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Digital Transformation in India: Impact on Mutual Fund Investments

Digital transformation is one of the defining megatrends of our time, reshaping how people live, work and make financial choices. In India, this megatrend has influenced not only thinking patterns but also the way investors participate in mutual funds. From paperless onboarding to algorithmic planning tools, technology is reducing friction, expanding access and making regular investing more seamless.

Digital Transformation: Megatrends in technology reshaping lifestyles and businesses

Source: Money in Motion: Navigating India’s Evolving Financial Landscape with WealthTech by EY

Let’s look at how this megatrend is driving mutual fund behaviour in India and what investors may want to consider while making financial decisions.

Understanding megatrend investing
Megatrends are long-term structural shifts that influence economies, industries and societies on a large scale. Themes like urbanisation, sustainability, healthcare innovation and digital transformation are often seen as megatrends because of their enduring impact.

For investors, megatrend investing means aligning portfolios with these large forces that may drive potential growth over the coming decades. In the context of India, digital transformation is one such megatrend, it is expanding financial access, lowering costs and changing how mutual funds are distributed and consumed.

Faster onboarding and simpler account opening
With the onset of paperless onboarding, e-KYC and Aadhaar-based verification, the financial journey has been made more seamless. These implementations allow retail investors to open mutual fund accounts without visiting branches.

SEBI and industry measures have standardised digital KYC; this has also helped reduce paperwork and shortened the time from intent to investment, which has helped encourage people to take the first step in their financial journey.

Easier payment rails and regular flows
Unified Payments Interface (UPI) and other instant payment systems have simplified the investment process of mutual funds, particularly for small, regular amounts. This has helped maintain steady monthly flows into SIPs, supporting disciplined investing habits.

Wider distribution and lower friction
With most investing services accessible on varied digital platforms, marketplaces and mobile applications, online onboarding, simplified disclosures and compare-and-apply journeys may reduce distribution costs and open avenues for investors in niche markets. Industry players are also experimenting with new distribution channels, including integration with broader digital networks.

Data, automation and personalised experiences
AI assistants, goal planners and algorithmic profiling tools have also helped translate investor goals into suggested asset allocations. These tools may be a potentially useful starting point for investors seeking consistent, rule-based approaches.

Past performance may or may not be sustained in the future.

Regulatory and compliance shifts
Regulatory and compliance shifts, like updated KYC validation and proposals for sharing documents through DigiLocker, have further reduced onboarding friction while maintaining oversight. These changes may make processes more efficient but also require investors to stay aware of compliance measures and periodic validations.

Digital pathways for regular investing
With the help of digital tools, it may be easier for investors to set up and monitor their investment journeys by automating payments, setting up regular reminders and goal tracking. You may choose platforms providing transparent fee disclosure, clear scheme documents and simple dashboards to review progress.

It is essential to remember that automated advice and algorithms may be of assistance, but they do not remove the need to assess your risk appetite, your investment horizon and your financial goals.

Considering SIP and lumpsum options
While SIPs are a popular way of disciplined investing; digital platforms also make lumpsum investing more straightforward. Investors may use online tools like calculators and dashboards to compare how a one-time contribution may potentially enhance their regular SIP plan depending on their investment appetite and market conditions. Both approaches have potential merits, and digital transformation may allow easier access to either.

The calculator is an aid, not a prediction tool. It may provide only an indicative picture.

Risks and practical limitations
While digital channels have reduced friction, they also come with a few potential risks. This is why cyber hygiene, credential safety and authenticity verification of platforms need to be taken seriously. Paperless processing depends on the use of correct data and secure custodial practices. Digital convenience may also encourage frequent checking or impulsive changes; investors may want to guard against short-term reactions and maintain a measured approach. Where technology aggregates advice, check the assumptions behind any suggested allocations.

Why megatrends matter in investing
Megatrends represent broad shifts that shape economies, industries, and societies over long periods. At Bajaj Finserv AMC, these themes form an important lens through which investment opportunities are evaluated. By tracking developments that have the potential to influence business models and consumer behaviour for years to come, Bajaj Finserv AMC seeks to construct portfolios that look beyond short-term market cycles and towards trends that may support long-term value creation.

Conclusion
Digital transformation as a megatrend is reshaping how mutual fund products are distributed, accessed and experienced in India. Faster onboarding, instant payment rails and automated tools are part of a broader shift that may support disciplined saving and improve access to financial markets. However, it is important to remember that technology is only an enabler. Investors still need to stay mindful of regulatory updates, platform credibility and their own financial goals. As this megatrend evolves, its influence on mutual fund investing is likely to deepen, making digital pathways an integral part of India’s financial landscape.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Axis Max Life Wins Gold at 2025 Brandon Hall Group™ Human Capital Management Excellence Awards

Axis Max Life Insurance Limited (“Axis Max Life” / “Company“), formerly known as Max Life Insurance Company Limited, has been awarded Gold at 2025 Brandon Hall Group™ HCM Excellence Awards in the category of Best Customer Training Program. Known for being one of the most prestigious global platforms, HCM Excellence Awards program is the gold standard for recognizing organizations that have successfully deployed programs and strategies that deliver measurable results in Learning and Development, Talent Management, DEI, Leadership Development, HR, and more.

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Axis Max Life Wins Gold at 2025 Brandon Hall Group™ Human Capital Management Excellence Awards


Axis Max Life’s flagship internal initiative, VISHWAAS – A Customer Obsession Journey, was recognized for driving transformational training that strengthened ownership, empathy, and end-to-end problem-solving across customer operations teams. Aligned with the company’s core value of ‘Customer Obsession,’ Project VISHWAAS was designed as a multi-stage blended learning that combines classroom instruction with flexible, technology-driven online learning to transform employee mindsets and equip them with practical skills to deliver superior customer experiences. The learning journey, designed with upGrad Enterprise, combined workshops, leader coaching, micro learning, gamified assessments, and action planning to upskill employees in operations, claims, underwriting, and service delivery to own customer issues end-to-end and reimagine service with empathy and speed.


Entries were assessed by a panel of veteran industry experts, Brandon Hall Group analysts, and senior executives based on the below criteria:

  • Alignment to business need and environment

  • Program design, integration, functionality and deliver

  • Overall effectiveness, impact, and measurable benefits


Shailesh Singh, Chief People Officer, Axis Max Life Insurance, said, “Winning Gold at the Brandon Hall Group™ HCM Excellence Awards is a proud milestone for all of us at Axis Max Life. VISHWAAS was designed as a transformative people initiative, created to strengthen accountability, foster a growth mindset, and deepen our culture of customer obsession. This recognition is more than an award; it is a global validation of our commitment to building a high-performance, customer-first organization.”


Brandon Hall Group Chief Operating Officer Rachel Cooke, HCM Excellence Awards program leader, said “This years Excellence Award winners exemplify the transformative power of strategic human capital management. Through their innovative approaches to talent development and employee engagement, these organizations have not only achieved remarkable business outcomes but have also redefined what it means to create truly people-centric workplaces. Our comprehensive evaluation process has identified these programs as benchmarks for organizational excellence and innovation.”


About Brandon Hall Group™
Brandon Hall Group™ is the only professional development company that offers data, research, insights, and certification to Learning and Talent executives and organizations. For over 30 years, Brandon Hall Group™ has empowered, recognized and certified excellence in organizations worldwide, influencing the development of over 10 million employees and executives. The awards recognize the best organizations that have successfully developed and deployed programs, strategies, modalities, processes, systems and tools that have achieved measurable results.


About Axis Max Life Insurance Limited (https://www.axismaxlife.com)
Axis Max Life Insurance Limited, formerly known as Max Life Insurance Company Limited, is a Joint Venture between Max Financial Services Limited (“MFSL”) and Axis Bank Limited. Axis Max Life Insurance offers comprehensive protection and long-term savings life insurance solutions through its multi-channel distribution, including agency and third-party distribution partners. It has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital. As per annual audited financials for FY2024-25, Axis Max Life has achieved a gross written premium of INR 33,223 Cr.


Axis Max Life has recently transitioned to a new domain https://www.axismaxlife.com as part of its rebranding exercise. This migration has no impact on existing policyholders who will continue to receive all policy benefits and services as earlier.

PowerSchool Expands India Footprint with Launch of New Centre of Excellence in Chennai

PowerSchool, a global leader in cloud-based software for K-12 education, today announced the opening of its new Centre of Excellence (CoE) in Chennai, further strengthening its India operations and reaffirming its long-term commitment to the region. The new 300-seater facility marks a key milestone in PowerSchool’s growth journey, tapping into India’s thriving talent pool to accelerate innovation and global collaboration. With a focus on building advanced AI and machine learning capabilities, the Chennai CoE will play a pivotal role in driving PowerSchool’s global and India-focussed technology strategy.

L to R: Grayson Williams – Chief Information Officer PowerSchool, Apoorav Nischal – Managing Director and Country Head PowerSchool, Devendra Singh – Chief Technology Officer PowerSchool

PowerSchool currently employs approximately more than 1,450 people in India (~175 in Chennai and ~1,300 in Bengaluru) and with this workforce, the organisation continues to serve both global and India markets while expanding its capabilities in line with its growth strategy. The Chennai CoE will bring multiple teams under one roof, enabling closer collaboration, innovation, and knowledge-sharing. It will serve as a hub for building integrated solutions that combine regional and global expertise, strengthen customer services across India, and support international markets, while offering employees access to world-class resources and career growth opportunities.

Mr. Apoorav Nischal, Managing Director and Country Head, PowerSchool India, added, “India is central to PowerSchool’s global vision of transforming education through technology. With the launch of our Chennai Centre of Excellence, we are deepening our investment in one of the world’s most dynamic talent ecosystems while reinforcing our commitment to innovation and customer success. This expansion not only strengthens our ability to deliver world-class solutions that empower educators and students everywhere but also positions India as a strategic hub supporting growth across South Asia, the Middle East, and Africa.”

With its expanding footprint in India, PowerSchool is deepening investments in talent, technology, and innovation. The Chennai CoE is a testament to India’s growing role as a strategic hub for global operations, supporting marketings across the globe. This expansion reinforces PowerSchool’s vision of delivering integrated solutions that transform education universally.

About PowerSchool

PowerSchool is a leading provider of cloud-based software for K-12 education supporting 60 million students in more than 90 countries and over 18,000 customers, including more than 90 of the top 100 districts by student enrollment in the United States. Headquartered in Folsom, California, PowerSchool has a strong presence with offices across the United States, India, and the UAE. In India, Bangalore serves as a Center of Excellence, housing over 1,300 employees for more than seven years, dedicated to delivering world-class solutions & supporting clients worldwide. Its mission is to empower educators, administrators, and families to ensure personalized education for every student journey. We bring the best of K-12 educational and operational technology together to make it easier to create and deliver an experience designed for each student. ​​​PowerSchool offers a comprehensive suite of products designed to meet regional needs while delivering globally integrated solutions. Its offerings support schools in every aspect, from administration and learning management to data analytics, empowering institutions to achieve both operational efficiency and academic excellence. PowerSchool continues to drive innovation in education technology while being previously recognized as a Great Place to Work in India in 2023.

Upgrade Your Home This Dussehra – Explore Appliances for Every Need

Dussehra is not just a festival that marks the victory of good over evil – it is also considered an auspicious time to bring positivity and good fortune into our lives. Many families take this opportunity to refresh their homes and invest in new home essentials. From smart washing machines and energy-saving refrigerators to the latest smart TVs and air conditioners, shoppers have plenty of choices to elevate everyday living.

Upgrade Your Home This Dussehra – Explore Appliances for Every Need

Bajaj Finserv ensures that upgrading your home is light on the pocket. Customers can choose from a wide range of electronics and appliances at any of Bajaj Finserv’s 1.5 lakh+ partner stores across 4,000 cities in India. They can opt for the Bajaj Finserv Easy EMI Loan of up to Rs. 5 lakh, which spreads the cost into small, manageable monthly payments. On select products, zero down payment is also available, so customers can take home their appliance without paying anything upfront.

What makes this even better is the ongoing Blockbuster EMI Days, running from 15th September to 31st October 2025, let customers enjoy attractive discounts and choose from over 50 EMI schemes, making Dussehra shopping easier, smarter, and more rewarding.

Home essentials that bring comfort and convenience to every household

Bajaj Finserv partner stores offer a wide range of home appliances to meet the needs of every family. From essential everyday items to smart, energy-saving gadgets, there is something for everyone. These appliances are designed to make life easier, save time, and bring comfort to every home this Dussehra.

  • Washing machines: Choose from top-load or front-load models that make laundry faster and more efficient. Many models come with energy-saving features, multiple wash programs, and user-friendly controls, helping families save both time and electricity.

  • Refrigerators: Available in single-door, double-door, and side-by-side designs, these fridges keep food fresh longer. Energy-efficient models reduce electricity bills while ensuring enough space for festive treats and daily essentials.

  • Air conditioners: Stay cool and comfortable throughout the year with split, inverter, or window ACs. These units are designed for efficiency, quiet operation, and easy maintenance, perfect for beating the summer heat.

  • Smart televisions: Upgrade home entertainment with HD and 4K smart TVs. They offer vivid picture quality, smart connectivity, and easy access to streaming platforms, making family movie nights more enjoyable.

  • Microwaves and small appliances: From microwaves to mixers and juicers, these appliances simplify cooking and meal preparation. Fast, convenient, and easy to use, they save time in the kitchen while helping create delicious festive dishes.

Top-selling home appliances and their prices

This Dussehra, explore the price list of India’s most popular home appliances. From energy-efficient refrigerators and smart TVs to washing machines and air conditioners, find top models with their prices and Easy EMI options for quick and easy purchases.

Washing machines

1. Croma 6.5 kg 5 Star Fully Automatic Top Load Washing Machine
With a 5-star energy rating, this model combines performance with energy efficiency. Its sleek design and advanced features make laundry tasks effortless.

  • Price: Rs. 11,490

  • Easy EMI starting at: Rs. 957/month

2. LG 6.5 KG Fully Automatic Top Load Washing Machine T65SPSF2Z
This compact washing machine is ideal for small to medium-sized families. It offers multiple wash programs and a user-friendly interface, ensuring efficient cleaning.

  • Price: Rs. 17,280

  • Easy EMI starting at: Rs. 1,421/month

Refrigerators

1. Godrej RD EMARVEL 290C 268L 3 Star Direct Cool Single Door Refrigerator
Featuring Turbo Cooling and a Farm Fresh Crisper, this model is designed to keep your food fresh longer. Its stylish Fusion Wine finish adds elegance to your kitchen.

  • Price: Rs. 20,790

  • Easy EMI starting at: Rs. 1,732/month
    ​

2. LG 260L 3 Star Smart Inverter Frost-Free Double Door Refrigerator
This refrigerator boasts a spacious interior with smart inverter technology, ensuring consistent cooling and energy savings. Its sleek design complements modern kitchens.

  • Price: Rs. 28,490

  • Easy EMI starting at: Rs. 2,374/month

Air conditioners

1. Daikin 1 Ton 3 Star Split AC (Model: RKL35UV16W)
This air conditioner offers efficient cooling with a 3-star rating, making it suitable for medium-sized rooms. Its split design ensures quiet operation.

  • Price: Rs. 32,872

  • Easy EMI starting at: Rs. 1,826/month
    ​

2. Panasonic 1.5 Ton 3 Star Inverter Split AC (Model: CU-EU18BKY3F)
Equipped with a 7-in-1 convertible feature, this inverter AC provides flexible cooling options. Its energy-efficient design ensures lower electricity bills.

  • Price: Rs. 35,697

  • Easy EMI starting at: Rs. 2,975/month

Televisions

1. Samsung 43 inch 4K Ultra HD Smart LED TV (Model: 55CU8000)
This smart TV delivers stunning 4K visuals with HDR support. Its sleek design and smart features make it a perfect addition to any living room.

  • Price: Rs. 24,990

  • Easy EMI starting at: Rs. 2,500/month
    ​

2. Sony BRAVIA 55 inch 4K Ultra HD Smart LED Google TV
Experience cinematic quality with this 4K UHD TV. Its Google TV interface offers seamless streaming and smart connectivity.

  • Price: Rs. 43,300

  • Easy EMI starting at: Rs. 3,608/month

Disclaimer: The features, availability, and pricing of each model are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

These home appliances are available at Bajaj Finserv partner stores across India. Customers can select the model that suits their home and budget and use Bajaj Finserv’s options to bring comfort and convenience into their homes.

Bigger savings with the Maha Bachat Savings Calculator

To help customers get the most value this Dussehra, Bajaj Finserv offers the Maha Bachat Savings Calculator. This tool combines all available offers in one place, making it easy for buyers to save on home appliances without extra effort.

Key benefits of the calculator:

  • Brand offers: Discounts provided by manufacturers such as LG, Samsung, and others.

  • Dealer offers: Price cuts or cashback available at partner stores like Croma or Vijay Sales.

  • EMI benefits: 50+ Easy EMI schemes and zero down payment options on select products.
    ​

How it works:

  1. Visit the Maha Bachat Savings Calculator on the Bajaj Finserv website.

  2. Select a product category, such as refrigerators, and choose a brand.

  3. Set a budget to find products within the desired price range.

  4. View total savings, including brand offers, dealer discounts, and EMI benefits.

  5. Locate the nearest Bajaj Finserv partner store carrying the selected product.

This tool allows customers to see the full value of available deals and ensures they don’t miss any festive savings.

How to buy home appliances this Dussehra with Bajaj Finserv

Upgrading home appliances this Dussehra is simple and affordable with Bajaj Finserv. Customers can follow these easy steps to bring appliances like refrigerators, washing machines, TVs, and air conditioners home:

  • Browse models: Explore top appliance brands on Bajaj Mall or visit nearby partner stores.

  • Check loan eligibility: By entering a mobile number online, customers can instantly see their pre-approved loan limit, making it easier to plan purchases.

  • Visit the nearest store: With over 1.5 lakh partner stores across 4,000 cities, finding a nearby store is convenient.

  • Choose Easy EMI Loan at checkout: Flexible repayment plans are available, with tenures from 3 to 60 months.

  • Enjoy zero down payment: On select models, customers can take appliances home without paying anything upfront.

  • Complete the purchase: With just a few basic documents, the loan is approved quickly, and the appliance is ready to take home.

With Bajaj Finserv, upgrading home appliances this Dussehra is easy, convenient, and stress-free, helping families enjoy comfort without stretching their budget.

Bajaj Finance Limited

Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

To know more, visit www.bajajfinserv.in.

Over 2.1 Million Careers in India Are in the Making: Impacteers

The world’s first AI-powered Business-to-Talent platform from India, Impacteers, today announced that it is preparing and shaping the careers of over 2.1 million individuals nationwide. Dedicated to helping individuals find their true calling, Impacteers is building talent across experience levels, from recent graduates to senior professionals, spanning both the formal and organized sectors. Of the 2.1 million, more than 1.5 million are job-seekers and 6,00,000 are students poised to enter the workforce soon.

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Mr Krishna Javvaji, Chairman & Founder, Impacteers

While many job seekers are still exploring their career pathways, over 50,000 have already identified their employment gaps and are working to bridge them. These interventions range from resume building aligned with career aspirations, interview preparation, mentorship, and skill enhancement, among others. To support this, Impacteers has already onboarded over 300 mentors, while 2,500 mentor profiles from diverse fields are currently under review and selection.

In addition, Impacteers has also partnered with more than 100 colleges across Tamil Nadu following a rigorous evaluation and compliance process. This partnership brings over 6,00,000 students into the platform’s career-shaping ecosystem through a combination of digital and on-campus modules. The network includes government and private institutions across arts, science, and engineering disciplines. Additionally, Impacteers is in the process of onboarding other colleges within the state, while institutions in neighboring Andhra Pradesh are currently under review. The Phase-I expansion, covering the entire South India, is targeted for completion by December 2025.

Mr. Krishna Javvaji, Chairman & Founder, Impacteers, said, “Impacteers is the result of over two years of research and technological innovation, and I am proud to see it in action since our launch announcement last month in August. At its core, Impacteers is a solution to the aspirations that exist in the market, where every employer aspires to grow just as every employee aspires to grow. Employers must deepen their human connections within their teams, while employees must discover their true career paths and build the necessary skills. By enabling this balance, Impacteers helps both job seekers and recruiters find their true calling.”

About Impacteers

Impacteers, a product of Genrichers Innovations headquartered in Chennai, India, is a dynamic ecosystem designed to bridge the gap between learning and professional success. With a strong focus on mentorship, skill-building, and career guidance, it connects individuals in India and Germany with the right opportunities, resources, and experts, empowering them to grow, thrive, and achieve their goals. Backed by cutting-edge AI and a team of over 250 professionals across India, the US, Singapore and Germany, Impacteers connects not just businesses and talent but purpose-driven individuals – including students, solopreneurs, professionals, and mentors – fostering co-creation and meaningful career growth beyond traditional employment.

MMTC-PAMP Unveils the Lord Shiva 50gm Silver Bar; A Timeless Tribute to Cosmic Power and Devotion

  • The front features a majestic image of Lord Shiva in a meditative pose amidst the vast cosmos, gently holding planet Earth- symbolizing his guardianship and protection over life and the universe

  • The reverse side is engraved with the powerful Sanskrit mantra “Karpur Gauram Karunavataram” dedicated to Lord Shiva (Link to the product)

MMTC-PAMP, India’s only London Bullion Market Association (LBMA) accredited Good Delivery gold & silver refiner, is proud to launch the Lord Shiva 50 grams 999.9+ purity Silver Bar, an exceptional collectible that celebrates the timeless devotion to Lord Shiva, a deity deeply revered in Hinduism.

MMTC-PAMP unveils the 50gm Lord Shiva Silver Bar – a timeless tribute to cosmic power and devotion

This silver bar is a spiritual masterpiece, a visual embodiment of Lord Shiva’s cosmic power, serenity, and divine guardianship. Crafted with the Finest Swiss Craftmanship blended with India’s rich artistic heritage, the front side of the bar showcases Lord Shiva seated in a meditative pose amid a celestial backdrop. His aura radiates calm strength as he cradles the planet Earth in his hand, symbolizing his role as the protector and creator of balance in the universe. Surrounding him are cosmic elements like galaxies, planets, sacred symbols such as the Trishul and Damru, and intricately designed motifs representing the boundless energy of Shiva.

The reverse side of the bar is engraved with the revered Shiva Yajur mantra. This sacred verse is a meditative chant invoking the peaceful yet transformative energy of Lord Shiva and Goddess Parvati, symbolizing their divine union of strength and compassion. The mantra is lined by motifs of Mount Kailash and the Trishul, symbols associated with the Mahadev, further enhancing the cultural and spiritual resonance of the bar.

Speaking on the launch, Mr. Samit Guha, Managing Director & CEO at MMTC-PAMP said, “We are delighted to announce the launch of Lord Shiva Silver Bar. The bar is a sacred convergence of spirituality, art, and precious metal. Crafted for this festive season, which is one of the most spiritually significant periods in our culture, this collectible serves as a reminder of devotion, peace, and transformation. We are proud to offer our customers a symbol that goes beyond investment, it is a spiritual heirloom.”

The Lord Shiva 50gm Silver Bar stands out for its spiritual resonance as a powerful symbol of divine protection, inner peace, and universal harmony. It is a true convergence of art and divinity, featuring premium craftsmanship and thoughtful design. Minted in 999.9+ pure silver, the bar carries timeless value, both in material and message. Each bar is securely sealed in MMTC-PAMP’s newly designed, Assayer-certified Certicard packaging, which not only guarantees authenticity and positive weight tolerance but also enhances its appeal as a collectible and a meaningful gift.

MMTC-PAMP’s Lord Shiva Silver Bar is a proud celebration of India’s rich spiritual heritage, brought to life through intricate design and positive weight tolerance. This bar is the latest addition to MMTC-PAMP’s growing portfolio of devotional and spiritual collectibles, which includes the Sone Ki Chidiya gold coin, Char Dham Silver Coin Series, Laddoo Gopal 50gm Silver Bar, Ram Lalla 50gm Silver Bar, Ram Lalla 10gm Gold Bar, the Ganesh Laxmi 10 gm Silver Coin, the Char Dham Coin Set and many more. Each of these offerings reflects MMTC-PAMP’s commitment to blending faith, culture, and precious metals into meaningful heirlooms for collectors and devotees alike.

Every product created by MMTC-PAMP goes through a rigorous purification process to ensure 999.9+ the purity of the metal. To validate the authenticity, every MMTC-PAMP product carries a unique number and comes packaged in Assayer Certified Minted Cards. Each gold and silver product bought from MMTC-PAMP offers positive weight tolerance, which guarantees that every coin or bar one buys weighs more than the listed weight, ensuring customers receive the highest value for their investment. MMTC-PAMP products are available at their exclusive stores, leading jeweller partners, online marketplaces such as Amazon and Flipkart, or directly from MMTC-PAMP’s official website, www.mmtcpamp.com/shop

About MMTC-PAMP

A joint venture between Switzerland-based bullion refinery, PAMP SA, and MMTC Ltd., a Miniratna and Government of India Undertaking. MMTC-PAMP is the only LBMA-accredited gold & silver good delivery refiner in India and is accepted across global commodity exchanges and central banks. The company seamlessly marries Swiss excellence with Indian insights. MMTC-PAMP India Pvt. Ltd. is internationally recognized as an industry leader in bringing global standards of excellence to the Indian precious metals industry.

MMTC-PAMP has received several awards since its inception from local and global industry bodies for Refining, Brand and Sustainability. Notably, MMTC-PAMP is Indias First Precious Metals Company to have Science-based Emissions Reduction Targets Approved by SBTI. Recognized by the Asia and India Book of Records, MMTC-PAMP is acclaimed as the country’s only brand providing the purest gold and silver coins and bars with 999.9+ purity levels and positive weight tolerance to consumers. Adding to its laurels, MMTC-PAMP was honoured as India’s Most Trusted Brand of the Nation at The Brand Story- Indian Brand and Leadership Conclave & Awards, 2024.

Global Education Summit – 2025 at Chandigarh University Brings Together 75 Academic Leaders from 60 Universities Across 35 Countries

Chandigarh University has been leading on the internationalization of education since it’s inception and in these years, the University has been successful in forging global academic alliances with top ranked universities across the world. To maximize their footprints at the global level and providing exposure to it’s students from top ranked institutions from all parts of the world, Chandigarh University is hosting two-day 5th Global Education Summit at their Mohali campus with renowned academic leaders, think tanks, & policy makers from 60 international universities and 35 countries.

Chandigarh University Senior Management with Juan Antonio March Pujol, Ambassador of Spain to India during Global Education Summit 2025

While addressing a gathering of students during two-day long 5th edition of Global Education Summit Global Collaborations for Shaping the Future of Higher Education: Creating AI Empowered, Technology-Deepening, Inclusive and Sustainable Nations, Juan Antonio March Pujol, Ambassador of Spain to India said, “AI is not a threat but an opportunity, opening new fields and careers. The key is knowing your capacities and delivering what others need, fostering innovation, entrepreneurship and solutions that benefit humanity. But innovation must go hand in hand with peace. The younger generation must be the lobby for peace, not war, while universities help develop the capacities for fulfilling, impactful lives and the progress of humanity. Universities, therefore, have two responsibilities, to nurture talent and innovation and to champion peace in the world”. The Summit at the Chandigarh University campus witnessed participation from 75 renowned academic leaders from 60 international universities and 35 countries.”

The Ambassador of Spain to India, Pujol added, “Humanity has made each individual a masterpiece; our fingerprints and neurons are all unique, offering limitless possibilities. We are on the threshold of extraordinary intelligence and universities must prepare students to contribute meaningfully.”

Speaking during the occasion, Deep Inder Singh Sandhu, Senior Managing Director of Chandigarh University, said, “At Chandigarh University, we believe in giving our students and faculty a truly global experience. With over 515 collaborations with top-ranked universities across more than 100 countries, we are creating opportunities for joint research, academic partnerships, student and faculty exchanges, semester exchange, cultural exchange and industry-innovation partnerships. The Global Education Summit is a unique platform that not only facilitates these exchanges but also enables universities worldwide to come together and sign MoUs to advance higher education. By fostering international collaborations, responsibly integrating emerging technologies and AI, and promoting interdisciplinary research, we are preparing our students to navigate a rapidly changing world and make a meaningful impact globally.

The Guest of Honor, Dr Pontus Warnestal, Deputy Vice Chancellor, Halmstad University, Sweden said, “Universities are being reshaped by forces beyond their walls-AI, disinformation, funding challenges and public skepticism. The question is not how we train students to use AI, but how we prepare them for a world where fluent nonsense is everywhere. Higher education must deepen students’ ability to test claims, critique substance and act as informed citizens. Our task is to redraw education into something more adaptive, humane and grounded in communication, not automation.

Chandigarh University signed five Memorandum of Understandings (MoUs) with top-ranked international universities including American University, Washington DC, Capilano University, Canada, Middlesex University, Mauritius, Sunway University, Malaysia and Mariano Marcos, State University Philippines in the presence of Deep Inder Singh Sandhu, Senior Managing Director of Chandigarh University to strengthen academic cooperation and international engagement. The partnership will enable joint research projects, academic collaborations, capacity building, student exchange and faculty exchange programmes, thereby fostering innovation, cross-cultural learning and global knowledge sharing.

Later, a session was conducted on ‘Enabling and Empowering Students for Technology Deepening in Higher Education’ that focused on equipping students with advanced technological skills, fostering critical thinking, creativity and adaptability, and integrating emerging technologies ethically into curricula. It also highlighted interdisciplinary collaboration and preparing future-ready graduates.

Another session on ‘AI for Inclusiveness and Sustainability’ explored leveraging AI to create inclusive and sustainable higher education ecosystems and discussions were focused on improving accessibility, promoting responsible AI use, supporting sustainable development and fostering collaboration across institutions and countries.

The discussions during the sessions were centered around frameworks for responsible technology and AI integration in education, recommendations for curriculum innovation and student empowerment and strategies for global collaboration, research and societal impact.

Dr Chris Bottrill, Associate Vice President, International, Capilano University, Canada said, “It’s impressive to see 35 countries come together at Chandigarh University to openly discuss tough global issues at a time of rising polarity and conflict. This is the right place to have these conversations and shape our future. AI and quantum fields hold huge opportunities, but the challenge is how we teach and research them well and that’s why forums like this matter.

Prof (Dr) Nola Hewitt-Dundas, Pro Vice-Chancellor, Queen’s University Belfast, Northern Ireland, said, “We meet at a time of great challenges and opportunities as rapid technological changes preparing students for jobs that don’t yet exist and respond to sustainability and inequality. Young people look to universities for skills and adaptability for an uncertain world. As Mahatma Gandhi said the future depends on what you do today and the choices and partnerships we make now will shape both our students lives and our societies.”

Prof Stephen Khehla Ndlovu, Vice-Chancellor and Principal, Vaal University of Technology, South Africa said, “Higher education must do more than impart knowledge, it must empower society, drive innovation, and cultivate compassion and inclusivity. From rethinking the shape of higher education to harnessing technology and AI for sustainability, this summit reminds us that universities are engines of transformation. No university can meet these challenges alone; we need partnerships across borders, disciplines, and traditions, learning from each other’s strengths and mistakes.

On the concluding day, the session ‘Rethinking the Shape of Higher Education to Meet Future Challenges’ explored how universities can adapt to societal, technological, and economic changes, focusing on curriculum innovation, research collaboration, digital transformation, and preparing students for a world shaped by rapid change and misinformation. Another session on ‘Revisiting Learning-Teaching Models for Creating Empowered and Empathetic Societies’ highlighted innovative, learner-centered teaching approaches, social responsibility, and education’s role in fostering inclusive and compassionate communities. In the final session, Technology and Innovation for a Safe, Secure, and Equitable Future for All’ explored how technology and innovation can address global challenges, emphasizing safety, security, inclusivity, and equitable access for a sustainable future.

About Chandigarh University

Chandigarh University is a NAAC A+ Grade University and QS World Ranked University. This autonomous educational institution is approved by UGC and is located near Chandigarh in the state of Punjab. It is the youngest university in India and the only private university in Punjab to be honoured with A+ Grade by NAAC (National Assessment and Accreditation Council). CU offers more than 109 UG and PG programs in the field of engineering, management, pharmacy, law, architecture, journalism, animation, hotel management, commerce, and others. It has been awarded as The University with Best Placements by WCRC.

Website address:www.cuchd.in.

Zip Zap Energy Drink from Tata Consumer Products Energised Kolkata with “Energy Hour” During Durga Puja

Zip Zap Energy Drink from Tata Consumer Products, brought an unforgettable burst of excitement to the Durga Puja celebrations at Kolkata’s Hathibagan with its exclusive activation, Zip Zap Energy Hour.

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This Durga Puja, Tata Consumer Products’ Zip Zap Energy Drink lit up Hathibagan with a one-of-its-kind, energy-packed activation

Every hour, the sound of eight Zip Zap-branded dhols reverberated through the crowd, creating a magnetic draw for pandal hoppers. These three-to-five-minute dhol sessions set the perfect rhythm for the evening and were accompanied by lively crowd engagement, free product sampling, and interactions with festival-goers.

Priced at just Rs. 10, Zip Zap Energy Drink comes in a convenient cup format, 180 ml non-carbonated caffeinated beverage with vitamins and is available in a red, berry-flavoured variant that balances taste with vitality. Staying true to its brand promise, “Jab Life Ki Zip Jaye, Zap Se Wapas Laaye“, the product positions itself as an affordable, accessible, and youthful energy drink for today’s fast-paced consumers.

Held on 28th and 30th September, between 7 PM and midnight, the activation transformed Hathibagan into a high-energy zone where festive beats met brand engagement.

Zip Zap Energy Hour left Hathibagan buzzing with excitement and stood out as one of the most memorable brand activations of this year’s Durga Puja. Through this initiative, Tata Consumer Products successfully combined celebration, energy, and consumer engagement while strengthening Zip Zap’s connection with Kolkata’s festive crowd.

About Tata Consumer Products Limited
Tata Consumer Products Limited is a focused consumer products company uniting the principal food and beverage interests of the Tata Group under one umbrella. The Company’s portfolio of products includes tea, coffee, water, RTD, salt, pulses, spices, ready-to-cook and ready-to-eat offerings, breakfast cereals, snacks and mini meals. Tata Consumer Products is the 2nd largest branded tea company in the world. Its key beverage brands include Tata Tea, Tetley, Organic India, Eight O’Clock Coffee, Tata Coffee Grand, Himalayan Natural Mineral Water, Tata Copper+ and Tata Gluco+. Its foods portfolio includes brands such as Tata Salt, Tata Sampann, Tata Soulfull, Ching’s Secret and Smith & Jones. In India, Tata Consumer Products has a reach of over 275 million households, giving it an unparalleled ability to leverage the Tata brand in consumer products. The Company has a consolidated annual turnover of Rs. 17,618 Crs with operations in India and International markets.

fischer HybridPower Anchor – World’s First All-rounder HybridPower Anchor for Fastening Applications

As safe as a steel anchor and as easy to install as a plastic plug – the new fischer HybridPower combines the best of both worlds. Thanks to innovative technology and a sophisticated combination of materials, the newcomer offers effortless handling, high load-bearing capacity and permanently reliable security – even in the event of fire. Versatile and reliable, the HybridPower works in all standard solid and hollow building materials – the flexible problem solver of nearly any fixing task.

fischer HybridPower Anchor​

Mr. Mayank Kalra, MD of fischer India, said, “fischer has always stood for innovation and reliability in fastening solutions worldwide. With HybridPower, we see a strong opportunity to explore its potential in the growing DIY segment in India. This product truly reflects fischer’s superiority in combining ease of use with high performance, something that can empower both professionals and DIY enthusiasts.”

Even experienced DIY enthusiasts and craftsmen sometimes can be uncertain when choosing the right anchor. A heavy wall cabinet is to be mounted on the wall – but which anchor is the right one Various factors play a role here: the interaction of the building material, anchor and screw as well as the type and extent of the load applied and other parameters. But what if, for example, the anchoring surface is unknown And above all: how can maximum security be guaranteed so that pull-up bars, kitchen wall units hold reliably Ease of use is also important. It is convenient if the installation works with familiar steps as with a conventional plastic plug – without any special tools.

The fischer HybridPower is the problem solver for a wide range of fixing tasks that fulfills all these wishes and requirements. With this all-rounder, users always have the right solution for every common fixing task. That’s because the fischer HybridPower unites the strengths of both classic plastic and steel anchors. It combines easy handling with high load-bearing capacity, long-lasting security and versatile application options in all common anchoring substrates.

Whether TV consoles, wall shelves, kitchen hanging cabinets, wardrobes, lighting, pull-up bars, wooden slats, metal brackets and supports or HVAC fasteners (plumbing, heating, air conditioning, ventilation) – the HybridPower enables these and many other applications in solid and hollow building materials. The HybridPower is equally suitable for interior work in heavy-duty applications requiring simple installation as it is for industrial and HVAC applications, such as fixing cable trays, ventilation and air conditioning systems and pipework. The range is suitable for metal and timber attachments up to 10 mm.

Thanks to its high-performance metal components, the HybridPower also holds heavy loads and offers a high load-bearing capacity. Even in the event of a fire breaking out, it guarantees permanently secure anchoring – certified by the fire certificate. The metal power wedges of the anchor interlock with the building material, giving users that extra bit of security.

fischer HybridPower Anchor​

Thanks to the clever combination of materials, the HybridPower can be installed like a classic plastic plug and used across all standard solid and hollow building materials. Typically, the choice of anchors depends on the installation method, such as pre-positioned or push-through installation. With the HybridPower, users always have the right solution. Thanks to its universal plug head, it can be used for either pre-positioned or push-through installation. This also increases flexibility in application. Installation is extremely straightforward – without any special tools or torque wrench. Simply insert the plug into the drill hole by hand or with just a few hammer blows and screw in the screw. The HybridPower expands in the building material thanks to its flexible plastic casing and holds securely and permanently. Together with hexagon head screws, the plug is suitable for fixing metal constructions, while with countersunk screws it is predestined for attaching wooden fixing parts. The included screw ensures a clean, flush finish without any protruding threaded rod. Removal is possible at any time if required. Simply remove the screw to release the fixing point.

With the fischer HybridPower, DIY enthusiasts and professionals are well equipped to realize a wide variety of fastening tasks in easily, safely and reliably – for results that last.

Mr. Kalra further added, “With DIY culture gaining significant momentum, HybridPower could enable enthusiasts and professionals alike to take on complex projects with greater confidence and precision. At fischer India, we look forward to exploring the possibilities this innovation could unlock for our customers.”

fischer Building Materials India Private Limited
Ward No. 76, Unit 101, First Level, No. 3 (Old 4 Prestige Sigma, Vittal Mallya Rd, Richmond Town, Bengaluru, Karnataka 560001

Chennai-Based PR Agency Wins Two Prestigious National Awards at PRCI Global Conclave in Goa

Catalyst Public Relations Pvt. Ltd., a leading PR agency based in Chennai, has further solidified its reputation by winning two coveted National Awards at the 19th PRCI Global Communication Conclave, organized by the Public Relations Council of India (PRCI) in Goa on September 26-27, 2025.

Actor Mr. Pramod Shetty (right) presented the award shield and certificate to Mr. Ramkumar Singaram, CEO of Catalyst PR (left)

The agency was honored with the “Chanakya Award” in the category of “Promising Image Building Agency of the Year,” recognizing its excellence in strategic communication and impactful brand-building initiatives.

Renowned film producer, director, and actor Mr. Pramod Shetty presented the award shield and certificate to Mr. Ramkumar Singaram, CEO of Catalyst PR, in the presence of distinguished communication professionals from across India.

In addition to this achievement, Catalyst PR also won the “Excellence Award in Internal Communication Campaign” at the same event. This award recognized the agency’s innovative, result-driven internal communication strategies.

The award was jointly presented by Mr. D. Prasad, Assistant General Manager, State Bank of India, Panaji Branch, Goa, and noted actress and singer Ms. Ester Valerie Noronha.

Speaking on the double win, Mr. Ramkumar Singaram, CEO of Catalyst PR, said, “We are truly honored to be recognized by PRCI on a national platform. We extend our heartfelt gratitude to our valued customers and media professionals for their unwavering support over the last 29 years. These accolades inspire us to continue innovating and delivering impactful communication solutions for our clients.”

The PRCI Global Communication Conclave is widely regarded as one of the premier gatherings of communication professionals, corporate leaders, academicians, and media experts.

About Catalyst PR
Established 29 years ago, Catalyst PR is a leading PR agency in Tamil Nadu, with over 750 clients. The only ISO 9001:2015 certified PR agency in India, Catalyst PR specializes in corporate communications, media relations, and crisis management, winning over 10 national awards for excellence and innovation.