishing informative articles that provide detailed explanations of specific financial topics, offering valuable resources for those seeking deeper knowledge; and developing dynamic and informative videos to enhance understanding of complex financial concepts through clear visuals and concise explanations.

About L&T Finance Ltd. (LTF)

L&T Finance Ltd. (LTF) ( www.LTFINANCE.com ) formerly known as L&T Finance Holdings Ltd., (LTFH) is a leading Non-Banking Financial Company (NBFC), offering a range of financial products and services. Headquartered in Mumbai, the Company has been rated ‘AAA’ – the highest credit rating for NBFCs – by four leading rating agencies. It has also received leadership scores and ratings by global and national Environmental, Social, and Governance (ESG) rating providers for its sustainability performance. The Company has been certified as a Great Place To Work and has also won many prestigious awards for its flagship CSR project – “Digital Sakhi”- which focuses on womens empowerment and digital and financial inclusion. Under Right to Win, being in the ‘right businesses’ has helped the Company become one of the leading financiers in key Retail products. The Company is focused on creating a top-class, digitally enabled, Retail finance company as part of the Lakshya 2026 plan. The goal is to move the emphasis from product focus to customer focus and establish a robust Retail portfolio with quality assets, thus creating a Fintech@Scale while keeping ESG at the core. Fintech@Scale is one of the pillars of the Company’s strategic roadmap – Lakshya 2026. The Company has around 2.6 Crore customer database, which is being leveraged to cross-sell, up-sell, and identify new customers.

LinkedIn: https://www.linkedin.com/company/lntfinance/
Instagram: https://www.instagram.com/lntfinance/
YouTube: https://www.youtube.com/user/ltfinance
X: https://x.com/LnTFinance

Facebook: https://www.facebook.com/LnTFS

Fortis Hospital in Kalyan today announced a clinician-led Quick Response Training (QRT) program, titled ‘Code QRT,‘ aimed at equipping young first-line practitioners with vital diagnostic and clinical assessment skills. The 15-day training program was launched on Doctors Day, July 1st 2025, marking a significant step toward empowering first-line practitioners. Code-QRT will be led by Dr. Jumana Haji, Program Director- ECMO, Fortis Hospitals Mumbai (Program Convener), Dr Manjeet Singh, First Aid and BLS & CPR Trainer, Fortis Hospitals Mumbai, Dr Sudhir Gore, HOD-Emergency Medicine, and Dr Manoj Kumar, Consultant-Emergency Medicine, Fortis Hospital Kalyan. The program highlighted Fortis Kalyan’s commitment to empowering primary caregivers through upskilling, enabling them to better address the healthcare needs of patients in the region.

(L-R) Dr Vivek Mahajan, Dr Swapnil Keny, Dr Sudhir Gore, Dr Manoj Kumar & Dr Manjeet Singh at CODE-QRT inauguration at Fortis Hospital Kalyan on Doctors’ Day 2025

Recognizing that many critically ill patients from Kalyan, Dombivali, and surrounding areas are transferred to tertiary centers in Mumbai at advanced stages, clinicians at Fortis Hospital Kalyan developed a training program to equip first-line practitioners, from the immediate periphery, with the essential knowledge and skills to provide effective care from the very first point of contact. The program offers education on essential aspects of patient care and resuscitation in a variety of emergency scenarios. It includes a combination of didactic lectures and hands-on training focused on patient history taking and physical examination, emergency imaging, ECG interpretation, effective communication during critical situations, interpretation of blood work and other investigations, and the use of simple decision-making tools to support timely and appropriate escalation of care.

(C) Dr Jumana Haji and (R) Dr Manjeet Singh training the healthcare providers at CODE-QRT program, launched by Fortis Hospital Kalyan on the occasion of Doctors’ Day

The pilot batch focuses on the Kalyan-Dombivali geography, and has seen overwhelming interest, with over 90 registrations; 75 first-line practitioners are expected to actively participate in this first cohort.

Speaking about the initiative, Hon. Abhinav Goel, as the Municipal Commissioner of Kalyan-Dombivali Municipal Corporation (KDMC), said, “Programs like Fortis’ Code-QRT are more than just training-they’re about building trust, skills, and stronger connections between hospitals and the caregivers who serve our communities every day. This initiative gives frontline providers the tools and confidence they need to assess, stabilize, and support patients in those critical first moments of care. By sharing knowledge and working together, we’re making sure that quality healthcare truly begins where it’s needed most-right in the heart of our communities.”

Speaking about the program, Dr Ashutosh Pandey, Facility Director, Fortis Hospital, Kalyan, who conceptualized the initiative, said, “At Fortis Hospital Kalyan, we believe that healthcare starts with the community. Many patients initially seek help at local clinics or nursing homes, and in those critical first moments, accurate diagnosis and appropriate escalation can make all the difference. Through Code-QRT we are investing in the clinicians who serve as the first point of contact in our healthcare ecosystem. Our goal is to ensure that every patient, regardless of where they live or whom they first consult, receives timely, appropriate primary care. This program is our way of strengthening the chain of care from the very start, and we’re proud to walk hand-in-hand with community practitioners to make that possible.”

Talking about what drove Fortis Hospital Kalyan to organize this training program, Dr Jumana Haji, Director – ECMO Program, Fortis Hospitals Mumbai & Code-QRT Program Convener, said, “Many patients are decompensated by the time they reach higher centers. This delay often stems from limited diagnostic awareness at the first point of care; through Code-QRT, we want to bridge that gap. Our only goal is to ensure timely, appropriate care for patients. We see immense faith placed in community-level practitioners. If we can empower them to identify red flags early, we can save more lives.”

With plans already in motion to expand across Mumbai-and eventually to other parts of the country-Code-QRT is helping build a stronger, more connected healthcare system that truly begins with the people who serve our communities every day.

About Fortis Healthcare Limited
Fortis Healthcare Limited – an IHH Healthcare Berhad Company – is a leading integrated healthcare services provider in India. It is one of the largest healthcare organizations in the country with 27 healthcare facilities, ~4,750 operational beds (including O&M facilities), and over 400 diagnostics centers (including JVs). The Company is listed on the BSE Ltd and National Stock Exchange (NSE) of India. It draws strength from its partnership with a global major and parent company – IHH, to build upon its culture of world-class patient care and superlative clinical excellence. Fortis employs over 23,000 people (including Agilus Diagnostics Limited) who share its vision of becoming the world’s most trusted healthcare network. Fortis offers a full spectrum of integrated healthcare services ranging from clinics to quaternary care facilities and a wide range of ancillary services.